# Top 10 Money Starts Here Alternatives &amp; Competitors
Looking for alternatives or competitors to Money Starts Here? Other important factors to consider when researching alternatives to Money Starts Here include ease of use and reliability. The best overall Money Starts Here alternative is Betterment at Work. Other similar apps like Money Starts Here are SmartDollar, ZayZoon, Tapcheck, and Peanut Butter. Money Starts Here alternatives can be found in [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) but may also be in [401(k) Software](https://www.g2.com/categories/401-k) or [Patient Engagement Software](https://www.g2.com/categories/patient-engagement).


## Best Paid &amp; Free Alternatives to Money Starts Here
  - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews)
  - [SmartDollar](https://www.g2.com/products/smartdollar/reviews)
  - [ZayZoon](https://www.g2.com/products/zayzoon/reviews)
  - [Tapcheck](https://www.g2.com/products/tapcheck/reviews)
  - [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews)
  - [DailyPay](https://www.g2.com/products/dailypay/reviews)
  - [Payactiv](https://www.g2.com/products/payactiv/reviews)
  - [Spring](https://www.g2.com/products/hello-spring/reviews)
  - [Paytient](https://www.g2.com/products/paytient/reviews)
  - [Branch](https://www.g2.com/products/branch-branch/reviews)

## Top 10 Alternatives to Money Starts Here Recently Reviewed By G2 Community
Browse options below. Based on reviewer data, you can see how Money Starts Here stacks up to the competition and find the best product for your business.


  ### 1. [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews)
By Betterment
**Average Rating:** 4.3/5
**Total Reviews:** 641
Your business is built to grow—and so is our 401(k) plan. It’s easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app. And with $21+ Billion in retirement AUM, we’re a partner your business can rely on. Discover a better way to 401(k) today.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-money-starts-here)
**Compare Betterment at Work with other alternatives:**
- [Betterment at Work vs SmartDollar](https://www.g2.com/compare/betterment-at-work-vs-smartdollar)
- [Betterment at Work vs ZayZoon](https://www.g2.com/compare/betterment-at-work-vs-zayzoon)
- [Betterment at Work vs Tapcheck](https://www.g2.com/compare/betterment-at-work-vs-tapcheck)
- [Betterment at Work vs Peanut Butter](https://www.g2.com/compare/betterment-at-work-vs-peanut-butter)
- [Betterment at Work vs DailyPay](https://www.g2.com/compare/betterment-at-work-vs-dailypay)
- [Betterment at Work vs Payactiv](https://www.g2.com/compare/betterment-at-work-vs-payactiv)
- [Betterment at Work vs Spring](https://www.g2.com/compare/betterment-at-work-vs-hello-spring)
- [Betterment at Work vs Paytient](https://www.g2.com/compare/betterment-at-work-vs-paytient)
- [Betterment at Work vs Branch](https://www.g2.com/compare/betterment-at-work-vs-branch-branch)

  ### 2. [SmartDollar](https://www.g2.com/products/smartdollar/reviews)
By Ramsey Solutions
**Average Rating:** 4.8/5
**Total Reviews:** 599
A financial wellness benefit for employees that (actually) works.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs SmartDollar](https://www.g2.com/compare/money-starts-here-vs-smartdollar)
**Compare SmartDollar with other alternatives:**
- [SmartDollar vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-smartdollar)
- [SmartDollar vs ZayZoon](https://www.g2.com/compare/smartdollar-vs-zayzoon)
- [SmartDollar vs Tapcheck](https://www.g2.com/compare/smartdollar-vs-tapcheck)
- [SmartDollar vs Peanut Butter](https://www.g2.com/compare/peanut-butter-vs-smartdollar)
- [SmartDollar vs DailyPay](https://www.g2.com/compare/dailypay-vs-smartdollar)
- [SmartDollar vs Payactiv](https://www.g2.com/compare/payactiv-vs-smartdollar)
- [SmartDollar vs Spring](https://www.g2.com/compare/smartdollar-vs-hello-spring)
- [SmartDollar vs Paytient](https://www.g2.com/compare/paytient-vs-smartdollar)
- [SmartDollar vs Branch](https://www.g2.com/compare/branch-branch-vs-smartdollar)

  ### 3. [ZayZoon](https://www.g2.com/products/zayzoon/reviews)
By ZayZoon
**Average Rating:** 4.6/5
**Total Reviews:** 216
ZayZoon is a provider of employee financial wellness and earned wage access solutions for mid-sized businesses.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs ZayZoon](https://www.g2.com/compare/money-starts-here-vs-zayzoon)
**Compare ZayZoon with other alternatives:**
- [ZayZoon vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-zayzoon)
- [ZayZoon vs SmartDollar](https://www.g2.com/compare/smartdollar-vs-zayzoon)
- [ZayZoon vs Tapcheck](https://www.g2.com/compare/tapcheck-vs-zayzoon)
- [ZayZoon vs Peanut Butter](https://www.g2.com/compare/peanut-butter-vs-zayzoon)
- [ZayZoon vs DailyPay](https://www.g2.com/compare/dailypay-vs-zayzoon)
- [ZayZoon vs Payactiv](https://www.g2.com/compare/payactiv-vs-zayzoon)
- [ZayZoon vs Spring](https://www.g2.com/compare/hello-spring-vs-zayzoon)
- [ZayZoon vs Paytient](https://www.g2.com/compare/paytient-vs-zayzoon)
- [ZayZoon vs Branch](https://www.g2.com/compare/branch-branch-vs-zayzoon)

