---
title: Pemo Reviews
meta_title: 'Pemo Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 78 reviews by the users' company size, role or industry to
  find out how Pemo works for a business like yours.
aggregate_rating:
  rating_value: 4.8
  review_count: 78
  scale: '5'
date_modified: '2026-06-24'
parent_category:
  name: Travel & Expense
  url: https://www.g2.com/categories/travel-expense
---

# Pemo Reviews
**Vendor:** Pemo  
**Category:** [Expense Management Software](https://www.g2.com/categories/expense-management)  
**Average Rating:** 4.8/5.0  
**Total Reviews:** 78
## About Pemo
Pemo is an all-in-one spend management platform designed to streamline financial operations for businesses in the Middle East and North Africa (MENA) region. By integrating corporate cards, expense management, accounting automation, and invoice processing into a single solution, Pemo empowers companies to manage their expenditures efficiently and effectively. Key Features and Functionality: - Corporate Cards: Issue both physical and virtual cards instantly, set custom spending limits, and monitor transactions in real-time. - Expense Management: Automate expense capture at the point of transaction, simplify approval processes, and maintain centralized records for audits and reporting. - Accounting Automation: Utilize AI-powered categorization to assign expenses accurately, reduce errors with smart suggestions, and integrate directly with leading accounting platforms like QuickBooks, Xero, Zoho Books, and Wafeq. - Invoice Management: Upload and track invoices within the platform, implement approval workflows, and store records centrally for easy access during audits. Primary Value and Solutions Provided: Pemo addresses common financial management challenges by automating and consolidating various processes. It eliminates the need for manual expense reports and petty cash handling, saving businesses significant time and reducing errors. With real-time insights and control over spending, companies can make informed decisions, enforce spending policies, and ensure compliance. By integrating seamlessly with existing accounting systems, Pemo simplifies financial workflows, allowing businesses to focus on growth and operational excellence.



## Pemo Pros & Cons
**What users like:**

- Users find the **customer support** of Pemo highly approachable and responsive, enhancing the overall user experience. (3 reviews)
- Users find Pemo&#39;s approach to **ease of use** remarkably convenient, streamlining petty cash processes efficiently. (2 reviews)
- Users find **implementation easy** with Pemo, streamlining petty cash management effortlessly and enhancing daily transactions. (2 reviews)
- Users find that Pemo significantly reduces **petty cash management** workload, streamlining reimbursements and daily transactions effectively. (1 reviews)
- Users find the **easy setup** of Pemo to be hassle-free, simplifying receipt management effortlessly. (1 reviews)
- Efficiency (1 reviews)
- Simple (1 reviews)
- Simplicity (1 reviews)
- Transactions (1 reviews)
- Virtual Cards (1 reviews)

**What users dislike:**

- Users find the **system complicated** , often needing instructions to successfully obtain information. (1 reviews)
- Users face **integration restrictions** with accounting software, limiting functionality and flexibility in using Pemo. (1 reviews)
- Users face challenges with **import issues** , particularly regarding the integration of accounting software with Pemo. (1 reviews)
- Users find the **insufficient explanations** challenging, making it difficult to navigate and obtain necessary information. (1 reviews)
- Users face **integration issues** with Pemo, limiting the import/export capabilities of accounting software. (1 reviews)
- Lack of Integration (1 reviews)
- Users face **upload issues** due to limits on receipt uploads and the need for internet connectivity. (1 reviews)

## Pemo Reviews
  ### 1. Intuitive, Reliable Spend Management with Real-Time Visibility and Strong Value

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raj S. | Finance Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

Pemo has been a valuable addition to our finance operations. The platform offers a clean and intuitive user interface, making it easy for both finance teams and employees to navigate and manage expenses efficiently.

The integrations with accounting systems and other business tools help streamline workflows and reduce manual data entry. Performance has been reliable, with real-time visibility into company spending and quick processing of transactions and approvals.

