# Top 10 ACI Issuing Alternatives & Competitors **Average Rating:** 4.5/5 **Total Number of Reviews:** 1 ACI Issuing is not the only option for Payment Card Issuance Software. Explore other competing options and alternatives. Other important factors to consider when researching alternatives to ACI Issuing include reliability and ease of use. The best overall ACI Issuing alternative is Pleo. Other similar apps like ACI Issuing are Navan (Formerly TripActions), Emburse Spend (formerly Abacus), Circula, and Payhawk. ACI Issuing alternatives can be found in [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance) but may also be in [Expense Management Software](https://www.g2.com/categories/expense-management) or [Travel Management Software](https://www.g2.com/categories/travel-management). ## Best Paid & Free Alternatives to ACI Issuing - [Pleo](https://www.g2.com/products/pleo/reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) - [Circula](https://www.g2.com/products/circula/reviews) - [Payhawk](https://www.g2.com/products/payhawk/reviews) - [Rydoo](https://www.g2.com/products/rydoo/reviews) - [Alaan](https://www.g2.com/products/alaan/reviews) - [Equals](https://www.g2.com/products/equals-equals/reviews) - [Wallester](https://www.g2.com/products/wallester/reviews) - [Nubank](https://www.g2.com/products/nubank/reviews) ## Top 10 Alternatives to ACI Issuing Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how ACI Issuing stacks up to the competition, check reviews from current & previous users in industries like Civic & Social Organization, and find the best product for your business. ### 1. [Pleo](https://www.g2.com/products/pleo/reviews) By Pleo **Average Rating:** 4.7/5 **Total Reviews:** 1,435 Automate expense management with Pleo’s software and smart app. Take full control of your business and employee spend with one online expense system. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Pleo](https://www.g2.com/compare/aci-issuing-vs-pleo) **Compare Pleo with other alternatives:** - [Pleo vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-pleo) - [Pleo vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-pleo) - [Pleo vs Circula](https://www.g2.com/compare/circula-vs-pleo) - [Pleo vs Payhawk](https://www.g2.com/compare/payhawk-vs-pleo) - [Pleo vs Rydoo](https://www.g2.com/compare/pleo-vs-rydoo) - [Pleo vs Alaan](https://www.g2.com/compare/alaan-vs-pleo) - [Pleo vs Equals](https://www.g2.com/compare/equals-equals-vs-pleo) - [Pleo vs Wallester](https://www.g2.com/compare/pleo-vs-wallester) - [Pleo vs Nubank](https://www.g2.com/compare/nubank-vs-pleo) ### 2. [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) By Navan **Average Rating:** 4.7/5 **Total Reviews:** 9,297 Navan is the all-in-one solution that makes travel easy so you can focus on being there, not getting there. Say goodbye to spending hours on the phone trying to change your flight or saving stacks of receipts to manually input expenses. From EAs and finance teams to travel managers and employees, Navan empowers people to focus on the things that matter most to them — all while providing companies with real-time visibility, savings, and control. Learn more at navan.com. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Navan (Formerly TripActions)](https://www.g2.com/compare/aci-issuing-vs-navan-formerly-tripactions) **Compare Navan (Formerly TripActions) with other alternatives:** - [Navan (Formerly TripActions) vs Pleo](https://www.g2.com/compare/navan-formerly-tripactions-vs-pleo) - [Navan (Formerly TripActions) vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Circula](https://www.g2.com/compare/circula-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Payhawk](https://www.g2.com/compare/navan-formerly-tripactions-vs-payhawk) - [Navan (Formerly TripActions) vs Rydoo](https://www.g2.com/compare/navan-formerly-tripactions-vs-rydoo) - [Navan (Formerly TripActions) vs Alaan](https://www.g2.com/compare/alaan-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Equals](https://www.g2.com/compare/equals-equals-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Wallester](https://www.g2.com/compare/navan-formerly-tripactions-vs-wallester) - [Navan (Formerly TripActions) vs Nubank](https://www.g2.com/compare/navan-formerly-tripactions-vs-nubank) ### 3. [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) By Emburse **Average Rating:** 4.5/5 **Total Reviews:** 1,126 Real-time employee expense management & reimbursement Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/aci-issuing-vs-emburse-spend-formerly-abacus) **Compare Emburse Spend (formerly Abacus) with other alternatives:** - [Emburse Spend (formerly Abacus) vs Pleo](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-pleo) - [Emburse Spend (formerly Abacus) vs Navan (Formerly TripActions)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-navan-formerly-tripactions) - [Emburse Spend (formerly Abacus) vs Circula](https://www.g2.com/compare/circula-vs-emburse-spend-formerly-abacus) - [Emburse Spend (formerly Abacus) vs Payhawk](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-payhawk) - [Emburse Spend (formerly Abacus) vs Rydoo](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-rydoo) - [Emburse Spend (formerly Abacus) vs Alaan](https://www.g2.com/compare/alaan-vs-emburse-spend-formerly-abacus) - [Emburse Spend (formerly Abacus) vs Equals](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-equals-equals) - [Emburse Spend (formerly Abacus) vs Wallester](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-wallester) - [Emburse Spend (formerly Abacus) vs Nubank](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-nubank) ### 4. [Circula](https://www.g2.com/products/circula/reviews) By Circula GmbH **Average Rating:** 4.6/5 **Total Reviews:** 1,061 Circula is an expense platform for any payments done by employees: travel expenses, credit cards and employee benefits. The company’s mission is to simplify finance and payroll administration, while ensuring compliance through smart automations – so employees can do their best job. This way, Circula is creating the path for an employee-centric future around everyday business processes. This mantra has earned the company industry leader recognition from review platforms G2 and Capterra. Headquartered in Berlin, Germany, Circula is a leading expense management solution for small and medium-sized European businesses such as About You, DATEV, Deutsche Fußball Liga, Noerr, McMakler, and Securitas. Today, more than 150,000 employees use Circula. The company was founded in 2017 and has raised over USD 25 million in venture capital to date. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Circula](https://www.g2.com/compare/aci-issuing-vs-circula) **Compare Circula with other alternatives:** - [Circula vs Pleo](https://www.g2.com/compare/circula-vs-pleo) - [Circula vs Navan (Formerly TripActions)](https://www.g2.com/compare/circula-vs-navan-formerly-tripactions) - [Circula vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/circula-vs-emburse-spend-formerly-abacus) - [Circula vs Payhawk](https://www.g2.com/compare/circula-vs-payhawk) - [Circula vs Rydoo](https://www.g2.com/compare/circula-vs-rydoo) - [Circula vs Alaan](https://www.g2.com/compare/alaan-vs-circula) - [Circula vs Equals](https://www.g2.com/compare/circula-vs-equals-equals) - [Circula vs Wallester](https://www.g2.com/compare/circula-vs-wallester) - [Circula vs Nubank](https://www.g2.com/compare/circula-vs-nubank) ### 5. [Payhawk](https://www.g2.com/products/payhawk/reviews) By Payhawk **Average Rating:** 4.5/5 **Total Reviews:** 906 Payhawk issues next generation company cards with automated expense management and discovery of subscription overspend on auto-renewals. They collect and analyze receipts, invoices and card transactions to help you stay in control of your budget with no paperwork for your employees. