Sumsub Features

Rates each transaction's risk based on specific factors and their benchmarked scores.

Flags suspicious transactions and either alerts administrators or declines transaction.

Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.

Stores data from external or internal sources related to fake accounts, evaluating users for risk.

Finds patterns in common occurrences of fraud to use when evaluating risk of purchasers.

Alerts administrators when fraud is suspected or transactions have been declined.

Constantly monitors system to detect anomalies in real time.

Requires verification of credit card, debit card, and money transfers prior to accepting payments

Monitors for and rids systems of bots suspected of committing fraud.

Constantly monitors system to detect anomalies in real time.

Alerts administrators when fraud is suspected or transactions have been declined.

Keeps records of geographic location and IP addresses of fraud suspects.

Tags users suspected of committing fraud and identifies them upon return.

Prevents previous committers of fraud from future transactions.

Monitors for and rids systems of bots suspected of committing fraud.

Stores data from external or internal sources related to fake accounts, evaluating users for risk.

Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.

Produces reports detailing trends and vulnerabilities related to payments and fraud.

View and track pertinent metrics to find patterns and gain insights from data

Tags users suspected of committing fraud and identifies them upon return.

Rates each transaction's risk based on specific factors and their benchmarked scores.

Prevents previous committers of fraud from future transactions.

Encrypts all data transfers using end-to-end encryption.

Provides audit trails to monitor useage to reduce fraud.

Complies with regulations for strong customer authentication such as KYC, PSD2, and others.

Schedule periodic (weekly, monthly, etc.) checks on existing address data to verify correctness and formatting.

Produce reports and data visualization regarding address verification actions.

Checks address data against an authoritative address database (usually government).

Verify addresses automatically on the data source as new entries are added.

Purge or update incorrect data through corrective processes like fuzzy matching.

Checks address data against authoritative databases from two more more countries.

Connections use open standards such as SAML or RADIS.

Offers developers a mobile software development kit to seamlessly add biometric authentication into their applications.

Integrates with identity and access management (IAM) solutions to manage workforce authentication.

Integrates with customer identity and access management (ICAM) solutions to manage customer authentication.

Extra layer of security that requires not only a password and username but also something specific to that user

Request two or more credentials to prove user's identity before granting access to systems

Verify user identity through mobile devices

Offers age authentication via methods such as document or identification card verification, telephone number checks, matching against consumer records or other similar methods.

Is primarily used to verify a person's identity online for e-commerce purposes.

Offers age estimation functionality.

Offers integrations or software development kits (SDKs) for websites, applications, mobile apps, point-of-sale (POS) solutions, and kiosks

Is primarily used to verify a person's identity in-person, such as at a bar, restaurant, event venue, or other similar places.

Has a liveness check using selfies or other photograph technology to ensure the person being verified is real.

The solution uses intelligent algorithms like fuzzy matching to identify potential risks.

Create watchlists that can include sanctions lists (e.g., Dow Jones, WorldCheck, WorldCompliance, and Accuity).

Score persons and organizations based on their history and risk potential.

Pool data from various sources to auto-populate e-filing of Suspicious Activity Report (SAR) or Currency Transaction Reports (CTR) forms.

Standard workflows to assign workload and to alert users based on predefined triggers.

Manage due dilligence processes such as Customer Due Diligence and Know Your Customer.

Comply with regulations from multiple jurisdictions such as OFAC, UN, EU, OSFI, UK and AUSTRAC or FATCA.

Compliance with fraud and risk management policies created by the company using the solution.

The process of conducting customer due diligence for any politically exposed person (PEP)

Create behavior models that can be used to detect suspicious behavior.

Simulate and validate scenarios to address multiple types of risks.

Real-time transaction screening to immediately identify potential risks.

Allows users to segment and manage lists of suspicious persons and organizations.

Evaluate the quality and performance of the anti-money laundering activities.

Active monitoring of systems, applications, or networks

Monitor or audit historical and current transactions to analyze customer account activities

Ability to generate standard reports for compliance purposes such as FATCA/CRS, SARS/STR and SWIFT.

Display suspicious activity by period, risk type, person or organization.

Dashboards to provide real-time data on suspicious transactions, persons, or organizations.

Converts images into a textual description, identifying key elements.

Has integreated AI features to assess and assign risk scores to transactions and customer profiles, enabling prioritized investigations based on potential threat levels.

Uses AI algorithms to identify complex patterns and anomalies in transaction data that may indicate money laundering.

Ability to recognize printed or written text within digital images or scanned documents

Improves performance based on feedback and experience

Makes informed choices based on available data and objectives

Software program that continuously adjusts its behavior based on observed data

Works across multiple software systems or databases

Improves performance based on feedback and experience

Makes informed choices based on available data and objectives

Supports multi-method identity verification including documents, biometrics, and database cross-checks.

Performs automated document authentication using OCR and AI/ML.

Conducts biometric face matching (selfie-to-ID verification).

Offers identity verification functionality via API, SDK, or hosted interface.

Provides configurable identity verification workflows and logic-based orchestration.

Use AI to generate content in the form of text, images, videos, etc.

