# Top 10 Penny Inc. Alternatives & Competitors **Average Rating:** 3.5/5 **Total Number of Reviews:** 11 Penny Inc. is not the only option for Expense Management Software. Explore other competing options and alternatives. Expense Management Software is a widely used technology, and many people are seeking user friendly, popular software solutions with receipt capture, digital receipt management, and business tool integration. Other important factors to consider when researching alternatives to Penny Inc. include customer service. The best overall Penny Inc. alternative is BILL Spend & Expense (Formerly Divvy). Other similar apps like Penny Inc. are SAP Concur, Coupa, Brex, and Ramp. Penny Inc. alternatives can be found in [Expense Management Software](https://www.g2.com/categories/expense-management) but may also be in [Purchasing Software](https://www.g2.com/categories/purchasing-software) or [Spend Management Software](https://www.g2.com/categories/spend-management). ## Best Paid & Free Alternatives to Penny Inc. - [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - [Brex](https://www.g2.com/products/brex/reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) - [BQE CORE](https://www.g2.com/products/core-bqe-software-inc/reviews) - [Cardata](https://www.g2.com/products/cardata/reviews) ## Top 10 Alternatives to Penny Inc. Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Penny Inc. stacks up to the competition, check reviews from current & previous users in industries like Hospital & Health Care, Food & Beverages, and Plastics, and find the best product for your business. ### 1. [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) By BILL (previously Bill.com) **Average Rating:** 4.5/5 **Total Reviews:** 2,108 Divvy is free, fully-automated proactive spend management platform, giving instant visibility and control over company spend and expenses. Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-penny-inc) **Compare BILL Spend & Expense (Formerly Divvy) with other alternatives:** - [BILL Spend & Expense (Formerly Divvy) vs SAP Concur](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-sap-concur) - [BILL Spend & Expense (Formerly Divvy) vs Coupa](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-coupa-software-coupa) - [BILL Spend & Expense (Formerly Divvy) vs Brex](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-brex) - [BILL Spend & Expense (Formerly Divvy) vs Ramp](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-ramp-financial-ramp) - [BILL Spend & Expense (Formerly Divvy) vs Zoho Expense](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-zoho-expense) - [BILL Spend & Expense (Formerly Divvy) vs Expensify](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-expensify) - [BILL Spend & Expense (Formerly Divvy) vs FreshBooks](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-freshbooks) - [BILL Spend & Expense (Formerly Divvy) vs BQE CORE](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-core-bqe-software-inc) - [BILL Spend & Expense (Formerly Divvy) vs Cardata](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-cardata) ### 2. [SAP Concur](https://www.g2.com/products/sap-concur/reviews) By SAP Concur **Average Rating:** 4.0/5 **Total Reviews:** 7,098 SAP Concur solutions simplify expense, travel, and invoice management for greater visibility and control. Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs SAP Concur](https://www.g2.com/compare/penny-inc-vs-sap-concur) **Compare SAP Concur with other alternatives:** - [SAP Concur vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-sap-concur) - [SAP Concur vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-sap-concur) - [SAP Concur vs Brex](https://www.g2.com/compare/brex-vs-sap-concur) - [SAP Concur vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-sap-concur) - [SAP Concur vs Zoho Expense](https://www.g2.com/compare/sap-concur-vs-zoho-expense) - [SAP Concur vs Expensify](https://www.g2.com/compare/expensify-vs-sap-concur) - [SAP Concur vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-sap-concur) - [SAP Concur vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-sap-concur) - [SAP Concur vs Cardata](https://www.g2.com/compare/cardata-vs-sap-concur) ### 3. [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) By Coupa Software **Average Rating:** 4.2/5 **Total Reviews:** 569 Spend smarter with the leading spend management platform built for companies like you. Get the financial agility you need by transforming how your business spends. Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-penny-inc) **Compare Coupa with other alternatives:** - [Coupa vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-coupa-software-coupa) - [Coupa vs SAP Concur](https://www.g2.com/compare/coupa-software-coupa-vs-sap-concur) - [Coupa vs Brex](https://www.g2.com/compare/brex-vs-coupa-software-coupa) - [Coupa vs Ramp](https://www.g2.com/compare/coupa-software-coupa-vs-ramp-financial-ramp) - [Coupa vs Zoho Expense](https://www.g2.com/compare/coupa-software-coupa-vs-zoho-expense) - [Coupa vs Expensify](https://www.g2.com/compare/coupa-software-coupa-vs-expensify) - [Coupa vs FreshBooks](https://www.g2.com/compare/coupa-software-coupa-vs-freshbooks) - [Coupa vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-coupa-software-coupa) - [Coupa vs Cardata](https://www.g2.com/compare/cardata-vs-coupa-software-coupa) ### 4. [Brex](https://www.g2.com/products/brex/reviews) By Brex **Average Rating:** 4.8/5 **Total Reviews:** 1,582 Manage all your spend – corporate cards, expense management, reimbursements, travel, and bill pay – in one integrated system. Brex corporate cards: issue local currency cards with custom limits, embedded policies, and cash back. Brex expense management: manage every type of spend and payment method – and automate expense reporting globally. Brex travel: book and manage travel with unbiased inventory and 24/7 agent support. Brex bill pay: automate your entire global accounts payable process, from invoice to payment to reconciliation. Reviewers say compared to Penny Inc., Brex is: - Better at meeting requirements - More usable Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs Brex](https://www.g2.com/compare/brex-vs-penny-inc) **Compare Brex with other alternatives:** - [Brex vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-brex) - [Brex vs SAP Concur](https://www.g2.com/compare/brex-vs-sap-concur) - [Brex vs Coupa](https://www.g2.com/compare/brex-vs-coupa-software-coupa) - [Brex vs Ramp](https://www.g2.com/compare/brex-vs-ramp-financial-ramp) - [Brex vs Zoho Expense](https://www.g2.com/compare/brex-vs-zoho-expense) - [Brex vs Expensify](https://www.g2.com/compare/brex-vs-expensify) - [Brex vs FreshBooks](https://www.g2.com/compare/brex-vs-freshbooks) - [Brex vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-brex) - [Brex vs Cardata](https://www.g2.com/compare/brex-vs-cardata) ### 5. [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) By Ramp Financial **Average Rating:** 4.8/5 **Total Reviews:** 2,436 Grow more. Waste less. Ramp started out as a better corporate card with spend management software designed to help companies spend less, not more. Since then, the platform has grown to help modern businesses run all aspects of their finance operations, including expense management, accounts payable, procurement, accounting automation, and more. Through it all, our core mission is unchanged: save time and money for our customers to help them build more successful, profitable businesses. Reviewers say compared to Penny Inc., Ramp is: - Better at meeting requirements - More usable Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs Ramp](https://www.g2.com/compare/penny-inc-vs-ramp-financial-ramp) **Compare Ramp with other alternatives:** - [Ramp vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-ramp-financial-ramp) - [Ramp vs SAP Concur](https://www.g2.com/compare/ramp-financial-ramp-vs-sap-concur) - [Ramp vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-ramp-financial-ramp) - [Ramp vs Brex](https://www.g2.com/compare/brex-vs-ramp-financial-ramp) - [Ramp vs Zoho Expense](https://www.g2.com/compare/ramp-financial-ramp-vs-zoho-expense) - [Ramp vs Expensify](https://www.g2.com/compare/expensify-vs-ramp-financial-ramp) - [Ramp vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-ramp-financial-ramp) - [Ramp vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-ramp-financial-ramp) - [Ramp vs Cardata](https://www.g2.com/compare/cardata-vs-ramp-financial-ramp) ### 6. [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) By Zoho **Average Rating:** 4.5/5 **Total Reviews:** 1,531 Expense reporting doesn't have to be painful. Zoho Expense is a perk for employees, managers, and finance teams! Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs Zoho Expense](https://www.g2.com/compare/penny-inc-vs-zoho-expense) **Compare Zoho Expense with other alternatives:** - [Zoho Expense vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-zoho-expense) - [Zoho Expense vs SAP Concur](https://www.g2.com/compare/sap-concur-vs-zoho-expense) - [Zoho Expense vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-zoho-expense) - [Zoho Expense vs Brex](https://www.g2.com/compare/brex-vs-zoho-expense) - [Zoho Expense vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-zoho-expense) - [Zoho Expense vs Expensify](https://www.g2.com/compare/expensify-vs-zoho-expense) - [Zoho Expense vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-zoho-expense) - [Zoho Expense vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-zoho-expense) - [Zoho Expense vs Cardata](https://www.g2.com/compare/cardata-vs-zoho-expense) ### 7. [Expensify](https://www.g2.com/products/expensify/reviews) By Expensify **Average Rating:** 4.5/5 **Total Reviews:** 5,651 Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, payroll, and travel booking in one app. All free. Whether you own a small business, manage a team, or close the books for your clients, Expensify makes it easy so you have more time to focus on what really matters. Reviewers say compared to Penny Inc., Expensify is: - Better at meeting requirements Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs Expensify](https://www.g2.com/compare/expensify-vs-penny-inc) **Compare Expensify with other alternatives:** - [Expensify vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-expensify) - [Expensify vs SAP Concur](https://www.g2.com/compare/expensify-vs-sap-concur) - [Expensify vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-expensify) - [Expensify vs Brex](https://www.g2.com/compare/brex-vs-expensify) - [Expensify vs Ramp](https://www.g2.com/compare/expensify-vs-ramp-financial-ramp) - [Expensify vs Zoho Expense](https://www.g2.com/compare/expensify-vs-zoho-expense) - [Expensify vs FreshBooks](https://www.g2.com/compare/expensify-vs-freshbooks) - [Expensify vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-expensify) - [Expensify vs Cardata](https://www.g2.com/compare/cardata-vs-expensify) ### 8. [FreshBooks](https://www.g2.com/products/freshbooks/reviews) By FreshBooks **Average Rating:** 4.5/5 **Total Reviews:** 975 FreshBooks is perfect for freelancers, creatives, agency owners, and businesses with employees and contractors. Try FreshBooks free for 30 days. Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-penny-inc) **Compare FreshBooks with other alternatives:** - [FreshBooks vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-freshbooks) - [FreshBooks vs SAP Concur](https://www.g2.com/compare/freshbooks-vs-sap-concur) - [FreshBooks vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-freshbooks) - [FreshBooks vs Brex](https://www.g2.com/compare/brex-vs-freshbooks) - [FreshBooks vs Ramp](https://www.g2.com/compare/freshbooks-vs-ramp-financial-ramp) - [FreshBooks vs Zoho Expense](https://www.g2.com/compare/freshbooks-vs-zoho-expense) - [FreshBooks vs Expensify](https://www.g2.com/compare/expensify-vs-freshbooks) - [FreshBooks vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-freshbooks) - [FreshBooks vs Cardata](https://www.g2.com/compare/cardata-vs-freshbooks) ### 9. [BQE CORE](https://www.g2.com/products/core-bqe-software-inc/reviews) By BQE Software, Inc. **Average Rating:** 4.3/5 **Total Reviews:** 449 BQE CORE is an intelligent time tracking, project management, billing and accounting solution designed to help you increase performance through efficiency, streamlined processes and integration. Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-penny-inc) **Compare BQE CORE with other alternatives:** - [BQE CORE vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-core-bqe-software-inc) - [BQE CORE vs SAP Concur](https://www.g2.com/compare/core-bqe-software-inc-vs-sap-concur) - [BQE CORE vs Coupa](https://www.g2.com/compare/core-bqe-software-inc-vs-coupa-software-coupa) - [BQE CORE vs Brex](https://www.g2.com/compare/core-bqe-software-inc-vs-brex) - [BQE CORE vs Ramp](https://www.g2.com/compare/core-bqe-software-inc-vs-ramp-financial-ramp) - [BQE CORE vs Zoho Expense](https://www.g2.com/compare/core-bqe-software-inc-vs-zoho-expense) - [BQE CORE vs Expensify](https://www.g2.com/compare/core-bqe-software-inc-vs-expensify) - [BQE CORE vs FreshBooks](https://www.g2.com/compare/core-bqe-software-inc-vs-freshbooks) - [BQE CORE vs Cardata](https://www.g2.com/compare/core-bqe-software-inc-vs-cardata) ### 10. [Cardata](https://www.g2.com/products/cardata/reviews) By CarData **Average Rating:** 4.3/5 **Total Reviews:** 444 Cardata's software simplifies the administrative tasks associated with vehicle reimbursement programs and helps companies save money. Using proprietary data and technology, Cardata delivers IRS compliant and non-taxable vehicle reimbursements. Categories in common with Penny Inc.: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Penny Inc. vs Cardata](https://www.g2.com/compare/cardata-vs-penny-inc) **Compare Cardata with other alternatives:** - [Cardata vs BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-cardata) - [Cardata vs SAP Concur](https://www.g2.com/compare/cardata-vs-sap-concur) - [Cardata vs Coupa](https://www.g2.com/compare/cardata-vs-coupa-software-coupa) - [Cardata vs Brex](https://www.g2.com/compare/brex-vs-cardata) - [Cardata vs Ramp](https://www.g2.com/compare/cardata-vs-ramp-financial-ramp) - [Cardata vs Zoho Expense](https://www.g2.com/compare/cardata-vs-zoho-expense) - [Cardata vs Expensify](https://www.g2.com/compare/cardata-vs-expensify) - [Cardata vs FreshBooks](https://www.g2.com/compare/cardata-vs-freshbooks) - [Cardata vs BQE CORE](https://www.g2.com/compare/core-bqe-software-inc-vs-cardata) ## Explore Articles - [Leading software for affiliate marketing programs](https://www.g2.com/discussions/leading-software-for-affiliate-marketing-programs) - [Best app for revenue ops in SaaS businesses](https://www.g2.com/discussions/best-app-for-revenue-ops-in-saas-businesses) - [What are the highest-rated financial consulting partners for delivering measurable financial improvement in specific business contexts?](https://www.g2.com/discussions/what-are-the-highest-rated-financial-consulting-partners-for-delivering-measurable-financial-improvement-in-specific-business-contexts) - [Top-rated cloud compliance tools for large enterprises](https://www.g2.com/discussions/what-are-the-top-rated-cloud-compliance-tools-for-large-enterprises) - [Highly rated identity verification apps for desktop](https://www.g2.com/discussions/highly-rated-identity-verification-apps-for-desktop) - [Top tools for programmatic display ad buying](https://www.g2.com/discussions/what-are-the-top-tools-for-programmatic-display-ad-buying) ## Spotlight Categories - [SAP Store Software](https://www.g2.com/categories/sap-store) - [Anti Money Laundering Software](https://www.g2.com/categories/anti-money-laundering) - [Video Editing Software](https://www.g2.com/categories/video-editing)