Sumsub Features
Intelligence (4)
Transaction Scoring
11 reviewers of Sumsub have provided feedback on this feature.
Rates each transaction's risk based on specific factors and their benchmarked scores.
Risk Assessment
Based on 11 Sumsub reviews.
Flags suspicious transactions and either alerts administrators or declines transaction.
Intelligence Reporting
As reported in 11 Sumsub reviews.
Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.
ID Analytics
As reported in 11 Sumsub reviews.
Stores data from external or internal sources related to fake accounts, evaluating users for risk.
Detection (7)
Fraud Detection
12 reviewers of Sumsub have provided feedback on this feature.
Finds patterns in common occurrences of fraud to use when evaluating risk of purchasers.
Alerts
This feature was mentioned in 12 Sumsub reviews.
Alerts administrators when fraud is suspected or transactions have been declined.
Real-Time Monitoring
This feature was mentioned in 12 Sumsub reviews.
Constantly monitors system to detect anomalies in real time.
Payment Verification
Based on 25 Sumsub reviews.
Requires verification of credit card, debit card, and money transfers prior to accepting payments
Bot Mitigation
24 reviewers of Sumsub have provided feedback on this feature.
Monitors for and rids systems of bots suspected of committing fraud.
Real-Time Monitoring
As reported in 25 Sumsub reviews.
Constantly monitors system to detect anomalies in real time.
Alerts
25 reviewers of Sumsub have provided feedback on this feature.
Alerts administrators when fraud is suspected or transactions have been declined.
Response (4)
Device Tracking
As reported in 11 Sumsub reviews.
Keeps records of geographic location and IP addresses of fraud suspects.
Fraud Markers
12 reviewers of Sumsub have provided feedback on this feature.
Tags users suspected of committing fraud and identifies them upon return.
Blacklisting
12 reviewers of Sumsub have provided feedback on this feature.
Prevents previous committers of fraud from future transactions.
Bot Mitigation
12 reviewers of Sumsub have provided feedback on this feature.
Monitors for and rids systems of bots suspected of committing fraud.
Analysis (3)
ID Analytics
This feature was mentioned in 28 Sumsub reviews.
Stores data from external or internal sources related to fake accounts, evaluating users for risk.
Intelligence Reporting
Based on 27 Sumsub reviews.
Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.
Incident Reports
This feature was mentioned in 26 Sumsub reviews.
Produces reports detailing trends and vulnerabilities related to payments and fraud.
Administration (6)
Fraud Markers
26 reviewers of Sumsub have provided feedback on this feature.
Tags users suspected of committing fraud and identifies them upon return.
Transaction Scoring
24 reviewers of Sumsub have provided feedback on this feature.
Rates each transaction's risk based on specific factors and their benchmarked scores.
Blacklisting
24 reviewers of Sumsub have provided feedback on this feature.
Prevents previous committers of fraud from future transactions.
Encryption
Based on 20 Sumsub reviews.
Encrypts all data transfers using end-to-end encryption.
Audit Trails
This feature was mentioned in 19 Sumsub reviews.
Provides audit trails to monitor useage to reduce fraud.
Regulatory Compliance
As reported in 21 Sumsub reviews.
Complies with regulations for strong customer authentication such as KYC, PSD2, and others.
Management (2)
Scheduled Data Checks
This feature was mentioned in 30 Sumsub reviews.
Schedule periodic (weekly, monthly, etc.) checks on existing address data to verify correctness and formatting.
Reporting
This feature was mentioned in 34 Sumsub reviews.
Produce reports and data visualization regarding address verification actions.
Functionality (4)
Address Verification
This feature was mentioned in 35 Sumsub reviews.
Checks address data against an authoritative address database (usually government).
Automation
32 reviewers of Sumsub have provided feedback on this feature.
Verify addresses automatically on the data source as new entries are added.
Cleansing
30 reviewers of Sumsub have provided feedback on this feature.
Purge or update incorrect data through corrective processes like fuzzy matching.
International Verification
31 reviewers of Sumsub have provided feedback on this feature.
Checks address data against authoritative databases from two more more countries.
Integration (4)
Uses Open Standards
21 reviewers of Sumsub have provided feedback on this feature.
Connections use open standards such as SAML or RADIS.
Mobile SDK
Based on 22 Sumsub reviews.
Offers developers a mobile software development kit to seamlessly add biometric authentication into their applications.
Workforce Authentication
19 reviewers of Sumsub have provided feedback on this feature.
Integrates with identity and access management (IAM) solutions to manage workforce authentication.
Customer Authentication
22 reviewers of Sumsub have provided feedback on this feature.
Integrates with customer identity and access management (ICAM) solutions to manage customer authentication.
Functionalities (6)
Authentication Methods
Based on 26 Sumsub reviews.
Offers age authentication via methods such as document or identification card verification, telephone number checks, matching against consumer records or other similar methods.
Online Age Verification
Based on 27 Sumsub reviews.
