# BILL Spend & Expense (Formerly Divvy) vs Brex Comparison --- ## AI Generated Summary - **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in user-friendliness, with many users praising its intuitive mobile app that simplifies budget control on the go. In contrast, while Brex also offers a user-friendly interface, some users find it less straightforward for certain tasks, such as filing expense reports. - **Users say** that the reporting and setup process in BILL Spend & Expense is notably easy, making it a preferred choice for those who value quick implementation. Brex, while efficient, has received feedback indicating that its setup can be more complex, which may require additional time for users to adapt. - **Reviewers mention** that BILL Spend & Expense's multilevel approval process is a significant improvement over traditional methods, allowing for smoother transaction coding by employees. On the other hand, Brex users appreciate the automatic receipt loading feature, which saves time but may not offer the same level of transaction oversight. - **According to verified reviews** , BILL Spend & Expense has a strong presence among small businesses, with 65.1% of reviews coming from this segment, indicating its tailored approach for smaller operations. Brex, while also popular among small businesses, has a slightly lower percentage at 56.3%, suggesting it may cater to a broader audience. - **Users highlight** that Brex's ability to send alerts and notifications for expense management is a standout feature, enhancing user engagement and responsiveness. Conversely, while BILL Spend & Expense offers solid notification features, it may not match the proactive assistance that Brex provides. - **G2 reviewers note** that while both products have strong support ratings, Brex significantly outperforms BILL Spend & Expense in quality of support, with users appreciating the quick and effective responses from Brex's support team. This aspect can be crucial for businesses that rely heavily on timely assistance for their expense management needs. | | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.8 out of 5 | | **Total Reviews** | 2,102 | 1,571 | | **Largest Market Segment** | Small-Business (65.1% of reviews) | Small-Business (56.3% of reviews) | | **Entry Level Price** | $0.00 1 user Per Month | Contact Us | --- ## Top Pros & Cons ### BILL Spend & Expense (Formerly Divvy) Pros: - Ease of Use (435 reviews) - Expense Management (224 reviews) Cons: - Integration Issues (89 reviews) - Approval Issues (87 reviews) ### Brex Pros: - Ease of Use (376 reviews) - Expense Management (133 reviews) Cons: - Approval Issues (55 reviews) - Approval Process (26 reviews) --- ## Ratings Comparison | Rating | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Meets Requirements** | 9.0 (1762 reviews) | 9.5 (1161 reviews) | | **Ease of Use** | 9.1 (1804 reviews) | 9.6 (1188 reviews) | | **Ease of Setup** | 8.8 (1527 reviews) | 9.4 (570 reviews) | | **Ease of Admin** | 8.9 (1474 reviews) | 9.4 (368 reviews) | | **Quality of Support** | 8.6 (1645 reviews) | 9.5 (957 reviews) | | **Has the product been a good partner in doing business?** | 9.1 (1459 reviews) | 9.5 (362 reviews) | | **Product Direction (% positive)** | 9.1 (1770 reviews) | 9.0 (1080 reviews) | --- ## Pricing ### BILL Spend & Expense (Formerly Divvy) #### Entry-Level Pricing Plan: Spend & Expense Price: $0.00 1 user Per Month Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. Key Features: - Get as many physical and virtual cards as you need - Access budgets with proactive spend controls - Set up automated expense mangement [Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) #### Free Trial Yes ### Brex #### Entry-Level Pricing Plan: Premium Price: Contact Us Description: For mid-sized companies looking to scale. Everything included in Essentials plus: Key Features: - Custom expense policies and approvals - In-app travel booking and management - Live Budgets with real-time tracking [Browse all 3 editions](https://www.g2.com/products/brex/pricing) #### Free Trial Yes --- ## Features Comparison By Category ### Expense Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1365 | | **Brex** | 9.1/10 | 911 | #### Expense Reports | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Ease of Creating Expense Reports** | 8.5 (1044 reviews) ✓ Verified | 9.2 (629 reviews) | | **Bank / Credit Card Integration** | 8.7 (1088 reviews) ✓ Verified | 9.3 (688 reviews) ✓ Verified | | **Smart Categorization** | 8.3 (1072 reviews) ✓ Verified | 9.0 (647 reviews) ✓ Verified | | **Digital Receipt Management** | 9.1 (1191 reviews) ✓ Verified | 9.4 (745 reviews) ✓ Verified | | **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | 9.2 (520 