Relay Pricing Overview

Yes. According to G2 data, Relay offers a free plan with limited features. Users can upgrade to paid plans for additional capabilities. Visit the seller's official pricing page to compare plan options and features.

According to G2 data, Relay pricing in 2026 starts at $30.00 and can reach $90.00 depending on the selected plan. Pricing may vary based on billing terms or usage, so users should review the Relay Financial's official pricing page for the most current details.

Relay's pricing is best suited for small businesses with 50 or fewer employees, which represent virtually all G2 reviewers. The free Starter tier fits solopreneurs and early-stage businesses needing multi-account cash organization without fees, particularly those implementing Profit First. G2 reviewers in accounting, real estate, consulting, and veterinary industries gravitate toward Starter for its no-cost structure. Relay Grow suits small teams managing vendor payments, bill approvals, and recurring invoices. Relay Scale targets growing teams prioritizing same-day ACH, automated bill payment, and faster support response. Bookkeepers and accountants managing multiple clients also appear prominently among G2 reviewers, benefiting from Relay's consolidated account management.

Relay's free Starter tier includes 20 checking accounts, 2 savings accounts, up to 50 physical and virtual debit cards, invoice creation, receipt storage, and 1% cash back, covering core banking needs for solopreneurs. G2 reviewers on the free tier report it handles Profit First allocation and basic AP/AR effectively. Relay Grow at $30/month adds multi-step bill approval rules, spend approval requests, recurring invoices, customizable bookkeeping automation, and savings on payment fees. Relay Scale at $90/month (discounted from $120) further adds 10 free same-day ACH per month, bill payment automation, partner offers including Xero and Engine, and faster phone and email support.

G2 reviewers overwhelmingly rate Relay highly, with the free Starter tier drawing repeated praise for delivering substantial value at no cost. Multiple G2 users specifically highlight zero monthly fees, no minimum balance requirements, and no ACH fees as standout advantages. Reviewers in accounting, real estate, and consulting cite Relay's multi-account structure, automation rules, and QuickBooks/Xero integrations as features that would cost significantly more elsewhere. Relay Grow at $30/month and Relay Scale at $90/month are positioned as strong value for teams needing approval workflows and bill automation. A minority of G2 reviewers flag compliance delays and international payment disruptions as value detractors, tempering the otherwise strong sentiment.