# Pemo Reviews
**Vendor:** Pemo  
**Category:** [Expense Management Software](https://www.g2.com/categories/expense-management)  
**Average Rating:** 4.8/5.0  
**Total Reviews:** 64
## About Pemo
Pemo is an all-in-one spend management platform designed to streamline financial operations for businesses in the Middle East and North Africa (MENA) region. By integrating corporate cards, expense management, accounting automation, and invoice processing into a single solution, Pemo empowers companies to manage their expenditures efficiently and effectively. Key Features and Functionality: - Corporate Cards: Issue both physical and virtual cards instantly, set custom spending limits, and monitor transactions in real-time. - Expense Management: Automate expense capture at the point of transaction, simplify approval processes, and maintain centralized records for audits and reporting. - Accounting Automation: Utilize AI-powered categorization to assign expenses accurately, reduce errors with smart suggestions, and integrate directly with leading accounting platforms like QuickBooks, Xero, Zoho Books, and Wafeq. - Invoice Management: Upload and track invoices within the platform, implement approval workflows, and store records centrally for easy access during audits. Primary Value and Solutions Provided: Pemo addresses common financial management challenges by automating and consolidating various processes. It eliminates the need for manual expense reports and petty cash handling, saving businesses significant time and reducing errors. With real-time insights and control over spending, companies can make informed decisions, enforce spending policies, and ensure compliance. By integrating seamlessly with existing accounting systems, Pemo simplifies financial workflows, allowing businesses to focus on growth and operational excellence.



## Pemo Pros & Cons
**What users like:**

- Users commend Pemo&#39;s **excellent customer support** , noting its approachability and efficiency in resolving inquiries swiftly. (4 reviews)
- Users find Pemo extremely **easy to use** , streamlining petty cash management with effective online solutions and excellent support. (3 reviews)
- Users find **implementation easy** , appreciating the efficient online process and responsive customer support. (2 reviews)
- Users find that Pemo greatly reduces **petty cash management efforts** , streamlining reimbursements and transactions efficiently. (1 reviews)
- Users love the **easy setup** of Pemo, finding it simple and hassle-free for daily receipt management. (1 reviews)
- Efficiency (1 reviews)
- Simple (1 reviews)
- Simplicity (1 reviews)
- Transactions (1 reviews)
- Virtual Cards (1 reviews)

**What users dislike:**

- Users find the **system overly complicated** , needing instructions to effectively obtain information. (1 reviews)
- Users face **restrictions on importing/exporting accounting software** , limiting their integration options with Pemo. (1 reviews)
- Users face **import issues** with Pemo due to restrictions on integrating accounting software, limiting functionality and flexibility. (1 reviews)
- Users find the **insufficient explanations** of Pemo to make navigating the system more complicated than necessary. (1 reviews)
- Users face **integration issues** with Pemo, limiting the import/export of accounting software and hindering usability. (1 reviews)
- Lack of Integration (1 reviews)
- Users face **upload issues** due to limits on receipt uploads and the need for internet connectivity. (1 reviews)

## Pemo Reviews
  ### 1. SATISFIED CUSTOMER

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arnold C. | Accounts, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 07, 2024

**What do you like best about Pemo?**

Innovative and smart way to lessen the hassle of managing receipts day to day and implementing it was like 123! Customer support is on top of every inquiry/technical issues that I had that I can recommend using it everyday.

**What do you dislike about Pemo?**

Top - up takes a little while to reflect other than that it's great!

**What problems is Pemo solving and how is that benefiting you?**

Work efficiency on managing day to day expenses of the team through out each month.

  ### 2. Great Petty Cash Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arnold C. | Senior Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 08, 2025

**What do you like best about Pemo?**

PEMO solves my load on petty cash reimbursements/replenishment by up to 65% since everything is online from receipt to e-cards for each team that can be used from day to day transactions.

Customer support/team as a whole is approachable and implementing it is easy.

**What do you dislike about Pemo?**

Restriction on the integration of accounting software to be imported/exported.

**What problems is Pemo solving and how is that benefiting you?**

Day to day validation of receipts from each team member and instead of doing more paperwork it was reduced to paperless!

  ### 3. Customer Service

**Rating:** 4.0/5.0 stars

**Reviewed by:** Joy A. | Finance Administrator, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 25, 2025

**What do you like best about Pemo?**

I appreciate how Sofie and Dean responded immediately to my concern.

**What do you dislike about Pemo?**

Maybe it should cater multiple journal entry plus increase the number of receipts that could be uploaded. It seems like five is not enough.