reviews) | | **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 8.8 (330 reviews) | | **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 9.3 (615 reviews) ✓ Verified | #### Agentic AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Autonomous Task Execution** | 6.5 (119 reviews) | 9.2 (24 reviews) | | **Cross-system Integration** | 7.1 (122 reviews) | 9.1 (24 reviews) | #### Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Ease of Booking** | 7.5 (779 reviews) | 9.0 (366 reviews) | | **Itinerary Management** | 6.7 (635 reviews) | 8.6 (333 reviews) | | **Trip Notifications** | 6.5 (616 reviews) | 8.5 (323 reviews) | | **Advanced Integrations** | 6.9 (691 reviews) | 8.8 (430 reviews) ✓ Verified | #### Client Invoicing | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 9.3 (538 reviews) | | **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.9 (387 reviews) | #### Generative AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Image-to-Text** | Not enough data | Not enough data | | **Text Generation** | Not enough data | Not enough data | | **Text Summarization** | Not enough data | Not enough data | #### Mobile | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 9.4 (696 reviews) ✓ Verified | | **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 8.7 (362 reviews) ✓ Verified | | **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.6 (295 reviews) | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Embedded AI / Machine Learning** | 7.1 (606 reviews) | 8.7 (384 reviews) ✓ Verified | | **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 8.7 (357 reviews) | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 9.1 (374 reviews) ✓ Verified | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Business Tool Integration** | 8.3 (1000 reviews) ✓ Verified | 9.0 (480 reviews) | | **Workflow** | 8.3 (1000 reviews) ✓ Verified | 9.2 (494 reviews) | | **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 9.1 (564 reviews) ✓ Verified | | **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 9.1 (451 reviews) | | **User, Role, and Access Management** | 8.9 (1143 reviews) ✓ Verified | 9.3 (579 reviews) ✓ Verified | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Reporting** | 8.5 (1008 reviews) ✓ Verified | 9.2 (539 reviews) ✓ Verified | | **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 8.9 (418 reviews) ✓ Verified | | **Internationalization** | 7.6 (640 reviews) | 9.1 (383 reviews) | | **Performance and Reliability** | 8.9 (1068 reviews) ✓ Verified | 9.5 (654 reviews) ✓ Verified | | **Mobile User Support** | 8.9 (1023 reviews) ✓ Verified | 9.4 (592 reviews) ✓ Verified | ### Spend Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 926 | | **Brex** | 9.0/10 | 414 | #### Setup | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Data** | 8.1 (706 reviews) | 9.0 (263 reviews) | | **Approvals** | 8.7 (765 reviews) | 9.2 (301 reviews) | | **Alignment** | 8.5 (628 reviews) | 9.0 (246 reviews) | #### Performance | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **KPIs** | 7.6 (552 reviews) | 8.6 (210 reviews) | | **Benchmarks** | 7.6 (557 reviews) | 8.5 (206 reviews) | | **Forecasting** | 7.4 (559 reviews) | 8.3 (211 reviews) | | **Savings** | 7.6 (589 reviews) | 8.7 (222 reviews) | #### Payment Cards | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **One-time Virtual** | 8.8 (657 reviews) | 9.2 (256 reviews) | | **Recurring Virtual** | 8.8 (675 reviews) | 9.1 (266 reviews) | | **Physical** | 9.0 (761 reviews) | 9.3 (296 reviews) | #### Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Real time** | 9.0 (747 reviews) | 9.2 (280 reviews) | | **Multiple Views** | 8.7 (654 reviews) | 9.1 (242 reviews) | | **Export** | 8.7 (701 reviews) | 9.2 (241 reviews) | | **Budgets** | 8.6 (789 reviews) | 9.0 (240 reviews) | #### Payments | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Vendor** | 8.4 (671 reviews) | 9.1 (258 reviews) | | **Recurring** | 8.6 (670 reviews) | 9.0 (247 reviews) | | **Employee Reimbursements** | 7.6 (611 reviews) | 9.1 (262 reviews) | | **ACH** | 7.9 (625 reviews) | 9.1 (250 reviews) | #### Fraud & Risk Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Notifications** | 8.4 (742 reviews) | 9.3 (304 reviews) | | **Unique Cards** | 8.8 (725 reviews) | 9.2 (282 reviews) | | **Controls** | 9.0 (741 reviews) | 9.3 (275 reviews) | #### Agentic AI - Spend Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Proactive Assistance** | 5.8 (59 reviews) | 9.4 (15 reviews) | ### AP Automation | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 30 | | **Brex** | 9.6/10 | 9 | #### Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Capture** | 8.1 (19 reviews) | 9.3 (9 reviews) | | **Supplier Portal** | 5.5 (16 reviews) | 9.3 (9 