# Top 10 Bottomline PTX Alternatives &amp; Competitors
**Average Rating:** 4.6/5
**Total Number of Reviews:** 7
Bottomline PTX is not the only option for Credit and Collections Software. Explore other competing options and alternatives. Other important factors to consider when researching alternatives to Bottomline PTX include reliability and ease of use. The best overall Bottomline PTX alternative is Stripe Payments. Other similar apps like Bottomline PTX are Birdeye, PayPal Payments, BILL AP/AR, and Coupa. Bottomline PTX alternatives can be found in [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections) but may also be in [Payment Processing Software](https://www.g2.com/categories/payment-processing) or [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation).


## Best Paid &amp; Free Alternatives to Bottomline PTX
  - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews)
  - [Birdeye](https://www.g2.com/products/birdeye/reviews)
  - [PayPal Payments](https://www.g2.com/products/paypal/reviews)
  - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews)
  - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews)
  - [Billtrust](https://www.g2.com/products/billtrust/reviews)
  - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews)
  - [Payoneer](https://www.g2.com/products/payoneer/reviews)
  - [Paylocity](https://www.g2.com/products/paylocity/reviews)
  - [Thryv](https://www.g2.com/products/thryv/reviews)

## Top 10 Alternatives to Bottomline PTX Recently Reviewed By G2 Community
Browse options below. Based on reviewer data, you can see how Bottomline PTX stacks up to the competition, check reviews from current &amp; previous users in industries like Commercial Real Estate, Financial Services, and Insurance, and find the best product for your business.


  ### 1. [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews)
By Stripe
**Average Rating:** 4.2/5
**Total Reviews:** 458
A complete payments platform engineered for growth.


Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing)

**Compare:** [Bottomline PTX vs Stripe Payments](https://www.g2.com/compare/bottomline-ptx-vs-stripe-stripe-payments)
**Compare Stripe Payments with other alternatives:**
- [Stripe Payments vs Birdeye](https://www.g2.com/compare/birdeye-vs-stripe-stripe-payments)
- [Stripe Payments vs PayPal Payments](https://www.g2.com/compare/paypal-vs-stripe-stripe-payments)
- [Stripe Payments vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-stripe-stripe-payments)
- [Stripe Payments vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-stripe-stripe-payments)
- [Stripe Payments vs Billtrust](https://www.g2.com/compare/billtrust-vs-stripe-stripe-payments)
- [Stripe Payments vs Corpay Complete](https://www.g2.com/compare/corpay-complete-vs-stripe-stripe-payments)
- [Stripe Payments vs Payoneer](https://www.g2.com/compare/payoneer-vs-stripe-stripe-payments)
- [Stripe Payments vs Paylocity](https://www.g2.com/compare/paylocity-vs-stripe-stripe-payments)
- [Stripe Payments vs Thryv](https://www.g2.com/compare/stripe-stripe-payments-vs-thryv)

  ### 2. [Birdeye](https://www.g2.com/products/birdeye/reviews)
By Birdeye
**Average Rating:** 4.7/5
**Total Reviews:** 4,205
Birdeye is the #1 agentic marketing platform for multi-location brands, trusted by over 200,000 businesses to deliver measurable growth with AI. With Birdeye, brands harness the power of intelligent agents to run marketing, automate engagement, and drive business outcomes at scale. Built specifically for the complexity of multi-location organizations, Birdeye empowers brands to enhance their online reputation, engage customers across social, search, and web, and gain real-time insights into consumer behavior and competitor activity. The result: more leads and foot traffic, reduced costs, and accelerated revenue growth. At the core of Birdeye is its Agentic Platform, which powers a growing suite of specialized AI agents designed to function like always-on teammates. These agents manage reviews, engage leads, respond to customers, streamline social media, run surveys, maintain listings, send reminders, provide insights, and coordinate across locations. By collaborating seamlessly, they form a scalable digital workforce—always learning, always on-brand, and always driving outcomes. Birdeye stands apart with its agentic AI platform that brands can customize using Birdeye’s unique outcome-framework. Businesses can configure agents with specific triggers that deliver measurable tasks and results for each location, while maintaining the authentic voice of the brand across every interaction. With location-aware AI and a fully integrated platform that brings together reputation, messaging, social, surveys, listings, insights, and more, Birdeye eliminates the need for fragmented point solutions. For multi-location and franchise brands in industries such as healthcare, retail, financial services, real estate, restaurants, and beyond, Birdeye delivers scalability without sacrificing precision. By uniting automation with actionable insights, Birdeye enables organizations to boost visibility, increase customer engagement, and grow revenue—faster and more efficiently. With Birdeye, businesses don’t just adopt AI—they gain an agentic workforce dedicated to delivering real business outcomes. Birdeye: Always On. Always On-Brand. Always Driving Outcomes.


