# Wisetack Reviews **Vendor:** Wisetack **Category:** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Average Rating:** 4.6/5.0 **Total Reviews:** 24 ## About Wisetack Wisetack is the leading Pay Over Time platform for in-person services. Wisetack partners with top SaaS service companies to embed payment options directly into their software through a simple API integration. Service businesses rely on Wisetack to offer their customers flexible, point of sale financing, enabling them to quickly and easily pay over time for essential services. Quick decisions, clear terms, and no tricks. What could be better? We're proud to be building a financing option that customers actually love. ## Wisetack Pros & Cons **What users like:** - Users value the **ease of use** of Wisetack, enhancing customer financing presentations and integration with existing systems. (4 reviews) - Users love the **easy integrations** of Wisetack, enjoying seamless connections with their CRM and marketing tools. (2 reviews) - Users appreciate the **convenience** of Wisetack's seamless integration and transparent financing options for customer projects. (1 reviews) - Users value the **easy setup** of Wisetack, seamlessly integrating with CRM and enhancing customer financing options. (1 reviews) - Users value the **versatility** of Wisetack, allowing access to new markets and enhancing overall usability. (1 reviews) ## Wisetack Reviews ### 1. Excellent Go To Market Solution for Home Improvement Contractors **Rating:** 5.0/5.0 stars **Reviewed by:** Matthew W. | Owner / CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** May 20, 2025 **What do you like best about Wisetack?** I like that Wisetack integrates with my CRM JobNimbus. My customer can easily get pre-qualified for their projects with clear financing terms. Having no hidden fees and transparency is really big for me and my customers. Anytime I've had a question, I've been able to speak to a really human being who can access my account and help solve problems, so awesome job there, guys & gals! Lastly, I have really liked being able to use their marketing tool kit and make my customers aware of their payment plan options when doing business with my company. They've made it easy to copy/paste info right to my website and social media. **What do you dislike about Wisetack?** My only critique is that funding only goes up to $25,000 currently. **What problems is Wisetack solving and how is that benefiting you?** Consumer financing for low ticket home improvement projects. ### 2. Easy Financing **Rating:** 5.0/5.0 stars **Reviewed by:** Lori D. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** May 25, 2025 **What do you like best about Wisetack?** Wisetack is super easy to present to our customers for financing. They help us land jobs that customers may not be able to afford at the time. **What do you dislike about Wisetack?** Haven't found anything yet to not like with Wisetack. **What problems is Wisetack solving and how is that benefiting you?** It allows our customers to get repairs made that they may not be ableto afford at the time. ### 3. Easy to Use **Rating:** 5.0/5.0 stars **Reviewed by:** Talal B. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** January 06, 2025 **What do you like best about Wisetack?** I love the simplicity of Wisetack. I love the links straight to a soft prequalify or a soft application, which work on both computer or phone! And simple to integrate the links on my website. **What do you dislike about Wisetack?** I lack the ability to pick the plan that I want to give to a client. **What problems is Wisetack solving and how is that benefiting you?** Wisetack helps us close deals on the spot! ### 4. Wise Tack Review **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2025 **What do you like best about Wisetack?** Wisetack has been easy to use and gives me an opportunity to get into other markets that would otherwise be unavailable to me. **What do you dislike about Wisetack?** If you require a deposit, you have to remove the deposit before your Customer can apply for the full amount. **What problems is Wisetack solving and how is that benefiting you?** Our services are not a critical item and without wisetack we would be unable to offer options for customers in differing income brackets. ### 5. Easy to use and makes closing bids straightforward **Rating:** 5.0/5.0 stars **Reviewed by:** David B. | Small-Business (50 or fewer emp.) **Reviewed Date:** December 22, 2023 **What do you like best about Wisetack?** As a service company we have been able to turn on the job estimates into sold jobs on the spot. Just recently I had a client that we required one repair on 1 system and a recommended repair on another. He was unable to speak to his wife who deals with their finances but when I offered wisetack he said the monthly payment was manageable and he wouldn't need to speak with his wife to get approval. This not only worked out in the benefit of the client but we more than doubled our ticket on that job, on the spot. **What do you dislike about Wisetack?** Older clients are weary about it and sometimes have issues with it and find it very confusing. Younger clients it is not an issue. Also if someone inputs their cell phone number in incorrectly its not the easiest thing to rectify. **What problems is Wisetack solving and how is that benefiting you?