reviews) | | **Repository** | 7.3 (20 reviews) | 9.3 (9 reviews) | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Matching** | 6.9 (16 reviews) | 9.4 (9 reviews) | | **Payments** | 7.4 (18 reviews) | 9.4 (9 reviews) | | **Workflows** | 6.9 (18 reviews) | 9.8 (8 reviews) | | **Tax Compliance** | 6.6 (17 reviews) | 9.2 (8 reviews) | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Due Dates** | 6.7 (18 reviews) | 9.8 (8 reviews) | | **Benchmarking** | 5.4 (16 reviews) | 9.8 (8 reviews) | | **KPIs** | 5.7 (16 reviews) | 9.6 (8 reviews) | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Accounting** | 9.0 (26 reviews) | 10.0 (8 reviews) | | **Payment Integration** | 8.2 (16 reviews) | 10.0 (8 reviews) | | **ERP** | 6.2 (17 reviews) | 9.8 (8 reviews) | #### Risk | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Analysis** | 5.9 (16 reviews) | 9.8 (8 reviews) | | **Identification** | 6.7 (17 reviews) | 9.8 (8 reviews) | | **Scoring** | 5.4 (15 reviews) | 9.8 (8 reviews) | #### Recovery | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Recoup** | 6.4 (16 reviews) | 9.8 (8 reviews) | | **Reporting** | 6.4 (16 reviews) | 9.8 (8 reviews) | #### Audit | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Filters** | 6.4 (16 reviews) | 9.8 (8 reviews) | | **Post Audits** | 5.8 (16 reviews) | 9.6 (8 reviews) | | **Overpayments** | 5.3 (16 reviews) | 9.4 (8 reviews) | | **Duplicates** | 6.8 (17 reviews) | 9.2 (8 reviews) | #### Fraud | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Vendor Checks** | 6.5 (17 reviews) | 9.4 (8 reviews) | | **Data Generation** | 7.0 (16 reviews) | 9.4 (8 reviews) | | **Monitoring** | 6.8 (16 reviews) | 9.4 (8 reviews) | #### Agentic AI - AP Automation | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Autonomous Task Execution** | 5.8 (16 reviews) | 10.0 (5 reviews) | | **Proactive Assistance** | 5.8 (16 reviews) | 10.0 (5 reviews) | | **Decision Making** | 5.6 (16 reviews) | 9.7 (5 reviews) | ### Travel Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Brex** | 9.2/10 | 808 | #### Expense Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Expense Automation** | Not enough data | 9.7 (28 reviews) | | **Integration** | Not enough data | 9.3 (25 reviews) | | **Compliance** | Not enough data | 9.3 (26 reviews) | | **Mobile Functionality** | Not enough data | 9.6 (26 reviews) | #### Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Ease of Booking** | 7.5 (779 reviews) | 9.0 (366 reviews) | | **Itinerary Management** | 6.7 (635 reviews) | 8.6 (333 reviews) | | **Trip Notifications** | 6.5 (616 reviews) | 8.5 (323 reviews) | | **Advanced Integrations** | 6.9 (691 reviews) | 8.8 (430 reviews) ✓ Verified | #### Approval | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Rules** | Not enough data | 9.5 (27 reviews) | | **Workflows** | Not enough data | 9.5 (26 reviews) | | **Submit** | Not enough data | 9.5 (27 reviews) | #### AI - Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Personalization** | Not enough data | 9.2 (22 reviews) | | **Predictive Analytics** | Not enough data | 8.8 (22 reviews) | | **Cost Savings** | Not enough data | 8.9 (22 reviews) | | **Efficiency** | Not enough data | 9.0 (22 reviews) | | **Real-Time Assistance** | Not enough data | 9.2 (22 reviews) | #### Agentic AI - Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Autonomous Task Execution** | Not enough data | 9.7 (6 reviews) | | **Proactive Assistance** | Not enough data | 9.7 (6 reviews) | #### Employee Risk Management | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Emergency Assistance Integration** | Not enough data | Not enough data | | **Policy Enforcement & Compliance** | Not enough data | Not enough data | | **Traveler Tracking** | Not enough data | Not enough data | | **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | #### Sustainability & Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Sustainability Reporting** | Not enough data | Not enough data | | **Green Travel Recommendations** | Not enough data | Not enough data | | **Carbon Emissions Tracking** | Not enough data | Not enough data | ### Recurring Revenue Finance | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Brex** | 9.3/10 | 55 | #### Dashboard | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Capital** | Not enough data | Feature Not Available | | **Payouts** | Not enough data | 9.5 (42 reviews) | | **Fees** | Not enough data | 9.3 (44 reviews) | | **Payment Schedule** | Not enough data | 9.3 (43 reviews) | #### Integrations | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Subscription Management** | Not enough data | 9.3 (42 reviews) | | **Banking** | Not enough data | 9.4 (46 reviews) | | **Accounting** | Not enough data | 9.5 (42 