Compare BILL Spend & Expense (Formerly Divvy) and Mesh Payments 
Featured Products
BILL Spend & Expense (Formerly Divvy)
Optimized for quick response
At a Glance
Market Segments
Small-Business (65.4% of reviews)
Mid-Market (65.4% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Free
BILL Spend & Expense (Formerly Divvy)
Star Rating
(1,944)4.5 out of 5
Market Segments
Small-Business (65.4% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Mesh Payments
Star Rating
(1,062)4.6 out of 5
Market Segments
Mid-Market (65.4% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Mesh Payments. Users appreciate its comprehensive features, such as the ability to easily track expenses and connect with accounting software, making it a preferred choice for small businesses.
- Users say that the implementation process for BILL Spend & Expense is notably smooth, with many highlighting its intuitive setup. One user mentioned, "It's easy to set up, track expenses, complete approvals," which contrasts with the limited recent feedback for Mesh Payments, indicating a less robust user experience.
- Reviewers mention that while Mesh Payments offers a cash back feature that adds value, it struggles to match the extensive capabilities of BILL Spend & Expense. Users noted that Mesh Payments makes expense management more transparent, but they also highlighted the need for more comprehensive features to compete effectively.
- According to verified reviews, both products receive positive feedback for customer support, but Mesh Payments stands out for its quick response times. Users have praised their support team for being "extremely quick and efficient," which is a critical factor for businesses needing immediate assistance.
- G2 reviewers highlight that BILL Spend & Expense provides a more secure and versatile payment experience, especially for online transactions. Users have expressed satisfaction with its multiple payment options, stating, "It feels very secure when expensing on Amazon," which enhances their overall confidence in the platform.
- Users report that while both platforms have their strengths, BILL Spend & Expense's higher volume of recent reviews suggests a more active and engaged user base. This is reflected in the feedback praising its all-in-one platform capabilities, which many find essential for managing their business expenses effectively.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Mesh Payments
No trial information availableRatings
Meets Requirements
9.0
1,683
9.1
927
Ease of Use
9.1
1,723
9.2
969
Ease of Setup
8.8
1,450
9.0
487
Ease of Admin
9.0
1,417
9.2
194
Quality of Support
8.6
1,574
9.2
604
Has the product been a good partner in doing business?
9.1
1,403
9.4
190
Product Direction (% positive)
9.1
1,692
9.1
928
Features by Category
Expense Reports
8.5
1023
|
Verified
8.6
494
8.7
1080
|
Verified
8.7
490
8.2
1062
|
Verified
8.5
492
9.1
1157
|
Verified
8.9
515
7.8
911
|
Verified
8.5
462
7.8
715
|
Verified
8.4
457
8.4
943
|
Verified
8.6
394
Agentic AI - Expense Management
6.4
118
Not enough data
7.1
119
Not enough data
Travel Management
7.5
776
8.4
490
6.7
632
8.0
451
6.5
613
8.0
435
6.9
688
7.8
377
Client Invoicing
Feature Not Available
8.3
414
7.9
884
|
Verified
8.9
455
7.8
793
|
Verified
8.3
401
Mobile
9.2
1110
|
Verified
8.9
456
7.4
685
|
Verified
7.6
374
Feature Not Available
7.5
370
Platform
7.1
604
7.3
343
7.8
752
|
Verified
7.8
350
Administration
8.2
691
|
Verified
7.8
335
Administration
8.3
971
|
Verified
7.9
384
8.3
985
|
Verified
8.3
404
8.3
1030
|
Verified
8.6
418
8.4
932
|
Verified
8.3
380
8.9
1129
|
Verified
8.5
398
Platform
8.5
995
|
Verified
8.4
404
7.9
765
|
Verified
7.8
364
7.6
640
8.1
365
8.9
1053
|
Verified
8.8
409
8.9
1019
|
Verified
8.4
392
Feature Not Available
7.5
338
Tracking
Not enough data
9.1
216
Not enough data
8.7
191
Not enough data
Feature Not Available
Management
Not enough data
Feature Not Available
Not enough data
7.9
171
Not enough data
8.4
199
Insights
Not enough data
8.1
172
Not enough data
8.0
174
Not enough data
Feature Not Available
Not enough data
8.5
197
Agentic AI - SaaS Spend Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Setup
8.1
705
8.2
245
8.7
762
8.6
254
8.5
627
8.4
231
Performance
7.6
551
7.8
212
7.6
556
8.0
212
7.4
558
7.8
211
7.6
588
8.0
217
Payment Cards
8.7
655
8.6
234
8.8
674
8.6
227
9.0
759
8.0
219
Reporting
8.9
745
8.6
228
8.7
653
8.3
222
8.7
700
8.3
223
8.6
781
Feature Not Available
Payments
8.4
670
8.1
220
8.6
669
8.4
220
7.6
608
Feature Not Available
7.9
624
7.6
196
Fraud & Risk Management
8.5
740
8.5
234
8.8
724
8.7
233
9.0
738
8.7
228
Agentic AI - Spend Management
5.7
58
Not enough data
Invoice Management
8.0
18
Not enough data
5.5
16
Not enough data
7.2
19
Not enough data
Invoice Processing
6.9
16
Not enough data
7.4
18
Not enough data
6.9
18
Not enough data
6.6
17
Not enough data
Analytics
6.7
18
Not enough data
5.4
16
Not enough data
5.7
16
Not enough data
Integration
8.9
19
Not enough data
8.2
16
Not enough data
6.3
16
Not enough data
Risk
5.9
16
Not enough data
6.7
17
Not enough data
5.4
15
Not enough data
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
Not enough data
7.0
16
Not enough data
6.8
16
Not enough data
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Expense Reporting
Not enough data
8.5
102
Not enough data
8.4
95
Not enough data
8.3
96
Not enough data
8.3
100
Travel Management
7.5
776
8.4
490
6.7
632
8.0
451
6.5
613
8.0
435
6.9
688
7.8
377
Approval
Not enough data
8.4
93
Not enough data
8.1
93
Not enough data
8.4
98
AI - Travel Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Travel Management
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Mesh Payments are categorized as Expense Management and Spend Management
Unique Categories
BILL Spend & Expense (Formerly Divvy) is categorized as AP Automation
Mesh Payments is categorized as SaaS Spend Management and Travel Management
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Mesh Payments
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.4%
Construction
8.8%
Accounting
7.7%
Religious Institutions
5.0%
Computer Software
4.1%
Other
59.9%
Computer Software
27.4%
Information Technology and Services
11.2%
Marketing and Advertising
8.1%
Computer & Network Security
6.6%
Financial Services
4.4%
Other
42.2%
Alternatives
Discussions
How do you use divvy?
2 Comments
SW
Build business credit and keep track of expensesRead more
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
When will importation of transactions include jobs?
1 Comment
MB
Based on my conversations with Divvy people at QuickBooks Connect, it should be now or momentarily. The work around would be to have several expense...Read more
What is mesh payment system?
1 Comment
JS
It's a flexible system that helps you issue virtual credit cards to employees and is very useful.Read more
How do you use mesh payment?
1 Comment
Official Response from Mesh Payments
Thanks for your question. Mesh is a finance automation platform that gives finance managers better control and leverage over their corporate spend while...Read more
How do I add money to my mesh?
1 Comment
Official Response from Mesh Payments
Thanks for your inquiry. You can add funds to your account via the Mesh platform, where you can see your balance and manage your budget in real time. For...Read more
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