From a pricing perspective, Pemo delivers strong value for money by reducing administrative effort, improving expense control, and providing meaningful operational efficiencies. The onboarding process was smooth, and the support team has been responsive, knowledgeable, and proactive whenever assistance was needed.

The AI-powered features and intelligent automation further enhance the user experience by simplifying expense categorization, reporting, and approval workflows. Overall, Pemo is a well-designed and effective spend management platform that helps businesses improve financial control, efficiency, and visibility.

**What do you dislike about Pemo?**

Integration with more platforms like Oracle.

**What problems is Pemo solving and how is that benefiting you?**

Receipts management, expense management,Before implementing Pemo, we faced challenges with manual expense claims, delayed receipt collection, limited visibility over employee spending, and time-consuming reconciliation processes. Tracking corporate expenses across multiple locations and teams required significant administrative effort and often resulted in delays in financial reporting.

Pemo has solved these issues by providing real-time visibility into company spending, automated expense tracking, and streamlined approval workflows. Employees can submit expenses instantly, while finance teams can monitor transactions as they occur, reducing errors and improving compliance. The platform has significantly reduced manual work, accelerated month-end closing processes, and strengthened spending controls. As a result, we have achieved greater operational efficiency, improved financial visibility, and better decision-making across the business.

  ### 2. Simple, Efficient Expense Management with Real-Time Tracking and Smooth Approvals

**Rating:** 5.0/5.0 stars

**Reviewed by:** Amer A. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

What I like best about Pemo is how simple and efficient it makes company expense management. The platform is very user-friendly, with easy card issuance, real-time expense tracking, and smooth approval workflows. It significantly reduces manual work for finance teams by automating receipt collection, reconciliation, and reporting. The integration between corporate cards and accounting processes helps improve visibility and control over company spending, while the responsive support team and modern interface make the overall experience very convenient for day-to-day operations.

**What do you dislike about Pemo?**

One area where Pemo could improve is the flexibility of some reporting and customization features, especially for companies with more complex accounting or approval structures.

**What problems is Pemo solving and how is that benefiting you?**

Pemo helps solve the challenge of managing company expenses, employee spending, and reimbursement processes in a more controlled and efficient way. Before using the platform, tracking expenses, collecting receipts, and reconciling transactions was very manual and time-consuming.

  ### 3. Pemo Makes Company Expense Management Effortless and Real-Time

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Civil Engineering | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

My experience with Pemo has been excellent. It made managing the day-tj-day company expenses significantly easier and more efficient. Instead of chasing receipts, tracking petty cash manually, everything is recorded in real time trough the app.

**What do you dislike about Pemo?**

One area where I believe Pemo could be improved is the receipt attachment process. Currently, receipts need to be saved as documents before they can be uploaded. It would be much more efficient if users could attach receipts directly from their camera or photo gallery as images. This small enhancement would make the process faster, more convenient, and more user-friendly, especially for employees who are frequently on the move and need to submit expenses quickly.

**What problems is Pemo solving and how is that benefiting you?**

Pemo has transformed the way we handle business expenses, making the process faster, more transparent, and far less stressful. I would highly recommend it to any company looking to improve expense management and gain better control over their spending.

  ### 4. User-Friendly, Paperless Petty Cash Management with Pemo

**Rating:** 5.0/5.0 stars

**Reviewed by:** Midhun M. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 04, 2026

**What do you like best about Pemo?**

The Pemo application is user-friendly and makes it easy to manage our petty cash expenses. We are very satisfied with the app, as it allows us to record and monitor transactions efficiently in a paperless and advanced manner. Overall, we are happy with the system and enjoy using it.

**What do you dislike about Pemo?**

PEMO is not integrated with tally software

**What problems is Pemo solving and how is that benefiting you?**

request you to integrated with tally software

  ### 5. Excellent Platform for Financial Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mohammed  A. | Procurement manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

My experience with Pemo has been absolutely amazing. What I like most is how user-friendly and efficient the platform is. It saved me a lot of time and made financial management much smoother and well-organized

**What do you dislike about Pemo?**

I haven't encountered any downsides or major issues while using Pemo. It provides a great experience, though I look forward to seeing more updates in the future.

