# Bolt vs PayPal Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user satisfaction, boasting a significantly higher overall score compared to Bolt. Users appreciate its **ease of use** for collecting payments, with one reviewer highlighting the convenience of the auto bank transfer feature that simplifies transactions.
- **Users say** that PayPal Payments is highly recommended due to its universal appeal, as many people already have PayPal accounts. This makes it easier for businesses to onboard new clients, especially internationally, which is a notable advantage over Bolt.
- **Reviewers mention** that while Bolt has a user-friendly interface, particularly for building applications, it lacks the extensive market presence and user base that PayPal Payments enjoys. This can impact the reliability of support and community resources available for users.
- **According to verified reviews** , PayPal Payments shines in its quick implementation process, with users noting that setting it up is straightforward. In contrast, some users of Bolt have expressed challenges in configuration, which can hinder the initial experience.
- **Users highlight** that Bolt offers competitive pricing and innovative features, such as the ability to run detailed reports for better business forecasting. However, the limited number of recent reviews suggests that it may not have the same level of proven reliability as PayPal Payments.
- **Reviewers appreciate** the robust support and integration options available with PayPal Payments, which are often cited as key benefits. In comparison, while Bolt users find it easy to contact support, the overall quality of assistance may not match the established reputation of PayPal Payments.



| | Bolt | PayPal Payments | 
|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 47 | 2,743 | 
| **Largest Market Segment** | Small-Business (80.0% of reviews) | Small-Business (64.8% of reviews) | 
| **Entry Level Price** | No pricing available | $0 per month | 

---
## Top Pros & Cons

### Bolt

Pros:
- Affordable (1 reviews)
- Analytics (1 reviews)


### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- High Fees (177 reviews)
- Expensive (157 reviews)

---
## Ratings Comparison
| Rating | Bolt | PayPal Payments | 
|---|---|---|
  | **Meets Requirements** | 9.2 (32 reviews) | 9.0 (2230 reviews) | 
  | **Ease of Use** | 9.5 (35 reviews) | 9.1 (2261 reviews) | 
  | **Ease of Setup** | 8.3 (27 reviews) | 8.9 (721 reviews) | 
  | **Ease of Admin** | 9.3 (24 reviews) | 8.4 (330 reviews) | 
  | **Quality of Support** | 9.3 (34 reviews) | 8.3 (2106 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (24 reviews) | 8.1 (327 reviews) | 
  | **Product Direction (% positive)** | 9.3 (35 reviews) | 8.3 (2199 reviews) | 

---
## Pricing

### Bolt

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | 9.2/10 | 21 |
| **PayPal Payments** | 8.7/10 | 2087 |

#### Payment Options

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | 8.4 (15 reviews) | Feature Not Available | 
| **Recurring Billing** | Not enough data | Feature Not Available | 
| **Instant Payment** | 9.3 (16 reviews) | 9.0 (1616 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.7 (17 reviews) | 9.2 (1630 reviews) | 
| **ACH Payments and eCheck Processing** | Feature Not Available | 8.4 (1178 reviews) | 
| **Split Payments** | Feature Not Available | 8.4 (1111 reviews) | 
| **Real-Time Payments** | 9.3 (14 reviews) | Feature Not Available | 
| **Multi-Currency** | Not enough data | 9.0 (610 reviews) | 
| **Online payment portal** | Feature Not Available | 9.1 (628 reviews) | 

#### Administration

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Reporting/Dashboards** | 8.8 (17 reviews) | Feature Not Available | 
| **User, Role, and Access Management** | 9.1 (17 reviews) | Feature Not Available | 
| **Payout Time** | 8.9 (16 reviews) | 8.5 (1523 reviews) | 
| **Manual Payment Entry** | 9.0 (13 reviews) | 8.6 (1365 reviews) | 
| **Dispute Resolution** | 8.8 (16 reviews) | Feature Not Available | 
| **Omnichannel** | Not enough data | 8.6 (497 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.5 (479 reviews) | 
| **Level 3** | Not enough data | 8.4 (466 reviews) | 

#### Security

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **PCI Compliance** | 9.6 (14 reviews) | 8.6 (648 reviews) | 
| **Fraud Protection Tools** | 9.5 (17 reviews) | Feature Not Available | 
| **Data Tokenization** | 9.5 (13 reviews) | 8.7 (1171 reviews) | 
| **Two-Factor Authentication** | 9.3 (17 reviews) | 8.8 (1362 reviews) | 
| **POS Verification** | Feature Not Available | 8.7 (483 reviews) | 

#### Development

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.6 (16 reviews) | 8.4 (1291 reviews) | 
| **APIs** | 9.2 (13 reviews) | Feature Not Available | 
| **Accounting Software Integration** | Feature Not Available | 8.5 (1110 reviews) | 
| **E-Commerce Software Integration** | 9.3 (17 reviews) | 8.7 (1209 reviews) | 