  ### 4. [Tapcheck](https://www.g2.com/products/tapcheck/reviews)
By Tapcheck
**Average Rating:** 4.7/5
**Total Reviews:** 139
Tapcheck is the leading on-demand pay provider, empowering employees to take control of payday. Seamlessly integrated with 300+ payroll and timekeeping systems, Tapcheck improves retention, simplifies payroll, and boosts employee financial wellness, without any cost or added complexity for employers. The user-friendly app gives employees instant, secure access to wages they&#39;ve already earned, promoting financial stability and reducing stress. Tapcheck&#39;s real-time net pay calculator ensures unmatched accuracy, offering a better experience for employees and clear visibility for payroll teams.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Tapcheck](https://www.g2.com/compare/money-starts-here-vs-tapcheck)
**Compare Tapcheck with other alternatives:**
- [Tapcheck vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-tapcheck)
- [Tapcheck vs SmartDollar](https://www.g2.com/compare/smartdollar-vs-tapcheck)
- [Tapcheck vs ZayZoon](https://www.g2.com/compare/tapcheck-vs-zayzoon)
- [Tapcheck vs Peanut Butter](https://www.g2.com/compare/peanut-butter-vs-tapcheck)
- [Tapcheck vs DailyPay](https://www.g2.com/compare/dailypay-vs-tapcheck)
- [Tapcheck vs Payactiv](https://www.g2.com/compare/payactiv-vs-tapcheck)
- [Tapcheck vs Spring](https://www.g2.com/compare/hello-spring-vs-tapcheck)
- [Tapcheck vs Paytient](https://www.g2.com/compare/paytient-vs-tapcheck)
- [Tapcheck vs Branch](https://www.g2.com/compare/branch-branch-vs-tapcheck)

  ### 5. [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews)
By Peanut Butter
**Average Rating:** 4.9/5
**Total Reviews:** 132
Peanut Butter administers student loan assistance programs to help employers attract, retain, and engage college-educated talent.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Peanut Butter](https://www.g2.com/compare/money-starts-here-vs-peanut-butter)
**Compare Peanut Butter with other alternatives:**
- [Peanut Butter vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-peanut-butter)
- [Peanut Butter vs SmartDollar](https://www.g2.com/compare/peanut-butter-vs-smartdollar)
- [Peanut Butter vs ZayZoon](https://www.g2.com/compare/peanut-butter-vs-zayzoon)
- [Peanut Butter vs Tapcheck](https://www.g2.com/compare/peanut-butter-vs-tapcheck)
- [Peanut Butter vs DailyPay](https://www.g2.com/compare/dailypay-vs-peanut-butter)
- [Peanut Butter vs Payactiv](https://www.g2.com/compare/payactiv-vs-peanut-butter)
- [Peanut Butter vs Spring](https://www.g2.com/compare/peanut-butter-vs-hello-spring)
- [Peanut Butter vs Paytient](https://www.g2.com/compare/paytient-vs-peanut-butter)
- [Peanut Butter vs Branch](https://www.g2.com/compare/branch-branch-vs-peanut-butter)

  ### 6. [DailyPay](https://www.g2.com/products/dailypay/reviews)
By DailyPay
**Average Rating:** 4.7/5
**Total Reviews:** 92
DailyPay is a technology solution that lets your employees control when they get paid. Through our patent pending technology, you can empower them to meet financial goals and pay bills on time. Employees who reach financial security at your company stay longer, reducing turnover and improving bottom line profits.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs DailyPay](https://www.g2.com/compare/dailypay-vs-money-starts-here)
**Compare DailyPay with other alternatives:**
- [DailyPay vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-dailypay)
- [DailyPay vs SmartDollar](https://www.g2.com/compare/dailypay-vs-smartdollar)
- [DailyPay vs ZayZoon](https://www.g2.com/compare/dailypay-vs-zayzoon)
- [DailyPay vs Tapcheck](https://www.g2.com/compare/dailypay-vs-tapcheck)
- [DailyPay vs Peanut Butter](https://www.g2.com/compare/dailypay-vs-peanut-butter)
- [DailyPay vs Payactiv](https://www.g2.com/compare/dailypay-vs-payactiv)
- [DailyPay vs Spring](https://www.g2.com/compare/dailypay-vs-hello-spring)
- [DailyPay vs Paytient](https://www.g2.com/compare/dailypay-vs-paytient)
- [DailyPay vs Branch](https://www.g2.com/compare/branch-branch-vs-dailypay)

