Relay offers three plans. Starter ($0/monthly subscription fee) includes multiple business accounts, cards, bill pay, invoicing, and accounting integrations. Grow ($30/monthly subscription fee) adds multi-step approvals, bookkeeping automations, recurring invoices, and reduced payment fees for growing teams. Scale ($90/monthly subscription fee, discounted from $120) includes all Grow features plus same-day ACH, bill payment automation, and premium partner offers. Each plan offers competitive APY on savings and cash-back credit cards, designed to scale with a business’s financial workflow needs.
Relay has 3 pricing editions, from $0 to $90. A free trial of Relay is also available. Look at different pricing editions below and see what edition and features meet your budget and needs.
Pricing information for Relay is supplied by the software provider or retrieved from publicly
accessible pricing materials. Final cost negotiations to purchase Relay must be conducted with the
seller.
Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Relay Visa® Debit Card is issued by Thread Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. The Relay Visa Credit® Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used anywhere Visa credit cards are accepted.
Pricing information was last updated on November 10, 2025
