Top 10 Affirm Alternatives & Competitors

Top 10 Alternatives to Affirm Recently Reviewed By G2 Community

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Sezzle
By Sezzle
4.6/5
(122)
Product Description
Sezzle increases sales and order values by enabling your customers to buy now and pay later with interest-free installment plans.
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Reviewers say compared to Affirm, Sezzle is:
Easier to do business with
Easier to set up
Better at support
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

Klarna
By Klarna
3.1/5
(56)
Product Description
Klarna is a global fintech company that offers innovative payment and marketing solutions designed to enhance the shopping experience for consumers and drive growth for businesses. By providing flexible payment options and performance-driven marketing tools, Klarna helps merchants attract, convert, and retain customers more effectively. Key Features and Functionality: - Flexible Payment Options: Klarna offers a variety of payment methods, including: - Pay in Full: Immediate payment at the time of purchase. - Pay in 30 Days: Allows customers to receive products and pay up to 30 days later without interest or late fees when paid on time. - Pay in 3 or 4 Installments: Enables shoppers to split purchases into smaller, interest-free payments. - Financing: Provides longer-term payment plans for larger purchases, offering manageable monthly payments. - Marketing Solutions: Klarna's full-funnel marketing suite allows businesses to run targeted campaigns across various channels, including search, programmatic ads, affiliate placements, cashback offers, and personalized in-app content, reaching over 24 million active shoppers. - Seamless Integration: Klarna integrates with major e-commerce platforms such as Shopify, Magento, WooCommerce, and BigCommerce, as well as payment partners like Stripe and Adyen, facilitating easy adoption for merchants. Primary Value and Solutions for Users: For consumers, Klarna provides a flexible and convenient shopping experience by offering multiple payment options that cater to different financial needs, thereby enhancing purchasing power and satisfaction. For merchants, Klarna drives business growth by increasing average order values, improving conversion rates, and fostering customer loyalty through its comprehensive payment and marketing solutions.
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Reviewers say compared to Affirm, Klarna is:
Easier to set up
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

Afterpay
By Afterpay
4.1/5
(40)
Product Description
Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance.
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Reviewers say compared to Affirm, Afterpay is:
Easier to set up
More expensive
Better at support
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)
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Splitit
By Splitit
4.1/5
(20)
Product Description
Splitit enables merchants from around the globe to offer their customers interest-free monthly payment plans using their existing Visa and MasterCard credit and debit cards.
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Reviewers say compared to Affirm, Splitit is:
Easier to do business with
Easier to set up
Easier to admin
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

Bread Pay
By Bread Financial
4/5
(6)
Product Description
Bread Financial is a leading provider of simple, personalized payment, lending, and saving solutions. We create opportunities for our customers and partners through digitally-enabled choices that offer ease, empowerment, and financial flexibility
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Reviewers say compared to Affirm, Bread Pay is:
Better at meeting requirements
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

GoCardless
By GoCardless
4.6/5
(320)
Product Description
Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees.
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Reviewers say compared to Affirm, GoCardless is:
Slower to reach roi
Easier to do business with
Easier to set up
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

PayPal Payments
By PayPal
4.4/5
(2,659)
Product Description
PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights.
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Reviewers say compared to Affirm, PayPal Payments is:
Easier to set up
Better at support
Better at meeting requirements
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

Sunbit
By Sunbit
4.9/5
(138)
Product Description
Sunbit is a fundamentally new way to pay, that eliminates financial waste while providing the best possible experience for retailers and customers. Sunbit is the simplest and quickest way for retailers to split a purchase into multiple payments, increasing sales and extending the buying power of customers so that retailers earn more while customers pay less.
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Reviewers say compared to Affirm, Sunbit is:
Easier to do business with
Easier to set up
Better at support
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

FuturePay
By FuturePay
4.2/5
(10)
Product Description
FuturePay is a payment option that lets your customers buy now and pay later – without a credit card.
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Reviewers say compared to Affirm, FuturePay is:
More expensive
Better at support
More usable
Categories in common with Affirm:
Installment Payment and Buy Now Pay Later (BNPL)

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