Sumsub Features
Intelligence (4)
Transaction Scoring
Based on 11 Sumsub reviews. Rates each transaction's risk based on specific factors and their benchmarked scores.
Risk Assessment
As reported in 11 Sumsub reviews. Flags suspicious transactions and either alerts administrators or declines transaction.
Intelligence Reporting
Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud. This feature was mentioned in 11 Sumsub reviews.
ID Analytics
As reported in 11 Sumsub reviews. Stores data from external or internal sources related to fake accounts, evaluating users for risk.
Detection (7)
Fraud Detection
As reported in 12 Sumsub reviews. Finds patterns in common occurrences of fraud to use when evaluating risk of purchasers.
Alerts
Based on 12 Sumsub reviews. Alerts administrators when fraud is suspected or transactions have been declined.
Real-Time Monitoring
Constantly monitors system to detect anomalies in real time. 12 reviewers of Sumsub have provided feedback on this feature.
Payment Verification
Based on 25 Sumsub reviews. Requires verification of credit card, debit card, and money transfers prior to accepting payments
Bot Mitigation
Based on 24 Sumsub reviews. Monitors for and rids systems of bots suspected of committing fraud.
Real-Time Monitoring
Constantly monitors system to detect anomalies in real time. 25 reviewers of Sumsub have provided feedback on this feature.
Alerts
Based on 25 Sumsub reviews. Alerts administrators when fraud is suspected or transactions have been declined.
Response (4)
Device Tracking
Based on 11 Sumsub reviews. Keeps records of geographic location and IP addresses of fraud suspects.
Fraud Markers
Tags users suspected of committing fraud and identifies them upon return. 12 reviewers of Sumsub have provided feedback on this feature.
Blacklisting
Prevents previous committers of fraud from future transactions. 12 reviewers of Sumsub have provided feedback on this feature.
Bot Mitigation
Monitors for and rids systems of bots suspected of committing fraud. 12 reviewers of Sumsub have provided feedback on this feature.
Analysis (3)
ID Analytics
Stores data from external or internal sources related to fake accounts, evaluating users for risk. This feature was mentioned in 28 Sumsub reviews.
Intelligence Reporting
Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud. 27 reviewers of Sumsub have provided feedback on this feature.
Incident Reports
Produces reports detailing trends and vulnerabilities related to payments and fraud. This feature was mentioned in 26 Sumsub reviews.
Administration (6)
Fraud Markers
Tags users suspected of committing fraud and identifies them upon return. This feature was mentioned in 26 Sumsub reviews.
Transaction Scoring
Rates each transaction's risk based on specific factors and their benchmarked scores. This feature was mentioned in 24 Sumsub reviews.
Blacklisting
Prevents previous committers of fraud from future transactions. 24 reviewers of Sumsub have provided feedback on this feature.
Encryption
Based on 20 Sumsub reviews. Encrypts all data transfers using end-to-end encryption.
Audit Trails
As reported in 19 Sumsub reviews. Provides audit trails to monitor useage to reduce fraud.
Regulatory Compliance
Complies with regulations for strong customer authentication such as KYC, PSD2, and others. 21 reviewers of Sumsub have provided feedback on this feature.
Management (2)
Scheduled Data Checks
Based on 30 Sumsub reviews. Schedule periodic (weekly, monthly, etc.) checks on existing address data to verify correctness and formatting.
Reporting
Produce reports and data visualization regarding address verification actions. This feature was mentioned in 34 Sumsub reviews.
Functionality (4)
Address Verification
As reported in 35 Sumsub reviews. Checks address data against an authoritative address database (usually government).
Automation
As reported in 32 Sumsub reviews. Verify addresses automatically on the data source as new entries are added.
Cleansing
Purge or update incorrect data through corrective processes like fuzzy matching. This feature was mentioned in 30 Sumsub reviews.
International Verification
Checks address data against authoritative databases from two more more countries. This feature was mentioned in 31 Sumsub reviews.
Integration (4)
Uses Open Standards
As reported in 21 Sumsub reviews. Connections use open standards such as SAML or RADIS.
Mobile SDK
Offers developers a mobile software development kit to seamlessly add biometric authentication into their applications. This feature was mentioned in 22 Sumsub reviews.
Workforce Authentication
Integrates with identity and access management (IAM) solutions to manage workforce authentication. This feature was mentioned in 19 Sumsub reviews.
Customer Authentication
Integrates with customer identity and access management (ICAM) solutions to manage customer authentication. 22 reviewers of Sumsub have provided feedback on this feature.
Functionalities (6)
Authentication Methods
Offers age authentication via methods such as document or identification card verification, telephone number checks, matching against consumer records or other similar methods. 26 reviewers of Sumsub have provided feedback on this feature.
Online Age Verification
Is primarily used to verify a person's identity online for e-commerce purposes. This feature was mentioned in 27 Sumsub reviews.