Reviewers say compared to Bottomline PTX, Birdeye is:
- Better at support
Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing)

**Compare:** [Bottomline PTX vs Birdeye](https://www.g2.com/compare/birdeye-vs-bottomline-ptx)
**Compare Birdeye with other alternatives:**
- [Birdeye vs Stripe Payments](https://www.g2.com/compare/birdeye-vs-stripe-stripe-payments)
- [Birdeye vs PayPal Payments](https://www.g2.com/compare/birdeye-vs-paypal)
- [Birdeye vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-birdeye)
- [Birdeye vs Coupa](https://www.g2.com/compare/birdeye-vs-coupa-software-coupa)
- [Birdeye vs Billtrust](https://www.g2.com/compare/billtrust-vs-birdeye)
- [Birdeye vs Corpay Complete](https://www.g2.com/compare/birdeye-vs-corpay-complete)
- [Birdeye vs Payoneer](https://www.g2.com/compare/birdeye-vs-payoneer)
- [Birdeye vs Paylocity](https://www.g2.com/compare/birdeye-vs-paylocity)
- [Birdeye vs Thryv](https://www.g2.com/compare/birdeye-vs-thryv)

  ### 3. [PayPal Payments](https://www.g2.com/products/paypal/reviews)
By PayPal
**Average Rating:** 4.4/5
**Total Reviews:** 2,749
PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal&#39;s extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform&#39;s comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights.


Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing)

**Compare:** [Bottomline PTX vs PayPal Payments](https://www.g2.com/compare/bottomline-ptx-vs-paypal)
**Compare PayPal Payments with other alternatives:**
- [PayPal Payments vs Stripe Payments](https://www.g2.com/compare/paypal-vs-stripe-stripe-payments)
- [PayPal Payments vs Birdeye](https://www.g2.com/compare/birdeye-vs-paypal)
- [PayPal Payments vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-paypal)
- [PayPal Payments vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-paypal)
- [PayPal Payments vs Billtrust](https://www.g2.com/compare/billtrust-vs-paypal)
- [PayPal Payments vs Corpay Complete](https://www.g2.com/compare/corpay-complete-vs-paypal)
- [PayPal Payments vs Payoneer](https://www.g2.com/compare/paypal-vs-payoneer)
- [PayPal Payments vs Paylocity](https://www.g2.com/compare/paypal-vs-paylocity)
- [PayPal Payments vs Thryv](https://www.g2.com/compare/paypal-vs-thryv)

  ### 4. [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews)
By BILL (previously Bill.com)
**Average Rating:** 4.4/5
**Total Reviews:** 1,810
BILL (previously Bill.com) is a leader in financial automation software for small and midsize businesses. BILL solutions empower businesses to automate their finances, providing them greater efficiency, visibility and control over their financial operations.


Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing), [Enterprise Payment](https://www.g2.com/categories/enterprise-payment)

**Compare:** [Bottomline PTX vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-bottomline-ptx)
**Compare BILL AP/AR with other alternatives:**
- [BILL AP/AR vs Stripe Payments](https://www.g2.com/compare/bill-ap-ar-vs-stripe-stripe-payments)
- [BILL AP/AR vs Birdeye](https://www.g2.com/compare/bill-ap-ar-vs-birdeye)
- [BILL AP/AR vs PayPal Payments](https://www.g2.com/compare/bill-ap-ar-vs-paypal)
- [BILL AP/AR vs Coupa](https://www.g2.com/compare/bill-ap-ar-vs-coupa-software-coupa)
- [BILL AP/AR vs Billtrust](https://www.g2.com/compare/bill-ap-ar-vs-billtrust)
- [BILL AP/AR vs Corpay Complete](https://www.g2.com/compare/bill-ap-ar-vs-corpay-complete)
- [BILL AP/AR vs Payoneer](https://www.g2.com/compare/bill-ap-ar-vs-payoneer)
- [BILL AP/AR vs Paylocity](https://www.g2.com/compare/bill-ap-ar-vs-paylocity)
- [BILL AP/AR vs Thryv](https://www.g2.com/compare/bill-ap-ar-vs-thryv)

  ### 5. [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews)
By Coupa Software
**Average Rating:** 4.2/5
**Total Reviews:** 569
Spend smarter with the leading spend management platform built for companies like you. Get the financial agility you need by transforming how your business spends.