**What problems is Pemo solving and how is that benefiting you?**

It helps solve the issue of delayed financial tracking and messy paperwork. The main benefit is gaining real-time visibility into our spending, which helps us manage our business budget much more efficiently.

  ### 6. Easy Expensing with a Friendly, User-Friendly App

**Rating:** 5.0/5.0 stars

**Reviewed by:** Adi A. | Vice President of Sales and Partnerships - Global, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 02, 2026

**What do you like best about Pemo?**

Easy to expense and the app is friendly.

**What do you dislike about Pemo?**

It’s not clear where to write the expenses when you upload the invoice. I do it in the comments

**What problems is Pemo solving and how is that benefiting you?**

Daily corporate expenses. Ease of invoicing- saves time

  ### 7. Pemo Makes Payments Easy with Very Helpful Account Managers

**Rating:** 4.0/5.0 stars

**Reviewed by:** Laila J. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 02, 2026

**What do you like best about Pemo?**

Pemo makes payment easy and the account managers are very helpful.

**What do you dislike about Pemo?**

Payment of bills are not booked as Bills in quickbooks and Zoho

**What problems is Pemo solving and how is that benefiting you?**

Petty cash is time consuming to track

  ### 8. User-Friendly Controls at a Great Price

**Rating:** 5.0/5.0 stars

**Reviewed by:** Qaisar n. | Founder, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 05, 2026

**What do you like best about Pemo?**

user friendly and the good controls
Good pricing

**What do you dislike about Pemo?**

There should be some rewards systems and I think the integration should be improve

**What problems is Pemo solving and how is that benefiting you?**

Team performance and expenses management

  ### 9. Pemo’s Incredible Automation Makes Expense Management Effortless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Management Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 02, 2026

**What do you like best about Pemo?**

Pemo’s automation feature is absolutely incredible.

**What do you dislike about Pemo?**

I love pemo, but i would love it if expenses made with a non pemo card can be integrated onto pemo’s accounting system where external receipts can be sent for example and dedicate expenses to non pemo cards too and integrate all accounts with the accounting software

**What problems is Pemo solving and how is that benefiting you?**

Tracking expenses and categorization of expenses is exceptional

  ### 10. Great Transparency and Easy Bill Access Anytime

**Rating:** 5.0/5.0 stars

**Reviewed by:** Yathish S. | Sales Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

Transparency is great. It’s easy to use, and it’s simple to log in to the portal and access the bills whenever I need them.

**What do you dislike about Pemo?**

virtual & physical cards, spend limits, automated receipt capture, accounting integrations.

**What problems is Pemo solving and how is that benefiting you?**

Pemo solves the messy, time‑wasting parts of company spending — and the benefit to you is control, speed, and zero admin headaches

  ### 11. Efficient Expense Monitoring and Booking Management

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Transportation/Trucking/Railroad | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 11, 2026

**What do you like best about Pemo?**

It helps me monitor company expenses and manage bookings efficiently.

**What do you dislike about Pemo?**

We cannot book payments as "Bills" in Zoho and Quickbooks

**What problems is Pemo solving and how is that benefiting you?**

All key members of the company can pay with their cards, and we can set a budget for each user.

  ### 12. Easy Expense Management and Reporting

**Rating:** 4.5/5.0 stars

**Reviewed by:** Belal  M. | Product marketing manager, Enterprise (> 1000 emp.)

**Reviewed Date:** June 02, 2026

**What do you like best about Pemo?**

The ease to manage expenses - control them and report on them

**What do you dislike about Pemo?**

Support can be better sometimes - had an experience that they fixed later on

**What problems is Pemo solving and how is that benefiting you?**

Managing expenses especially when it comes to big media buying budgets and software spending

  ### 13. No more manual expenses reporting

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

Easy for petty cash transactions and no more manual transactions reports

**What do you dislike about Pemo?**

Manually uploading the bills by clicking the picture of the receipts

**What problems is Pemo solving and how is that benefiting you?**

Now there is no need to make excel sheets for the expenses carried out for office use.

