Compare Authorize.net and PayPal Payments 
Featured Products
At a Glance
Market Segments
Small-Business (72.1% of reviews)
Small-Business (64.3% of reviews)
Entry-Level Pricing
$25 Monthly Gateway
$0 per month
Authorize.net
Star Rating
(210)4.2 out of 5
Market Segments
Small-Business (72.1% of reviews)
Pros & Cons
Entry-Level Pricing
$25 Monthly Gateway
Free Trial is available
Learn more about Authorize.netPayPal Payments
Star Rating
(2,682)4.4 out of 5
Market Segments
Small-Business (64.3% of reviews)
Pros & Cons
Entry-Level Pricing
$0 per month
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that PayPal Payments excels in user experience, with many users appreciating the quick payment process and the buyer protection it offers. This makes it a preferred choice for businesses looking for a seamless checkout experience.
- Users say that Authorize.net provides a solid platform with robust technology and integrated security features. However, some users find it less intuitive compared to PayPal, which can affect the overall ease of use.
- According to verified reviews, PayPal Payments stands out for its instant payment capabilities, allowing users to receive payments in seconds and transfer them to their local bank accounts easily. This feature is particularly beneficial for small businesses needing quick cash flow.
- Reviewers mention that while Authorize.net integrates well with various software applications, it may not provide the same level of familiarity and trust during the checkout process as PayPal Payments, which is recognized by customers worldwide.
- Users highlight that PayPal Payments offers a more straightforward setup process, making it easier for small businesses to get started without extensive technical knowledge. In contrast, some users of Authorize.net have reported challenges with configuration.
- G2 reviewers note that while both platforms have strong support features, PayPal Payments has a slightly lower rating in quality of support compared to Authorize.net. However, users still appreciate the overall functionality and navigation of Authorize.net's website.
Pricing
Entry-Level Pricing
Authorize.net
Pricing
$25
Monthly Gateway
setup $49 , 2.9%+30¢ per Per Transaction
PayPal Payments
On Website - Basic
$0
per month
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment
Free Trial
Authorize.net
Free Trial is available
PayPal Payments
No trial information availableRatings
Meets Requirements
8.9
175
9.0
2,177
Ease of Use
8.4
179
9.1
2,207
Ease of Setup
8.3
100
8.9
667
Ease of Admin
8.5
91
8.4
329
Quality of Support
8.5
150
8.3
2,060
Has the product been a good partner in doing business?
8.6
91
8.1
326
Product Direction (% positive)
7.1
176
8.3
2,149
Features by Category
Payment Options
7.6
79
Feature Not Available
8.6
108
Feature Not Available
8.7
116
9.0
1594
9.3
137
9.2
1611
8.0
89
8.4
1176
Feature Not Available
8.4
1100
8.5
46
Feature Not Available
7.6
46
9.0
584
8.5
55
9.0
605
Administration
8.0
132
Feature Not Available
8.4
101
Feature Not Available
8.3
124
8.5
1509
8.3
124
8.5
1355
8.3
85
Feature Not Available
8.0
58
8.6
482
7.9
52
8.4
470
Feature Not Available
8.4
458
Security
8.8
78
8.6
638
8.8
123
Feature Not Available
8.7
99
8.6
1161
8.6
100
8.8
1345
Feature Not Available
8.6
475
Development
7.8
103
8.4
1281
8.3
79
Feature Not Available
8.0
91
8.5
1098
8.4
105
8.7
1198
Platform
8.9
131
8.9
1460
Feature Not Available
8.9
1339
Feature Not Available
8.9
1319
8.4
78
8.7
1074
8.9
78
8.6
1065
8.0
45
Feature Not Available
8.5
53
8.6
466
8.6
56
8.8
490
Agentic AI - Payment Gateways
Not enough data
8.9
61
Not enough data
8.6
60
Not enough data
8.7
60
Billing
9.0
12
Not enough data
9.2
10
Not enough data
9.0
10
Not enough data
8.3
10
Not enough data