Categories in common with Bottomline PTX: [Treasury Management](https://www.g2.com/categories/treasury-management-systems), [Enterprise Payment](https://www.g2.com/categories/enterprise-payment)

**Compare:** [Bottomline PTX vs Coupa](https://www.g2.com/compare/bottomline-ptx-vs-coupa-software-coupa)
**Compare Coupa with other alternatives:**
- [Coupa vs Stripe Payments](https://www.g2.com/compare/coupa-software-coupa-vs-stripe-stripe-payments)
- [Coupa vs Birdeye](https://www.g2.com/compare/birdeye-vs-coupa-software-coupa)
- [Coupa vs PayPal Payments](https://www.g2.com/compare/coupa-software-coupa-vs-paypal)
- [Coupa vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-coupa-software-coupa)
- [Coupa vs Billtrust](https://www.g2.com/compare/billtrust-vs-coupa-software-coupa)
- [Coupa vs Corpay Complete](https://www.g2.com/compare/corpay-complete-vs-coupa-software-coupa)
- [Coupa vs Payoneer](https://www.g2.com/compare/coupa-software-coupa-vs-payoneer)
- [Coupa vs Paylocity](https://www.g2.com/compare/coupa-software-coupa-vs-paylocity)
- [Coupa vs Thryv](https://www.g2.com/compare/coupa-software-coupa-vs-thryv)

  ### 6. [Billtrust](https://www.g2.com/products/billtrust/reviews)
By Billtrust
**Average Rating:** 4.4/5
**Total Reviews:** 511
Billtrust helps accounts receivable teams transition from expensive paper invoicing and check acceptance to efficient, automated electronic billing and integrated B2B payments.


Categories in common with Bottomline PTX: [Credit and Collections](https://www.g2.com/categories/credit-and-collections), [Enterprise Payment](https://www.g2.com/categories/enterprise-payment)

**Compare:** [Bottomline PTX vs Billtrust](https://www.g2.com/compare/billtrust-vs-bottomline-ptx)
**Compare Billtrust with other alternatives:**
- [Billtrust vs Stripe Payments](https://www.g2.com/compare/billtrust-vs-stripe-stripe-payments)
- [Billtrust vs Birdeye](https://www.g2.com/compare/billtrust-vs-birdeye)
- [Billtrust vs PayPal Payments](https://www.g2.com/compare/billtrust-vs-paypal)
- [Billtrust vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-billtrust)
- [Billtrust vs Coupa](https://www.g2.com/compare/billtrust-vs-coupa-software-coupa)
- [Billtrust vs Corpay Complete](https://www.g2.com/compare/billtrust-vs-corpay-complete)
- [Billtrust vs Payoneer](https://www.g2.com/compare/billtrust-vs-payoneer)
- [Billtrust vs Paylocity](https://www.g2.com/compare/billtrust-vs-paylocity)
- [Billtrust vs Thryv](https://www.g2.com/compare/billtrust-vs-thryv)

  ### 7. [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews)
By Corpay
**Average Rating:** 4.6/5
**Total Reviews:** 388
Corpay Complete - purchase orders, invoicing, payments, card issuing, controls &amp; policies and expense reimbursement in a single platform from Corpay.


