--- title: Mercury Reviews meta_title: 'Mercury Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 121 reviews by the users' company size, role or industry to find out how Mercury works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 121 scale: '5' date_modified: '2026-07-17' parent_category: name: Procurement url: https://www.g2.com/categories/procurement --- # Mercury Reviews **Vendor:** Mercury **Category:** [Spend Management Software](https://www.g2.com/categories/spend-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 121 ## About Mercury Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking\*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com. - Used by founders, finance leads, and operators at startups and SMBs - Common use cases: paying vendors and contractors, managing team spend, and reconciliation - Suitable for multi-entity structures that need shared controls and permissions - Supports companies seeking operational efficiency without expanding headcount - Up to $5M in FDIC insurance\* on deposits through our partner banks’ sweep networks Mercury combines checking & savings accounts with payments, spend control, and finance ops automation in one place. - Business checking and savings with digital onboarding and a streamlined web/mobile interface - ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks - Debit and credit cards\*\* with customizable limits, merchant/category controls, real-time visibility, and cashback - Automated tools for billing, invoicing, and approvals with accounting integrations - Cash management options, including venture debt Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction. - Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close - Replaces branch visits and opaque fees with transparent, smooth money movement - Compliant onboarding and monitoring designed to protect businesses and reduce surprises - Fast, knowledgeable customer support across multiple channels The data: - Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2.5K Mercury customers - $3.5B valuation in March ‘25 - 11 consecutive quarters of profitability based on both EBITDA and GAAP net-income (as of April ‘25) - $500M in revenue in 2024 - More than 200K customers - 40% growth in customers in 2024 - $156B in annual transaction volume in 2024, up 64% year-over-year - Customer NPS of 75\*\*\* (compared to banking industry average of 34) - 1 in 3 startups use Mercury\*\*\*\* - More than 50% of YC cohorts choose Mercury \*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. \*\*The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. \*\*\*Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks. \*\*\*\*Calculation based on US-based companies that received an angel, pre-seed, seed, or Series A investment reported on Crunchbase in the most recent year. ## Mercury Pros & Cons **What users like:** - Users highlight the **ease of use** of Mercury, making banking effortless and enjoyable for small businesses. (24 reviews) - Users praise the **easy setup** of Mercury, allowing quick onboarding and immediate access to essential banking features. (11 reviews) - Users praise the **user-friendly interface** of Mercury, finding it modern and well-designed for small business needs. (8 reviews) - Users commend Mercury for its **efficient management** of finances, enjoying streamlined processes and modern features that simplify banking. (7 reviews) - Users love the **easy-to-use interface** of Mercury, which enhances daily operations for small businesses. (6 reviews) - Simple (6 reviews) - Simplicity (6 reviews) - Speed (6 reviews) - Virtual Cards (6 reviews) - Easy Integration (5 reviews) **What users dislike:** - Users face **approval issues** with Mercury, reporting frustrating delays and lack of responsiveness despite providing necessary documents. (5 reviews) - Users express frustration with **poor customer support** , encountering slow response times and unresolved requests. (4 reviews) - Users report frequent **card issues** , including lack of a physical card and dissatisfaction with its design. (3 reviews) - Users find the **credit card cash back** disappointing and desire more immediate access to credit options. (3 reviews) - Users are frustrated by **currency fees** and poor exchange rates, finding it detrimental to their experience with Mercury. (3 reviews) - Users find Mercury's fees for currency exchanges to be **expensive** compared to other service providers, affecting overall value. (3 reviews) - Integration Issues (3 reviews) - Invoice Issues (3 reviews) - Design Improvement (2 reviews) - Email Issues (2 reviews) - [View Mercury pricing details and edition comparison](https://www.g2.com/products/mercury-mercury/reviews?page=6§ion=pricing&secure%5Bexpires_at%5D=2026-07-18+01%3A30%3A10+-0500&secure%5Bsession_id%5D=973ac7cb-269a-4451-b02b-3e4493d177f2&secure%5Btoken%5D=f9aa737b8ec11e43ec915698f1a1bf441430b46f9b494af4c217f96d66621084&format=llm_user) ## Mercury Integrations - [Finch](https://www.g2.com/products/finch-finch/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [Plaid](https://www.g2.com/products/plaid/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Quicken](https://www.g2.com/products/quicken/reviews) - [Shopify](https://www.g2.com/products/shopify/reviews) - [Stripe Atlas](https://www.g2.com/products/stripe-atlas/reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) - [Xero](https://www.g2.com/products/xero/reviews) - [Zapier](https://www.g2.com/products/zapier/reviews) ## Mercury Features **Expense Reports** - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions - Credit Card Integration **Setup** - Approvals **Invoice Management** - Capture - Repository **Bill Generation** - Templates - Digital Billing - Recurring Billing **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution **Performance** - Forecasting **Invoice Processing** - Matching - Payments - Workflows **Bill Processing** - Consolidation - Batch Invoicing - Management **Analytics** - Due Dates **Integration** - Accounting - Payments - ERP **Payment Cards** - Recurring Virtual - Physical **Client Invoicing** - Invoice Creation and Delivery - Electronic Payments **Integration** - Accounting - Payment Integration - ERP **Reporting** - Real time - Multiple Views - Export **Agentic AI - Billing** - Autonomous Task Execution **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - Notifications - Controls **Administration** - PCI Regulation Compliant **Administration** - Business Tool Integration - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support **Audit** - Overpayments - Duplicates **Fraud** - Monitoring ## Top Mercury Alternatives - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,588 reviews) - [Rho](https://www.g2.com/products/rho/reviews) - 4.7/5.0 (126 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,452 reviews)