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# Sezzle vs Splitit Comparison - What are their main differences?

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SezzleSplitit[+ Add Product](#)

Reviews

**Sezzle** [

4.6/5(122)

](https://www.g2.com/products/sezzle/reviews#reviews)

**Splitit** [

4.1/5(20)

](https://www.g2.com/products/splitit/reviews#reviews)

Pricing

**Sezzle**
No pricing available

**Splitit**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Sezzle**
1 monthFaster

Based on 44 responses

**Splitit**
2 months

Based on 7 responses

Return on Investment

**Sezzle**
7 months

Based on 39 responses

**Splitit**
Not enough reviews yet

Perceived Cost

**Sezzle**
$$$$$

**Splitit**
Not enough reviews yet

Average Discount

**Sezzle**
5%

**Splitit**
Not enough reviews yet

Pros & Cons

**Sezzle**
[
Ease of Use (1)
](https://www.g2.com/products/sezzle/reviews?filters%5Bsentiment_snippet%5D=2053105&qs=pros-and-cons#reviews)[
Easy Integrations (1)
](https://www.g2.com/products/sezzle/reviews?filters%5Bsentiment_snippet%5D=2053108&qs=pros-and-cons#reviews)[
High Fees (1)
](https://www.g2.com/products/sezzle/reviews?filters%5Bsentiment_snippet%5D=2407904&qs=pros-and-cons#reviews)

**Splitit**
[
Fraudulent Activities (1)
](https://www.g2.com/products/splitit/reviews?filters%5Bsentiment_snippet%5D=1974733&qs=pros-and-cons#reviews)[
Late Fees (1)
](https://www.g2.com/products/splitit/reviews?filters%5Bsentiment_snippet%5D=2154216&qs=pros-and-cons#reviews)

Integrations

**Sezzle**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4b28e3cdd2631bee0e36ddcf3ebd77c3/bigcommerce.png "Product Avatar Image")

BigCommerce

](https://www.g2.com/products/bigcommerce/reviews)[
View all
](https://www.g2.com/products/sezzle/integrations)

**Splitit**
Not enough data

Screenshots

**Sezzle**
 ![Sezzle screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/128367/Shoezzle-Vertical.png)

**Splitit**
 ![Splitit screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1399074/payment-method-expanded.png)

Ratings

Meets Requirements

**Sezzle**

9.1

9.193

**Splitit**

8.1

8.113

Ease of Use

**Sezzle**

9.2

9.295

**Splitit**

8.1

8.113

Ease of Setup

**Sezzle**

9.3

9.361

**Splitit**

8.8

8.811

Ease of Admin

**Sezzle**

9.3

9.357

**Splitit**

8.7

8.710

Quality of Support

**Sezzle**

9.2

9.293

**Splitit**

8.2

8.213

Has the product been a good partner in doing business?

**Sezzle**

9.3

9.360

**Splitit**

9.5

9.510

Product Direction (% positive)

**Sezzle**

8.5

8.585

**Splitit**

7.3

7.313

Features

Installment Payment and Buy Now Pay Later (BNPL)[Hide 11 FeaturesShow 11 Features](javascript:void(0);)

9.2

75

7.5

13

Administration - Installment Payment and Buy Now Pay Later (BNPL)

Email Notifications

9.2(won by 0.7)

56

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.5

11

Invoicing

9.2(won by 1.6)

41

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.6

11

Customer Portal

9.1(won by 2.0)

55

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.1

11

Loyalty Management

9.0(won by 2.1)

37

 (There is a greater than 0.5 difference between this product's rating and its competitors)

6.9

8

Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

Payment Gateway

9.0(won by 1.7)

60

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.3

11

Payment Tracking

9.1(won by 1.7)

58

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.4

11

E-commerce Integration

9.3(won by 2.0)

68

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.3

11

Payment Scheduling

9.4(won by 1.7)

53

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.7

10

Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features

Adaptive Learning

Not enough data

Not enough data

Proactive Assistance

Not enough data

Not enough data

Decision Making

Not enough data

Not enough data

User Insights

Reviewers' Company Size

[![Sezzle](https://images.g2crowd.com/uploads/product/hd_favicon/fbf6004161130470fabf335eb70f8075/sezzle.svg "Sezzle")](https://www.g2.com/products/sezzle/reviews)

Sezzle

Small-Business(50 or fewer emp.)

