# BILL Spend & Expense (Formerly Divvy) vs Brex Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in providing real-time visibility into employee spending, which is particularly beneficial for organizations managing multiple budgets. Users appreciate the ability to create itemized receipts for transactions and reimbursements, making expense tracking much simpler.
- **Users say** that Brex stands out for its intuitive interface and excellent document upload quality. Many find the system user-friendly, with features like an AI assistant that guides them through missing information, enhancing the overall experience when managing expenses.
- **Reviewers mention** that while BILL Spend & Expense (Formerly Divvy) offers robust features for small businesses, it sometimes faces challenges in integration with other software. However, users have noted that it integrates well with accounting systems, which helps streamline their financial processes.
- **According to verified reviews** , Brex shines in its customer support, with users highlighting the effectiveness of both live support and the AI assistant. This level of support contributes to a smoother user experience, especially for those who may need assistance with the platform.
- **G2 reviewers report** that while both platforms are easy to use, Brex has a slight edge in setup and overall usability. Users have praised Brex for its quick onboarding process and the ability to upload files seamlessly from both mobile and desktop devices.
- **Users say** that BILL Spend & Expense (Formerly Divvy) provides excellent features for budget management, including customizable budgets and card controls. This flexibility is particularly appreciated by accounting managers who need to maintain strict oversight of spending within their organizations.



| | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.8 out of 5 | 
| **Total Reviews** | 2,237 | 1,616 | 
| **Largest Market Segment** | Small-Business (65.4% of reviews) | Small-Business (55.7% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Contact Us | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Brex

Pros:
- Ease of Use (376 reviews)
- Expense Management (133 reviews)

Cons:
- Approval Issues (55 reviews)
- Approval Process (26 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1859 reviews) | 9.5 (1188 reviews) | 
  | **Ease of Use** | 9.0 (1908 reviews) | 9.6 (1216 reviews) | 
  | **Ease of Setup** | 8.8 (1625 reviews) | 9.4 (596 reviews) | 
  | **Ease of Admin** | 9.0 (1567 reviews) | 9.4 (372 reviews) | 
  | **Quality of Support** | 8.5 (1737 reviews) | 9.5 (979 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1549 reviews) | 9.5 (365 reviews) | 
  | **Product Direction (% positive)** | 9.0 (1853 reviews) | 9.0 (1100 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Brex

#### Entry-Level Pricing

Plan: Premium

Price: Contact Us

Description: For mid-sized companies looking to scale. Everything included in Essentials plus: 

Key Features:
- Custom expense policies and approvals
- In-app travel booking and management
- Live Budgets with real-time tracking