Age Estimation
Based on 26 Sumsub reviews. Offers age estimation functionality.
Integrations and SDKs
Based on 27 Sumsub reviews. Offers integrations or software development kits (SDKs) for websites, applications, mobile apps, point-of-sale (POS) solutions, and kiosks
In-person Age Verification
Based on 23 Sumsub reviews. Is primarily used to verify a person's identity in-person, such as at a bar, restaurant, event venue, or other similar places.
Liveness Check
Has a liveness check using selfies or other photograph technology to ensure the person being verified is real. This feature was mentioned in 26 Sumsub reviews.
Fraud Detection (5)
Name Matching
The solution uses intelligent algorithms like fuzzy matching to identify potential risks. 31 reviewers of Sumsub have provided feedback on this feature.
Watch List
As reported in 30 Sumsub reviews. Create watchlists that can include sanctions lists (e.g., Dow Jones, WorldCheck, WorldCompliance, and Accuity).
Scoring
As reported in 29 Sumsub reviews. Score persons and organizations based on their history and risk potential.
E-filing
Based on 27 Sumsub reviews. Pool data from various sources to auto-populate e-filing of Suspicious Activity Report (SAR) or Currency Transaction Reports (CTR) forms.
Workflows and Alerts
As reported in 28 Sumsub reviews. Standard workflows to assign workload and to alert users based on predefined triggers.
Compliance (3)
Due Dilligence
Based on 30 Sumsub reviews. Manage due dilligence processes such as Customer Due Diligence and Know Your Customer.
Regulations and Jurisdictions
As reported in 30 Sumsub reviews. Comply with regulations from multiple jurisdictions such as OFAC, UN, EU, OSFI, UK and AUSTRAC or FATCA.
Internal Policies
Compliance with fraud and risk management policies created by the company using the solution. This feature was mentioned in 30 Sumsub reviews.
Monitoring (5)
Models
As reported in 30 Sumsub reviews. Create behavior models that can be used to detect suspicious behavior.
Simuation
Simulate and validate scenarios to address multiple types of risks. 29 reviewers of Sumsub have provided feedback on this feature.
Transaction Monitoring
Based on 29 Sumsub reviews. Real-time transaction screening to immediately identify potential risks.
Segmentation
Allows users to segment and manage lists of suspicious persons and organizations. This feature was mentioned in 29 Sumsub reviews.
QA
Evaluate the quality and performance of the anti-money laundering activities. This feature was mentioned in 29 Sumsub reviews.
Reporting (3)
Compliance Reports
Ability to generate standard reports for compliance purposes such as FATCA/CRS, SARS/STR and SWIFT. This feature was mentioned in 29 Sumsub reviews.
Suspicious Activity
Display suspicious activity by period, risk type, person or organization. This feature was mentioned in 29 Sumsub reviews.
Real-Time Dashboards
Based on 29 Sumsub reviews. Dashboards to provide real-time data on suspicious transactions, persons, or organizations.
Generative AI (1)
AI Image-to-Text
Converts images into a textual description, identifying key elements. 20 reviewers of Sumsub have provided feedback on this feature.
Generative AI - Anti Money Laundering (2)
Risk Scoring
Has integreated AI features to assess and assign risk scores to transactions and customer profiles, enabling prioritized investigations based on potential threat levels.
Pattern Recognition
Uses AI algorithms to identify complex patterns and anomalies in transaction data that may indicate money laundering.
Agentic AI - Anti Money Laundering (2)
Adaptive Learning
Improves performance based on feedback and experience
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Fraud Detection (3)
Cross-system Integration
Works across multiple software systems or databases
Adaptive Learning
Improves performance based on feedback and experience
Decision Making
Makes informed choices based on available data and objectives
Identity Verification Functions - Identity Verification (5)
Multi-Method Verification
Supports multi-method identity verification including documents, biometrics, and database cross-checks.
AI Document Check
Performs automated document authentication using OCR and AI/ML.
Biometric Face Match
Conducts biometric face matching (selfie-to-ID verification).
Integration Options
Offers identity verification functionality via API, SDK, or hosted interface.
Workflow Orchestration
Provides configurable identity verification workflows and logic-based orchestration.
Risk & Fraud Prevention - Identity Verification (3)
Liveness Detection
Offers liveness detection to prevent spoofing and presentation attacks.
AI Risk Scoring
Generates real-time identity risk scores using AI/ML or rule-based logic.
Document Forensics
Detects fraudulent or tampered documents through forensic analysis.
Compliance & Governance - Identity Verification (3)
Standards Compliance
Supports compliance with NIST Identity Assurance Levels (IAL2, IAL3).
AML/PEP Screening
Integrates AML, PEP, and sanctions list screening into the identity verification process.
Global Coverage
Supports global identity document verification across multiple countries and regions.





