Compare BILL Spend & Expense (Formerly Divvy) and Torpago 
Featured Products
At a Glance
Market Segments
Small-Business (65.1% of reviews)
Small-Business (85.7% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
No pricing available
BILL Spend & Expense (Formerly Divvy)
Star Rating
(2,075)4.5 out of 5
Market Segments
Small-Business (65.1% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Torpago
Star Rating
(21)4.3 out of 5
Market Segments
Small-Business (85.7% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about TorpagoSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher score compared to Torpago. Users appreciate its straightforward interface, noting that it is "pretty simple and self-explanatory in most cases."
- Users say that the implementation process for BILL Spend & Expense is quick and intuitive, with many highlighting features like tracking specific marketing spending and eliminating manual receipts, which reduces errors. In contrast, while Torpago is noted for its ease of use, it lacks the same level of user engagement and recent feedback.
- Reviewers mention that BILL Spend & Expense offers robust support for small businesses, with a high percentage of users from this segment reporting satisfaction. They appreciate the ability to manage expenses effectively, while Torpago, despite having a good support rating, has fewer reviews and less recent feedback, making it harder to gauge its current performance.
- According to verified reviews, users of BILL Spend & Expense highlight the platform's ability to streamline expense tracking and reporting, which is particularly beneficial for marketing budgets. On the other hand, Torpago users enjoy features like AP automation and cash back rewards, but the overall user experience seems less comprehensive.
- G2 reviewers indicate that BILL Spend & Expense consistently meets user requirements with a high satisfaction score, reflecting its adaptability to various business needs. In comparison, Torpago, while still effective, has received feedback suggesting it may not fully align with all user workflows.
- Users report that the quality of support for BILL Spend & Expense is commendable, with many praising the responsiveness and helpfulness of the support team. Although Torpago has a slightly higher support rating, the lack of recent reviews raises questions about its current support effectiveness.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Torpago
No pricing availableFree Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Torpago
No trial information availableRatings
Meets Requirements
9.0
1,748
8.0
10
Ease of Use
9.1
1,788
8.5
10
Ease of Setup
8.8
1,511
8.1
8
Ease of Admin
9.0
1,472
7.9
7
Quality of Support
8.6
1,632
8.7
10
Has the product been a good partner in doing business?
9.1
1,457
8.1
7
Product Direction (% positive)
9.1
1,755
8.3
7
Features by Category
Expense Reports
8.5
1042
|
Verified
Not enough data
8.7
1089
|
Verified
Not enough data
8.3
1072
|
Verified
Not enough data
9.1
1185
|
Verified
Not enough data
7.8
921
|
Verified
Not enough data
7.8
719
|
Verified
Not enough data
8.4
956
|
Verified
Not enough data
Agentic AI - Expense Management
6.5
120
Not enough data
7.2
121
Not enough data
Travel Management
7.5
780
Not enough data
6.7
636
Not enough data
6.5
617
Not enough data
6.9
692
Not enough data
Client Invoicing
Feature Not Available
Not enough data
7.9
889
|
Verified
Not enough data
7.8
796
|
Verified
Not enough data
Mobile
9.2
1121
|
Verified
Not enough data
7.4
693
|
Verified
Not enough data
Feature Not Available
Not enough data
Platform
7.1
607
Not enough data
7.8
754
|
Verified
Not enough data
Administration
8.2
692
|
Verified
Not enough data
Administration
8.3
992
|
Verified
Not enough data
8.3
996
|
Verified
Not enough data
8.3
1037
|
Verified
Not enough data
8.4
942
|
Verified
Not enough data
8.9
1142
|
Verified
Not enough data
Platform
8.5
1008
|
Verified
Not enough data
7.9
768
|
Verified
Not enough data
7.6
641
Not enough data
8.9
1066
|
Verified
Not enough data
8.9
1023
|
Verified
Not enough data
Feature Not Available
Not enough data
Setup
8.1
706
Not enough data
8.7
765
Not enough data
8.5
628
Not enough data
Performance
7.6
552
Not enough data
7.6
557
Not enough data
7.4
559
Not enough data
7.6
589
Not enough data
Payment Cards
8.8
657
Not enough data
8.8
675
Not enough data
9.0
761
Not enough data
Reporting
9.0
747
Not enough data
8.7
654
Not enough data
8.7
701
Not enough data
8.6
789
Not enough data
Payments
8.4
671
Not enough data
8.6
670
Not enough data
7.6
611
Not enough data
7.9
625
Not enough data
Fraud & Risk Management
8.4
742
Not enough data
8.8
725
Not enough data
9.0
741
Not enough data
Agentic AI - Spend Management
5.8
59
Not enough data
Invoice Management
8.1
19
Not enough data
5.5
16
Not enough data
7.3
20
Not enough data
Invoice Processing
6.9
16
Not enough data
7.4
18
Not enough data
6.9
18
Not enough data
6.6
17
Not enough data
Analytics
6.7
18
Not enough data
5.4
16
Not enough data
5.7
16
Not enough data
Integration
9.0
26
Not enough data
8.2
16
Not enough data
6.2
17
Not enough data
Risk
5.9
16
Not enough data
6.7
17
Not enough data
5.4
15
Not enough data
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
Not enough data
7.0
16
Not enough data
6.8
16
Not enough data
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Card Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Controls
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Torpago are categorized as Expense Management and Spend Management
Unique Categories
BILL Spend & Expense (Formerly Divvy) is categorized as AP Automation
Torpago is categorized as Payment Card Issuance
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Torpago
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.6%
Construction
8.8%
Accounting
7.8%
Religious Institutions
5.3%
Computer Software
4.0%
Other
59.4%
Venture Capital & Private Equity
9.5%
Real Estate
9.5%
Management Consulting
9.5%
Financial Services
9.5%
Accounting
4.8%
Other
57.1%
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
Torpago has no discussions with answers
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