  ### 14. Convenient, Practical, and Easy to Manage

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Real Estate | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2026

**What do you like best about Pemo?**

Everything is designed to be convenient, practical, and easy to manage

**What do you dislike about Pemo?**

I don't have any major dislikes about Pemo

**What problems is Pemo solving and how is that benefiting you?**

Pemo solves the problem of inefficient spend management by automating expenses, approvals, receipt collection, and accounting workflows.

  ### 15. SATISFIED CUSTOMER

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arnold C. | Accounts, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 07, 2024

**What do you like best about Pemo?**

Innovative and smart way to lessen the hassle of managing receipts day to day and implementing it was like 123! Customer support is on top of every inquiry/technical issues that I had that I can recommend using it everyday.

**What do you dislike about Pemo?**

Top - up takes a little while to reflect other than that it's great!

**What problems is Pemo solving and how is that benefiting you?**

Work efficiency on managing day to day expenses of the team through out each month.

  ### 16. Great Petty Cash Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arnold C. | Senior Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 08, 2025

**What do you like best about Pemo?**

PEMO solves my load on petty cash reimbursements/replenishment by up to 65% since everything is online from receipt to e-cards for each team that can be used from day to day transactions.

Customer support/team as a whole is approachable and implementing it is easy.

**What do you dislike about Pemo?**

Restriction on the integration of accounting software to be imported/exported.

**What problems is Pemo solving and how is that benefiting you?**

Day to day validation of receipts from each team member and instead of doing more paperwork it was reduced to paperless!

  ### 17. Customer Service

**Rating:** 4.0/5.0 stars

**Reviewed by:** Joy A. | Finance Administrator, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 25, 2025

**What do you like best about Pemo?**

I appreciate how Sofie and Dean responded immediately to my concern.

**What do you dislike about Pemo?**

Maybe it should cater multiple journal entry plus increase the number of receipts that could be uploaded. It seems like five is not enough.

**What problems is Pemo solving and how is that benefiting you?**

My concern with fund transfer.

  ### 18. Oustanding Use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Pauline Waigwa A. | Executive Assistant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 06, 2024

**What do you like best about Pemo?**

I must say that as an Executive Assistant, I handle numerous payments, especially travel payments. Among all the platforms I have used so far, Pemo has proven to be the best. Its ease of use and fast processing are remarkable. The abundance of features allows me to conveniently track my payments and even attach invoices for future reference, significantly reducing my workload. Additionally, downloading the report sheet is effortless and highly efficient. I absolutely love it! Moreover, Pemo's customer support is quite impressive; they promptly respond to any queries that arise. Keep up the good work!

**What do you dislike about Pemo?**

I must express my satisfaction as, so far, I have not encountered any downside with Pemo services. Everything has been commendable and I encourage you to keep up the good work.

**What problems is Pemo solving and how is that benefiting you?**

Ease of use, tracking my expenses, fast payments

  ### 19. perfect

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dia A. | Senior Legal Consultant, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 19, 2024

**What do you like best about Pemo?**

Easy, simple, effective, excellent service team

**What do you dislike about Pemo?**

The system is a bit complicated and requires instructions to be able to obtain information

**What problems is Pemo solving and how is that benefiting you?**

i am not using my main card bank

  ### 20. A great way to manage your company expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shoaib S. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 14, 2024

**What do you like best about Pemo?**

Firstly the customer service is great, they respond within minutes if you have any issue with the card.
The integration with Xero accounting software is great
Unlimited Virtual card makes it easier to control specific expenses for example you can create a card used only for social media marketing, one for only office pantry item expenses etc

