Bolt Features
Payment Options (6)
Coupons, Discounts, Promotions, and Gift Cards
Ability to accept coupons, discounts, promotions, and gift cards.
Recurring Billing
Ability to charge customers on a recurring basis for subscription-based purchases
Instant Payment
Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
Accepted Credit Cards and Debit Cards
Ability to accept different types of credit and debit cards
Real-Time Payments
Supports real time payments
Multi-Currency
Allows users to process payments in multiple currencies.
Administration (11)
Reporting/Dashboards
Access pre-built and custom reports and dashboards.
User, Role, and Access Management
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.
Payout Time
Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry
Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Dispute Resolution
The process for handling chargebacks and disputes with the payment gateway.
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2
Supports levels 1 and 2 for credit card payment processing.
Level 3
Supports level 3 credit card processing which requires additional data for qualification.
Fraud Markers
Tags users suspected of committing fraud and identifies them upon return.
Transaction Scoring
Rates each transaction's risk based on specific factors and their benchmarked scores.
Blacklisting
Prevents previous committers of fraud from future transactions.
Security (4)
PCI Compliance
Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy
Fraud Protection Tools
Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others
Data Tokenization
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
Development (3)
Customization (Fields, Objects, and Layouts)
Allows developers to customize payment form to accommodate their unique processes.
APIs
Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.
E-Commerce Software Integration
Provides standard integration with merchant's e-commerce software
Platform (6)
Performance and Reliability
Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries
Internationalization - Operating Country
The payment gateway is supported in the country in which the merchant operates
API / Integrations
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
PCI Regulation Compliance
Complies with payment card industry (PCI) regulations
E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
Intelligence (4)
Transaction Scoring
Rates each transaction's risk based on specific factors and their benchmarked scores.
Risk Assessment
Flags suspicious transactions and either alerts administrators or declines transaction.
Intelligence Reporting
Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.
ID Analytics
Stores data from external or internal sources related to fake accounts, evaluating users for risk.
Detection (7)
Fraud Detection
Finds patterns in common occurrences of fraud to use when evaluating risk of purchasers.
Alerts
Alerts administrators when fraud is suspected or transactions have been declined.
Real-Time Monitoring
Constantly monitors system to detect anomalies in real time.
Payment Verification
Requires verification of credit card, debit card, and money transfers prior to accepting payments
Bot Mitigation
Monitors for and rids systems of bots suspected of committing fraud.
Real-Time Monitoring
Constantly monitors system to detect anomalies in real time.
Alerts
Alerts administrators when fraud is suspected or transactions have been declined.
Response (4)
Device Tracking
Keeps records of geographic location and IP addresses of fraud suspects.
Fraud Markers
Tags users suspected of committing fraud and identifies them upon return.
Blacklisting
Prevents previous committers of fraud from future transactions.
Bot Mitigation
Monitors for and rids systems of bots suspected of committing fraud.
Analysis (3)
ID Analytics
Stores data from external or internal sources related to fake accounts, evaluating users for risk.
Intelligence Reporting
Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.
Incident Reports
Produces reports detailing trends and vulnerabilities related to payments and fraud.
Agentic AI - Fraud Detection (3)
Cross-system Integration
Works across multiple software systems or databases
Adaptive Learning
Improves performance based on feedback and experience
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives
Technology Glossary Features
View definitions of the features and discover new technology terms.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.
Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes.





