# Payactiv vs Tapcheck Comparison | | Payactiv | Tapcheck | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.7 out of 5 | | **Total Reviews** | 83 | 139 | | **Largest Market Segment** | Mid-Market (60.3% of reviews) | Mid-Market (71.7% of reviews) | | **Entry Level Price** | Free | Free | --- ## Top Pros & Cons ### Payactiv Pros: - Early Payment Access (16 reviews) - Setup Ease (12 reviews) Cons: - High Fees (5 reviews) - Payroll Issues (4 reviews) ### Tapcheck Pros: - Ease of Use (5 reviews) - Early Payment Access (3 reviews) Cons: - Lack of Phone Support (1 reviews) - Payroll Issues (1 reviews) --- ## Ratings Comparison | Rating | Payactiv | Tapcheck | |---|---|---| | **Meets Requirements** | 8.8 (47 reviews) | 9.6 (115 reviews) | | **Ease of Use** | 8.9 (46 reviews) | 9.5 (120 reviews) | | **Ease of Setup** | 8.8 (35 reviews) | 9.4 (108 reviews) | | **Ease of Admin** | 8.9 (29 reviews) | 9.4 (110 reviews) | | **Quality of Support** | 8.4 (46 reviews) | 9.2 (117 reviews) | | **Has the product been a good partner in doing business?** | 8.6 (31 reviews) | 9.5 (110 reviews) | | **Product Direction (% positive)** | 8.4 (44 reviews) | 9.3 (111 reviews) | --- ## Pricing ### Payactiv #### Entry-Level Pricing Plan: Employer Cost Price: Free Description: A Holistic Financial Wellness Platform: Give your employees access to their earned wages & support their financial wellness - at no cost to your business. Key Features: - Improve Employee Retention and Attraction - Increase Productivity and Engagement - Reduce Absenteeism and Turnover [Learn more about Payactiv](https://www.g2.com/products/payactiv/reviews) #### Free Trial No ### Tapcheck #### Entry-Level Pricing Plan: Free to Employers Price: Free Description: After adopting Tapcheck, 74% of employees reported reduced financial stress and 59% said they were more motivated to go to work. What’s more, employers using Tapcheck’s solution have seen a 74% decrease in costs due to absenteeism, 48% reduction in those due to turnover, and 50% reduction in hiring costs. All at no cost to the employer. Key Features: - Earned Wage Access - On-Demand Pay - Employee Financial Wellness [Learn more about Tapcheck](https://www.g2.com/products/tapcheck/reviews) #### Free Trial Yes --- ## Features Comparison By Category ### Financial Wellness | Product | Score | Reviews | |---|---|---| | **Payactiv** | 9.1/10 | 35 | | **Tapcheck** | 9.5/10 | 24 | #### Platform Content | Feature | Payactiv | Tapcheck | |---|---|---| | **Education Tools** | 9.0 (24 reviews) | 9.5 (16 reviews) | | **Mobile Tools** | 9.5 (31 reviews) | 9.5 (20 reviews) | | **Content Library** | 9.0 (24 reviews) | 9.6 (15 reviews) | #### Platform Basics | Feature | Payactiv | Tapcheck | |---|---|---| | **Program Management** | 9.3 (23 reviews) | 9.6 (22 reviews) | | **Secure** | 9.4 (28 reviews) | 9.5 (22 reviews) | | **Interoperability** | 9.1 (20 reviews) | 9.3 (19 reviews) | | **Performance** | 9.0 (28 reviews) | 9.5 (20 reviews) | #### Platform Additional Functionality | Feature | Payactiv | Tapcheck | |---|---|---| | **Employee Portal** | 9.4 (26 reviews) | 9.7 (20 reviews) | | **Gamification** | 9.2 (19 reviews) | 9.2 (15 reviews) | | **Education** | 9.1 (20 reviews) | 9.4 (18 reviews) | #### Platform Data | Feature | Payactiv | Tapcheck | |---|---|---| | **Dashboard & Reporting** | 8.8 (25 reviews) | 9.2 (19 reviews) | | **Visualization** | 9.1 (23 reviews) | 9.6 (17 reviews) | | **Platform Search** | 9.0 (21 reviews) | Feature Not Available | | **Alerts and Notifications** | 9.0 (25 reviews) | 9.6 (19 reviews) | ### Earned Wage Access | Product | Score | Reviews | |---|---|---| | **Payactiv** | 6.0/10 | 9 | | **Tapcheck** | 9.0/10 | 95 | #### Payments | Feature | Payactiv | Tapcheck | |---|---|---| | **Earned wage access** | 7.6 (9 reviews) | 9.6 (89 reviews) | | **Tips and mileage reimbursement** | Not enough data | 8.5 (65 reviews) | | **Awarding bonuses** | Not enough data | 8.2 (66 reviews) | #### Financial wellness | Feature | Payactiv | Tapcheck | |---|---|---| | **Financial wellness tools** | 5.3 (5 reviews) | 8.7 (72 reviews) | | **Automatic savings** | 5.7 (5 reviews) | 8.7 (67 reviews) | | **Debit card** | 7.2 (6 reviews) | 8.7 (75 reviews) | #### Administration | Feature | Payactiv | Tapcheck | |---|---|---| | **Reports and dashboards** | 5.3 (6 reviews) | 9.2 (86 reviews) | | **Compliance** | 5.3 (6 reviews) | 9.3 (79 reviews) | | **Mobile compatibility** | 7.5 (6 reviews) | 9.5 (85 reviews) | | **Integrations** | 4.4 (6 reviews) | 9.2 (85 reviews) | --- ## Categories **Shared Categories (2):** [Earned Wage Access Software](https://www.g2.com/categories/earned-wage-access), [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) --- ## Reviewer Demographics ### By Company Size | Segment | Payactiv | Tapcheck | |---|---|---| | **Small-Business** | 14.7% | 26.1% | | **Mid-Market** | 60.3% | 71.7% | | **Enterprise** | 25.0% | 2.2% | ### By Industry #### Payactiv - **Hospital & Health Care:** 41.2% - **Retail:** 8.8% - **Non-Profit Organization Management:** 5.9% - **Health, Wellness and Fitness:** 5.9% - **Restaurants:** 4.4% - **Telecommunications:** 2.9% - **Apparel & Fashion:** 1.5% - **Automotive:** 1.5% - **Banking:** 1.5% - **Computer & Network Security:** 1.5% - **Other:** 25.0% #### Tapcheck - **Hospital & Health Care:** 58.1% - **Health, Wellness and Fitness:** 16.2% - **Transportation/Trucking/Railroad:** 2.9% - **Individual & Family Services:** 2.9% - **Restaurants:** 2.2% - **Consumer Services:** 2.2% - **Accounting:** 1.5% - **Telecommunications:** 1.5% - **Food & Beverages:** 1.5% - **Medical Practice:** 1.5% - **Other:** 9.6% --- ## Alternatives ### Alternatives to Payactiv - [DailyPay](https://www.g2.com/products/dailypay/reviews) — 4.7/5 stars (92 reviews) - [Branch](https://www.g2.com/products/branch-branch/reviews) — 4.7/5 stars (63 reviews) - [ProLiant](https://www.g2.com/products/proliant/reviews) — 4.4/5 stars (694 reviews) - [Sprout Solutions](https://www.g2.com/products/sprout-solutions-philippines-inc-sprout-solutions/reviews) — 4.7/5 stars (448 reviews) - [SmartDollar](https://www.g2.com/products/smartdollar/reviews) — 4.8/5 stars (599 reviews) - [Inova Payroll](https://www.g2.com/products/inova-payroll/reviews) — 4.4/5 stars (639 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) — 4.6/5 stars (210 reviews) - [Paycom](https://www.g2.com/products/paycom/reviews) — 4.5/5 stars (6492 reviews) - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) — 4.3/5 stars (546 reviews) - [Wisely® by ADP](https://www.g2.com/products/wisely-by-adp/reviews) — 3.5/5 stars (45 reviews) ### Alternatives to Tapcheck - [DailyPay](https://www.g2.com/products/dailypay/reviews) — 4.7/5 stars (92 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) — 4.6/5 stars (210 reviews) - [ProLiant](https://www.g2.com/products/proliant/reviews) — 4.4/5 stars (694 reviews) - [Sprout Solutions](https://www.g2.com/products/sprout-solutions-philippines-inc-sprout-solutions/reviews) — 4.7/5 stars (448 reviews) - [Inova Payroll](https://www.g2.com/products/inova-payroll/reviews) — 4.4/5 stars (639 reviews) - [SmartDollar](https://www.g2.com/products/smartdollar/reviews) — 4.8/5 stars (599 reviews) - [Paycom](https://www.g2.com/products/paycom/reviews) — 4.5/5 stars (6492 reviews) - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) — 4.3/5 stars (546 reviews) - [Branch](https://www.g2.com/products/branch-branch/reviews) — 4.7/5 stars (63 reviews) - [Rain Technologies, Inc.](https://www.g2.com/products/rain-technologies-inc/reviews) — 4.8/5 stars (60 reviews) --- ## Top Discussions ### Payactiv - Title: [Does it impact employer's cash flow?](https://www.g2.com/discussions/does-it-impact-employer-s-cash-flow) — 2 comments, 1 upvote *(includes official response)* > **Top comment:** "No. PayActiv fronts the cash to the employees." - Title: [Is this a loan?](https://www.g2.com/discussions/is-this-a-loan) — 2 comments, 1 upvote *(includes official response)* > **Top comment:** "No. Users access only what they have already earned. No interest is charged." - Title: [Does PayActiv process payroll?](https://www.g2.com/discussions/does-payactiv-process-payroll) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "No. The employer or their designated payroll provider processes payroll. PayActiv provides access to earned wages between paychecks. " - Title: [How do businesses offer PayActiv benefit to their employees?](https://www.g2.com/discussions/how-do-businesses-offer-payactiv-benefit-to-their-employees) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "PayActiv leverages existing time and attendance data to provide earned but unpaid wages to users. There is no cost to businesses to offer PayActiv benefit to..." ### Tapcheck - Title: [What is Tapcheck used for?](https://www.g2.com/discussions/what-is-tapcheck-used-for) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Tapcheck is a on-demand pay benefit (commonly aka Earned Wage Access) that is FREE for employers to add as an employee financial wellness benefit...." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/payactiv-vs-tapcheck)