**What do you dislike about Pemo?**

Nothing at the moment as we have been using it for a month

**What problems is Pemo solving and how is that benefiting you?**

Pemo makes it easier to control expenses, you can assign a virtual card to each category and see where are you spending more on monthly basis

  ### 21. Perfect fintech solution for SMEs

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karan C. | Co-Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

As a startup, we faced difficulties procuring a business banking card, but PEMO helped resolve all those issues. We now have 1 digital and 1 physical card for all our marketing and office expenses. We use it pretty much daily. The bonus was that we were able to integrate PEMO with our QuickBooks.

**What do you dislike about Pemo?**

Nothing that comes to mind. Very happy with the experience so far.

**What problems is Pemo solving and how is that benefiting you?**

As mentioned earlier, we run a lot of marketing expenses for our business. With the help of PEMO, we can run all marketing expenses using 1 card. Without PEMO, we would've been forced to use our card.

  ### 22. Pemo pros and cons

**Rating:** 4.5/5.0 stars

**Reviewed by:** Denis M. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2024

**What do you like best about Pemo?**

The product is easy to use. We do about 30 transactions daily. Very fast issuing cards ready for use. Excellent support team, always promptly answers questions.

**What do you dislike about Pemo?**

3 times within a year met technical issues with Pemo which I would like to avoid in the future (I could not use the service)
In the last year, the statement report was changed. It made a huge mess in our accounting.

**What problems is Pemo solving and how is that benefiting you?**

We have a lot of transactions and a lot of people who make expenses. Pemo allows us to control all these expenses and see all the data in one report

  ### 23. Best for Tracking Expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Zane S. | Project Engineer (Project Manager), Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

I love how it tracks my expenses and allows me to communicate my receipts to the finance department immediately.

The application and implementation are forward and user-friendly.

I love how I can integrate the Pemo card to my Samsung Pay application and Samsung Watch.

**What do you dislike about Pemo?**

It would be nice to be able to request to raise the limit via the application.

**What problems is Pemo solving and how is that benefiting you?**

Managing my expenses and listing them for me.

  ### 24. Easy to handle. No waiting for reimbursements from the company.Comfort

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sreehari N. | Branch Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Its same as an ATM Card. Which is very much easy to purchase. No waiting for the company to give the rembursment.

**What do you dislike about Pemo?**

Everthing is fine for me as of now. And can use anywhere as same as ATM

**What problems is Pemo solving and how is that benefiting you?**

We have to wait for the reimbusrsement from the company if we spent the money and get it back. This will solve that issue where the amount will be already there and use accordingly upon the limit provided

  ### 25. A must for businesses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elie S. | Managing Partner, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 04, 2024

**What do you like best about Pemo?**

Pemo has been a great tool for managing the business’ expenses. Easy to use and saves time working on the expense management. It’s also a good tool to track the spending of different departments and team members.

**What do you dislike about Pemo?**

Well, I would love to see Pemo available for non-resident users too.

**What problems is Pemo solving and how is that benefiting you?**

Disorganized spending, team expense management, paperwork hassle, and more. 
It increases efficiency and reduces errors associated with manual expense management.

  ### 26. Ease your life with PEMO

**Rating:** 5.0/5.0 stars

**Reviewed by:** Salem I. | General Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 05, 2024

**What do you like best about Pemo?**

Excellent software to help you keep your purchases and finances in order.

**What do you dislike about Pemo?**

Purchases transactions that do not go through do still get deducted from the Wallet and the team aren't being so helpful in resolving the matter.

**What problems is Pemo solving and how is that benefiting you?**

Purchases Transactions not going through as still being registered subtracting the sum from the wallet.

  ### 27. Easy to use, extremely convenient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Usman J. | Operations Executive, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Pemo is an outstanding tool which has automated or expenses completely. I saves us a lot of time and is hassle free.

