[ Relay Reviews ](https://www.g2.com/products/relay-financial-relay/reviews) [ Relay Reviews ](https://www.g2.com/products/relay-financial-relay/reviews) # Relay Pricing Overview [Editedit](https://my.g2.com/relay-financial-relay/pricings) Free Trial ## Relay Pricing Key Insights Last updated on Jul 29, 2026 * * * Relay offers **3 pricing editions** , starting from **$0** to **$90**. Relay pricing tiers are designed to support different usage levels and team sizes. Relay also offers a **free trial**. Compare the Relay pricing table below to figure out the best fit for your needs. Some plans may require you to contact **Relay Financial** for **custom pricing**. * * * Relay Starter — $0 / Per Month Relay Grow — $30 / Per Month Relay Scale — $90 / Per Month Rated 4.4 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Relay Starter $0.00 Per Month For solopreneurs and businesses just getting started. - 20 checking accounts per business - 2 savings accounts per business - Up to 50 physical and virtual debit cards per cardholder per checking account - Up to 5 physical and virtual credit cards per cardholder per checking account - 1% cash back - Bill creation, intake & management - Customizable cards with built-in spend policies - Receipt collection & storage - Invoice creation & tracking - Payment request links Show More Relay Grow $30.00 Per Month For small teams with growing cash flow complexities. Tools and automations to put you in control of financials and free of shortfalls. - Everything in Starter, plus - Savings on payment fees - Multi-step bill approval rules - Customizable bookkeeping automation - Spend approval requests - Recurring invoices Show More Relay Scale $90.00 Per Month For larger teams that want to scale more, faster. AI-powered automation and insights to help you save time and max out margins. - Currently discounted from $120. Relay Scale includes everything in Grow, plus - 10 free same-day ACH per month - Bill payment automation - Special offers from Relay partners like Xero and Engine - Faster customer support by phone and email Show More Relay offers three plans. Starter ($0/monthly subscription fee) includes multiple business accounts, cards, bill pay, invoicing, and accounting integrations. Grow ($30/monthly subscription fee) adds multi-step approvals, bookkeeping automations, recurring invoices, and reduced payment fees for growing teams. Scale ($90/monthly subscription fee, discounted from $120) includes all Grow features plus same-day ACH, bill payment automation, and premium partner offers. Each plan offers competitive APY on savings and cash-back credit cards, designed to scale with a business’s financial workflow needs. Pricing information for Relay is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Relay must be conducted with the seller. Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Relay Visa® Debit Card is issued by Thread Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. The Relay Visa Credit® Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used anywhere Visa credit cards are accepted. Pricing information was last updated on November 10, 2025 Show More Download complete pricing list[DownloadDownload now](#) ## Relay Pricing FAQs Generated using AI Is Relay free, or does it offer a free trial? Yes. According to G2 data, Relay offers a free plan with limited features. Users can upgrade to paid plans for additional capabilities. Visit the seller's official pricing page to compare plan options and features. How much does Relay cost in 2026? According to G2 data, Relay pricing in 2026 starts at $30.00 and can reach $90.00 depending on the selected plan. Pricing may vary based on billing terms or usage, so users should review the Relay Financial's official pricing page for the most current details. Who is Relay pricing best suited for? Relay's pricing is best suited for small businesses with 50 or fewer employees, which represent virtually all G2 reviewers. The free Starter tier fits solopreneurs and early-stage businesses needing multi-account cash organization without fees, particularly those implementing Profit First. G2 reviewers in accounting, real estate, consulting, and veterinary industries gravitate toward Starter for its no-cost structure. Relay Grow suits small teams managing vendor payments, bill approvals, and recurring invoices. Relay Scale targets growing teams prioritizing same-day ACH, automated bill payment, and faster support response. Bookkeepers and accountants managing multiple clients also appear prominently among G2 reviewers, benefiting from Relay's consolidated account management. What are the key differences between the free and paid versions of Relay? Relay's free Starter tier includes 20 checking accounts, 2 savings accounts, up to 50 physical and virtual debit cards, invoice creation, receipt storage, and 1% cash back, covering core banking needs for