**What problems is Pemo solving and how is that benefiting you?**

My concern with fund transfer.

  ### 4. Oustanding Use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Pauline Waigwa A. | Executive Assistant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 06, 2024

**What do you like best about Pemo?**

I must say that as an Executive Assistant, I handle numerous payments, especially travel payments. Among all the platforms I have used so far, Pemo has proven to be the best. Its ease of use and fast processing are remarkable. The abundance of features allows me to conveniently track my payments and even attach invoices for future reference, significantly reducing my workload. Additionally, downloading the report sheet is effortless and highly efficient. I absolutely love it! Moreover, Pemo's customer support is quite impressive; they promptly respond to any queries that arise. Keep up the good work!

**What do you dislike about Pemo?**

I must express my satisfaction as, so far, I have not encountered any downside with Pemo services. Everything has been commendable and I encourage you to keep up the good work.

**What problems is Pemo solving and how is that benefiting you?**

Ease of use, tracking my expenses, fast payments

  ### 5. perfect

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dia A. | Senior Legal Consultant, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 19, 2024

**What do you like best about Pemo?**

Easy, simple, effective, excellent service team

**What do you dislike about Pemo?**

The system is a bit complicated and requires instructions to be able to obtain information

**What problems is Pemo solving and how is that benefiting you?**

i am not using my main card bank

  ### 6. A great way to manage your company expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shoaib S. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 14, 2024

**What do you like best about Pemo?**

Firstly the customer service is great, they respond within minutes if you have any issue with the card.
The integration with Xero accounting software is great
Unlimited Virtual card makes it easier to control specific expenses for example you can create a card used only for social media marketing, one for only office pantry item expenses etc

**What do you dislike about Pemo?**

Nothing at the moment as we have been using it for a month

**What problems is Pemo solving and how is that benefiting you?**

Pemo makes it easier to control expenses, you can assign a virtual card to each category and see where are you spending more on monthly basis

  ### 7. Perfect fintech solution for SMEs

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karan C. | Co-Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

As a startup, we faced difficulties procuring a business banking card, but PEMO helped resolve all those issues. We now have 1 digital and 1 physical card for all our marketing and office expenses. We use it pretty much daily. The bonus was that we were able to integrate PEMO with our QuickBooks.

**What do you dislike about Pemo?**

Nothing that comes to mind. Very happy with the experience so far.

**What problems is Pemo solving and how is that benefiting you?**

As mentioned earlier, we run a lot of marketing expenses for our business. With the help of PEMO, we can run all marketing expenses using 1 card. Without PEMO, we would've been forced to use our card.

  ### 8. Pemo pros and cons

**Rating:** 4.5/5.0 stars

**Reviewed by:** Denis M. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2024

**What do you like best about Pemo?**

The product is easy to use. We do about 30 transactions daily. Very fast issuing cards ready for use. Excellent support team, always promptly answers questions.

**What do you dislike about Pemo?**

3 times within a year met technical issues with Pemo which I would like to avoid in the future (I could not use the service)
In the last year, the statement report was changed. It made a huge mess in our accounting.

**What problems is Pemo solving and how is that benefiting you?**

We have a lot of transactions and a lot of people who make expenses. Pemo allows us to control all these expenses and see all the data in one report

  ### 9. Best for Tracking Expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Zane S. | Project Engineer (Project Manager), Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

I love how it tracks my expenses and allows me to communicate my receipts to the finance department immediately.

The application and implementation are forward and user-friendly.

I love how I can integrate the Pemo card to my Samsung Pay application and Samsung Watch.

**What do you dislike about Pemo?**

It would be nice to be able to request to raise the limit via the application.

**What problems is Pemo solving and how is that benefiting you?**

Managing my expenses and listing them for me.

  ### 10. Easy to handle. No waiting for reimbursements from the company.Comfort

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sreehari N. | Branch Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Its same as an ATM Card. Which is very much easy to purchase. No waiting for the company to give the rembursment.

**What do you dislike about Pemo?**

Everthing is fine for me as of now. And can use anywhere as same as ATM

**What problems is Pemo solving and how is that benefiting you?**

We have to wait for the reimbusrsement from the company if we spent the money and get it back. This will solve that issue where the amount will be already there and use accordingly upon the limit provided

  ### 11. A must for businesses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elie S. | Managing Partner, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 04, 2024

**What do you like best about Pemo?**

Pemo has been a great tool for managing the business’ expenses. Easy to use and saves time working on the expense management. It’s also a good tool to track the spending of different departments and team members.