**What do you dislike about Pemo?**

I have only good things to say about pemo, I can't think of anything I don't like about pemo.

**What problems is Pemo solving and how is that benefiting you?**

Holding onto receipts is something that used to be hassle in the past. Not anymore, the whole end to end expenditure process has been automated entirely.

  ### 28. All in all, a great experience so far!

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 11, 2024

**What do you like best about Pemo?**

The real-time visibility into our company's spending has been a game-changer.  We can now monitor expenses as they happen and make informed decisions about budgeting and cost control. The custom spending limits and approval workflows have also helped us maintain better oversight and compliance.

**What do you dislike about Pemo?**

Despite our finance software listed as one that is integratable with Pemo, we are finding it tricky and still working on it.

**What problems is Pemo solving and how is that benefiting you?**

Initially I was not able to add my virtual card to apple pay, however there seems to have been some kind of update and the issue was resolved.

  ### 29. Professional Team and Excellent service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sami M. | General Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 31, 2024

**What do you like best about Pemo?**

easy of use and reduction of petty cash, more over the ability to create vurtual cards is an amazing feature

**What do you dislike about Pemo?**

it can only sync to expenses with Zoho Books would be great if you can choose between and expense or bill as cards are being used as well to pay online tolls and other bills.

**What problems is Pemo solving and how is that benefiting you?**

ease of getting online payments

  ### 30. Amazing record keeping platform, easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** ABDUL R. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 19, 2024

**What do you like best about Pemo?**

Can use as many as cards for different department payments and record keeping platform

**What do you dislike about Pemo?**

We can use only as debit card, if pemo can arrange some small limit after the available balance because funds transfer to card take time

**What problems is Pemo solving and how is that benefiting you?**

to use different cards for different department expenses payments

  ### 31. Making Life of An Accountant Easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Faiz R. | Senior Accountant, Retail, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Easy to Use, reconcile, and Control over the expenses.

**What do you dislike about Pemo?**

There is nothing to dislike about it. I am really enjoying using it.

**What problems is Pemo solving and how is that benefiting you?**

By using Pemo we have control over our expenses. We have dedicated cards for our company vehicle fuel expenses, HO and Warehouse Pantry, and Online Purchases expenses. It is easy to use and reconcile with our accounting software.

  ### 32. very good, would recommend

**Rating:** 4.5/5.0 stars

**Reviewed by:** Hamed M. | Principal, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 12, 2024

**What do you like best about Pemo?**

The experience has been seamless so far.

**What do you dislike about Pemo?**

The process of uploading the receipts is manual, I would prefer a way to automate this - will make our lives much easier.

**What problems is Pemo solving and how is that benefiting you?**

Corporate credit card - I pay for everything related to work instead of using my personal and expensing

  ### 33. User friendly, Fast & reliable

**Rating:** 5.0/5.0 stars

**Reviewed by:** Haseeb A. | Finance Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

the platform is very user friendly, reports are easily and extensively generated giving a proper insight

**What do you dislike about Pemo?**

cashback needs to be abit more attractive

**What problems is Pemo solving and how is that benefiting you?**

expense tracking is easy, multiple card from one wallet helps to monitor and maintain expeses and keeps inline with set budgets for certain individuals.

  ### 34. GOOD APP AND INTERFACE

**Rating:** 4.0/5.0 stars

**Reviewed by:** Shah M. | PROCUREMENT OFFICER, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

I AM A FREQUENT USER FOR PEMO EVERY DAY. ITS EASY TO USE THAN NORMAL BANKING SYSTEM , INTEGRATION FOR PAYMENT WAS FLOWLESS . 
IMPLEMENTATION IS EASY LIKE BUTTER.
I LIKE WHERE I CAN TRACK MY PAYMENTS ON SPOT AND HOW MUCH I SPEND AND HOW MUCH I HAVE IN END ON SAME PAGE AND THE CUSTOMER SUPPORT WAS SUPPORTIVE

