Link copied to clipboard # Afterpay vs Splitit Comparison - What are their main differences? Share [ Export ](/compare/afterpay/splitit/export.csv) AfterpaySplitit[+ Add Product](#) Pricing **Afterpay** No pricing available **Splitit** No pricing available **Pricing Insights** from reviews Time to Implement **Afterpay** Not enough reviews yet **Splitit** 2 months Based on 7 responses Return on Investment **Afterpay** Not enough reviews yet **Splitit** Not enough reviews yet Perceived Cost **Afterpay** $$$$$ **Splitit** Not enough reviews yet Average Discount **Afterpay** Not enough reviews yet **Splitit** Not enough reviews yet **Pros & Cons** from reviews **Afterpay** [ Convenience (2) ](https://www.g2.com/products/afterpay/reviews?filters%5Bsentiment_snippet%5D=2423756&qs=pros-and-cons#reviews)[ Acceptance (1) ](https://www.g2.com/products/afterpay/reviews?filters%5Bsentiment_snippet%5D=2382251&qs=pros-and-cons#reviews)[ High Fees (1) ](https://www.g2.com/products/afterpay/reviews?filters%5Bsentiment_snippet%5D=2382248&qs=pros-and-cons#reviews)[ Late Fees (1) ](https://www.g2.com/products/afterpay/reviews?filters%5Bsentiment_snippet%5D=2423759&qs=pros-and-cons#reviews) **Splitit** [ Fraudulent Activities (1) ](https://www.g2.com/products/splitit/reviews?filters%5Bsentiment_snippet%5D=1974733&qs=pros-and-cons#reviews)[ Late Fees (1) ](https://www.g2.com/products/splitit/reviews?filters%5Bsentiment_snippet%5D=2154216&qs=pros-and-cons#reviews) Screenshots **Afterpay** No screenshot available **Splitit** ![Splitit screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1399074/payment-method-expanded.png) **Ratings** from reviews Meets Requirements **Afterpay** 8.5 8.524 **Splitit** 8.1 8.113 Ease of Use **Afterpay** 8.6 8.624 **Splitit** 8.1 8.113 Ease of Setup **Afterpay** 9.8 9.87 **Splitit** 8.8 8.811 Ease of Admin **Afterpay** Not enough data **Splitit** 8.7 8.710 Quality of Support **Afterpay** 8.2 8.222 **Splitit** 8.2 8.213 Has the product been a good partner in doing business? **Afterpay** Not enough data **Splitit** 9.5 9.510 Product Direction (% positive) **Afterpay** 8.0 8.023 **Splitit** 7.3 7.313 **Features** ratings from reviews Installment Payment and Buy Now Pay Later (BNPL)[Hide 11 FeaturesShow 11 Features](javascript:void(0);) 7.8 22 7.5 13 Administration - Installment Payment and Buy Now Pay Later (BNPL) Email Notifications 7.9 19 8.5(won by 0.6) 11 (There is a greater than 0.5 difference between this product's rating and its competitors) Invoicing 7.3 14 7.6(won by 0.3) 11 Customer Portal 7.7(won by 0.6) 17 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.1 11 Loyalty Management 7.1(won by 0.2) 14 6.9 8 Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) Payment Gateway 7.9(won by 0.6) 14 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.3 11 Payment Tracking 8.3(won by 0.9) 17 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.4 11 E-commerce Integration 8.0(won by 0.7) 14 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.3 11 Payment Scheduling 8.1(won by 0.4) 18 7.7 10 Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features Adaptive Learning Not enough data Not enough data Proactive Assistance Not enough data Not enough data Decision Making Not enough data Not enough data User Insights Reviewers' Company Size [![Afterpay](https://images.g2crowd.com/uploads/product/hd_favicon/4e7c2b067d5e2a249287296da191b347/afterpay.svg "Afterpay")](https://www.g2.com/products/afterpay/reviews) Afterpay Small-Business(50 or fewer emp.) 84.6% Mid-Market(51-1000 emp.) 10.3% Enterprise(\> 1000 emp.) 5.1% [![Splitit](https://images.g2crowd.com/uploads/product/hd_favicon/54f657811dcf294989ca2cefdd7f44e5/splitit.svg "Splitit")](https://www.g2.com/products/splitit/reviews) Splitit Small-Business(50 or fewer emp.) 72.2% Mid-Market(51-1000 emp.) 27.8% Enterprise(\> 1000 emp.) 0% Small-Business (50 or fewer emp.) 84.6% 72.2% Mid-Market (51-1000 emp.) 10.3% 27.8% Enterprise (\> 