Mercury
Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com. - Used by founders, finance leads, and operators at startups and SMBs - Common use cases: paying vendors and contractors, managing team spend, and reconciliation - Suitable for multi-entity structures that need shared controls and permissions - Supports companies seeking operational efficiency without expanding headcount - Up to $5M in FDIC insurance* on deposits through our partner banks’ sweep networks Mercury combines checking & savings accounts with payments, spend control, and finance ops automation in one place. - Business checking and savings with digital onboarding and a streamlined web/mobile interface - ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks - Debit and credit cards** with customizable limits, merchant/category controls, real-time visibility, and cashback - Automated tools for billing, invoicing, and approvals with accounting integrations - Cash management options, including venture debt Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction. - Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close - Replaces branch visits and opaque fees with transparent, smooth money movement - Compliant onboarding and monitoring designed to protect businesses and reduce surprises - Fast, knowledgeable customer support across multiple channels The data: - Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2.5K Mercury customers - $3.5B valuation in March ‘25 - 11 consecutive quarters of profitability based on both EBITDA and GAAP net-income (as of April ‘25) - $500M in revenue in 2024 - More than 200K customers - 40% growth in customers in 2024 - $156B in annual transaction volume in 2024, up 64% year-over-year - Customer NPS of 75*** (compared to banking industry average of 34) - 1 in 3 startups use Mercury**** - More than 50% of YC cohorts choose Mercury *Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. **The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. ***Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks. ****Calculation based on US-based companies that received an angel, pre-seed, seed, or Series A investment reported on Crunchbase in the most recent year.
Average Rating: 4.4/5.0
Total Reviews: 123
How Do G2 Users Rate Mercury?
- Has the product been a good partner in doing business?: 8.2/10 (Category avg: 9.1/10)
- Alignment: 6.9/10 (Category avg: 8.8/10)
- Data: 6.8/10 (Category avg: 8.7/10)
- Multiple Views: 7.0/10 (Category avg: 8.7/10)
Who Is the Company Behind Mercury?
- Seller: Mercury
- Company Website:
- Year Founded: 2017
- HQ Location: San Francisco, CA
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Twitter: @mercury
42,985 Twitter followers -
LinkedIn® Page: www.linkedin.com
1,785 employees on LinkedIn®
Who Uses This Product?
- Who Uses This: CEO, Founder
- Top Industries: Computer Software, Information Technology and Services
- Company Size: 84% Small, 7% Medium
What Do G2 Reviewers Say About Mercury?
AI-generated summary from verified user reviews
Pros
- Users love the ease of use of Mercury, making tasks like invoicing and managing users simple and intuitive.
- Users highlight the easy setup of Mercury, enabling quick and efficient management of LLC banking needs.
- Users appreciate the modern and user-friendly interface of Mercury, enhancing their experience with easy navigation and accessibility.
- Users appreciate Mercury for its efficiency, enabling seamless banking processes that streamline financial management and save costs.
- Users find the interface extremely easy to use, enhancing daily operations with a clear and modern design.
Cons
- Users face approval issues with Mercury, especially when trying to update business information or during setup challenges.
- Users experience poor customer support, facing delays and difficulties that hinder effective communication and service resolution.
- Users express dissatisfaction with card issues, citing lack of a physical card and poor design options.
- Users find credit issues with Mercury, citing low cash back and lack of immediate credit card options.
- Users dislike Mercury's currency fees and find exchange rates less favorable compared to traditional banks like J.P. Morgan.
What Are Recent G2 Reviews of Mercury?
"Seamless, Modern Banking with a Few Caveats"
Rating: 5.0/5.0 stars
— Georgios D.
"Simplifies Banking with Seamless Invoicing"
Rating: 5.0/5.0 stars
— Marcos O.