**What do you dislike about Pemo?**

I HAVE ISSUE WITH PEMO MONEY LOADING TIME, IT IS SLOW LIKE  (24 HRS TO CREDIT)

**What problems is Pemo solving and how is that benefiting you?**

WELL PEMO HELPS TO TRACK THE INVOICES AND CONTROL THE SPENDING POWDER

  ### 35. Review

**Rating:** 4.0/5.0 stars

**Reviewed by:** Emma G. | General Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

Its easy to use when purchasing anything online, its efficent and its good they reward you cashback its a great incentive

**What do you dislike about Pemo?**

The fact you must use a laptop to alter the indivdual cards spending limits

**What problems is Pemo solving and how is that benefiting you?**

The ease of not giving cash to our hanlders

  ### 36. Great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tatiana P. | PRO, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

Pemo is a great tool for managing office expenses. You literally can forget about keeping receipts and use the app only.

**What do you dislike about Pemo?**

I wish it would be more secured and safe from fraudulent transactions.

**What problems is Pemo solving and how is that benefiting you?**

Easy to use, not necessary to apply for physical card.

  ### 37. PEMO Excellence

**Rating:** 5.0/5.0 stars

**Reviewed by:** Hussain B. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

No Paper Work of Expenses
Easy Tracking of Expenses
Ease of Data Anayltics

**What do you dislike about Pemo?**

This is a really Good way to limit the daily load of expenses entries, there is nothing to dislike about it

**What problems is Pemo solving and how is that benefiting you?**

Expenses 
Allocation of Funds

  ### 38. Super convinient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Husni S. | co-founder - owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 28, 2024

**What do you like best about Pemo?**

Cashless and freedom for my team, nice control throuth the platform.

**What do you dislike about Pemo?**

only if the same freedom for admin can be avaialble on the app rather than only through desktop.

**What problems is Pemo solving and how is that benefiting you?**

i am not aware of this particualr question as it is managed by the accoutant.

  ### 39. AMAZING SERVICE-PEMO

**Rating:** 5.0/5.0 stars

**Reviewed by:** SHARAFUDHEEN T. | PURCHASING MANAGER, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

It's very convenient for companies to avoid the stress associated with cash transactions thanks to 100% traceability. It's extremely useful, and the withdrawal option is also excellent.

**What do you dislike about Pemo?**

Withdrawal charges are somewhat high, particularly for Mashreq.

**What problems is Pemo solving and how is that benefiting you?**

Creating ads for social media platforms can be extremely helpful.

  ### 40. Advantages of Pemo

**Rating:** 5.0/5.0 stars

**Reviewed by:** Al P. | invoice coordinator, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Reports can be easily generated. Also, there are options to create a report as per our needs.

**What do you dislike about Pemo?**

Absolutely nothing.  Topping-up balance takes some time but it is understandable because it includes other banks for this process.

**What problems is Pemo solving and how is that benefiting you?**

It solves the problem of reporting and monitoring expenses.

  ### 41. Very Good

**Rating:** 5.0/5.0 stars

**Reviewed by:** Renjith S. | ACCOUNTANT, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 12, 2024

**What do you like best about Pemo?**

Very Good Customer Service 
Good for linking with accounting software

**What do you dislike about Pemo?**

Once Comment is done no edit option or no cancel option

**What problems is Pemo solving and how is that benefiting you?**

Once the expenses comment is done no option to delete or edit

  ### 42. efficient and less stress with collecting lots of invoices. great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Hasanga l. | Head Barista, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

clear details of data database of when, where, and how much spent. no stress to collect keep all invoices

**What do you dislike about Pemo?**

some online payment refunds, should have proper details when refunds hit back to the account

**What problems is Pemo solving and how is that benefiting you?**

less stress of collecting invoice for reimbursement

  ### 43. Great product

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raul m. | Senior Sales Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

Its very easy to use and is accepted where our admin deems appropriate. Very safe as its restricted.