Reviewers say compared to Bottomline PTX, Corpay Complete is:
- Better at support
Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing), [Enterprise Payment](https://www.g2.com/categories/enterprise-payment)

**Compare:** [Bottomline PTX vs Corpay Complete](https://www.g2.com/compare/bottomline-ptx-vs-corpay-complete)
**Compare Corpay Complete with other alternatives:**
- [Corpay Complete vs Stripe Payments](https://www.g2.com/compare/corpay-complete-vs-stripe-stripe-payments)
- [Corpay Complete vs Birdeye](https://www.g2.com/compare/birdeye-vs-corpay-complete)
- [Corpay Complete vs PayPal Payments](https://www.g2.com/compare/corpay-complete-vs-paypal)
- [Corpay Complete vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-corpay-complete)
- [Corpay Complete vs Coupa](https://www.g2.com/compare/corpay-complete-vs-coupa-software-coupa)
- [Corpay Complete vs Billtrust](https://www.g2.com/compare/billtrust-vs-corpay-complete)
- [Corpay Complete vs Payoneer](https://www.g2.com/compare/corpay-complete-vs-payoneer)
- [Corpay Complete vs Paylocity](https://www.g2.com/compare/corpay-complete-vs-paylocity)
- [Corpay Complete vs Thryv](https://www.g2.com/compare/corpay-complete-vs-thryv)

  ### 8. [Payoneer](https://www.g2.com/products/payoneer/reviews)
By Payoneer
**Average Rating:** 3.2/5
**Total Reviews:** 374
Payoneer empowers global commerce by connecting businesses, professionals, countries and currencies with its innovative cross-border payments platform.


Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing), [Enterprise Payment](https://www.g2.com/categories/enterprise-payment)

**Compare:** [Bottomline PTX vs Payoneer](https://www.g2.com/compare/bottomline-ptx-vs-payoneer)
**Compare Payoneer with other alternatives:**
- [Payoneer vs Stripe Payments](https://www.g2.com/compare/payoneer-vs-stripe-stripe-payments)
- [Payoneer vs Birdeye](https://www.g2.com/compare/birdeye-vs-payoneer)
- [Payoneer vs PayPal Payments](https://www.g2.com/compare/paypal-vs-payoneer)
- [Payoneer vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-payoneer)
- [Payoneer vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-payoneer)
- [Payoneer vs Billtrust](https://www.g2.com/compare/billtrust-vs-payoneer)
- [Payoneer vs Corpay Complete](https://www.g2.com/compare/corpay-complete-vs-payoneer)
- [Payoneer vs Paylocity](https://www.g2.com/compare/paylocity-vs-payoneer)
- [Payoneer vs Thryv](https://www.g2.com/compare/payoneer-vs-thryv)

  ### 9. [Paylocity](https://www.g2.com/products/paylocity/reviews)
By Paylocity
**Average Rating:** 4.4/5
**Total Reviews:** 6,156
Paylocity’s comprehensive product suite delivers a unified platform for professionals to make strategic decisions in the areas of benefits, core HR, payroll, talent, and workforce management, while cultivating a modern workplace and improving employee engagement.


Categories in common with Bottomline PTX: [Enterprise Payment](https://www.g2.com/categories/enterprise-payment)

**Compare:** [Bottomline PTX vs Paylocity](https://www.g2.com/compare/bottomline-ptx-vs-paylocity)
**Compare Paylocity with other alternatives:**
- [Paylocity vs Stripe Payments](https://www.g2.com/compare/paylocity-vs-stripe-stripe-payments)
- [Paylocity vs Birdeye](https://www.g2.com/compare/birdeye-vs-paylocity)
- [Paylocity vs PayPal Payments](https://www.g2.com/compare/paypal-vs-paylocity)
- [Paylocity vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-paylocity)
- [Paylocity vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-paylocity)
- [Paylocity vs Billtrust](https://www.g2.com/compare/billtrust-vs-paylocity)
- [Paylocity vs Corpay Complete](https://www.g2.com/compare/corpay-complete-vs-paylocity)
- [Paylocity vs Payoneer](https://www.g2.com/compare/paylocity-vs-payoneer)
- [Paylocity vs Thryv](https://www.g2.com/compare/paylocity-vs-thryv)

  ### 10. [Thryv](https://www.g2.com/products/thryv/reviews)
By Thryv
**Average Rating:** 4.3/5
**Total Reviews:** 2,014
Thryv’s AI-powered sales and marketing platform gives you the tools you need to market smarter, sell more, and grow your business faster. Built on a powerful growth framework, Thryv helps you get found online, capture and convert new leads, and turn happy customers into repeat business.