**What do you dislike about Pemo?**

Well, I would love to see Pemo available for non-resident users too.

**What problems is Pemo solving and how is that benefiting you?**

Disorganized spending, team expense management, paperwork hassle, and more. 
It increases efficiency and reduces errors associated with manual expense management.

  ### 12. Ease your life with PEMO

**Rating:** 5.0/5.0 stars

**Reviewed by:** Salem I. | General Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 05, 2024

**What do you like best about Pemo?**

Excellent software to help you keep your purchases and finances in order.

**What do you dislike about Pemo?**

Purchases transactions that do not go through do still get deducted from the Wallet and the team aren't being so helpful in resolving the matter.

**What problems is Pemo solving and how is that benefiting you?**

Purchases Transactions not going through as still being registered subtracting the sum from the wallet.

  ### 13. Easy to use, extremely convenient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Usman J. | Operations Executive, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Pemo is an outstanding tool which has automated or expenses completely. I saves us a lot of time and is hassle free.

**What do you dislike about Pemo?**

I have only good things to say about pemo, I can't think of anything I don't like about pemo.

**What problems is Pemo solving and how is that benefiting you?**

Holding onto receipts is something that used to be hassle in the past. Not anymore, the whole end to end expenditure process has been automated entirely.

  ### 14. All in all, a great experience so far!

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 11, 2024

**What do you like best about Pemo?**

The real-time visibility into our company's spending has been a game-changer.  We can now monitor expenses as they happen and make informed decisions about budgeting and cost control. The custom spending limits and approval workflows have also helped us maintain better oversight and compliance.

**What do you dislike about Pemo?**

Despite our finance software listed as one that is integratable with Pemo, we are finding it tricky and still working on it.

**What problems is Pemo solving and how is that benefiting you?**

Initially I was not able to add my virtual card to apple pay, however there seems to have been some kind of update and the issue was resolved.

  ### 15. Professional Team and Excellent service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sami M. | General Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 31, 2024

**What do you like best about Pemo?**

easy of use and reduction of petty cash, more over the ability to create vurtual cards is an amazing feature

**What do you dislike about Pemo?**

it can only sync to expenses with Zoho Books would be great if you can choose between and expense or bill as cards are being used as well to pay online tolls and other bills.

**What problems is Pemo solving and how is that benefiting you?**

ease of getting online payments

  ### 16. Amazing record keeping platform, easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** ABDUL R. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 19, 2024

**What do you like best about Pemo?**

Can use as many as cards for different department payments and record keeping platform

**What do you dislike about Pemo?**

We can use only as debit card, if pemo can arrange some small limit after the available balance because funds transfer to card take time

**What problems is Pemo solving and how is that benefiting you?**

to use different cards for different department expenses payments

  ### 17. Making Life of An Accountant Easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Faiz R. | Senior Accountant, Retail, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Easy to Use, reconcile, and Control over the expenses.

**What do you dislike about Pemo?**

There is nothing to dislike about it. I am really enjoying using it.

**What problems is Pemo solving and how is that benefiting you?**

By using Pemo we have control over our expenses. We have dedicated cards for our company vehicle fuel expenses, HO and Warehouse Pantry, and Online Purchases expenses. It is easy to use and reconcile with our accounting software.

  ### 18. very good, would recommend

**Rating:** 4.5/5.0 stars

**Reviewed by:** Hamed M. | Principal, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 12, 2024

**What do you like best about Pemo?**

The experience has been seamless so far.

**What do you dislike about Pemo?**

The process of uploading the receipts is manual, I would prefer a way to automate this - will make our lives much easier.

**What problems is Pemo solving and how is that benefiting you?**

Corporate credit card - I pay for everything related to work instead of using my personal and expensing

  ### 19. User friendly, Fast & reliable

**Rating:** 5.0/5.0 stars

**Reviewed by:** Haseeb A. | Finance Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

the platform is very user friendly, reports are easily and extensively generated giving a proper insight

**What do you dislike about Pemo?**

cashback needs to be abit more attractive

**What problems is Pemo solving and how is that benefiting you?**

expense tracking is easy, multiple card from one wallet helps to monitor and maintain expeses and keeps inline with set budgets for certain individuals.