Set up connections to third-party platforms to improve business processes

Process of checking different types of data for accuracy to avoid errors or inconsistencies

A way for institutions and businesses to check the age of their customers/clients.

Authenticate user identities through different methods such as ID cards, PINs, passwords, RFID, and biometrics

Addition of necessary external data, applications, tools, or features

Offers liveness detection to prevent spoofing and presentation attacks.

Generates real-time identity risk scores using AI/ML or rule-based logic.

Detects fraudulent or tampered documents through forensic analysis.

Identify and prevent suspicious activity

Identify different languages

Compare new data with existing records to detect duplicate entries

Supports compliance with NIST Identity Assurance Levels (IAL2, IAL3).

Integrates AML, PEP, and sanctions list screening into the identity verification process.

Supports global identity document verification across multiple countries and regions.

Anti-money laundering compliance helps businesses uncover suspicious financial activity

Verify the identity, suitability, and risks involved with maintaining a business relationship

Researching and validating a person's criminal, educational, job or financial records

Create, design and manage workflows for repetitive tasks

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access

Import and export data to and from software applications

Receive data and information in real time

Track and report regulatory data to either internal management or external stakeholders

Store and organize documents in a centralized system

Active reporting of data and metrics

Process of checking different types of data for accuracy to avoid errors or inconsistencies

A collection of customer information such as contact details, demographics, previous interactions, etc.

Oversee people and resources to carry out an investigation

Access software remotely via mobile devices

View and track pertinent metrics to find patterns and gain insights from data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Analyze and gain insights into data in real-time

A record of all activities within the system, including user access, changes made, etc.

Track visitors'/audience's responses across web pages and other optimized content

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Add customized logos and colors to align with company branding

Track and analyse user behavior within a system or network

Verify the identity of users/devices to enable secure access

Identify and prevent suspicious activity

Application programming interface that allows for integration with other systems/databases

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Validating the identity of an individual or entity through verification of personal information or credentials

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Notifications that are delivered to users as soon as an event occurs

Analyze potential risks across the organization

Set up connections to third-party platforms to improve business processes

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Import, collect, and capture data from multiple sources

Track and manage adherence to policies for any service, product, process, or supplier

System alerts about the need to escalate an issue or request

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Researching and validating a person's criminal, educational, job or financial records

Securely stores data to prevent data loss or breaches

Use AI to generate content in the form of text, images, videos, etc.

Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service

Electronic signing method that validates the authenticity and integrity of a digital document

Manage user consent requests and documents

Searchable repository of information about clients

Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies.

Connect with meeting participants remotely over video

Supports access to crypto blockchains

A set of software tools and programs used by developers to create applications for specific platforms

Determines the location of a device using GPS or an IP address

Manage and support multiple languages

Plan availability and assign specific time slots for tasks and resources

Manage the process of evaluating documents or requests submitted for approval

Define levels of authorization for access to specific files or systems

Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance

Verifies and confirms the accuracy of an address

Store, manage, and track all electronic documents in a centralized location

Store, manage and track all forms in a centralized location

Track and analyse user behavior within a system or network

Ability to recognize printed or written text within digital images or scanned documents

A record of all activities within the system, including user access, changes made, etc.

Ability to record, store, update, and retrieve information

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Guide new users to understand and become proficient in using a product or service

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Predict future data based on historical data sets

Software program that continuously adjusts its behavior based on observed data

Generate and store passwords in an encrypted database and assist in retrieving lost or forgotten passwords

Receive data and information in real time

Securely stores data to prevent data loss or breaches

Access software remotely via mobile devices

The ability to identify a barcode on or within an image or packaging

Connect with meeting participants remotely over video

Track and manage adherence to policies for any service, product, process, or supplier

Application programming interface that allows for integration with other systems/databases

Verifies and confirms the accuracy of an address

Scan and validate an ID barcode

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Identify the physical location of an individual, asset, device, etc.

Automatically retrieve and pull information from documents, websites, images, data sets, and other sources

Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Electronic signing method that validates the authenticity and integrity of a digital document

Create, design and manage workflows for repetitive tasks

Import, collect, and capture data from multiple sources

Manage user consent requests and documents

Searchable repository of information about clients

Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies.

Track visitors'/audience's responses across web pages and other optimized content

Supports access to crypto blockchains

A set of software tools and programs used by developers to create applications for specific platforms

Search and filter data across systems to locate required information by entering keywords or certain criteria

Determines the location of a device using GPS or an IP address

Manage and support multiple languages

Plan availability and assign specific time slots for tasks and resources

Verify the identity of users/devices to enable secure access

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Manage the process of evaluating documents or requests submitted for approval

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Define levels of authorization for access to specific files or systems

Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance

Store, manage, and track all electronic documents in a centralized location

Store, manage and track all forms in a centralized location

Streamlining repetitive tasks and activities through automated and predefined workflows

Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Electronic signing method that validates the authenticity and integrity of a digital document

Create, design and manage workflows for repetitive tasks

Import, collect, and capture data from multiple sources

Manage user consent requests and documents

Searchable repository of information about clients

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Access software remotely via mobile devices

Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies.