** Repair costs are up across the board while many people are sturggling with finances more than ever. Wisetack gives a palatable option to pay monthly at decent rates. It also allows us to prescreen clients to make sure they can even afford to work with us. Saving us time and money ### 6. Exceptional option for your customer, at a fair price. **Rating:** 5.0/5.0 stars **Reviewed by:** Danny M. | Small-Business (50 or fewer emp.) **Reviewed Date:** September 02, 2024 **What do you like best about Wisetack?** Fee is reasonable, was fairly easy for my cutomer to apply **What do you dislike about Wisetack?** My software system requires that your customer chooses the financing option early in the game. Not sure that is even a Wisetack issue. **What problems is Wisetack solving and how is that benefiting you?** Payments over time for my customer is helping me land bigger jobs ### 7. Wisetack Struggles To Properly Process Payment **Rating:** 0.0/5.0 stars **Reviewed by:** Cody L. | Small-Business (50 or fewer emp.) **Reviewed Date:** April 15, 2024 **What do you like best about Wisetack?** Nothing. They have failed to adequately function as a payment processor **What do you dislike about Wisetack?** Wisetack does not seem to accurately or adequately process payments or maintain their system information on the user and client sides. **What problems is Wisetack solving and how is that benefiting you?** The paying off of an HVAC system **Official Response from Samantha Freedman:** > Hi Cody, Thanks for sharing your experience with us. It's not the experience we want to create for our customers. Our lending partner Citizens Pay confirmed they have been in touch with you for next steps to correct an issue with your bank. Feel free to reach out to them directly too if you have further questions: 1 (888) 411-2410. ### 8. Very Happy **Rating:** 5.0/5.0 stars **Reviewed by:** Judy H. | office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 04, 2022 **What do you like best about Wisetack?** fast and easy, good teamwork and coordination between Wise tack and the borrower and us. **What do you dislike about Wisetack?** so far we have had no issues at all. the only thing I can think of is, that the borrower sometimes will not approve the loan, we had one who thought everything was complete, but he didn't confirm. **Recommendations to others considering Wisetack:** we used multiple providers in the past, these guys are the quickest and easiest to work with **What problems is Wisetack solving and how is that benefiting you?** this is a great fit for us, fast and easy for both sides money is available very quickly, enabling the job to be done it a very timely manner **Official Response from Jessica Bledsoe:** > Thank you Judy! We appreciate your thorough review and look forward to continuing to work together. ### 9. Great service **Rating:** 5.0/5.0 stars **Reviewed by:** Richard W. | CSA, Small-Business (50 or fewer emp.) **Reviewed Date:** February 21, 2023 **What do you like best about Wisetack?** Fast and Easy and the process was quick and painless **What do you dislike about Wisetack?** This is the second time I used the services and I am pleased with them **What problems is Wisetack solving and how is that benefiting you?** Making sure that the approval process was done **Official Response from Jessica Bledsoe:** > Hi Richard, Thank you for your review and kind words! Ensuring our product is "fast and easy" is what we strive for! ### 10. Easy and Fast **Rating:** 5.0/5.0 stars **Reviewed by:** Anders Q. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** May 10, 2022 **What do you like best about Wisetack?** How easy it integrates with our Scheduling/Billing Software Housecall Pro! Making it very visible to our customers. **What do you dislike about Wisetack?** Once the application process is started, some customers have a hard time finding where to pick up after a job is complete. **What problems is Wisetack solving and how is that benefiting you?** Making applying for financing very easy to be had. More customers than usual have taken advantage of the program! ### 11. Wisetack/Scratch was not accurate in reporting **Rating:** 0.0/5.0 stars **Reviewed by:** Carl B. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** July 29, 2022 **What do you like best about Wisetack?** Easy loan with limited funds, interest rates are fair **What do you dislike about Wisetack?** Wisetack/Scratch told me that an extra interest rate would have to be paid no reporting **What problems is Wisetack solving and how is that benefiting you?** Correct the credit report due to verbal statements on just more interest no idea I would be reported, wish they would have told me **Official Response from Samantha Freedman:** > Hi there Carl, Thank you for your feedback. We apologize for any miscommunication you might have experienced. We have confirmed with our loan servicing partner Scratch that no information of credit reporting or extra installment payment was given or asked in the most recent phone call on 5/04/2022. If you have additional questions, please feel free to reach out to our customer support team at 1-833-927-0333 or support@wisetack.com. ### 12. Super Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Eugene M. | VP, Small-Business (50 or fewer emp.) **Reviewed Date:** May 04, 2022 **What do you like best about Wisetack?** Love that Wisetack integrates seamlessly with Housecall Pro. The customer can get approved in 30 seconds. **What do you dislike about Wisetack?