94.9%

Mid-Market(51-1000 emp.)

5.1%

Enterprise(\> 1000 emp.)

0%

[![Splitit](https://images.g2crowd.com/uploads/product/hd_favicon/54f657811dcf294989ca2cefdd7f44e5/splitit.svg "Splitit")](https://www.g2.com/products/splitit/reviews)

Splitit

Small-Business(50 or fewer emp.)

72.2%

Mid-Market(51-1000 emp.)

27.8%

Enterprise(\> 1000 emp.)

0%

Small-Business

(50 or fewer emp.)

94.9%

72.2%

Mid-Market

(51-1000 emp.)

5.1%

27.8%

Enterprise

(\> 1000 emp.)

0%

0%

Reviewers' Industry

[![Sezzle](https://images.g2crowd.com/uploads/product/hd_favicon/fbf6004161130470fabf335eb70f8075/sezzle.svg "Sezzle")](https://www.g2.com/products/sezzle/reviews)
Sezzle

Retail

36.4%

Apparel & Fashion

33.1%

Health, Wellness and Fitness

6.8%

Sports

2.5%

Luxury Goods & Jewelry

2.5%

Other

18.6%

[![Splitit](https://images.g2crowd.com/uploads/product/hd_favicon/54f657811dcf294989ca2cefdd7f44e5/splitit.svg "Splitit")](https://www.g2.com/products/splitit/reviews)
Splitit

Consumer Goods

22.2%

Luxury Goods & Jewelry

16.7%

Consulting

5.6%

Management Consulting

5.6%

Internet

5.6%

Other

44.4%

FAQs

## Sezzle vs Splitit FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between Splitit vs Sezzle?

Sezzle stands out over Splitit with a higher G2 rating, stronger reviewer sentiment on ease of use, and superior support scores.

| [Splitit](https://www.g2.com/products/splitit/reviews) | [Sezzle](https://www.g2.com/products/sezzle/reviews) |
| --- | --- |
| 4.1/5 (20 reviews) | 4.6/5 (122 reviews) |
| Small-Business | Small-Business |
| 8.8 | 9.3 |
| 8.2 | 9.2 |
| — | Ease of Use |

### How do the pricing models of Splitit and Sezzle compare?

Sezzle is rated higher for value by reviewers, reflected in its superior satisfaction scores on price and cost-related dimensions.

- **Splitit:** Reviewers appreciate the 0% financing and low merchant fees, but some cite unintuitive credit holds and payment issues.
- **Sezzle:** Reviewers highlight the platform's ability to boost sales and offer flexible payment options, though high fees are noted as a trade-off.

### What are the best alternatives to Splitit and Sezzle?

GoCardless, Klarna, and Sezzle are the top alternatives to Splitit.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Splitit](https://www.g2.com/products/splitit/reviews) | 4.1/5 (20 reviews) | Small-Business | 0% financing, low merchant fees | Interest-free installment payments |
| [Sezzle](https://www.g2.com/products/sezzle/reviews) | 4.6/5 (122 reviews) | Small-Business | High fees noted, but boosts sales | Ease of use, easy integrations |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | — |
| [Klarna](https://www.g2.com/products/klarna/reviews) | 3.2/5 (58 reviews) | Small-Business | — | — |

### Which Installment Payment and Buy Now Pay Later (BNPL) features should I prioritize when comparing Splitit and Sezzle?

Buyers should prioritize ease of use, ease of setup, quality of support, payment flexibility, and integration capabilities when comparing Splitit and Sezzle.