A record of all activities within the system, including user access, changes made, etc.

Connect with meeting participants remotely over video

Track visitors'/audience's responses across web pages and other optimized content

Application programming interface that allows for integration with other systems/databases

Track and manage adherence to policies for any service, product, process, or supplier

Supports access to crypto blockchains

A set of software tools and programs used by developers to create applications for specific platforms

Search and filter data across systems to locate required information by entering keywords or certain criteria

Determines the location of a device using GPS or an IP address

Use AI to generate content in the form of text, images, videos, etc.

Manage and support multiple languages

Plan availability and assign specific time slots for tasks and resources

Verify the identity of users/devices to enable secure access

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Manage the process of evaluating documents or requests submitted for approval

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Define levels of authorization for access to specific files or systems

Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance

Securely stores data to prevent data loss or breaches

Verifies and confirms the accuracy of an address

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Store, manage, and track all electronic documents in a centralized location

Store, manage and track all forms in a centralized location

Manage usernames, account numbers, passwords, biometric data, public access keys, and other documentation

Integrates with Active Directory

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Access work applications remotely, for when working away from the office and/or traveling

Track and manage adherence to policies for any service, product, process, or supplier

Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws

At least a username and password is required to access the system

Active monitoring of systems, applications, or networks

Application programming interface that allows for integration with other systems/databases

Control and manage access to company resources

Set up connections to third-party platforms to improve business processes

A chronological record of actions or occurrences within a network, software, or process

Set & manage permission levels based on user roles and restrict access to only authorized individuals

Create, manage, and track policies and procedures within an organization

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Identify and prevent suspicious activity

Define levels of authorization for access to specific files or systems

Accounts held by members of an organization

Notifications that are delivered to users as soon as an event occurs

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Use AI to generate content in the form of text, images, videos, etc.

Add customized logos and colors to align with company branding

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Securely stores data to prevent data loss or breaches

Allow users to access multiple services after entering their login credentials once

Analyze and gain insights into data in real-time

Process of checking different types of data for accuracy to avoid errors or inconsistencies

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Allow multiple users with individual logins and varying permissions to use the same account, software, portal, or service

Create, design and manage workflows for repetitive tasks

Track and document all activities across devices, networks, and other systems

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Notifying as a warning or reminder of a potential or imminent hazard

Online portal through which end users can access the system, manage tasks, or obtain information

Generate and store passwords in an encrypted database and assist in retrieving lost or forgotten passwords

Identify background objects/scenes within an image or video and label them for providing additional context

Finding unique faces in an unlabeled set of images to aid facial recognition

Validating the identity of an individual or entity through verification of personal information or credentials

Process and analyze human language in text or audio form

Access software remotely via mobile devices

Highlight content and/or make notations about parts of content

Retrieves search results using various capabilities, including AI, ML and NLP

Addition of necessary external data, applications, tools, or features

Categorize emotions expressed in written text or images and identify if they are positive, negative or neutral

Enable businesses to implement machine learning algorithms on business data such as sales and revenue

Detecting fake images or videos generated using deep learning techniques and manipulated media

Allows users to secure content and data for any use.

Identifies and categorizes objects, patterns, or specific features within an image

Import and export data to and from software applications

Active reporting of data and metrics

Manage and support multiple languages

Protect sensitive data for digital privacy

Evaluating and identifying the fundamental components in an image for extracting medical information.

Detecting presence of faces within images or video streams, scanning the entire field of view for areas containing full or partial face

Ability to track motion for easier editing

Detects the positions and orientations of human body parts or objects within an image or video

Predict future data based on historical data sets

Assess and recognize unique features of the face and gender/age and then compare these features to a database of stored faces or images

Search and find data in a structured format

Artificial neural networks using multiple layers of processing are used to extract progressively higher level features from data.

Support multiple types of devices

Intended to be used by online stores

Set up connections to third-party platforms to improve business processes

Identify the physical location of an individual, asset, device, etc.

Automatically formats data in a predetermined way

Use AI to generate content in the form of text, images, videos, etc.

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Protect sensitive data for digital privacy

Collect and maintain structured information that describes data or content

Application programming interface that allows for integration with other systems/databases

Software program that continuously adjusts its behavior based on observed data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Manage, organize, and store contact information

Capture photos, signatures, customer IDs, GPS coordinates or other information to act as proof of delivery

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Looking at data from different sources and finding possible duplicates, or identical matches

Examines, analyzes, and organizes data to create relevant summaries or graphs.

View and track pertinent metrics to find patterns and gain insights from data

Autocompletion of a word or phrase that the user is typing

Digital forms that are shared and accessed online

Determines the location of a device using GPS or an IP address

Verifies and confirms the accuracy of an address

Establish guidelines about how much and what kind of data can be stored in the repository

A note of the expected delivery date and time

Combines data from internal sources with disparate data from other internal systems or external sources

Manage and support multiple languages

Verify customer email addresses before sending material

Discover and connect variety of data sources to the application for analysis

Import and export data to and from software applications

Visualize locations on a map

Track and manage adherence to policies for any service, product, process, or supplier