** The fee could be less but add to your total and all is good. **What problems is Wisetack solving and how is that benefiting you?** We can close more sales with Wisetack as it automatically gives the customer the option to finance **Official Response from Samantha Freedman:** > Hi Eugene, Thanks so much for your review. Having a fast, easy experience and a seamless integration is something we're so happy to be able to offer. Excited to continue working with you! ### 13. Seamless Process **Rating:** 5.0/5.0 stars **Reviewed by:** Jessica G. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** December 14, 2021 **What do you like best about Wisetack?** The process is very simple for my customers to use! I love that they give multiple options for my customers to choose from, and they have a low dealer fee! They also have great customer service! **What do you dislike about Wisetack?** There should be an online option for the customers to apply through email. I had one customer interested in financing, but her phone did not have web services on it. **Recommendations to others considering Wisetack:** I would tell them to move forward with them! **What problems is Wisetack solving and how is that benefiting you?** The process is easy to explain to my customers. Being able to provide financing has allowed my business to get more clients. **Official Response from Samantha Freedman:** > Hi Jessica, thank you for the feedback! We're sorry to hear your customer had trouble applying through the link on her phone. If you happen to run into this issue again, you can let your customers know that they can apply from their computer by simply retyping the link they received via SMS into the address bar of any web browser. As always, please feel free to reach out to us if any problems arise. ### 14. Much easier to work with than GreenSky **Rating:** 5.0/5.0 stars **Reviewed by:** M F. | GM, Small-Business (50 or fewer emp.) **Reviewed Date:** December 14, 2021 **What do you like best about Wisetack?** I like that it's built in to Housecall Pro. Their process is super simple for the homeowner and for our employees. **What do you dislike about Wisetack?** Wish they could finance a higher limit, but they have gradually been increasing it. Also, they do regularly ask for feedback and actually take action based on input, so this isn't a big issue. **What problems is Wisetack solving and how is that benefiting you?** They offer a super simple and affordable financing option for our customers who need the repairs but want to hold on to their cash or don't have it. **Official Response from Jessica Bledsoe:** > Hi there, Thank you for your thorough review. We strive for simplicity and ease of use. ### 15. Easy of use **Rating:** 5.0/5.0 stars **Reviewed by:** Hydro P. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** August 31, 2021 **What do you like best about Wisetack?** Like that, it integrates into Housecall scheduling program. Also like the fact that it gives our customers clear options to make sound decisions on their purchase **What do you dislike about Wisetack?** We do not know the rates of our customers if they are denied or knowing the possible rates upfront. **Recommendations to others considering Wisetack:** Try it, it really works **What problems is Wisetack solving and how is that benefiting you?** Customers now have an easy way to get financing when they cannot pay for their service with other resources. ### 16. Fast and Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Jason M. | O, Small-Business (50 or fewer emp.) **Reviewed Date:** December 09, 2021 **What do you like best about Wisetack?** We like the fast and easy application process for our customers. Plus, no paperwork for us to worry about. **What do you dislike about Wisetack?** I have no dislikes for wisetack whatsoever **Recommendations to others considering Wisetack:** Awesome way to offer financing **What problems is Wisetack solving and how is that benefiting you?** Don't use it too much, our customer base doesn't require it. But, it helps a ton with larger ticket jobs for sure ### 17. Easy to use! **Rating:** 5.0/5.0 stars **Reviewed by:** Ali A. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** December 09, 2021 **What do you like best about Wisetack?** It works with HouseCall Pro Can financing service repairs more than $500 **What do you dislike about Wisetack?** Nothing Nothing to to to dislike it great **What problems is Wisetack solving and how is that benefiting you?** People can finance their AC repairs ### 18. All integrated in our CRM for ease of use and our customers love it! **Rating:** 5.0/5.0 stars **Reviewed by:** Dean M. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** December 14, 2021 **What do you like best about Wisetack?** The simplicity of it and ease of using as well as low fees! **What do you dislike about Wisetack?** Nothing at all. Love everything about it! **Recommendations to others considering Wisetack:** Use it! Trust me, the best financing service for home services industries. **What problems is Wisetack solving and how is that benefiting you?** The option for customers to use financing for services that must be done. ### 19. Smooth financing **Rating:** 5.0/5.0 stars **Reviewed by:** Joshua T. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** August 31, 2021 **What do you like best about Wisetack?** Ease of use, very easy for customers to get a decision right on their phone. **What do you dislike about Wisetack?