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Compare BILL Spend & Expense (Formerly Divvy) and Torpago 
BILL Spend & Expense (Formerly Divvy)
Optimized for quick response
At a Glance
Market Segments
Small-Business (65.4% of reviews)
Small-Business (85.7% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
No pricing available
BILL Spend & Expense (Formerly Divvy)
Star Rating
(1,943)4.5 out of 5
Market Segments
Small-Business (65.4% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Torpago
Star Rating
(21)4.3 out of 5
Market Segments
Small-Business (85.7% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about TorpagoSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Torpago. Users appreciate its comprehensive features, noting that it’s easy to set up, track expenses, and connect with accounting software.
- Users say that the implementation process for BILL Spend & Expense is notably smooth, with many highlighting the intuitive onboarding experience. In contrast, Torpago, while functional, has fewer recent reviews, which may indicate less user engagement and support.
- Reviewers mention the convenience of BILL Spend & Expense, particularly for tasks like electricity bill payments and online purchases. They find it secure and user-friendly, with multiple payment options available, enhancing their day-to-day usability.
- According to verified reviews, Torpago offers solid AP automation and seamless ERP syncing, which some users find beneficial. However, it lacks the extensive user feedback and overall satisfaction that BILL Spend & Expense enjoys, making it harder to gauge its effectiveness in real-world applications.
- Users highlight the cash-back feature of Torpago, which adds value for those looking to maximize their spending. However, the overall user experience and support quality seem to favor BILL Spend & Expense, where users feel more supported in their business operations.
- G2 reviewers note that while both products cater to small businesses, BILL Spend & Expense has a broader market presence and a higher number of reviews, indicating a more established reputation and reliability in the expense management space.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Torpago
No pricing availableFree Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Torpago
No trial information availableRatings
Meets Requirements
9.0
1,683
8.0
10
Ease of Use
9.1
1,723
8.5
10
Ease of Setup
8.8
1,450
8.1
8
Ease of Admin
9.0
1,417
7.9
7
Quality of Support
8.6
1,574
8.7
10
Has the product been a good partner in doing business?
9.1
1,403
8.1
7
Product Direction (% positive)
9.1
1,692
8.3
7
Features by Category
Expense Reports
8.5
1023
|
Verified
Not enough data
8.7
1080
|
Verified
Not enough data
8.2
1062
|
Verified
Not enough data
9.1
1157
|
Verified
Not enough data
7.8
911
|
Verified
Not enough data
7.8
715
|
Verified
Not enough data
8.4
943
|
Verified
Not enough data
Agentic AI - Expense Management
6.4
118
Not enough data
7.1
119
Not enough data
Travel Management
7.5
776
Not enough data
6.7
632
Not enough data
6.5
613
Not enough data
6.9
688
Not enough data
Client Invoicing
Feature Not Available
Not enough data
7.9
884
|
Verified
Not enough data
7.8
793
|
Verified
Not enough data
Mobile
9.2
1110
|
Verified
Not enough data
7.4
685
|
Verified
Not enough data
Feature Not Available
Not enough data
Platform
7.1
604
Not enough data
7.8
752
|
Verified
Not enough data
Administration
8.2
691
|
Verified
Not enough data
Administration
8.3
971
|
Verified
Not enough data
8.3
985
|
Verified
Not enough data
8.3
1030
|
Verified
Not enough data
8.4
932
|
Verified
Not enough data
8.9
1129
|
Verified
Not enough data
Platform
8.5
995
|
Verified
Not enough data
7.9
765
|
Verified
Not enough data
7.6
640
Not enough data
8.9
1053
|
Verified
Not enough data
8.9
1019
|
Verified
Not enough data
Feature Not Available
Not enough data
Setup
8.1
705
Not enough data
8.7
762
Not enough data
8.5
627
Not enough data
Performance
7.6
551
Not enough data
7.6
556
Not enough data
7.4
558
Not enough data
7.6
588
Not enough data
Payment Cards
8.7
655
Not enough data
8.8
674
Not enough data
9.0
759
Not enough data
Reporting
8.9
745
Not enough data
8.7
653
Not enough data
8.7
700
Not enough data
8.6
781
Not enough data
Payments
8.4
670
Not enough data
8.6
669
Not enough data
7.6
608
Not enough data
7.9
624
Not enough data
Fraud & Risk Management
8.5
740
Not enough data
8.8
724
Not enough data
9.0
738
Not enough data
Agentic AI - Spend Management
5.7
58
Not enough data
Invoice Management
8.0
18
Not enough data
5.5
16
Not enough data
7.2
19
Not enough data
Invoice Processing
6.9
16
Not enough data
7.4
18
Not enough data
6.9
18
Not enough data
6.6
17
Not enough data
Analytics
6.7
18
Not enough data
5.4
16
Not enough data
5.7
16
Not enough data
Integration
8.9
19
Not enough data
8.2
16
Not enough data
6.3
16
Not enough data
Risk
5.9
16
Not enough data
6.7
17
Not enough data
5.4
15
Not enough data
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
Not enough data
7.0
16
Not enough data
6.8
16
Not enough data
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Card Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Controls
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Torpago are categorized as Expense Management and Spend Management
Unique Categories
BILL Spend & Expense (Formerly Divvy) is categorized as AP Automation
Torpago is categorized as Payment Card Issuance
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Torpago
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.4%
Construction
8.8%
Accounting
7.7%
Religious Institutions
5.0%
Computer Software
4.1%
Other
59.9%
Venture Capital & Private Equity
9.5%
Real Estate
9.5%
Management Consulting
9.5%
Financial Services
9.5%
Staffing and Recruiting
4.8%
Other
57.1%
Discussions
How do you use divvy?
2 Comments
SW
Build business credit and keep track of expensesRead more
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
When will importation of transactions include jobs?
1 Comment
MB
Based on my conversations with Divvy people at QuickBooks Connect, it should be now or momentarily. The work around would be to have several expense...Read more
Torpago has no discussions with answers
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