[Browse all 3 editions](https://www.g2.com/products/brex/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1467 |
| **Brex** | 9.0/10 | 940 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1064 reviews) ✓ Verified | 9.2 (645 reviews) | 
| **Bank / Credit Card Integration** | 8.8 (1104 reviews) ✓ Verified | 9.3 (690 reviews) ✓ Verified | 
| **Smart Categorization** | 8.3 (1092 reviews) ✓ Verified | 9.0 (652 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.1 (1239 reviews) ✓ Verified | 9.4 (759 reviews) ✓ Verified | 
| **Employee Reimbursement** | 7.8 (934 reviews) ✓ Verified | 9.2 (526 reviews) | 
| **Currency Conversions** | 7.8 (719 reviews) ✓ Verified | 8.8 (330 reviews) | 
| **Corporate Card** | 8.5 (978 reviews) ✓ Verified | 9.3 (620 reviews) ✓ Verified | 
| **Credit Card Management** | Not enough data | Not enough data | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | 9.1 (26 reviews) | 
| **Cross-system Integration** | 7.2 (123 reviews) | 9.1 (25 reviews) | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 9.0 (366 reviews) | 
| **Itinerary Management** | 6.7 (634 reviews) | 8.6 (333 reviews) | 
| **Trip Notifications** | 6.5 (616 reviews) | 8.5 (322 reviews) | 
| **Advanced Integrations** | 6.9 (691 reviews) | 8.8 (429 reviews) ✓ Verified | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | 9.3 (537 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.9 (386 reviews) | 
| **Biometric Recognition** | Not enough data | Not enough data | 
| **Optical Character Recognition** | Not enough data | Not enough data | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Audit Trail** | Not enough data | Not enough data | 
| **Secure Data Storage** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Duplicate Detection** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budgeting/Forecasting** | Not enough data | Not enough data | 
| **Customizable Fields** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Automated Receipt Matching** | Not enough data | Not enough data | 
| **Mobile Receipt Upload** | Not enough data | Not enough data | 
| **Billable & Non-Billable Hours** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Receipt Capture** | 9.2 (1147 reviews) ✓ Verified | 9.4 (704 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 8.7 (362 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.6 (294 reviews) | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (611 reviews) | 8.7 (388 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.7 (757 reviews) ✓ Verified | 8.7 (357 reviews) | 
| **Generative AI** | Not enough data | Not enough data | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (689 reviews) ✓ Verified | 9.1 (373 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1024 reviews) ✓ Verified | 9.0 (481 reviews) | 
| **Workflow** | 8.3 (1012 reviews) ✓ Verified | 9.2 (499 reviews) | 
| **Automated Reminders** | 8.3 (1042 reviews) ✓ Verified | 9.1 (563 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.4 (950 reviews) ✓ Verified | 9.1 (452 reviews) | 
| **User, Role, and Access Management** | 8.9 (1159 reviews) ✓ Verified | 9.3 (578 reviews) ✓ Verified | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Payroll Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Reporting** | 8.4 (1017 reviews) ✓ Verified | 9.2 (540 reviews) ✓ Verified | 
| **APIs / Integration** | 7.9 (771 reviews) ✓ Verified | 8.9 (417 reviews) ✓ Verified | 
| **Internationalization** | 7.6 (639 reviews) | 9.1 (382 reviews) | 
| **Performance and Reliability** | 8.9 (1085 reviews) ✓ Verified | 9.5 (663 reviews) ✓ Verified | 
| **Mobile User Support** | 8.9 (1026 reviews) ✓ Verified | 9.4 (596 reviews) ✓ Verified | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **QuickBooks Integration** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Payroll Integration** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 932 |
| **Brex** | 9.0/10 | 417 |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Data** | 8.1 (703 reviews) | 9.0 (262 reviews) | 
| **Approvals** | 8.7 (766 reviews) | 9.2 (300 reviews) | 
| **Alignment** | 8.5 (625 reviews) | 9.0 (245 reviews) | 
| **Real-Time Data** | Not enough data | Not enough data | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **KPIs** | 7.6 (548 reviews) | 8.6 (209 reviews) | 
| **Benchmarks** | 7.6 (553 reviews) | 8.5 (205 reviews) | 
| **Forecasting** | 7.4 (556 reviews) | 8.3 (210 reviews) | 
| **Savings** | 7.6 (585 reviews) | 8.7 (221 reviews) | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **One-time Virtual** | 8.8 (653 reviews) | 9.2 (256 reviews) | 
| **Recurring Virtual** | 8.8 (673 reviews) | 9.1 (266 reviews) | 
| **Physical** | 9.0 (761 reviews) | 9.3 (295 reviews) | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Real-Time Monitoring** | 9.0 (746 reviews) | 9.2 (280 reviews) | 