** Maybe the option to receive at least 50% of the funds for businesses that manufacturer their products and deliver at a later time. **What problems is Wisetack solving and how is that benefiting you?** Able to close jobs I might not have because of the financing options available through wisetack. ### 20. Listens to their customers **Rating:** 5.0/5.0 stars **Reviewed by:** Wally I. | Business owner, Small-Business (50 or fewer emp.) **Reviewed Date:** May 03, 2021 **What do you like best about Wisetack?** The Wisetack team is very responsive to their customers requests . Highly recommended. **What do you dislike about Wisetack?** Nothing bad to say. They worked with me to develop a new feature to help me make sales using their system. **Recommendations to others considering Wisetack:** Great company who cares about their customers needs. **What problems is Wisetack solving and how is that benefiting you?** We can now offer financing options for our customers. ### 21. Quick responsive customer service **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** August 31, 2021 **What do you like best about Wisetack?** Great customer service for dealer using in program plus made process simple and easy and gave details what to expect and helped with customer who changed mind to finance **What do you dislike about Wisetack?** Haven't seen any downsides yet so far because barely started using **What problems is Wisetack solving and how is that benefiting you?** Good finance to use for repairs for customers, easy for them to finance and use like an online retail site would use for customers **Official Response from Samantha Freedman:** > Thank you for your review! We truly appreciate any and all feedback that our customers can provide. ### 22. And the BEST customer service award goes to........ **Rating:** 5.0/5.0 stars **Reviewed by:** Erika D. | Finance, Small-Business (50 or fewer emp.) **Reviewed Date:** April 19, 2021 **What do you like best about Wisetack?** We were excited to use Wistack for our customers because it integrated well with our software. We had a minor issue, and Jason from Wisetack addressed our needs immediately. He has been so caring and resolved the issue promptly. We look forward to using Wisetack over and over. Thank you again, Jason! **What do you dislike about Wisetack?** I don't! Great financing tool that I will use over and over. If I have an issue, I get the best customer service. **What problems is Wisetack solving and how is that benefiting you?** Figuring out the best way to finance each customer individually. **Official Response from Iris Pfeifer:** > Thank you for the review, Erika! We can't wait to keep serving you and your team. ### 23. So easy to use and great integration **Rating:** 5.0/5.0 stars **Reviewed by:** Yosef W. | Business Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** March 16, 2021 **What do you like best about Wisetack?** User friendly to both me and the client. **What do you dislike about Wisetack?** They still have limited plans available and nothing over 3 years of payments **Recommendations to others considering Wisetack:** I use it in conjunction with my Scheduling and billing software "Housecall pro" Its just super seamless. **What problems is Wisetack solving and how is that benefiting you?** More sales, more happy customers ### 24. Great Service, Accountable **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2021 **What do you like best about Wisetack?** We love the communication between our company and wisetack. The customer service is outstanding. Wisetack is always evolving, and we want to be a part of their growth as they are a part of ours. **What do you dislike about Wisetack?** The high credit requirement, but we are aware that Wisetack is evolving. They are making it more available to consumers. **Recommendations to others considering Wisetack:** Easy to use and will help increase your estimates won. **What problems is Wisetack solving and how is that benefiting you?** We were able to collect more and win more jobs. Overall it has helped our company grow. ## Wisetack Discussions - [How does Wisetack work?](https://www.g2.com/discussions/how-does-wisetack-work) - 1 comment - [What does Wisetack do?](https://www.g2.com/discussions/what-does-wisetack-do) - 1 comment - [View Wisetack pricing details and edition comparison](https://www.g2.com/products/wisetack/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-13+08%3A25%3A30+-0500&secure%5Bsession_id%5D=f3a49b8f-0fc9-4340-a7fb-e29fefd0855d&secure%5Btoken%5D=febdbd4b6a86cbaa1c4c2e87bb2c79715860d45b3a8275c05555b375b8745b5a&format=llm_user) ## Wisetack Integrations - [Housecall Pro](https://www.g2.com/products/housecall-pro/reviews) - [Jobber](https://www.g2.com/products/jobber/reviews) - [JobNimbus](https://www.g2.com/products/jobnimbus/reviews) ## Wisetack Features **Administration - Installment Payment and Buy Now Pay Later (BNPL)** - Email Notifications - Invoicing - Customer Portal - Loyalty Management **Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)** - Payment Gateway - Payment Tracking - E-commerce Integration - Payment Scheduling **Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features** - Adaptive Learning - Proactive Assistance - Decision Making ## Top Wisetack Alternatives - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,670 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews) - [Sezzle](https://www.g2.com/products/sezzle/reviews) - 4.6/5.0 (119 reviews)