solopreneurs. G2 reviewers on the free tier report it handles Profit First allocation and basic AP/AR effectively. Relay Grow at $30/month adds multi-step bill approval rules, spend approval requests, recurring invoices, customizable bookkeeping automation, and savings on payment fees. Relay Scale at $90/month (discounted from $120) further adds 10 free same-day ACH per month, bill payment automation, partner offers including Xero and Engine, and faster phone and email support. Is Relay considered good value for its pricing? G2 reviewers overwhelmingly rate Relay highly, with the free Starter tier drawing repeated praise for delivering substantial value at no cost. Multiple G2 users specifically highlight zero monthly fees, no minimum balance requirements, and no ACH fees as standout advantages. Reviewers in accounting, real estate, and consulting cite Relay's multi-account structure, automation rules, and QuickBooks/Xero integrations as features that would cost significantly more elsewhere. Relay Grow at $30/month and Relay Scale at $90/month are positioned as strong value for teams needing approval workflows and bill automation. A minority of G2 reviewers flag compliance delays and international payment disruptions as value detractors, tempering the otherwise strong sentiment. ## Top-Rated Alternatives [ ![Navan (Formerly TripActions)](https://images.g2crowd.com/uploads/product/hd_favicon/a51f79a29d04ad2be64cec35266596eb/navan-formerly-tripactions.svg "Navan (Formerly TripActions)") Navan (Formerly TripActions) 4.7/5(9,297) ](https://www.g2.com/products/navan-formerly-tripactions/reviews) [ ![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur") SAP Concur 4/5(7,183) ](https://www.g2.com/products/sap-concur/reviews) [ ![Paycom](https://images.g2crowd.com/uploads/product/hd_favicon/770f0a3b32b7b97c9e00cf3c0a3a83a1/paycom.svg "Paycom") Paycom 4.6/5(6,933) ](https://www.g2.com/products/paycom/reviews) [ View All Alternatives ](https://www.g2.com/products/relay-financial-relay/competitors/alternatives) ## Relay Pricing Reviews (1) ![Verified User in Accounting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Accounting") AA Verified User in Accounting Small-Business (50 or fewer emp.) 3/5/2026 "Relay: The Smart Banking Solution Every Business Owner Needs!" 5/5 What do you like best about Relay? Relay is hands down the best banking platform for business owners. The ability to create multiple checking accounts, seamless integrations with accounting tools, and the real-time cash flow visibility make it a game-changer. The platform is intuitive, fee-free, and built with entrepreneurs in mind. Nabeel Jagani on their team has been exceptional — incredibly knowledgeable, responsive, and genuinely helpful every step of the way. Ease of use and customer support are truly unmatched. Review collected by and hosted on G2.com. What do you dislike about Relay? Honestly, there is very little to dislike. If anything, — and as a personal wish, it would be amazing if Relay could support Zelle in the future, though that's more of a dream feature than a true complaint! Relay continues to improve and the team is clearly listening to their users. Review collected by and hosted on G2.com. What problems is Relay solving and how is that benefiting you? Relay has solved the problem of having a business bank that actually understands the needs of entrepreneurs. We use it for cash flow management, expense management, and as our primary digital banking platform. It's helped us stay organized, keep client funds properly separated, and run a cleaner, more efficient operation. We've also recommended it to our clients at Wealth and Legacy Builder, and the feedback has been overwhelmingly positive. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Seller invite ##### Categories on G2 [Expense Management](https://www.g2.com/categories/expense-management)[Cash Flow Management](https://www.g2.com/categories/cash-flow-management)[Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) ##### Explore More [Most effective account-based orchestration tools out there](https://www.g2.com/discussions/most-effective-account-based-orchestration-tools-out-there-what-s-delivering-results)[best crm for tech startups](https://www.g2.com/discussions/best-crm-for-a-growing-tech-startup)[What are the best spend management software available](https://www.g2.com/discussions/which-is-the-best-spend-management-software-available-in-the-market) [What’s the best tool for tracking engagement trends in social media?](https://www.g2.com/discussions/what-s-the-best-tool-for-tracking-engagement-trends-in-social-media)[What platform provides analytics on interview performance?](https://www.g2.com/discussions/what-platform-provides-analytics-on-interview-performance)[Pros and Cons Details](https://www.g2.com/products/relay-financial-relay/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)