Worth Reviews & Product Details

Worth is the onboarding and underwriting automation platform built for how financial institutions actually operate today. Designed for banks, fintechs, lenders, ISOs, and payment processors, Worth replaces outdated manual workflows and fragmented point solutions with a unified, intelligent platform that helps teams onboard and decision small businesses faster, with full compliance confidence. Powered by a proprietary intelligence layer built on top of 242M+ SMB records, Worth automates KYB, KYC, IDV, fraud checks, document collection, risk scoring, and workflow routing in a single, API-first experience. Our Pre-Fill technology turns just three fields (name, address, and EIN) into a complete, verified application in seconds, improving speed, reducing abandonment, and accelerating time to revenue. From instant intake to predictive risk monitoring, Worth provides the infrastructure modern institutions need to scale confidently, meet global regulatory requirements, and serve the next generation of SMBs with speed, clarity, and trust. Built for: onboarding leaders, credit analysts, compliance teams, fintech product managers, and operations leads. Supports onboarding in 146+ countries. Regulatory-ready: supports AML, BSA, and global KYB/KYC frameworks. Flexible deployment: headless, embedded UI, or full orchestration. Key Use Cases: - Instant SMB application intake - Automated KYB, KYC, and IDV - Risk scoring and decisioning - Continuous risk monitoring - End-to-end onboarding workflow automation Core Products: - Worth Pre-Fill: Pre-populates verified business data with just 3 fields - Worth Custom Onboarding: Dynamic, rules-based flows built for scale - Worth Case Management: Centralized task management and audit trails - Worth Predictive Monitoring: Real-time monitoring with automated alerts - Worth Score™ & SMB Hub: Explainable SMB credit scoring built on 1,200+ structured and unstructured data points