| **Multiple Views** | 8.7 (650 reviews) | 9.1 (241 reviews) | 
| **Data Import/Export** | 8.7 (699 reviews) | 9.2 (240 reviews) | 
| **Budgets** | 8.6 (787 reviews) | 9.0 (239 reviews) | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Vendor** | 8.4 (667 reviews) | 9.1 (257 reviews) | 
| **Recurring** | 8.6 (666 reviews) | 9.0 (246 reviews) | 
| **Employee Reimbursements** | 7.6 (609 reviews) | 9.1 (262 reviews) | 
| **ACH** | 8.0 (623 reviews) | 9.1 (249 reviews) | 
| **Reimbursement Management** | Not enough data | Not enough data | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Notifications** | 8.4 (739 reviews) | 9.3 (303 reviews) | 
| **Unique Cards** | 8.8 (722 reviews) | 9.2 (281 reviews) | 
| **Controls** | 9.0 (741 reviews) | 9.3 (275 reviews) | 
| **Budget Control** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Prepaid Cards** | Not enough data | Not enough data | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | 9.4 (15 reviews) | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Reminders** | Not enough data | Not enough data | 
| **Activity Tracking** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Configurable Workflow** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **Audit Management** | Not enough data | Not enough data | 
| **Approval Workflow** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Transaction History** | Not enough data | Not enough data | 
| **Purchase Order Management** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Time & Expense Tracking** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Procurement Management** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Requisition Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Ad hoc Reporting** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Rules-Based Workflow** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Purchasing & Receiving** | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 34 |
| **Brex** | 9.6/10 | 9 |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Capture** | 7.9 (21 reviews) | 9.3 (9 reviews) | 
| **Supplier Portal** | 5.7 (17 reviews) | 9.3 (9 reviews) | 
| **Repository** | 7.3 (20 reviews) | 9.3 (9 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | 9.4 (9 reviews) | 
| **Payments** | 7.5 (19 reviews) | 9.4 (9 reviews) | 
| **Workflows** | 6.9 (18 reviews) | 9.8 (8 reviews) | 
| **Tax Compliance** | 6.6 (17 reviews) | 9.2 (8 reviews) | 
| **Recurring Payments** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | 9.8 (8 reviews) | 
| **Benchmarking** | 5.4 (16 reviews) | 9.8 (8 reviews) | 
| **KPIs** | 5.7 (16 reviews) | 9.6 (8 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Accounting** | 8.7 (27 reviews) | 10.0 (8 reviews) | 
| **Payment Integration** | 8.3 (17 reviews) | 10.0 (8 reviews) | 
| **ERP** | 6.2 (17 reviews) | 9.8 (8 reviews) | 
| **ERP integration** | Not enough data | Not enough data | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | 9.8 (8 reviews) | 
| **Identification** | 6.7 (17 reviews) | 9.8 (8 reviews) | 
| **Scoring** | 5.4 (15 reviews) | 9.8 (8 reviews) | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | 9.8 (8 reviews) | 
| **Reporting** | 6.6 (17 reviews) | 9.8 (8 reviews) | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | 9.8 (8 reviews) | 
| **Post Audits** | 5.8 (16 reviews) | 9.6 (8 reviews) | 
| **Overpayments** | 5.3 (16 reviews) | 9.4 (8 reviews) | 
| **Duplicates** | 6.9 (18 reviews) | 9.2 (8 reviews) | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | 9.4 (8 reviews) | 
| **Data Generation** | 7.0 (16 reviews) | 9.4 (8 reviews) | 
| **Monitoring** | 6.6 (18 reviews) | 9.4 (8 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | 10.0 (5 reviews) | 
| **Proactive Assistance** | 5.8 (16 reviews) | 10.0 (5 reviews) | 
| **Decision Making** | 5.6 (16 reviews) | 9.7 (5 reviews) | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Data Import/Export** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Online Banking** | Not enough data | Not enough data | 
| **1099 Preparation** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **Duplicate Payment Alert** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Inventory Management** | Not enough data | Not enough data | 
| **Check Writing** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Anomaly Detection** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Aging Tracking** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Bank Reconciliation** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Electronic Funds Transfer** | Not enough data | Not enough data | 
| **Purchase Order Reconciliation** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **Workflow Automation** | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Brex** | 9.2/10 | 811 |