reviews) | #### Analytics/Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Cash Balance** | Not enough data | 9.5 (45 reviews) | | **ARR** | Not enough data | 8.8 (34 reviews) | | **Valuation** | Not enough data | 8.8 (36 reviews) | | **Customer Metrics** | Not enough data | 8.9 (36 reviews) | | **Expenses** | Not enough data | 9.7 (43 reviews) | #### Agentic AI - Recurring Revenue Finance | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Multi-step Planning** | Not enough data | 9.0 (7 reviews) | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Brex** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation) **Unique to Brex (2):** [Recurring Revenue Finance Software](https://www.g2.com/categories/recurring-revenue-finance), [Travel Management Software](https://www.g2.com/categories/travel-management) --- ## Reviewer Demographics ### By Company Size | Segment | BILL Spend & Expense (Formerly Divvy) | Brex | |---|---|---| | **Small-Business** | 65.1% | 56.3% | | **Mid-Market** | 33.3% | 38.4% | | **Enterprise** | 1.6% | 5.3% | ### By Industry #### BILL Spend & Expense (Formerly Divvy) - **Non-Profit Organization Management:** 14.5% - **Construction:** 8.7% - **Accounting:** 7.9% - **Religious Institutions:** 5.3% - **Computer Software:** 4.0% - **Real Estate:** 3.6% - **Marketing and Advertising:** 3.2% - **Information Technology and Services:** 3.0% - **Hospital & Health Care:** 2.9% - **Retail:** 2.7% - **Other:** 44.2% #### Brex - **Computer Software:** 20.4% - **Information Technology and Services:** 12.1% - **Financial Services:** 5.5% - **Hospital & Health Care:** 3.4% - **Marketing and Advertising:** 2.9% - **Health, Wellness and Fitness:** 2.8% - **Biotechnology:** 2.7% - **Accounting:** 2.7% - **Retail:** 2.7% - **Real Estate:** 1.9% - **Other:** 42.9% --- ## Alternatives ### Alternatives to BILL Spend & Expense (Formerly Divvy) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2413 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9087 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7052 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5639 reviews) - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2384 reviews) - [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews) - [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews) - [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1066 reviews) ### Alternatives to Brex - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2413 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9087 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7052 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5639 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Mercury](https://www.g2.com/products/mercury-mercury/reviews) — 4.5/5 stars (121 reviews) - [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews) - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2384 reviews) - [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1066 reviews) --- ## Top Discussions ### BILL Spend & Expense (Formerly Divvy) - Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments > **Top comment:** "For everything if possible. Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...." - Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap." - Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. " - Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox I also had a negative experience with divvy characterized by the fact that..." - Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit." ### Brex - Title: [How has Brex been for you as a small business long term?](https://www.g2.com/discussions/how-has-brex-been-for-you-as-a-small-business-long-term) — 2 comments, 1 upvote > **Top comment:** "They dismissed small buisnesses from their platform under new requirements: • Received an equity investment of any amount (accelerator, angel, VC or web3..." - Title: [What is Brex used for?](https://www.g2.com/discussions/what-is-brex-used-for) — 1 comment > **Top comment:** "for managing corporate finance" - Title: [What are Brex alternatives?](https://www.g2.com/discussions/what-are-brex-alternatives) — 1 comment, 1 upvote > **Top comment:** "Comment deleted by user." - Title: [How does Brex earn profit?](https://www.g2.com/discussions/how-does-brex-earn-profit) — 1 comment, 1 upvote > **Top comment:** "I think they make money off of commission through their treasury program and off interchange fees when you use your credit card (just like American Express..." - Title: [More Physical Cards?](https://www.g2.com/discussions/more-physical-cards) — 1 comment, 1 upvote > **Top comment:** "Hey Brian, you can get 1 physical card for each user that you add to the account. " --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-brex)