Dunning
8.5
12
Not enough data
8.1
12
Not enough data
8.5
12
Not enough data
Performance
7.8
12
Not enough data
7.3
13
Not enough data
8.5
12
Not enough data
Reporting
7.5
12
Not enough data
7.1
12
Not enough data
8.5
12
Not enough data
Agentic AI - Subscription Billing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Installment Payment and Buy Now Pay Later (BNPL)Hide 11 FeaturesShow 11 Features
Not enough data
8.9
203
Administration - Installment Payment and Buy Now Pay Later (BNPL)
Not enough data
9.0
176
Not enough data
9.0
170
Not enough data
8.8
175
Not enough data
8.6
162
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)
Not enough data
8.9
178
Not enough data
8.8
176
Not enough data
8.9
162
Not enough data
8.8
167
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features
Not enough data
9.2
28
Not enough data
9.0
28
Not enough data
9.1
28
Payment Processing
Not enough data
9.3
247
Not enough data
9.1
222
Not enough data
9.3
232
Not enough data
9.2
231
Administration
Not enough data
9.0
214
Not enough data
9.0
223
Not enough data
7.5
258
Not enough data
8.8
203
8.0
58
8.6
482
7.9
52
8.4
470
Feature Not Available
8.4
458
Payment Options
7.6
46
9.0
584
8.5
55
9.0
605
Security
Feature Not Available
8.6
475
Platform
8.5
53
8.6
466
8.6
56
8.8
490
Architecture
Not enough data
8.9
42
Not enough data
8.8
42
Not enough data
9.2
43
Processing
Not enough data
9.3
43
Not enough data
9.2
43
Not enough data
9.0
42
Not enough data
9.3
43
Not enough data
9.3
43
Risk & Compliance
Not enough data
8.9
42
Not enough data
9.0
43
Not enough data
9.1
43
Analytics
Not enough data
9.1
43
Not enough data
9.1
43
Not enough data
8.7
43
Agentic AI - Payments Orchestration
Not enough data
9.4
34
Not enough data
9.4
35
Agentic AI - SAP Store
Not enough data
9.4
8
Not enough data
9.4
8
Not enough data
9.6
8
Not enough data
9.6
8
Not enough data
9.8
8
Not enough data
9.6
8
Not enough data
9.8
8
Intelligence
8.5
10
Not enough data
8.9
11
Not enough data
8.9
9
Not enough data
8.3
8
Not enough data
Detection
9.4
12
Not enough data
9.0
10
Not enough data
8.3
11
Not enough data
Response
7.5
8
Not enough data
9.2
8
Not enough data
7.7
8
Not enough data
7.7
8
Not enough data
Categories
Categories
Shared Categories
Authorize.net and PayPal Payments are categorized as Payment Gateways
Unique Categories
Authorize.net is categorized as E-commerce Fraud Protection and Subscription Billing
PayPal Payments is categorized as Payments Orchestration, SAP Store, Payment Processing, and Installment Payment and Buy Now Pay Later (BNPL)
Reviews
Reviewers' Company Size
Authorize.net
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
PayPal Payments
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Information Technology and Services
7.0%
Marketing and Advertising
6.0%
Internet
5.0%
Non-Profit Organization Management
4.5%
Retail
4.5%
Other
73.0%
Information Technology and Services
6.8%
Computer Software
6.8%
Marketing and Advertising
6.7%
Retail
5.5%
Internet
3.7%
Other
70.4%
Alternatives
Discussions
How do I get my money back when they keep it for 90 days?
1 Comment
DM
sue I amRead more
Authorize.net has no more discussions with answers
Allow visa gift card
8 Comments
AH
I used to know about Visa card and virtual master card on paypal 2 years ago...Possibly good and also accept payments on main and data endRead more
What is PayPal Credit used for?
8 Comments
SR
Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private.Read more
PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension
7 Comments
LK
It is possible to get money back, if they Took it from you. Check here:
https://aupdamages.com
Select your country and get Information on how to...Read more
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