Compare BILL Spend & Expense (Formerly Divvy) and Circula 
At a Glance
Market Segments
Small-Business (65.1% of reviews)
Mid-Market (65.9% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Starting at €15.00 1 License Per Month
BILL Spend & Expense (Formerly Divvy)
Star Rating
(2,080)4.5 out of 5
Market Segments
Small-Business (65.1% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Circula
Star Rating
(1,053)4.6 out of 5
Market Segments
Mid-Market (65.9% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at €15.00 1 License Per Month
Free Trial is available
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Circula. Users appreciate its straightforward interface, with one reviewer noting, "It is straightforward to use," which contributes to a smoother experience in managing expenses.
- Users say that Circula shines in its mobile app functionality, making it incredibly convenient for daily expense tracking. One user highlighted, "I really enjoy using the Circula app on my phone," indicating that its mobile capabilities are a strong point for those who need to manage expenses on the go.
- Reviewers mention that while both platforms offer ease of use, Circula slightly edges out with a more intuitive interface. Users have expressed appreciation for its user-friendly design, stating it allows them to "track my expenses seamlessly," which is crucial for busy professionals.
- According to verified reviews, BILL Spend & Expense (Formerly Divvy) is particularly effective in eliminating manual receipt management, with users noting it "reduces the possibilities of errors." This feature is a significant advantage for those looking to streamline their expense reporting process.
- Users highlight that Circula provides a robust solution for employee reimbursements, with one reviewer stating it is "helpful for managing my expense at one platform." This focus on reimbursement processes can be a deciding factor for businesses prioritizing employee satisfaction.
- G2 reviewers indicate that while both products have their strengths, BILL Spend & Expense (Formerly Divvy) has a larger market presence and a higher volume of recent reviews, suggesting a more established user base. This can provide potential buyers with greater confidence in the product's reliability and support.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Circula
Employee & Travel Expenses
Starting at €15.00
1 License Per Month
Manage and reimburse travel and out-of-pocket expenses easily and on the go.
- AI-powered receipt management including OCR scanning
- Automated per diem and mileage calculation
- Local legal & tax compliance
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Circula
Free Trial is available
Ratings
Meets Requirements
9.0
1,749
9.1
895
Ease of Use
9.1
1,790
9.3
954
Ease of Setup
8.8
1,513
9.1
439
Ease of Admin
9.0
1,473
8.9
33
Quality of Support
8.6
1,633
8.9
515
Has the product been a good partner in doing business?
9.1
1,458
9.0
31
Product Direction (% positive)
9.1
1,757
9.3
932
Features by Category
Expense Reports
8.5
1043
|
Verified
9.0
653
|
Verified
8.7
1089
|
Verified
8.1
569
8.3
1072
|
Verified
8.4
597
|
Verified
9.1
1185
|
Verified
9.0
637
|
Verified
7.8
921
|
Verified
8.9
614
|
Verified
7.8
719
|
Verified
8.2
533
|
Verified
8.4
958
|
Verified
8.0
484
Agentic AI - Expense Management
6.5
120
7.5
61
7.2
122
7.6
62
Travel Management
7.5
780
8.0
507
6.7
636
7.9
497
|
Verified
6.5
617
7.6
482
|
Verified
6.9
692
7.7
452
|
Verified
Client Invoicing
Feature Not Available
Feature Not Available
7.9
889
|
Verified
Feature Not Available
7.8
796
|
Verified
8.0
477
Mobile
9.2
1121
|
Verified
8.8
569
|
Verified
7.4
693
|
Verified
8.0
474