1000 emp.) 5.1% 0% Reviewers' Industry [![Afterpay](https://images.g2crowd.com/uploads/product/hd_favicon/4e7c2b067d5e2a249287296da191b347/afterpay.svg "Afterpay")](https://www.g2.com/products/afterpay/reviews) Afterpay Apparel & Fashion 18.4% Consumer Goods 10.5% Accounting 7.9% Retail 7.9% Music 5.3% Other 50.0% [![Splitit](https://images.g2crowd.com/uploads/product/hd_favicon/54f657811dcf294989ca2cefdd7f44e5/splitit.svg "Splitit")](https://www.g2.com/products/splitit/reviews) Splitit Consumer Goods 22.2% Luxury Goods & Jewelry 16.7% Consulting 5.6% Management Consulting 5.6% Internet 5.6% Other 44.4% FAQs ## Afterpay vs Splitit FAQs Generated using AI Last updated: August 14, 2026 ### What is the difference between Splitit vs Afterpay? Afterpay stands out for higher ease of setup and slightly higher overall satisfaction, while Splitit is noted for its ease of doing business and admin. | [Splitit](https://www.g2.com/products/splitit/reviews) | [Afterpay](https://www.g2.com/products/afterpay/reviews) | | --- | --- | | 4.1/5 (20 reviews) | 4.2/5 (43 reviews) | | Small-Business | Small-Business | | 8.8 | 9.8 | | 8.2 | 8.2 | | Ease of Doing Business With | Easy Setup | ### How do the pricing models of Splitit and Afterpay compare? Afterpay is rated higher for price and value satisfaction, with reviewers noting Splitit’s low merchant fees and Afterpay’s higher merchant fees. - **Splitit:** Reviewers highlight low merchant fees and 0% financing for consumers as a value driver. - **Afterpay:** Recent reviews mention high merchant fees as a trade-off, but also emphasize the ease and predictability of interest-free payments for customers. - **Switching reasons:** No recent reviews cite switching between Splitit and Afterpay for pricing reasons. ### What are the best alternatives to Splitit and Afterpay? Sezzle, GoCardless, and Klarna are the top three alternatives to Splitit and Afterpay according to G2 rankings. | Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength | | --- | --- | --- | --- | --- | | [Splitit](https://www.g2.com/products/splitit/reviews) | 4.1/5 (20 reviews) | Small-Business | Low merchant fees, 0% financing | Ease of Doing Business With | | [Afterpay](https://www.g2.com/products/afterpay/reviews) | 4.2/5 (43 reviews) | Small-Business | High merchant fees, interest-free for customers | Easy Setup | | [Sezzle](https://www.g2.com/products/sezzle/reviews) | 4.6/5 (122 reviews) | Small-Business | — | Flexible payment options | | [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | Recurring payments management | | [Klarna](https://www.g2.com/products/klarna/reviews) | 3.2/5 (58 reviews) | Small-Business | — | Brand recognition | ### Which Installment Payment and Buy Now Pay Later (BNPL) features should I prioritize when comparing Splitit and Afterpay? Buyers comparing Splitit and Afterpay should prioritize ease of setup, price/value satisfaction, quality of support, fraud and payment issue handling, and merchant fee structure. - **Ease of Setup:** Splitit scores 8.8, Afterpay 9.8. - **Price/Value Satisfaction:** Splitit offers low merchant fees and 0% financing; Afterpay is noted for high merchant fees but interest-free payments for customers. - **Quality of Support:** Both score 8.2. - **Fraud and Payment Issues:** Splitit has all-time mentions for fraudulent activities (1), late fees (1), and payment issues (1); Afterpay has all-time mentions for high fees (1), late fees (1), and strict eligibility (1). - **Merchant Fee Structure:** Splitit is praised for low merchant fees, Afterpay is noted for higher merchant fees in recent reviews. ### What are the pros and cons of Splitit vs Afterpay? Afterpay’s headline strength is easy setup and customer convenience, while Splitit’s is low merchant fees and ease of doing business. - **Splitit strengths:** Low merchant fees, 0% financing for consumers, intuitive dashboard, and ease of doing business. - **Splitit trade-offs:** All-time mentions