  ### 20. GOOD APP AND INTERFACE

**Rating:** 4.0/5.0 stars

**Reviewed by:** Shah M. | PROCUREMENT OFFICER, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

I AM A FREQUENT USER FOR PEMO EVERY DAY. ITS EASY TO USE THAN NORMAL BANKING SYSTEM , INTEGRATION FOR PAYMENT WAS FLOWLESS . 
IMPLEMENTATION IS EASY LIKE BUTTER.
I LIKE WHERE I CAN TRACK MY PAYMENTS ON SPOT AND HOW MUCH I SPEND AND HOW MUCH I HAVE IN END ON SAME PAGE AND THE CUSTOMER SUPPORT WAS SUPPORTIVE

**What do you dislike about Pemo?**

I HAVE ISSUE WITH PEMO MONEY LOADING TIME, IT IS SLOW LIKE  (24 HRS TO CREDIT)

**What problems is Pemo solving and how is that benefiting you?**

WELL PEMO HELPS TO TRACK THE INVOICES AND CONTROL THE SPENDING POWDER

  ### 21. Review

**Rating:** 4.0/5.0 stars

**Reviewed by:** Emma G. | General Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

Its easy to use when purchasing anything online, its efficent and its good they reward you cashback its a great incentive

**What do you dislike about Pemo?**

The fact you must use a laptop to alter the indivdual cards spending limits

**What problems is Pemo solving and how is that benefiting you?**

The ease of not giving cash to our hanlders

  ### 22. Great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tatiana P. | PRO, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

Pemo is a great tool for managing office expenses. You literally can forget about keeping receipts and use the app only.

**What do you dislike about Pemo?**

I wish it would be more secured and safe from fraudulent transactions.

**What problems is Pemo solving and how is that benefiting you?**

Easy to use, not necessary to apply for physical card.

  ### 23. PEMO Excellence

**Rating:** 5.0/5.0 stars

**Reviewed by:** Hussain B. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

No Paper Work of Expenses
Easy Tracking of Expenses
Ease of Data Anayltics

**What do you dislike about Pemo?**

This is a really Good way to limit the daily load of expenses entries, there is nothing to dislike about it

**What problems is Pemo solving and how is that benefiting you?**

Expenses 
Allocation of Funds

  ### 24. Super convinient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Husni S. | co-founder - owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 28, 2024

**What do you like best about Pemo?**

Cashless and freedom for my team, nice control throuth the platform.

**What do you dislike about Pemo?**

only if the same freedom for admin can be avaialble on the app rather than only through desktop.

**What problems is Pemo solving and how is that benefiting you?**

i am not aware of this particualr question as it is managed by the accoutant.

  ### 25. AMAZING SERVICE-PEMO

**Rating:** 5.0/5.0 stars

**Reviewed by:** SHARAFUDHEEN T. | PURCHASING MANAGER, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

It's very convenient for companies to avoid the stress associated with cash transactions thanks to 100% traceability. It's extremely useful, and the withdrawal option is also excellent.

**What do you dislike about Pemo?**

Withdrawal charges are somewhat high, particularly for Mashreq.

**What problems is Pemo solving and how is that benefiting you?**

Creating ads for social media platforms can be extremely helpful.

  ### 26. Advantages of Pemo

**Rating:** 5.0/5.0 stars

**Reviewed by:** Al P. | invoice coordinator, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Reports can be easily generated. Also, there are options to create a report as per our needs.

**What do you dislike about Pemo?**

Absolutely nothing.  Topping-up balance takes some time but it is understandable because it includes other banks for this process.

**What problems is Pemo solving and how is that benefiting you?**

It solves the problem of reporting and monitoring expenses.

  ### 27. Very Good

**Rating:** 5.0/5.0 stars

**Reviewed by:** Renjith S. | ACCOUNTANT, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 12, 2024

**What do you like best about Pemo?**

Very Good Customer Service 
Good for linking with accounting software

**What do you dislike about Pemo?**

Once Comment is done no edit option or no cancel option

**What problems is Pemo solving and how is that benefiting you?**

Once the expenses comment is done no option to delete or edit

  ### 28. efficient and less stress with collecting lots of invoices. great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Hasanga l. | Head Barista, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

clear details of data database of when, where, and how much spent. no stress to collect keep all invoices

**What do you dislike about Pemo?**

some online payment refunds, should have proper details when refunds hit back to the account

**What problems is Pemo solving and how is that benefiting you?**

less stress of collecting invoice for reimbursement

  ### 29. Great product

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raul m. | Senior Sales Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

Its very easy to use and is accepted where our admin deems appropriate. Very safe as its restricted.

**What do you dislike about Pemo?**

No idea of available funds available  for purchases.