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Payhawk](https://www.g2.com/compare/aci-issuing-vs-payhawk) **Compare Payhawk with other alternatives:** - [Payhawk vs Pleo](https://www.g2.com/compare/payhawk-vs-pleo) - [Payhawk vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-payhawk) - [Payhawk vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-payhawk) - [Payhawk vs Circula](https://www.g2.com/compare/circula-vs-payhawk) - [Payhawk vs Rydoo](https://www.g2.com/compare/payhawk-vs-rydoo) - [Payhawk vs Alaan](https://www.g2.com/compare/alaan-vs-payhawk) - [Payhawk vs Equals](https://www.g2.com/compare/equals-equals-vs-payhawk) - [Payhawk vs Wallester](https://www.g2.com/compare/payhawk-vs-wallester) - [Payhawk vs Nubank](https://www.g2.com/compare/nubank-vs-payhawk) ### 6. [Rydoo](https://www.g2.com/products/rydoo/reviews) By Rydoo **Average Rating:** 4.4/5 **Total Reviews:** 743 Rydoo is a Travel & Expense management application. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Rydoo](https://www.g2.com/compare/aci-issuing-vs-rydoo) **Compare Rydoo with other alternatives:** - [Rydoo vs Pleo](https://www.g2.com/compare/pleo-vs-rydoo) - [Rydoo vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-rydoo) - [Rydoo vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-rydoo) - [Rydoo vs Circula](https://www.g2.com/compare/circula-vs-rydoo) - [Rydoo vs Payhawk](https://www.g2.com/compare/payhawk-vs-rydoo) - [Rydoo vs Alaan](https://www.g2.com/compare/alaan-vs-rydoo) - [Rydoo vs Equals](https://www.g2.com/compare/equals-equals-vs-rydoo) - [Rydoo vs Wallester](https://www.g2.com/compare/rydoo-vs-wallester) - [Rydoo vs Nubank](https://www.g2.com/compare/nubank-vs-rydoo) ### 7. [Alaan](https://www.g2.com/products/alaan/reviews) By Alaan Pay **Average Rating:** 4.7/5 **Total Reviews:** 718 Alaan is the smartest way to manage business spend for Middle Eastern businesses and has helped over 300 businesses gain control and efficiency in their financial operations. With Alaan, you can issue unlimited corporate cards for your team, control their spends, adjust spend limits, and reconcile expenses with nearly zero effort. The platform also integrates seamlessly with all accounting & ERP systems out there, like Quickbooks, Xero, SAP, Dynamics 365, Oracle, etc to help you close books faster and reduce accounting errors. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Alaan](https://www.g2.com/compare/aci-issuing-vs-alaan) **Compare Alaan with other alternatives:** - [Alaan vs Pleo](https://www.g2.com/compare/alaan-vs-pleo) - [Alaan vs Navan (Formerly TripActions)](https://www.g2.com/compare/alaan-vs-navan-formerly-tripactions) - [Alaan vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/alaan-vs-emburse-spend-formerly-abacus) - [Alaan vs Circula](https://www.g2.com/compare/alaan-vs-circula) - [Alaan vs Payhawk](https://www.g2.com/compare/alaan-vs-payhawk) - [Alaan vs Rydoo](https://www.g2.com/compare/alaan-vs-rydoo) - [Alaan vs Equals](https://www.g2.com/compare/alaan-vs-equals-equals) - [Alaan vs Wallester](https://www.g2.com/compare/alaan-vs-wallester) - [Alaan vs Nubank](https://www.g2.com/compare/alaan-vs-nubank) ### 8. [Equals](https://www.g2.com/products/equals-equals/reviews) By Equals **Average Rating:** 4.5/5 **Total Reviews:** 197 The Equals Money account is here to revolutionise the way finance teams manage a company’s payments, expenses, budgets, payroll and more, putting time back on the clock and money back on the balance sheet. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Equals](https://www.g2.com/compare/aci-issuing-vs-equals-equals) **Compare Equals with other alternatives:** - [Equals vs Pleo](https://www.g2.com/compare/equals-equals-vs-pleo) - [Equals vs Navan (Formerly TripActions)](https://www.g2.com/compare/equals-equals-vs-navan-formerly-tripactions) - [Equals vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-equals-equals) - [Equals vs Circula](https://www.g2.com/compare/circula-vs-equals-equals) - [Equals vs Payhawk](https://www.g2.com/compare/equals-equals-vs-payhawk) - [Equals vs Rydoo](https://www.g2.com/compare/equals-equals-vs-rydoo) - [Equals vs Alaan](https://www.g2.com/compare/alaan-vs-equals-equals) - [Equals vs Wallester](https://www.g2.com/compare/equals-equals-vs-wallester) - [Equals vs Nubank](https://www.g2.com/compare/equals-equals-vs-nubank) ### 9. [Wallester](https://www.g2.com/products/wallester/reviews) By Wallester **Average Rating:** 4.7/5 **Total Reviews:** 147 Wallester Business smart cards — a new level of corporate finance management. Instant issuance, flexible settings, payments monitoring, limit set-up — a set of functions for efficient budget control of your company. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Wallester](https://www.g2.com/compare/aci-issuing-vs-wallester) **Compare Wallester with other alternatives:** - [Wallester vs Pleo](https://www.g2.com/compare/pleo-vs-wallester) - [Wallester vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-wallester) - [Wallester vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-wallester) - [Wallester vs Circula](https://www.g2.com/compare/circula-vs-wallester) - [Wallester vs Payhawk](https://www.g2.com/compare/payhawk-vs-wallester) - [Wallester vs Rydoo](https://www.g2.com/compare/rydoo-vs-wallester) - [Wallester vs Alaan](https://www.g2.com/compare/alaan-vs-wallester) - [Wallester vs Equals](https://www.g2.com/compare/equals-equals-vs-wallester) - [Wallester vs Nubank](https://www.g2.com/compare/nubank-vs-wallester) ### 10. [Nubank](https://www.g2.com/products/nubank/reviews) By Nu Payments SA **Average Rating:** 4.4/5 **Total Reviews:** 84 Nubank is a leading financial technology company in Latin America. Its first product, launched in 2014, is a no-fee credit card that is fully managed by a mobile app. Almost 30 million people have requested the product since launch, and the company has passed the 12 million customer mark. Categories in common with ACI Issuing: [Payment Card Issuance](https://www.g2.com/categories/payment-card-issuance) **Compare:** [ACI Issuing vs Nubank](https://www.g2.com/compare/aci-issuing-vs-nubank) **Compare Nubank with other alternatives:** - [Nubank vs Pleo](https://www.g2.com/compare/nubank-vs-pleo) - [Nubank vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-nubank) - [Nubank vs Emburse Spend (formerly Abacus)](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-nubank) - [Nubank vs Circula](https://www.g2.com/compare/circula-vs-nubank) - [Nubank vs Payhawk](https://www.g2.com/compare/nubank-vs-payhawk) - [Nubank vs Rydoo](https://www.g2.com/compare/nubank-vs-rydoo) - [Nubank vs Alaan](https://www.g2.com/compare/alaan-vs-nubank) - [Nubank vs Equals](https://www.g2.com/compare/equals-equals-vs-nubank) - [Nubank vs Wallester](https://www.g2.com/compare/nubank-vs-wallester) --- ## ACI Issuing Alternatives FAQs ### How does ACI Issuing compare to Pleo? According to G2 data, [ACI Issuing](https://www.g2.com/products/aci-issuing/reviews) holds an average rating of 4.5/5 based on 1 review, while [Pleo](https://www.g2.com/products/pleo/reviews) boasts a higher average rating of 4.7/5 from 1,435 reviews. Pleo outperforms ACI Issuing across multiple reviewer-rated dimensions, including Meeting Requirements, Usability, Ease of Setup, Ease of Admin, Support, and Ease of Doing Business With, indicating a stronger overall user satisfaction and operational efficiency. User sentiment for Pleo highlights 252 mentions of ease of use, 105 mentions of simplicity, and 94 mentions of effective expense management, compared to ACI Issuing's single review noting efficiency and simplicity but also citing time consumption and limited customization as drawbacks. Pleo's extensive user base and positive feedback reflect its intuitive interface, streamlined expense management, and efficient setup, whereas ACI Issuing's limited feedback points to challenges in customization and reporting granularity. ### What are the best alternatives to ACI Issuing? The best alternatives to ACI Issuing include [Pleo](https://www.g2.com/products/pleo/reviews) (4.7/5 with 1,435 reviews), [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) (4.7/5 with 9,097 reviews), [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) (4.5/5 with 1,120 reviews), and [Circula](https://www.g2.com/products/circula/reviews) (4.6/5 with 1,058 reviews). These platforms are highly rated for their ease of use, efficiency, and comprehensive expense management features. ### What features do alternatives offer that ACI Issuing does not? ACI Issuing lacks advanced customization options and detailed, granular