Categories in common with Bottomline PTX: [Payment Processing](https://www.g2.com/categories/payment-processing)

**Compare:** [Bottomline PTX vs Thryv](https://www.g2.com/compare/bottomline-ptx-vs-thryv)
**Compare Thryv with other alternatives:**
- [Thryv vs Stripe Payments](https://www.g2.com/compare/stripe-stripe-payments-vs-thryv)
- [Thryv vs Birdeye](https://www.g2.com/compare/birdeye-vs-thryv)
- [Thryv vs PayPal Payments](https://www.g2.com/compare/paypal-vs-thryv)
- [Thryv vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-thryv)
- [Thryv vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-thryv)
- [Thryv vs Billtrust](https://www.g2.com/compare/billtrust-vs-thryv)
- [Thryv vs Corpay Complete](https://www.g2.com/compare/corpay-complete-vs-thryv)
- [Thryv vs Payoneer](https://www.g2.com/compare/payoneer-vs-thryv)
- [Thryv vs Paylocity](https://www.g2.com/compare/paylocity-vs-thryv)


---
## Bottomline PTX Alternatives FAQs

### How does Bottomline PTX compare to Stripe Payments?

According to G2 data, [Bottomline PTX](https://www.g2.com/products/bottomline-ptx/reviews) holds a superior average rating of 4.6/5 across 7 reviews compared to [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews)&#39;s 4.2/5 from 450 reviews. Bottomline PTX scores higher in key dimensions such as Meeting Requirements (9.7 vs 8.8, a 0.9-point lead), Usability (9.7 vs 8.9, a 0.8-point lead), Ease of Setup (9.3 vs 8.8, a 0.5-point lead), and Support (9.0 vs 8.2, a 0.8-point lead). Stripe Payments uniquely scores on Ease of Admin (8.6) and Easier to Do Business With (8.5), dimensions not rated for Bottomline PTX. User sentiment for Bottomline PTX highlights ease of use (6 mentions), intuitive navigation (3 mentions), and reliable customer support (2 mentions), with minimal cons focused on search functionality and integration issues. Stripe Payments, with a larger review base, is praised for ease of use (47 mentions), payment processing (45 mentions), and integration capabilities (19 mentions).



### What are the best alternatives to Bottomline PTX?

Top alternatives to Bottomline PTX include [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) (4.2/5 stars, 450 reviews), [Birdeye](https://www.g2.com/products/birdeye/reviews) (4.7/5 stars, 4,075 reviews), [PayPal Payments](https://www.g2.com/products/paypal/reviews) (4.4/5 stars, 2,746 reviews), and [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) (4.4/5 stars, 1,806 reviews). These alternatives offer strong ease of use, integration capabilities, and specialized features such as AI-driven marketing automation (Birdeye), comprehensive global payment acceptance (PayPal), and financial automation with QuickBooks integration (BILL AP/AR).



### What features do alternatives offer that Bottomline PTX does not?

Bottomline PTX users note missing advanced notification-management features and email rule-based distribution for reports, as well as limited real-time online banking capabilities compared to some alternatives.



### Which Credit and Collections tools do reviewers recommend instead of Bottomline PTX?

Reviewers recommend [Birdeye](https://www.g2.com/products/birdeye/reviews) for superior customer support and AI-powered reputation management, highlighting its ease of use and automation for multi-location brands. For payment processing, [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) is favored for its developer-friendly API, global payment options, and seamless integrations, while [PayPal Payments](https://www.g2.com/products/paypal/reviews) is praised for its reliability, security, and widespread acceptance in international transactions. [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) is recommended for automating accounts payable and receivable workflows with strong integration to accounting software and efficient invoice processing.



### Why do users choose Stripe Payments over Bottomline PTX?

Users choose [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) over Bottomline PTX primarily due to its extensive integration capabilities and payment flexibility. Stripe Payments is praised for easy integration with various platforms (19 mentions), supporting multiple payment methods including credit cards, digital wallets, and bank transfers, and offering developer-friendly APIs that facilitate seamless embedding into websites and applications. Its global reach and support for over 50 currencies make it ideal for businesses with international clients. Additionally, Stripe Payments provides a user-friendly dashboard, quick setup (15 mentions), and features like subscription management and automated billing that appeal to businesses needing scalable and customizable payment solutions. Users also value Stripe&#39;s reputation as a widely recognized and trusted payment processor, which can enhance customer trust during transactions. The combination of broad payment method support, developer resources, and integration ease drives users to prefer Stripe Payments when prioritizing flexibility and global payment acceptance according to G2 data.




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