**What problems is Pemo solving and how is that benefiting you?**

Company expenses are managed easily

  ### 30. Ease of use

**Rating:** 4.5/5.0 stars

**Reviewed by:** richard ryan b. | Automation Technician and Programmer, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 15, 2024

**What do you like best about Pemo?**

Easier for me to submit my receipts to my manager.

**What do you dislike about Pemo?**

I don't have any problem problem with it.

**What problems is Pemo solving and how is that benefiting you?**

Helped me in filing financial claims for company expenses.

  ### 31. Pemo it's easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ch H. | Civil Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

I receive quick notifications from pemo when I use

**What do you dislike about Pemo?**

I don't dislike anything in pemo because pemo provide good service

**What problems is Pemo solving and how is that benefiting you?**

I don't face any problem in pemo

  ### 32. Pemo is very efficient and easy to use, hassle free.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gladys p. | Administrative Assistant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

easy to upload the reciept, easy to manage and yes hassle free.

**What do you dislike about Pemo?**

i dont have any, since its esy to access

**What problems is Pemo solving and how is that benefiting you?**

uploading invoices which is very easy

  ### 33. Great experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anant P. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

PEMO help us in various ways in our business by categorising the team expenses. Also the team can upload all receipts of expenses.

**What do you dislike about Pemo?**

Nothing issue till now we encountered from pemo cards.

**What problems is Pemo solving and how is that benefiting you?**

Categorising the expenses

  ### 34. Very smooth experience from applying to receiving and using. And yes! the support is extremely good.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anas T. | Finance & Accounts Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

Just topup and use whereever we want. Helps us organising office related expenses

**What do you dislike about Pemo?**

I don't see anything to be disliked.....

**What problems is Pemo solving and how is that benefiting you?**

Expense organisation

  ### 35. Easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Farkhodjon  A. | Store Supervisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 19, 2024

**What do you like best about Pemo?**

Super convenient, paperless and easy access.

**What do you dislike about Pemo?**

In order to upload the receipt requires Internet.

**What problems is Pemo solving and how is that benefiting you?**

Making the process paperless

  ### 36. Easy to use, easy to track, revolutionary way to keep petty cash simple

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chris R. | Commercial Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 25, 2024

**What do you like best about Pemo?**

Can give each member of our team the independence to spend while keeping control on our spending

**What do you dislike about Pemo?**

The refilling process can be tedious sometimes

**What problems is Pemo solving and how is that benefiting you?**

Keeping track of petty cash expenses

  ### 37. Amazing App- U

**Rating:** 4.0/5.0 stars

**Reviewed by:** Mohamed Rabeeque P. | IT  Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 14, 2024

**What do you like best about Pemo?**

User experience and performance are Awesome.

**What do you dislike about Pemo?**

The remarks column should display in  expense page

**What problems is Pemo solving and how is that benefiting you?**

Petty Cash Management and expense tracking

  ### 38. best Team and Best app ever

**Rating:** 5.0/5.0 stars

**Reviewed by:** Abd Alsalam N. | HR Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 31, 2024

**What do you like best about Pemo?**

Easy Transaction, make the life easier 
thanks a lot

**What do you dislike about Pemo?**

Nothing every thing is good whish you best of luck

**What problems is Pemo solving and how is that benefiting you?**

Fuel problem 
Expenses problem 
Reciepts problem

  ### 39. Efficient & Convenient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Architecture & Planning | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

As an accountant, the ease of expense tracking and generated monthly reports are heaven sent! PEMO takes the pain out of petty cash transaction and constant reconciliations. No need to worry about any excess/shortages of cash, PEMO to the rescue!

**What do you dislike about Pemo?**

I don't have any issues using PEMO. It's great!

**What problems is Pemo solving and how is that benefiting you?**

Expense tracking and improved cash management

  ### 40. Using a pemo is hassel free.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mohsin B. | Director of Finance And Administration, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

Hassel free to save the recipt of the petty cash.

**What do you dislike about Pemo?**

quick trnasations. easy to use and easy to implment.

**What problems is Pemo solving and how is that benefiting you?**

To follow up to employees for the bills

  ### 41. Excellent way to track petty cash

**Rating:** 5.0/5.0 stars

**Reviewed by:** masud p. | Location Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pemo?**

Quickly accountable, Hassle free summary of expenses

**What do you dislike about Pemo?**

Confusing In pocket expenses; the expenses deducted from our monthly limit.