reporting capabilities, which limits its adaptability to specific business environments and complicates data analysis for performance improvements. ### Which Payment Card Issuance tools do reviewers recommend instead of ACI Issuing? Reviewers recommend [Pleo](https://www.g2.com/products/pleo/reviews) for its intuitive user experience, seamless receipt management, and efficient expense tracking, highlighted by 252 mentions of ease of use and 86 mentions of easy upload. [Navan](https://www.g2.com/products/navan-formerly-tripactions/reviews) is favored for its all-in-one travel and expense management with 1,513 mentions of ease of use and strong customer support. [Emburse Spend](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) is praised for real-time expense visibility and integration flexibility, with 23 mentions of ease of use and 12 of expense management. [Circula](https://www.g2.com/products/circula/reviews) stands out for its AI-driven receipt scanning and simple interface, supported by 122 mentions of ease of use and 31 of expense management. These tools provide enhanced customization, automation, and reporting capabilities that address ACI Issuing’s limitations. ### Why do users choose Pleo over ACI Issuing? Users choose [Pleo](https://www.g2.com/products/pleo/reviews) over ACI Issuing primarily due to its superior ease of use, as evidenced by 252 mentions of user-friendliness and 105 mentions of simplicity in reviews. Pleo's intuitive design and efficient expense management features, including easy receipt uploads (86 mentions) and time-saving workflows (72 mentions), contribute to a smoother user experience. The platform's quick and straightforward setup (71 mentions) and robust mobile app (62 mentions) further enhance accessibility and convenience. Additionally, Pleo offers strong integration capabilities (56 mentions) and responsive customer support (47 mentions), which collectively reduce administrative burdens and improve financial oversight. These factors, combined with Pleo's higher dimension scores in usability and support, make it the preferred choice for organizations seeking a comprehensive, user-centric expense management solution. ## Explore Articles - [What's the best sales intelligence software that integrates smoothly with Salesforce, HubSpot and outbound sequencing tools?](https://www.g2.com/discussions/what-s-the-best-sales-intelligence-software-that-integrates-smoothly-with-salesforce-hubspot-and-outbound-sequencing-tools) - [Which idea management platforms minimize feature overload while keeping navigation intuitive so non-technical employees actually use the tool day to day?](https://www.g2.com/discussions/which-idea-management-platforms-minimize-feature-overload-while-keeping-navigation-intuitive-so-non-technical-employees-actually-use-the-tool-day-to-day) - [Most effective conversation intelligence software to buy](https://www.g2.com/discussions/most-effective-conversation-intelligence-software-to-buy) - [What application release orchestration tools work best for a software team managing complex multi-service deployments where dependencies between services make manual releases error-prone?](https://www.g2.com/discussions/what-application-release-orchestration-tools-work-best-for-a-software-team-managing-complex-multi-service-deployments-where-dependencies-between-services-make-manual-releases-error-prone) - [What are the highest rated insurance policy administration systems for managing complex policy operations at scale?](https://www.g2.com/discussions/what-are-the-highest-rated-insurance-policy-administration-systems-for-managing-complex-policy-operations-at-scale) - [Which file recovery software solutions with easy setup are rated highly by practitioners?](https://www.g2.com/discussions/which-file-recovery-software-solutions-with-easy-setup-are-rated-highly-by-practitioners) ## Spotlight Categories - [Project Management Software](https://www.g2.com/categories/project-management) - [E-Signature Software](https://www.g2.com/categories/e-signature) - [Multi-Country Payroll Software](https://www.g2.com/categories/multi-country-payroll)