for fraudulent activities (1), late fees (1), and payment issues (1); reviewers note confusing credit holds and potential for triggering defaults. - **Afterpay strengths:** Easy setup, high convenience, flexible payment options, robust analytics dashboard, and interest-free payments for customers. - **Afterpay trade-offs:** All-time mentions for high fees (1), late fees (1), limited acceptance (1), strict eligibility (1), and slow performance (1); reviewers note high merchant fees and occasional customer service delays. ### Is Splitit or Afterpay better for small businesses? Afterpay is the better fit for small businesses, with strong recent sentiment and a focus on small-business reviewers. - **Splitit:** Largest segment is Small-Business; reviewers note benefits for high-value purchases and cash flow management, but also mention setup complexity and credit hold issues. - **Afterpay:** Largest segment is Small-Business; reviewers consistently highlight easy setup, increased sales, and strong support for small business needs. ### Which Installment Payment and Buy Now Pay Later (BNPL) platform has better integrations? Afterpay is favored for integrations, with recent reviews citing integration with Shop and Cash App. - **Splitit:** Reviewers mention integration with Shopify and other eCommerce platforms in recent reviews. - **Afterpay:** Recent reviews cite integration with Shop and Cash App. ### How do Splitit and Afterpay compare on customer support? Splitit and Afterpay are rated at parity for Quality of Support, both scoring 8.2, with reviewers noting both positive and negative experiences. - **Splitit:** Reviewers describe responsive and helpful support, but also mention slow response times and unresolved issues in some cases. - **Afterpay:** Reviewers highlight quick merchant support and helpful customer success, but also report delays and difficulty reaching support in some instances. ### Which is easier to implement, Splitit or Afterpay? Afterpay is rated higher for Ease of Setup, scoring 9.8 versus Splitit’s 8.8, with reviewers consistently describing a fast and simple implementation process. - **Splitit:** Reviewers note intuitive setup and a straightforward integration process, but mention the need for custom documentation and occasional technical issues. - **Afterpay:** Reviewers consistently describe setup as very easy, with fast onboarding and clear instructions, often completed in minutes. Alternatives **Afterpay Alternatives** ![Sezzle](https://images.g2crowd.com/uploads/product/hd_favicon/fbf6004161130470fabf335eb70f8075/sezzle.svg "Sezzle") [ Sezzle ](/products/sezzle/reviews) ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") [ PayPal Payments ](/products/paypal/reviews) ![Klarna](https://images.g2crowd.com/uploads/product/hd_favicon/0172f52dfd46ec5b07ea1e4d76f5fdad/klarna.svg "Klarna") [ Klarna ](/products/klarna/reviews) ![Affirm](https://images.g2crowd.com/uploads/product/hd_favicon/2ae1b7dacc6af46f33f29f4d6aa92823/affirm.svg "Affirm") [ Affirm ](/products/affirm/reviews) **Splitit Alternatives** ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless") [ GoCardless ](/products/gocardless/reviews) ![Sezzle](https://images.g2crowd.com/uploads/product/hd_favicon/fbf6004161130470fabf335eb70f8075/sezzle.svg "Sezzle") [ Sezzle ](/products/sezzle/reviews) ![Klarna](https://images.g2crowd.com/uploads/product/hd_favicon/0172f52dfd46ec5b07ea1e4d76f5fdad/klarna.svg "Klarna") [ Klarna ](/products/klarna/reviews) ![Affirm](https://images.g2crowd.com/uploads/product/hd_favicon/2ae1b7dacc6af46f33f29f4d6aa92823/affirm.svg "Affirm") [ Affirm ](/products/affirm/reviews) ## Afterpay vs Splitit - Reviewers felt that Afterpay meets the needs of their business better than Splitit. - When comparing quality of ongoing product support, Afterpay and Splitit provide similar levels of assistance. - For feature updates and roadmaps, our reviewers preferred the direction of Afterpay over Splitit.