#### Platform

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Performance and Reliability** | 9.9 (16 reviews) | 8.9 (1474 reviews) | 
| **Internationalization - Currency/Language** | 8.3 (11 reviews) | 8.9 (1351 reviews) | 
| **Internationalization - Operating Country** | 9.2 (11 reviews) | 8.9 (1330 reviews) | 
| **API / Integrations** | 9.4 (14 reviews) | 8.7 (1085 reviews) | 
| **PCI Regulation Compliance** | 9.6 (16 reviews) | 8.6 (1075 reviews) | 
| **Accounting integration** | Feature Not Available | 8.6 (478 reviews) | 
| **E-commerce Integration** | 9.2 (8 reviews) | 8.8 (506 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.1 (71 reviews) | 
| **Cross-system Integration** | Not enough data | 8.9 (70 reviews) | 
| **Decision Making** | Not enough data | 8.8 (70 reviews) | 

### Fraud Detection

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | 9.0/10 | 18 |
| **PayPal Payments** | N/A | N/A |

#### Detection

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Payment Verification** | 9.1 (13 reviews) | Not enough data | 
| **Bot Mitigation** | 9.4 (11 reviews) | Not enough data | 
| **Real-Time Monitoring** | 9.0 (13 reviews) | Not enough data | 
| **Alerts** | 8.9 (12 reviews) | Not enough data | 

#### Analysis 

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **ID Analytics** | 8.5 (9 reviews) | Not enough data | 
| **Intelligence Reporting** | 8.7 (9 reviews) | Not enough data | 
| **Incident Reports** | 8.8 (10 reviews) | Not enough data | 

#### Administration

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Fraud Markers** | 9.0 (12 reviews) | Not enough data | 
| **Transaction Scoring** | 9.0 (12 reviews) | Not enough data | 
| **Blacklisting** | 9.2 (11 reviews) | Not enough data | 

#### Agentic AI - Fraud Detection

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | N/A | N/A |
| **PayPal Payments** | 9.1/10 | 221 |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Email Notifications** | Not enough data | 9.1 (188 reviews) | 
| **Invoicing** | Not enough data | 9.1 (181 reviews) | 
| **Customer Portal** | Not enough data | 8.9 (186 reviews) | 
| **Loyalty Management** | Not enough data | 8.7 (173 reviews) | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Payment Gateway** | Not enough data | 9.0 (190 reviews) | 
| **Payment Tracking** | Not enough data | 8.9 (188 reviews) | 
| **E-commerce Integration** | Not enough data | 9.0 (174 reviews) | 
| **Payment Scheduling** | Not enough data | 8.9 (178 reviews) | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Adaptive Learning** | Not enough data | 9.5 (38 reviews) | 
| **Proactive Assistance** | Not enough data | 9.3 (38 reviews) | 
| **Decision Making** | Not enough data | 9.4 (38 reviews) | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | N/A | N/A |
| **PayPal Payments** | 8.8/10 | 796 |

#### Payment Processing

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Encryption** | Not enough data | 9.3 (273 reviews) | 
| **Credit Card Processing** | Not enough data | 9.1 (239 reviews) | 
| **Mobile Payments** | Not enough data | 9.3 (249 reviews) | 
| **Digital Wallet Integration** | Not enough data | 9.2 (255 reviews) | 

#### Administration

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 9.0 (230 reviews) | 
| **E-commerce Integration** | Not enough data | 9.1 (239 reviews) | 
| **Processing Fees** | Not enough data | 7.4 (288 reviews) | 
| **POS Integration** | Not enough data | 8.9 (212 reviews) | 
| **Omnichannel** | Not enough data | 8.6 (497 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.5 (479 reviews) | 
| **Level 3** | Not enough data | 8.4 (466 reviews) | 

#### Payment Options

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Multi-Currency** | Not enough data | 9.0 (610 reviews) | 
| **Online payment portal** | Feature Not Available | 9.1 (628 reviews) | 

#### Security

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **POS Verification** | Feature Not Available | 8.7 (483 reviews) | 

#### Platform

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Accounting integration** | Feature Not Available | 8.6 (478 reviews) | 
| **E-commerce Integration** | 9.2 (8 reviews) | 8.8 (506 reviews) | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | N/A | N/A |
| **PayPal Payments** | 9.3/10 | 65 |

#### Architecture

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Unified API** | Not enough data | 9.2 (49 reviews) | 
| **POL** | Not enough data | 9.1 (48 reviews) | 
| **Integrations** | Not enough data | 9.5 (51 reviews) | 

#### Processing

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Validation** | Not enough data | 9.4 (51 reviews) | 
| **Automation** | Not enough data | 9.4 (51 reviews) | 
| **Cross Border** | Not enough data | 9.3 (50 reviews) | 
| **Routing** | Not enough data | 9.5 (50 reviews) | 
| **Reconciliation** | Not enough data | 9.5 (50 reviews) | 

#### Risk & Compliance

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Failed payments** | Not enough data | 9.1 (48 reviews) | 
| **Tokenization** | Not enough data | 9.2 (50 reviews) | 
| **Compliance** | Not enough data | 9.4 (50 reviews) | 

