A financial wellness benefit for employees that (actually) works.
Your business is built to grow—and so is our 401(k) plan. It’s easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app. And with $21+ Billion in retirement AUM, we’re a partner your business can rely on. Discover a better way to 401(k) today.
ZayZoon is a provider of employee financial wellness and earned wage access solutions for mid-sized businesses.
Spring is a financial wellness platform that provides employees with the financial education and tools they need to be and feel their best at work and in life
DailyPay is a technology solution that lets your employees control when they get paid. Through our patent pending technology, you can empower them to meet financial goals and pay bills on time. Employees who reach financial security at your company stay longer, reducing turnover and improving bottom line profits.
Payactiv invented real-time access to earned wages to create the most comprehensive, award-winning financial wellness platform the best way to improve employee financial health. Including bill pay, savings, budgeting, discounts, and financial counseling.
Branch is a mobile-first technology that helps workers grow financially. Filling the gap for low-income working Americans that are underserved, Branch provides transparent and equitable financial services, including instant access to earned wages.
Employer sponsored, payroll deducted payment plans for any medical, dental, vision, or veterinary expenses.
Rain is an on-demand pay provider, offering earned wage access to employees of mid-market + enterprise employers. No more waiting two weeks for payday! The benefit is free for the employer. Employees pay a per-transaction, ATM-style fee (ask about our free option). Rain also offers additional financial literacy and financial wellness benefits, like access to a live financial coach and discounts on other benefits (Rx, dental, etc.).
The best alternatives to Peanut Butter in the Financial Wellness category include SmartDollar (4.8/5 stars, 599 reviews), Betterment at Work (4.3/5 stars, 546 reviews), ZayZoon (4.6/5 stars, 209 reviews), Tapcheck (4.7/5 stars, 139 reviews), and Spring (4.9/5 stars, 76 reviews). These alternatives are highly rated and offer diverse financial wellness solutions ranging from budgeting and financial coaching to earned wage access and retirement planning.
Users choose SmartDollar over Peanut Butter primarily for its comprehensive financial wellness ecosystem. With 182 mentions of helpfulness and 128 mentions of educational resources, SmartDollar provides extensive budgeting tools, financial coaching, free tax filing, will creation, and a wide array of videos and articles that support users at every stage of their financial journey. The platform's integration with the EveryDollar budgeting app and its step-by-step guidance based on Dave Ramsey's "7 Baby Steps" framework empower users to manage debt, savings, and long-term financial goals effectively. Additionally, the strong customer support and personalized account management enhance user confidence and engagement. Despite requiring more initial setup and ongoing engagement, users value SmartDollar for its versatility, depth of content, and practical tools that extend beyond loan repayment to holistic financial health, making it a preferred choice for organizations aiming to provide a robust financial wellness benefit to their employees.
Reviewers recommend SmartDollar for its comprehensive financial wellness tools including budgeting, debt payoff, and free tax filing, praised by 206 mentions of ease of use and 128 mentions of educational resources. Betterment at Work is favored for its seamless payroll integrations (108 mentions), automated retirement plan management, and user-friendly mobile app, with 255 mentions of ease of use. ZayZoon is recommended for quick and easy earned wage access with minimal employer involvement. Tapcheck is noted for its precise earned wage access and easy integration with payroll systems. Spring is praised for personalized financial coaching and user-friendly interface. These alternatives are suggested based on their strong user satisfaction, ease of administration, and valuable financial wellness features that complement or extend beyond what Peanut Butter offers.
According to G2 data, Peanut Butter holds a slight advantage over SmartDollar across key usability dimensions, including meeting requirements (9.7 vs 9.3), usability (9.8 vs 9.1), ease of setup (9.6 vs 9.3), ease of administration (9.6 vs 9.4), support quality (9.8 vs 9.7), and ease of doing business (9.9 vs 9.6). Peanut Butter has an average rating of 4.9/5 from 132 reviews, while SmartDollar has a 4.8/5 rating from 599 reviews. User feedback highlights that Peanut Butter excels in ease of use, automation, and seamless integration with student loan providers, offering a straightforward and motivating loan repayment experience. Conversely, SmartDollar is praised for its comprehensive financial wellness resources, including budgeting tools, educational content, coaching, and additional services like tax filing and will preparation, making it a versatile platform for employees at various financial stages. While both platforms provide strong customer support, Peanut Butter is noted for minimal administrative overhead and simplicity, whereas SmartDollar offers a broader suite of financial management features but requires more user engagement and setup time.