Relay Pricing Overview

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Free Trial

Relay Starter

$0.00

Per Month

For solopreneurs and businesses just getting started.

Relay Grow

$30.00

Per Month

For small teams with growing cash flow complexities. Tools and automations to put you in control of financials and free of shortfalls.

Relay Scale

$90.00

Per Month

For larger teams that want to scale more, faster. AI-powered automation and insights to help you save time and max out margins.

Relay offers three plans. Starter ($0/monthly subscription fee) includes multiple business accounts, cards, bill pay, invoicing, and accounting integrations. Grow ($30/monthly subscription fee) adds multi-step approvals, bookkeeping automations, recurring invoices, and reduced payment fees for growing teams. Scale ($90/monthly subscription fee, discounted from $120) includes all Grow features plus same-day ACH, bill payment automation, and premium partner offers. Each plan offers competitive APY on savings and cash-back credit cards, designed to scale with a business’s financial workflow needs.

Relay has 3 pricing editions, from $0 to $90. A free trial of Relay is also available. Look at different pricing editions below and see what edition and features meet your budget and needs.

Pricing information for Relay is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Relay must be conducted with the seller.

Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Relay Visa® Debit Card is issued by Thread Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. The Relay Visa Credit® Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used anywhere Visa credit cards are accepted.

Pricing information was last updated on November 10, 2025

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Relay Pricing Reviews

(2)

Greg E.

11/26/2025

"Relay Offers Seamless Banking with Top-Notch Automation"

5/5

What do you like best about Relay?

I appreciate Relay's ease of use, which makes managing banking tasks for my company and clients straightforward and efficient. The automation rules, particularly the profit-first automation, are incredibly beneficial as they systematically move money between accounts, supporting our financial systems effortlessly. I also value the lack of minimum balance requirements and ACH fees, which provides financial flexibility and cost savings. With the ability to maintain up to 20 accounts, Relay offers versatility that aligns perfectly with my company's needs. The customer service is outstanding, always responsive and helpful, enhancing my overall experience with the platform. Additionally, setting up Relay was extremely easy, allowing a seamless transition from our previous local bank. The combination of these features has significantly improved our banking operations and reaffirmed our decision to switch to Relay. Review collected by and hosted on G2.com.

What do you dislike about Relay?

Nothing Review collected by and hosted on G2.com.

Response from Relay Marketing of Relay

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Hi Greg,

Thank you so much for your thoughtful review and I'm glad your onboarding went smoothly!

We love that you're enjoying the automation features and the multiple account offerings with us. Our goal is to make it easier for businesses to see the clarity and control in their banking. Thank you for being a part of Relay!

Verified User in Accounting

Small-Business (50 or fewer emp.)

3/5/2026

"Relay: The Smart Banking Solution Every Business Owner Needs!"

5/5

What do you like best about Relay?

Relay is hands down the best banking platform for business owners. The ability to create multiple checking accounts, seamless integrations with accounting tools, and the real-time cash flow visibility make it a game-changer. The platform is intuitive, fee-free, and built with entrepreneurs in mind. Nabeel Jagani on their team has been exceptional — incredibly knowledgeable, responsive, and genuinely helpful every step of the way. Ease of use and customer support are truly unmatched. Review collected by and hosted on G2.com.

What do you dislike about Relay?

Honestly, there is very little to dislike. If anything, — and as a personal wish, it would be amazing if Relay could support Zelle in the future, though that's more of a dream feature than a true complaint! Relay continues to improve and the team is clearly listening to their users. Review collected by and hosted on G2.com.

What problems is Relay solving and how is that benefiting you?

Relay has solved the problem of having a business bank that actually understands the needs of entrepreneurs. We use it for cash flow management, expense management, and as our primary digital banking platform. It's helped us stay organized, keep client funds properly separated, and run a cleaner, more efficient operation. We've also recommended it to our clients at Wealth and Legacy Builder, and the feedback has been overwhelmingly positive. Review collected by and hosted on G2.com.