  ### 7. [Payactiv](https://www.g2.com/products/payactiv/reviews)
By Payactiv
**Average Rating:** 4.6/5
**Total Reviews:** 91
Payactiv invented real-time access to earned wages to create the most comprehensive, award-winning financial wellness platform the best way to improve employee financial health. Including bill pay, savings, budgeting, discounts, and financial counseling.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Payactiv](https://www.g2.com/compare/money-starts-here-vs-payactiv)
**Compare Payactiv with other alternatives:**
- [Payactiv vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-payactiv)
- [Payactiv vs SmartDollar](https://www.g2.com/compare/payactiv-vs-smartdollar)
- [Payactiv vs ZayZoon](https://www.g2.com/compare/payactiv-vs-zayzoon)
- [Payactiv vs Tapcheck](https://www.g2.com/compare/payactiv-vs-tapcheck)
- [Payactiv vs Peanut Butter](https://www.g2.com/compare/payactiv-vs-peanut-butter)
- [Payactiv vs DailyPay](https://www.g2.com/compare/dailypay-vs-payactiv)
- [Payactiv vs Spring](https://www.g2.com/compare/payactiv-vs-hello-spring)
- [Payactiv vs Paytient](https://www.g2.com/compare/payactiv-vs-paytient)
- [Payactiv vs Branch](https://www.g2.com/compare/branch-branch-vs-payactiv)

  ### 8. [Spring](https://www.g2.com/products/hello-spring/reviews)
By Spring
**Average Rating:** 4.9/5
**Total Reviews:** 76
Spring is a financial wellness platform that provides employees with the financial education and tools they need to be and feel their best at work and in life


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Spring](https://www.g2.com/compare/money-starts-here-vs-hello-spring)
**Compare Spring with other alternatives:**
- [Spring vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-hello-spring)
- [Spring vs SmartDollar](https://www.g2.com/compare/smartdollar-vs-hello-spring)
- [Spring vs ZayZoon](https://www.g2.com/compare/hello-spring-vs-zayzoon)
- [Spring vs Tapcheck](https://www.g2.com/compare/hello-spring-vs-tapcheck)
- [Spring vs Peanut Butter](https://www.g2.com/compare/peanut-butter-vs-hello-spring)
- [Spring vs DailyPay](https://www.g2.com/compare/dailypay-vs-hello-spring)
- [Spring vs Payactiv](https://www.g2.com/compare/payactiv-vs-hello-spring)
- [Spring vs Paytient](https://www.g2.com/compare/paytient-vs-hello-spring)
- [Spring vs Branch](https://www.g2.com/compare/branch-branch-vs-hello-spring)

  ### 9. [Paytient](https://www.g2.com/products/paytient/reviews)
By Paytient Technologies
**Average Rating:** 4.8/5
**Total Reviews:** 66
Employer sponsored, payroll deducted payment plans for any medical, dental, vision, or veterinary expenses.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Paytient](https://www.g2.com/compare/money-starts-here-vs-paytient)
**Compare Paytient with other alternatives:**
- [Paytient vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-paytient)
- [Paytient vs SmartDollar](https://www.g2.com/compare/paytient-vs-smartdollar)
- [Paytient vs ZayZoon](https://www.g2.com/compare/paytient-vs-zayzoon)
- [Paytient vs Tapcheck](https://www.g2.com/compare/paytient-vs-tapcheck)
- [Paytient vs Peanut Butter](https://www.g2.com/compare/paytient-vs-peanut-butter)
- [Paytient vs DailyPay](https://www.g2.com/compare/dailypay-vs-paytient)
- [Paytient vs Payactiv](https://www.g2.com/compare/payactiv-vs-paytient)
- [Paytient vs Spring](https://www.g2.com/compare/paytient-vs-hello-spring)
- [Paytient vs Branch](https://www.g2.com/compare/branch-branch-vs-paytient)

  ### 10. [Branch](https://www.g2.com/products/branch-branch/reviews)
By Branch
**Average Rating:** 4.7/5
**Total Reviews:** 63
Branch is a mobile-first technology that helps workers grow financially. Filling the gap for low-income working Americans that are underserved, Branch provides transparent and equitable financial services, including instant access to earned wages.


Categories in common with Money Starts Here: [Financial Wellness](https://www.g2.com/categories/financial-wellness)

**Compare:** [Money Starts Here vs Branch](https://www.g2.com/compare/branch-branch-vs-money-starts-here)
**Compare Branch with other alternatives:**
- [Branch vs Betterment at Work](https://www.g2.com/compare/betterment-at-work-vs-branch-branch)
- [Branch vs SmartDollar](https://www.g2.com/compare/branch-branch-vs-smartdollar)
- [Branch vs ZayZoon](https://www.g2.com/compare/branch-branch-vs-zayzoon)
- [Branch vs Tapcheck](https://www.g2.com/compare/branch-branch-vs-tapcheck)
- [Branch vs Peanut Butter](https://www.g2.com/compare/branch-branch-vs-peanut-butter)
- [Branch vs DailyPay](https://www.g2.com/compare/branch-branch-vs-dailypay)
- [Branch vs Payactiv](https://www.g2.com/compare/branch-branch-vs-payactiv)
- [Branch vs Spring](https://www.g2.com/compare/branch-branch-vs-hello-spring)
- [Branch vs Paytient](https://www.g2.com/compare/branch-branch-vs-paytient)


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