#### Expense Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.7 (30 reviews) | 
| **Integration** | Not enough data | 9.3 (25 reviews) | 
| **Compliance** | Not enough data | 9.3 (26 reviews) | 
| **Mobile Functionality** | Not enough data | 9.5 (28 reviews) | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 9.0 (366 reviews) | 
| **Itinerary Management** | 6.7 (634 reviews) | 8.6 (333 reviews) | 
| **Trip Notifications** | 6.5 (616 reviews) | 8.5 (322 reviews) | 
| **Advanced Integrations** | 6.9 (691 reviews) | 8.8 (429 reviews) ✓ Verified | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Approval 

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Rules** | Not enough data | 9.5 (27 reviews) | 
| **Workflows** | Not enough data | 9.5 (27 reviews) | 
| **Submit** | Not enough data | 9.5 (29 reviews) | 

#### AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Personalization** | Not enough data | 9.2 (22 reviews) | 
| **Predictive Analytics** | Not enough data | 8.8 (22 reviews) | 
| **Cost Savings** | Not enough data | 8.9 (22 reviews) | 
| **Efficiency** | Not enough data | 9.0 (22 reviews) | 
| **Real-Time Assistance** | Not enough data | 9.2 (22 reviews) | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Agentic AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.7 (6 reviews) | 
| **Proactive Assistance** | Not enough data | 9.7 (6 reviews) | 

#### Employee Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-time Alerts** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **API** | Not enough data | Not enough data | 
| **Dashboard** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Dashboard Creation** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budget Control** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Electronic Payments** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Multi-Language** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Employee Self Service** | Not enough data | Not enough data | 

### Recurring Revenue Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Brex** | 9.2/10 | 54 |

#### Dashboard

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Capital** | Not enough data | Feature Not Available | 
| **Payouts** | Not enough data | 9.5 (41 reviews) | 
| **Fees** | Not enough data | 9.3 (43 reviews) | 
| **Payment Schedule** | Not enough data | 9.3 (42 reviews) | 

#### Integrations

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Subscription Management** | Not enough data | 9.3 (41 reviews) | 
| **Banking** | Not enough data | 9.4 (45 reviews) | 
| **Accounting** | Not enough data | 9.5 (42 reviews) | 

#### Analytics/Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Cash Balance** | Not enough data | 9.5 (44 reviews) | 
| **ARR** | Not enough data | 8.8 (33 reviews) | 
| **Valuation** | Not enough data | 8.8 (35 reviews) | 
| **Customer Metrics** | Not enough data | 8.9 (35 reviews) | 
| **Expenses** | Not enough data | 9.7 (42 reviews) | 

#### Agentic AI -  Recurring Revenue Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Multi-step Planning** | Not enough data | 9.0 (7 reviews) | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Brex** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)


**Unique to Brex (2):** [Recurring Revenue Finance Software](https://www.g2.com/categories/recurring-revenue-finance), [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Brex | 
|---|---|---|
| **Small-Business** | 65.4% | 55.7% | 
| **Mid-Market** | 33.2% | 38.7% | 
| **Enterprise** | 1.5% | 5.6% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.7%
- **Construction:** 9.0%
- **Accounting:** 7.7%
- **Religious Institutions:** 5.2%
- **Computer Software:** 3.9%
- **Real Estate:** 3.5%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 2.9%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.8%
- **Other:** 44.1%

#### Brex

- **Computer Software:** 20.2%
- **Information Technology and Services:** 12.0%
- **Financial Services:** 5.4%
- **Hospital & Health Care:** 3.3%
- **Marketing and Advertising:** 3.0%
- **Health, Wellness and Fitness:** 2.8%
- **Accounting:** 2.7%
- **Biotechnology:** 2.7%
- **Retail:** 2.6%
- **Real Estate:** 1.8%
- **Other:** 43.3%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2496 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9297 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7183 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (196 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5664 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2443 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1126 reviews)

### Alternatives to Brex

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2496 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9297 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7183 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Mercury](https://www.g2.com/products/mercury-mercury/reviews) — 4.5/5 stars (122 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5664 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1559 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (906 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2443 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Brex

- Title: [How has Brex been for you as a small business long term?](https://www.g2.com/discussions/how-has-brex-been-for-you-as-a-small-business-long-term) — 2 comments, 1 upvote
  > **Top comment:** "They dismissed small buisnesses from their platform under new requirements:

•	Received an equity investment of any amount (accelerator, angel, VC or web3..."
- Title: [What is Brex used for?](https://www.g2.com/discussions/what-is-brex-used-for) — 1 comment
  > **Top comment:** "for managing corporate finance"
- Title: [What are Brex alternatives?](https://www.g2.com/discussions/what-are-brex-alternatives) — 1 comment, 1 upvote
  > **Top comment:** "Comment deleted by user."
- Title: [How does Brex earn profit?](https://www.g2.com/discussions/how-does-brex-earn-profit) — 1 comment, 1 upvote
  > **Top comment:** "I think they make money off of commission through their treasury program and off interchange fees when you use your credit card (just like American Express..."
- Title: [More Physical Cards?](https://www.g2.com/discussions/more-physical-cards) — 1 comment, 1 upvote
  > **Top comment:** "Hey Brian, you can get 1 physical card for each user that you add to the account. "

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-brex)