Affirm Reviews & Product Details

Affirm lets you split purchases into manageable payments with no hidden fees, clear terms presented upfront, and flexible plans (including interest-free options). I find it easy to use for larger purchases, and the soft credit checks don’t affect your credit. Overall, it helps increase buying power without surprise costs or unexpected charges. Review collected by and hosted on G2.com.

Some users may face high interest rates on certain plans, which can make repayments more expensive than expected. If you miss a payment, you could be hit with fees and see a negative impact on your credit score. It’s also not available with every merchant, and even with a plan, larger purchases can still feel costly overall. For some people, this kind of setup may also encourage overspending or lead to debt building up over time. Review collected by and hosted on G2.com.

I really appreciate Affirm's ability to offer payment plans at 0% interest, which makes managing my electronics expenses much easier and stress-free. The flexibility Affirm offers to buy different things is invaluable as it allows me to make purchases without the immediate financial pressure. The store finder feature is one of my favorite aspects because it quickly identifies which items are eligible for purchase with Affirm, saving me significant time. Instead of browsing through multiple stores unsure of what's available, the feature clearly separates eligible items and makes my shopping experience smoother and more efficient. On top of this, setting up Affirm was straightforward and quick, taking only a few minutes, which made the transition seamless and stress-free for me. Review collected by and hosted on G2.com.

Sometimes the eligibility isn't clear on certain products, so having more consistent labeling or clearer info would really help. Review collected by and hosted on G2.com.

provides payment solutions via instalments Review collected by and hosted on G2.com.

poor online rating, we already have shop pay which does the same thing, not much revenue generated Review collected by and hosted on G2.com.

What fascinates me the most is the customer service. Affirm helped us at all times.

Affirm is easy to use and track sales. Their dashboard lets me see how much money we are making and how often it's used. Review collected by and hosted on G2.com.

Something that they need to work on is follow-up with new customers. It will be nice if the first 1-3 months after a company is using their services, receive an email, call, or meeting to see hows the performance and if changes are necessary like positon, advertising, or functionality. Review collected by and hosted on G2.com.

Affirm has helped our small company grow by allowing us to offer our customer's the ability to break their large purchase into smaller payments. Affirm has been flexible and accommodating for us. Review collected by and hosted on G2.com.

Affirm offers our competitors better rates which makes it harder for us to compete. I understand why (because of the sheer volume that they do) but it is a big disadvantage to us when we are trying to be competitive in our pricing strategy. Review collected by and hosted on G2.com.

It was an easy way to add financing options for customers if Affirm was more trustworthy Review collected by and hosted on G2.com.

The Affirm team is riddled with incompetence. Glitches on their end caused their system to cancel a customer's order automatically, yet it was still showing active on my customer's account. After the refund was processed, the customer was still turned off by the experience and did not return to place another order. This glitch cost my company hundreds of dollars in potential profit. It took almost an entire month of numerous emails before Affirm identified the problem in their system. They then placed a test transaction to verify things were working correctly. Months later, they charged me a fee on the transaction their system glitch canceled, as well as the test transaction their employee placed. After three more weeks of back and forth emails, I finally got them to admit they inappropriately withheld the fees from those two transactions and got that money back. I also found out that they had been updating/changing the terms of the merchant agreement without notifying my company, and they repeatedly ignored my request to provide copies of the original policies. Affirm steadfastly refuses to talk to their merchant partners by telephone, which would have likely resolved our disputes in a much more efficient and timely manner. I can not truly convey my level of dissatisfaction with Affirm and its horrible customer service. I will cease to accept Affirm as a payment option through my store in the very near future Review collected by and hosted on G2.com.

The time to pay and the amount really helps Review collected by and hosted on G2.com.

They should not do loans with treatment plans because the treatments may last longer than the cancellation time, so you don't if the treatment will work until after the cancellation expires. Review collected by and hosted on G2.com.

Affirm allows our customers to pay over time with great interest rates and many options for payments. Affirm also provides loads of marketing materials and directly interfaces with our Shopify website. It couldn't be easier! Review collected by and hosted on G2.com.

I have had zero issues so far with Affirm. Their development team and their marketing team have been truly great to work with. If there is a downside, I haven't found it yet. Review collected by and hosted on G2.com.

Not affecting your credit as you're trying to build a better credit score and get what you need overtime with payments Review collected by and hosted on G2.com.

That there is a limit if I'm paying for it Review collected by and hosted on G2.com.

I like best that you get an instant decision without it affecting your credit, and if you don't qualify, you can check back in 15 days. Review collected by and hosted on G2.com.

It doesn't allow you to browse the different stores in the app without checking how much you qualify for first for each store. Review collected by and hosted on G2.com.