**What do you dislike about Pemo?**

No idea of available funds available  for purchases.

**What problems is Pemo solving and how is that benefiting you?**

Company expenses are managed easily

  ### 44. Ease of use

**Rating:** 4.5/5.0 stars

**Reviewed by:** richard ryan b. | Automation Technician and Programmer, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 15, 2024

**What do you like best about Pemo?**

Easier for me to submit my receipts to my manager.

**What do you dislike about Pemo?**

I don't have any problem problem with it.

**What problems is Pemo solving and how is that benefiting you?**

Helped me in filing financial claims for company expenses.

  ### 45. Pemo it's easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ch H. | Civil Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

I receive quick notifications from pemo when I use

**What do you dislike about Pemo?**

I don't dislike anything in pemo because pemo provide good service

**What problems is Pemo solving and how is that benefiting you?**

I don't face any problem in pemo

  ### 46. Pemo is very efficient and easy to use, hassle free.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gladys p. | Administrative Assistant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

easy to upload the reciept, easy to manage and yes hassle free.

**What do you dislike about Pemo?**

i dont have any, since its esy to access

**What problems is Pemo solving and how is that benefiting you?**

uploading invoices which is very easy

  ### 47. Great experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anant P. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

PEMO help us in various ways in our business by categorising the team expenses. Also the team can upload all receipts of expenses.

**What do you dislike about Pemo?**

Nothing issue till now we encountered from pemo cards.

**What problems is Pemo solving and how is that benefiting you?**

Categorising the expenses

  ### 48. Very smooth experience from applying to receiving and using. And yes! the support is extremely good.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anas T. | Finance & Accounts Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

Just topup and use whereever we want. Helps us organising office related expenses

**What do you dislike about Pemo?**

I don't see anything to be disliked.....

**What problems is Pemo solving and how is that benefiting you?**

Expense organisation

  ### 49. Easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Farkhodjon  A. | Store Supervisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 19, 2024

**What do you like best about Pemo?**

Super convenient, paperless and easy access.

**What do you dislike about Pemo?**

In order to upload the receipt requires Internet.

**What problems is Pemo solving and how is that benefiting you?**

Making the process paperless

  ### 50. Easy to use, easy to track, revolutionary way to keep petty cash simple

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chris R. | Commercial Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 25, 2024

**What do you like best about Pemo?**

Can give each member of our team the independence to spend while keeping control on our spending

**What do you dislike about Pemo?**

The refilling process can be tedious sometimes

**What problems is Pemo solving and how is that benefiting you?**

Keeping track of petty cash expenses



- [View Pemo pricing details and edition comparison](https://www.g2.com/products/pemo/reviews?section=pricing&secure%5Bexpires_at%5D=2026-06-29+10%3A47%3A32+-0500&secure%5Bsession_id%5D=8028c4b3-15ff-439b-b1ed-315271caccb0&secure%5Btoken%5D=40940e8e9e6f939930ca6f5100bf19e877aca39eb392e31fe5a2fcda7f17fb9c&format=llm_user)
## Pemo Integrations
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Pemo Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Integration

**Setup**
- Data
- Approvals
- Alignment

**Invoice Generation**
- Templates
- Digital Invoices
- Recurring Invoices

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Invoice Processing**
- Approvals
- Batch Processing
- Consolidation
- Match Invoices

**Analytics**
- Due Dates
- Cashflow
- KPIs
- Payment Tracking

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Invoice Creation and Delivery
- Electronic Payments
- Project Accounting / Revenue Recognition

**Integration**
- Accounting
- Payments
- ERP
- Account Sync

**Reporting**
- Real time
- Multiple Views
- Export
- Budgets

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Agentic AI - Invoice Management**
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance

**Mobile**
- Receipt Capture
- Mileage Tracking
- Travel Itinerary and Flight Status Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline

## Top Pemo Alternatives
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