**What problems is Pemo solving and how is that benefiting you?**

Summarise the expenses and control amount by monthly limit

  ### 42. Best supporting app

**Rating:** 4.5/5.0 stars

**Reviewed by:** Nour ElDin A. | Managing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 01, 2024

**What do you like best about Pemo?**

Ease finance life when it comes to bills and expenses

**What do you dislike about Pemo?**

Need to have more filter in reports.....

**What problems is Pemo solving and how is that benefiting you?**

No more perdiems nor expenses

  ### 43. We have a good experience working with PEMO so far.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 28, 2024

**What do you like best about Pemo?**

1) User friendly website
2) We can manage our office expenses more efficiently.
3) Pre-populated expense reports are saving our manager's time

**What do you dislike about Pemo?**

we are quite satisfied with the PEMO service.

**What problems is Pemo solving and how is that benefiting you?**

we are able to make the majority of our office and HR related payments online. This includes payments to DEWA, Etisalat, Logic Utilities and Linkedin subscription payments through PEMO cards.

  ### 44. convenient,fast and reliable

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sana M. | Commercial Sales Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about Pemo?**

The back up. Whenever wherever required it's there.

**What do you dislike about Pemo?**

Sometimes system is down, and payment got rejected.

**What problems is Pemo solving and how is that benefiting you?**

Managing my finances.

  ### 45. Easy Pettycash management and VCC convenience online payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 03, 2024

**What do you like best about Pemo?**

Online payments and ability to see expenses on real time

**What do you dislike about Pemo?**

Wallet top up takes longer turn around time thus the timeliness to use the card is a challenge

**What problems is Pemo solving and how is that benefiting you?**

Real time view of what is spent and cash management

  ### 46. Pemo Ex.perience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arpad V. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

simplicity in its daily use. great tool for teamworking.

**What do you dislike about Pemo?**

so far so good. transparent usage. thanks

**What problems is Pemo solving and how is that benefiting you?**

teamworking, overview of costing

  ### 47. Pemo is the most convenient in terms in payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Bryan F. | Administrative Assistant, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 30, 2024

**What do you like best about Pemo?**

what I like in pemo is very convenient to use in terms on payments

**What do you dislike about Pemo?**

I don't have any comment for this becausde all I know is pemo is the best and convienient.

**What problems is Pemo solving and how is that benefiting you?**

The problems that pemo is solving is the inconvient because in pemo you can pay your expense without any inconvient issues

  ### 48. PEMO REVIEW

**Rating:** 5.0/5.0 stars

**Reviewed by:** Pramod N. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

Effective control over petty cash and user friendly

**What do you dislike about Pemo?**

Limited rewards and benefits or purchase protection

**What problems is Pemo solving and how is that benefiting you?**

Petty cash handling

  ### 49. Sample and easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sayed E. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pemo?**

Integration with QBO make entery very fast

**What do you dislike about Pemo?**

I think need one field for bills numbers

**What problems is Pemo solving and how is that benefiting you?**

Sync

  ### 50. Best petty cash expenses holder

**Rating:** 5.0/5.0 stars

**Reviewed by:** Blessila  V. | Finance Lead, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 13, 2024

**What do you like best about Pemo?**

Easy to use and post the entries. Its the best system

**What do you dislike about Pemo?**

Nothing as such. We are happy from the use and using since 1 year plus now

**What problems is Pemo solving and how is that benefiting you?**

petty cash handling with the teams. No cash Transactions anymore. Easy expenses upload to quickbooks



- [View Pemo pricing details and edition comparison](https://www.g2.com/products/pemo/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-15+03%3A26%3A54+-0500&secure%5Bsession_id%5D=a9e3d6c4-94c7-47fe-9136-2812deaad241&secure%5Btoken%5D=dc177f4213a86ab51956263ae52ef18e161b8963fb9395bd1990c7e12c7c7dc1&format=llm_user)

## Pemo Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Integration

**Setup**
- Data
- Approvals
- Alignment

**Invoice Generation**
- Templates
- Digital Invoices
- Recurring Invoices

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Invoice Processing**
- Approvals
- Batch Processing
- Consolidation
- Match Invoices

**Analytics**
- Due Dates
- Cashflow
- KPIs
- Payment Tracking

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Invoice Creation and Delivery
- Electronic Payments
- Project Accounting / Revenue Recognition

**Integration**
- Accounting
- Payments
- ERP
- Account Sync

**Reporting**
- Real time
- Multiple Views
- Export
- Budgets

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Agentic AI - Invoice Management**
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance

**Mobile**
- Receipt Capture
- Mileage Tracking
- Travel Itinerary and Flight Status Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline

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