# BILL Spend &amp; Expense (Formerly Divvy) vs Mesh Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend &amp; Expense (Formerly Divvy) excels in integration capabilities, allowing users to connect seamlessly with various vendor portals and accounting software like Xero. This integration helps automate tasks and provides clear visibility into payables and expenses, making it a strong choice for businesses looking to streamline their financial processes.
- **Users say** that Mesh Payments offers an intuitive and user-friendly portal, which simplifies the management of business-related expenses. Reviewers appreciate the quick access to virtual credit cards and the ease of applying them to mobile wallets, highlighting its efficiency for everyday transactions.
- **According to verified reviews** , BILL Spend &amp; Expense (Formerly Divvy) has a higher overall satisfaction score, reflecting its robust features and user-friendly design. Users particularly value the virtual card platform that allows for budget management and expense approvals, which helps maintain control over spending.
- **Reviewers mention** that while Mesh Payments is praised for its ease of use, it may not offer the same depth of features as BILL Spend &amp; Expense. Users have noted that while it simplifies expense tracking, it lacks some advanced functionalities that larger businesses might require.
- **G2 reviewers highlight** that BILL Spend &amp; Expense (Formerly Divvy) provides a comprehensive solution for expense reporting, with features that allow staff to upload and code receipts efficiently. This capability is particularly beneficial for businesses that need to maintain accurate financial records and streamline their accounting processes.
- **Users report** that while both platforms have strong support systems, Mesh Payments has received higher ratings for quality of support. Reviewers appreciate the fast turnaround times and reliability of the payment methods, which can be crucial for businesses needing immediate assistance.



| | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | 
| **Total Reviews** | 2,102 | 1,066 | 
| **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (65.4% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Free | 

---
## Top Pros & Cons

### BILL Spend &amp; Expense (Formerly Divvy)

Pros:
- Ease of Use (366 reviews)
- Expense Management (202 reviews)

Cons:
- Integration Issues (75 reviews)
- Approval Issues (72 reviews)

### Mesh Payments

Pros:
- Ease of Use (330 reviews)
- Card Management (126 reviews)

Cons:
- Card Issues (105 reviews)
- Approval Issues (77 reviews)

---
## Ratings Comparison
| Rating | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1760 reviews) | 9.1 (928 reviews) | 
  | **Ease of Use** | 9.1 (1802 reviews) | 9.2 (970 reviews) | 
  | **Ease of Setup** | 8.8 (1525 reviews) | 9.0 (487 reviews) | 
  | **Ease of Admin** | 8.9 (1472 reviews) | 9.2 (194 reviews) | 
  | **Quality of Support** | 8.6 (1643 reviews) | 9.2 (604 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1457 reviews) | 9.4 (190 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1768 reviews) | 9.1 (929 reviews) | 

---
## Pricing

### BILL Spend &amp; Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend &amp; Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend &amp; Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Mesh Payments

#### Entry-Level Pricing

Plan: PRO

Price: Free

Description: Manage, control &amp; automate global spend management.


Key Features:
- .

[Browse all 3 editions](https://www.g2.com/products/mesh-payments/pricing)

#### Free Trial

No

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 8.0/10 | 1364 |
| **Mesh Payments** | 8.2/10 | 568 |

#### Expense Reports

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1044 reviews) ✓ Verified | 8.6 (494 reviews) | 
| **Bank / Credit Card Integration** | 8.7 (1087 reviews) ✓ Verified | 8.7 (490 reviews) | 
| **Smart Categorization** | 8.3 (1071 reviews) ✓ Verified | 8.5 (493 reviews) | 
| **Digital Receipt Management** | 9.1 (1190 reviews) ✓ Verified | 8.9 (516 reviews) | 
| **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | 8.5 (462 reviews) | 
| **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 8.4 (457 reviews) | 
| **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 8.6 (394 reviews) | 

#### Agentic AI - Expense Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.1 (122 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Ease of Booking** | 7.5 (779 reviews) | 8.4 (490 reviews) | 
| **Itinerary Management** | 6.7 (635 reviews) | 8.0 (451 reviews) | 
| **Trip Notifications** | 6.5 (616 reviews) | 8.0 (435 reviews) | 
| **Advanced Integrations** | 6.9 (691 reviews) | 7.8 (377 reviews) | 

#### Client Invoicing

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.3 (414 reviews) | 
| **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 8.9 (455 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.3 (401 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 8.9 (456 reviews) | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 7.6 (374 reviews) | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 7.5 (370 reviews) | 

#### Platform

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (606 reviews) | 7.3 (343 reviews) | 
| **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 7.8 (350 reviews) | 