#### Analytics

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Consolidation** | Not enough data | 9.3 (50 reviews) | 
| **Optimization** | Not enough data | 9.4 (50 reviews) | 
| **Fraud** | Not enough data | 9.0 (50 reviews) | 

#### Agentic AI - Payments Orchestration

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.5 (41 reviews) | 
| **Cross-system Integration** | Not enough data | 9.6 (41 reviews) | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | N/A | N/A |
| **PayPal Payments** | 9.8/10 | 19 |

#### Agentic AI - SAP Store

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.7 (18 reviews) | 
| **Multi-step Planning** | Not enough data | 9.7 (18 reviews) | 
| **Cross-system Integration** | Not enough data | 9.8 (18 reviews) | 
| **Adaptive Learning** | Not enough data | 9.8 (18 reviews) | 
| **Natural Language Interaction** | Not enough data | 9.9 (18 reviews) | 
| **Proactive Assistance** | Not enough data | 9.8 (18 reviews) | 
| **Decision Making** | Not enough data | 9.9 (18 reviews) | 

### E-commerce Fraud Protection

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | 9.5/10 | 18 |
| **PayPal Payments** | N/A | N/A |

#### Intelligence

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Transaction Scoring** | 9.4 (14 reviews) ✓ Verified | Not enough data | 
| **Risk Assessment** | 9.5 (16 reviews) ✓ Verified | Not enough data | 
| **Intelligence Reporting** | 9.4 (13 reviews) | Not enough data | 
| **ID Analytics** | 9.4 (13 reviews) | Not enough data | 

#### Detection

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Fraud Detection** | 9.6 (15 reviews) ✓ Verified | Not enough data | 
| **Alerts** | 9.3 (14 reviews) ✓ Verified | Not enough data | 
| **Real-Time Monitoring** | 9.5 (14 reviews) | Not enough data | 

#### Response

| Feature | Bolt | PayPal Payments | 
|---|---|---|
| **Device Tracking** | 9.4 (12 reviews) | Not enough data | 
| **Fraud Markers** | 9.5 (13 reviews) ✓ Verified | Not enough data | 
| **Blacklisting** | 9.7 (12 reviews) | Not enough data | 
| **Bot Mitigation** | 9.7 (11 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Bolt (2):** [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection), [Fraud Detection Software](https://www.g2.com/categories/fraud-detection)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)


---
## Reviewer Demographics

### By Company Size

| Segment | Bolt | PayPal Payments | 
|---|---|---|
| **Small-Business** | 80.0% | 64.8% | 
| **Mid-Market** | 20.0% | 23.0% | 
| **Enterprise** | 0% | 12.2% | 

### By Industry

#### Bolt

- **Retail:** 22.2%
- **Automotive:** 8.9%
- **Wholesale:** 6.7%
- **Building Materials:** 6.7%
- **Consumer Goods:** 6.7%
- **Apparel & Fashion:** 4.4%
- **Cosmetics:** 4.4%
- **Furniture:** 4.4%
- **Internet:** 4.4%
- **Sporting Goods:** 4.4%
- **Other:** 26.7%

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Marketing and Advertising:** 6.7%
- **Computer Software:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.2%
- **Other:** 58.1%

---
## Alternatives

### Alternatives to Bolt

- [Signifyd](https://www.g2.com/products/signifyd/reviews) — 4.6/5 stars (352 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [Sift](https://www.g2.com/products/sift-s-ai-powered-fraud-decisioning-platform-sift/reviews) — 4.6/5 stars (607 reviews)
- [SEON](https://www.g2.com/products/seon/reviews) — 4.6/5 stars (381 reviews)
- [Riskified](https://www.g2.com/products/riskified/reviews) — 4.4/5 stars (226 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Fingerprint](https://www.g2.com/products/fingerprintjs-fingerprint/reviews) — 4.7/5 stars (386 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Stripe Radar](https://www.g2.com/products/stripe-radar/reviews) — 4.4/5 stars (19 reviews)

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

---
## Top Discussions

### Bolt

- Title: [How do you handle chargebacks? Is there a fee?](https://www.g2.com/discussions/how-do-you-handle-chargebacks-is-there-a-fee) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Bolt will fully cover 100% of fraud-related chargeback costs chargebacks. Fraud-related chargebacks are chargebacks where the card owner claims they never..."
- Title: [How does Bolt handle security?](https://www.g2.com/discussions/how-does-bolt-handle-security) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Bolt’s checkout is fully PCI-DSS compliant, meaning all payment information and cardholder data processed through our platform is encrypted and meets proper..."
- Title: [Does Bolt support card swiping and physical POS solutions?](https://www.g2.com/discussions/does-bolt-support-card-swiping-and-physical-pos-solutions) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Bolt's Dashboard has a Virtual Terminal where a retailer can type in cards for in-person, mail, or telephone orders. However, we do not have support for POS..."

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bolt-bolt-vs-paypal)