Is primarily used to verify a person's identity online for e-commerce purposes.
Age Estimation
As reported in 26 Sumsub reviews.
Offers age estimation functionality.
Integrations and SDKs
27 reviewers of Sumsub have provided feedback on this feature.
Offers integrations or software development kits (SDKs) for websites, applications, mobile apps, point-of-sale (POS) solutions, and kiosks
In-person Age Verification
23 reviewers of Sumsub have provided feedback on this feature.
Is primarily used to verify a person's identity in-person, such as at a bar, restaurant, event venue, or other similar places.
Liveness Check
26 reviewers of Sumsub have provided feedback on this feature.
Has a liveness check using selfies or other photograph technology to ensure the person being verified is real.
Fraud Detection (5)
Name Matching
As reported in 31 Sumsub reviews.
The solution uses intelligent algorithms like fuzzy matching to identify potential risks.
Watch List
As reported in 30 Sumsub reviews.
Create watchlists that can include sanctions lists (e.g., Dow Jones, WorldCheck, WorldCompliance, and Accuity).
Scoring
As reported in 29 Sumsub reviews.
Score persons and organizations based on their history and risk potential.
E-filing
Based on 27 Sumsub reviews.
Pool data from various sources to auto-populate e-filing of Suspicious Activity Report (SAR) or Currency Transaction Reports (CTR) forms.
Workflows and Alerts
28 reviewers of Sumsub have provided feedback on this feature.
Standard workflows to assign workload and to alert users based on predefined triggers.
Compliance (3)
Due Dilligence
30 reviewers of Sumsub have provided feedback on this feature.
Manage due dilligence processes such as Customer Due Diligence and Know Your Customer.
Regulations and Jurisdictions
This feature was mentioned in 30 Sumsub reviews.
Comply with regulations from multiple jurisdictions such as OFAC, UN, EU, OSFI, UK and AUSTRAC or FATCA.
Internal Policies
30 reviewers of Sumsub have provided feedback on this feature.
Compliance with fraud and risk management policies created by the company using the solution.
Monitoring (5)
Models
30 reviewers of Sumsub have provided feedback on this feature.
Create behavior models that can be used to detect suspicious behavior.
Simuation
Based on 29 Sumsub reviews.
Simulate and validate scenarios to address multiple types of risks.
Transaction Monitoring
As reported in 29 Sumsub reviews.
Real-time transaction screening to immediately identify potential risks.
Segmentation
29 reviewers of Sumsub have provided feedback on this feature.
Allows users to segment and manage lists of suspicious persons and organizations.
QA
As reported in 29 Sumsub reviews.
Evaluate the quality and performance of the anti-money laundering activities.
Reporting (3)
Compliance Reports
As reported in 29 Sumsub reviews.
Ability to generate standard reports for compliance purposes such as FATCA/CRS, SARS/STR and SWIFT.
Suspicious Activity
Based on 29 Sumsub reviews.
Display suspicious activity by period, risk type, person or organization.
Real-Time Dashboards
Based on 29 Sumsub reviews.
Dashboards to provide real-time data on suspicious transactions, persons, or organizations.
Generative AI (1)
AI Image-to-Text
As reported in 20 Sumsub reviews.
Converts images into a textual description, identifying key elements.
Generative AI - Anti Money Laundering (2)
Risk Scoring
Has integreated AI features to assess and assign risk scores to transactions and customer profiles, enabling prioritized investigations based on potential threat levels.
Pattern Recognition
Uses AI algorithms to identify complex patterns and anomalies in transaction data that may indicate money laundering.
Agentic AI - Anti Money Laundering (2)
Adaptive Learning
Improves performance based on feedback and experience
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Fraud Detection (3)
Cross-system Integration
Works across multiple software systems or databases
Adaptive Learning
Improves performance based on feedback and experience
Decision Making
Makes informed choices based on available data and objectives
Identity Verification Functions - Identity Verification (5)
Multi-Method Verification
Supports multi-method identity verification including documents, biometrics, and database cross-checks.
AI Document Check
Performs automated document authentication using OCR and AI/ML.
Biometric Face Match
Conducts biometric face matching (selfie-to-ID verification).
Integration Options
Offers identity verification functionality via API, SDK, or hosted interface.
Workflow Orchestration
Provides configurable identity verification workflows and logic-based orchestration.
Risk & Fraud Prevention - Identity Verification (3)
Liveness Detection
Offers liveness detection to prevent spoofing and presentation attacks.
AI Risk Scoring
Generates real-time identity risk scores using AI/ML or rule-based logic.
Document Forensics
Detects fraudulent or tampered documents through forensic analysis.
Compliance & Governance - Identity Verification (3)
Standards Compliance
Supports compliance with NIST Identity Assurance Levels (IAL2, IAL3).
AML/PEP Screening
Integrates AML, PEP, and sanctions list screening into the identity verification process.
Global Coverage
Supports global identity document verification across multiple countries and regions.