Feature Not Available
7.7
445
|
Verified
Platform
7.1
607
7.6
422
7.8
754
|
Verified
7.9
436
|
Verified
Administration
8.2
692
|
Verified
7.9
418
|
Verified
Administration
8.3
993
|
Verified
8.0
487
|
Verified
8.3
996
|
Verified
8.5
526
|
Verified
8.3
1037
|
Verified
8.0
495
|
Verified
8.4
942
|
Verified
8.0
480
|
Verified
8.9
1142
|
Verified
8.3
479
|
Verified
Platform
8.5
1009
|
Verified
8.2
463
|
Verified
7.9
769
|
Verified
7.8
433
|
Verified
7.6
641
8.1
439
|
Verified
8.9
1066
|
Verified
8.6
487
|
Verified
8.9
1024
|
Verified
8.5
480
|
Verified
Feature Not Available
7.7
428
|
Verified
Benefits Administration Platform Features
Not enough data
8.8
56
Not enough data
8.0
53
Not enough data
7.6
51
Not enough data
8.3
58
Not enough data
8.1
53
Not enough data
8.4
53
Not enough data
8.3
52
Not enough data
8.5
55
Benefits Administration Platform Features
Not enough data
8.8
56
Not enough data
8.0
53
Not enough data
7.6
51
Not enough data
8.3
58
Not enough data
8.1
53
Not enough data
8.4
53
Not enough data
8.3
52
Not enough data
8.6
40
Not enough data
8.5
55
Not enough data
8.0
41
Not enough data
8.2
46
Not enough data
8.6
46
Generative AI
Not enough data
7.8
29
Not enough data
7.5
29
Not enough data
7.9
30
Platform
Not enough data
7.8
66
Not enough data
7.7
65
Not enough data
8.1
64
Not enough data
8.4
67
Not enough data
8.8
65
Not enough data
8.9
66
Not enough data
8.2
59
Not enough data
8.9
58
Setup
8.1
706
Not enough data
8.7
765
Not enough data
8.5
628
Not enough data
Performance
7.6
552
Not enough data
7.6
557
Not enough data
7.4
559
Not enough data
7.6
589
Not enough data
Payment Cards
8.8
657
Not enough data
8.8
675
Not enough data
9.0
761
Not enough data
Reporting
9.0
747
Not enough data
8.7
654
Not enough data
8.7
701
Not enough data
8.6
789
Not enough data
Payments
8.4
671
Not enough data
8.6
670
Not enough data
7.6
611
Not enough data
7.9
625
Not enough data
Fraud & Risk Management
8.4
742
Not enough data
8.8
725
Not enough data
9.0
741
Not enough data
Agentic AI - Spend Management
5.8
59
Not enough data
Invoice Management
8.1
19
Not enough data
5.5
16
Not enough data
7.3
20
Not enough data
Invoice Processing
6.9
16
Not enough data
7.4
18
Not enough data
6.9
18
Not enough data
6.6
17
Not enough data
Analytics
6.7
18
Not enough data
5.4
16
Not enough data
5.7
16
Not enough data
Integration
9.0
26
Not enough data
8.2
16
Not enough data
6.2
17
Not enough data
Risk
5.9
16
Not enough data
6.7
17
Not enough data
5.4
15
Not enough data
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
Not enough data
7.0
16
Not enough data
6.8
16
Not enough data
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Card Management
Not enough data
8.3
50
Not enough data
8.4
48
Not enough data
Feature Not Available
Not enough data
8.2
45
Not enough data
8.1
44
Not enough data
7.9
44
Controls
Not enough data
7.6
45
Not enough data
8.4
45
Not enough data
8.4
43
Not enough data
8.3
46
Not enough data
8.3
45
Not enough data
Feature Not Available
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Circula are categorized as Expense Management
Unique Categories
BILL Spend & Expense (Formerly Divvy) is categorized as Spend Management and AP Automation
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Circula
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.6%
Construction
8.8%
Accounting
7.8%
Religious Institutions
5.3%
Computer Software
4.0%
Other
59.5%
Computer Software
10.5%
Consulting
7.5%
Information Technology and Services
7.2%
Automotive
4.8%
Accounting
4.4%
Other
65.6%
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
Circula has no more discussions with answers
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