#### Administration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 7.8 (335 reviews) | 

#### Administration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1000 reviews) ✓ Verified | 7.9 (384 reviews) | 
| **Workflow** | 8.3 (1000 reviews) ✓ Verified | 8.3 (404 reviews) | 
| **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 8.6 (418 reviews) | 
| **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.3 (380 reviews) | 
| **User, Role, and Access Management** | 8.9 (1142 reviews) ✓ Verified | 8.5 (398 reviews) | 

#### Platform

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Reporting** | 8.5 (1008 reviews) ✓ Verified | 8.4 (404 reviews) | 
| **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 7.8 (364 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 8.1 (365 reviews) | 
| **Performance and Reliability** | 8.9 (1067 reviews) ✓ Verified | 8.8 (409 reviews) | 
| **Mobile User Support** | 8.9 (1022 reviews) ✓ Verified | 8.4 (392 reviews) | 
| **Offline** | Feature Not Available | 7.5 (338 reviews) | 

### SaaS Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Mesh Payments** | 8.4/10 | 227 |

#### Tracking

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Spend Tracking ** | Not enough data | 9.1 (216 reviews) | 
| **SaaS Utilization Tracking ** | Not enough data | 8.7 (191 reviews) | 
| **User Sentiment Tracking ** | Not enough data | Feature Not Available | 

#### Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Contract Management ** | Not enough data | Feature Not Available | 
| **Application Catalog ** | Not enough data | 7.9 (171 reviews) | 
| **Dashboards and Visualizations ** | Not enough data | 8.4 (199 reviews) | 

#### Insights

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Recommendations  ** | Not enough data | 8.1 (172 reviews) | 
| **Spend Forecasting and Optimization ** | Not enough data | 8.0 (174 reviews) | 
| **Peer Benchmarking ** | Not enough data | Feature Not Available | 
| **Reporting** | Not enough data | 8.5 (197 reviews) | 

#### Agentic AI - SaaS Spend Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 8.2/10 | 924 |
| **Mesh Payments** | 8.3/10 | 290 |

#### Setup

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Data** | 8.1 (705 reviews) | 8.2 (245 reviews) | 
| **Approvals** | 8.7 (764 reviews) | 8.6 (254 reviews) | 
| **Alignment** | 8.5 (627 reviews) | 8.4 (231 reviews) | 

#### Performance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **KPIs** | 7.6 (552 reviews) | 7.8 (212 reviews) | 
| **Benchmarks** | 7.6 (557 reviews) | 8.0 (212 reviews) | 
| **Forecasting** | 7.4 (559 reviews) | 7.8 (211 reviews) | 
| **Savings** | 7.6 (589 reviews) | 8.0 (217 reviews) | 

#### Payment Cards

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **One-time Virtual** | 8.8 (656 reviews) | 8.6 (234 reviews) | 
| **Recurring Virtual** | 8.8 (674 reviews) | 8.6 (227 reviews) | 
| **Physical** | 9.0 (761 reviews) | 8.0 (219 reviews) | 

#### Reporting

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Real time** | 8.9 (746 reviews) | 8.6 (228 reviews) | 
| **Multiple Views** | 8.7 (653 reviews) | 8.3 (222 reviews) | 
| **Export** | 8.7 (700 reviews) | 8.3 (223 reviews) | 
| **Budgets** | 8.6 (789 reviews) | Feature Not Available | 

#### Payments

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Vendor** | 8.4 (670 reviews) | 8.1 (220 reviews) | 
| **Recurring** | 8.6 (669 reviews) | 8.4 (220 reviews) | 
| **Employee Reimbursements** | 7.6 (610 reviews) | Feature Not Available | 
| **ACH** | 7.9 (625 reviews) | 7.6 (196 reviews) | 

#### Fraud &amp; Risk Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Notifications** | 8.4 (741 reviews) | 8.5 (234 reviews) | 
| **Unique Cards** | 8.8 (724 reviews) | 8.7 (233 reviews) | 
| **Controls** | 9.0 (740 reviews) | 8.7 (228 reviews) | 

#### Agentic AI - Spend Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 6.3/10 | 30 |
| **Mesh Payments** | N/A | N/A |

#### Invoice Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Capture** | 8.1 (19 reviews) | Not enough data | 
| **Supplier Portal** | 5.5 (16 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | Not enough data | 
| **Payments** | 7.4 (18 reviews) | Not enough data | 
| **Workflows** | 6.9 (18 reviews) | Not enough data | 
| **Tax Compliance** | 6.6 (17 reviews) | Not enough data | 

#### Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | Not enough data | 
| **Benchmarking** | 5.4 (16 reviews) | Not enough data | 
| **KPIs** | 5.7 (16 reviews) | Not enough data | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Accounting** | 9.0 (26 reviews) | Not enough data | 
| **Payment Integration** | 8.2 (16 reviews) | Not enough data | 
| **ERP** | 6.2 (17 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Not enough data | 
| **Identification** | 6.7 (17 reviews) | Not enough data | 
| **Scoring** | 5.4 (15 reviews) | Not enough data | 

#### Recovery

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.4 (16 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 6.8 (17 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | Not enough data | 
| **Data Generation** | 7.0 (16 reviews) | Not enough data | 
| **Monitoring** | 6.8 (16 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Mesh Payments** | 8.4/10 | 523 |

#### Expense Reporting

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Expense Automation** | Not enough data | 8.5 (102 reviews) | 
| **Integration** | Not enough data | 8.4 (95 reviews) | 
| **Compliance** | Not enough data | 8.3 (96 reviews) | 
| **Mobile Functionality** | Not enough data | 8.3 (100 reviews) | 

#### Travel Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Ease of Booking** | 7.5 (779 reviews) | 8.4 (490 reviews) | 
| **Itinerary Management** | 6.7 (635 reviews) | 8.0 (451 reviews) | 
| **Trip Notifications** | 6.5 (616 reviews) | 8.0 (435 reviews) | 
| **Advanced Integrations** | 6.9 (691 reviews) | 7.8 (377 reviews) | 

#### Approval 

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Rules** | Not enough data | 8.4 (93 reviews) | 
| **Workflows** | Not enough data | 8.1 (93 reviews) | 
| **Submit** | Not enough data | 8.4 (98 reviews) | 

#### AI - Travel Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Personalization** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 
| **Cost Savings** | Not enough data | Not enough data | 
| **Efficiency** | Not enough data | Not enough data | 
| **Real-Time Assistance** | Not enough data | Not enough data | 

#### Agentic AI - Travel Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 

#### Employee Risk Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement &amp; Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts &amp; Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability &amp; Reporting

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Mesh Payments** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management)

**Unique to BILL Spend &amp; Expense (Formerly Divvy) (1):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

**Unique to Mesh Payments (2):** [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management), [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend &amp; Expense (Formerly Divvy) | Mesh Payments | 
|---|---|---|
| **Small-Business** | 65.1% | 29.4% | 
| **Mid-Market** | 33.4% | 65.4% | 
| **Enterprise** | 1.6% | 5.2% | 

### By Industry

#### BILL Spend &amp; Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.5%
- **Construction:** 8.7%
- **Accounting:** 7.9%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.6%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital &amp; Health Care:** 2.9%
- **Retail:** 2.7%
- **Other:** 44.2%

#### Mesh Payments

- **Computer Software:** 27.3%
- **Information Technology and Services:** 11.2%
- **Marketing and Advertising:** 8.1%
- **Computer &amp; Network Security:** 6.6%
- **Financial Services:** 4.4%
- **Accounting:** 2.9%
- **Internet:** 2.2%
- **Health, Wellness and Fitness:** 2.1%
- **Automotive:** 2.0%
- **Computer Games:** 1.4%
- **Other:** 31.8%

---
## Alternatives

### Alternatives to BILL Spend &amp; Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2386 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)

### Alternatives to Mesh Payments

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [PayEm](https://www.g2.com/products/payem/reviews) — 4.7/5 stars (186 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1971 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [BetterCloud](https://www.g2.com/products/bettercloud/reviews) — 4.4/5 stars (482 reviews)

---
## Top Discussions

### BILL Spend &amp; Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Mesh Payments

- Title: [How do I create a mesh account?](https://www.g2.com/discussions/how-do-i-create-a-mesh-account) — 1 comment
  > **Top comment:** "To create an account, go to their website, and in the top right corner, provide your email address and click the big green button that says &quot;Get Started.&quot;"
- Title: [How do I add money to my mesh?](https://www.g2.com/discussions/how-do-i-add-money-to-my-mesh) — 1 comment *(includes official response)*
  > **Top comment:** "Thanks for your inquiry. You can add funds to your account via the Mesh platform, where you can see your balance and manage your budget in real time. For..."
- Title: [How do you use mesh payment?](https://www.g2.com/discussions/how-do-you-use-mesh-payment) — 1 comment
  > **Top comment:** "Comment deleted by user."
- Title: [What is mesh payment system?](https://www.g2.com/discussions/what-is-mesh-payment-system) — 1 comment
  > **Top comment:** "It&#39;s a flexible system that helps you issue virtual credit cards to employees and is very useful."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-mesh-payments)