- **Ease of Use:** Splitit 8.1, Sezzle 9.2
- **Ease of Setup:** Splitit 8.8, Sezzle 9.3
- **Quality of Support:** Splitit 8.2, Sezzle 9.2
- **Payment Flexibility:** Sezzle is frequently cited for "Pay Later" and flexible installment options (1 all-time mention); Splitit offers 0% interest and no credit checks but requires available credit on cards.
- **Integration Capabilities:** Sezzle is cited for "Easy Integrations" and "Integrations" (1 all-time mention each); Splitit integrates with Shopify and eCommerce platforms per reviewer comments.

### What are the pros and cons of Splitit vs Sezzle?

Sezzle's headline strength is ease of use and integration, while Splitit is noted for 0% financing and low merchant fees.

- **Splitit strengths:** 0% financing, no fees for consumers, low merchant fees, intuitive dashboard, global solution, increased conversion and AOV, no credit checks required.
- **Splitit trade-offs:** Credit holds for the full amount can restrict customer credit lines, unintuitive payment authorization process, negative sentiment around payment issues, late fees, and one all-time mention of fraudulent activities.
- **Sezzle strengths:** Ease of use (1 all-time mention), easy integrations (1 all-time mention), boosts sales and AOV, flexible "Pay Later" options (1 all-time mention), helps with customer retention, positive sentiment on setup and support.
- **Sezzle trade-offs:** High fees (1 all-time mention), some negative experiences with customer support, and occasional account or payment processing issues.

### Is Splitit or Sezzle better for small businesses?

Sezzle is the better fit for small businesses, with a higher G2 rating and stronger small-business reviewer sentiment.

- **Splitit:** Largest segment is Small-Business; reviewers note benefits for high-value purchases but cite credit hold issues and some negative experiences.
- **Sezzle:** Largest segment is Small-Business; reviewers consistently highlight ease of use, increased sales, and straightforward setup for small businesses.

### Which Installment Payment and Buy Now Pay Later (BNPL) platform has better integrations?

Sezzle is favored by reviewers for integrations, with multiple mentions of easy integration experiences.

- **Splitit:** Reviewers mention integration with Shopify and eCommerce platforms in recent reviews.
- **Sezzle:** Reviewers cite "Easy Integrations" and "Integrations" (1 all-time mention each), with specific praise for Shopify integration and fast onboarding.

### How do Splitit and Sezzle compare on customer support?

Sezzle outperforms Splitit on Quality of Support by a material margin, with a 1.0-point higher score (9.2 vs 8.2).

- **Splitit:** Reviewers report mixed support experiences, with some citing slow response times and unresolved issues, but others noting helpful onboarding and technical support.
- **Sezzle:** Reviewers consistently praise responsive and helpful support, fast onboarding, and timely answers to questions, with multiple recent reviews highlighting positive support interactions.

### Which is easier to implement, Splitit or Sezzle?

Sezzle is easier to implement than Splitit, with a 0.5-point higher Ease of Setup score (9.3 vs 8.8).

- **Splitit:** Reviewers describe setup as generally intuitive, with some noting the need for custom documentation and occasional technical issues.
- **Sezzle:** Reviewers frequently highlight quick and straightforward setup, easy Shopify integration, and rapid onboarding, with many citing a positive implementation experience.

### Which product has better Payment Gateway?

Sezzle is rated higher than Splitit for Payment Gateway, with stronger reviewer sentiment and higher satisfaction scores.

- **Splitit:** No specific Payment Gateway score, but reviewers mention global payment acceptance and pre-authorization system.
- **Sezzle:** Reviewers cite Payment Gateway integration, interest-free split payments, and a 9.2 Quality of Support score, with positive sentiment on payment processing and customer experience.

Alternatives

**Sezzle Alternatives**

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![Klarna](https://images.g2crowd.com/uploads/product/hd_favicon/0172f52dfd46ec5b07ea1e4d76f5fdad/klarna.svg "Klarna")

[
Klarna
](/products/klarna/reviews)

 ![Affirm](https://images.g2crowd.com/uploads/product/hd_favicon/2ae1b7dacc6af46f33f29f4d6aa92823/affirm.svg "Affirm")

[
Affirm
](/products/affirm/reviews)

 ![Afterpay](https://images.g2crowd.com/uploads/product/hd_favicon/4e7c2b067d5e2a249287296da191b347/afterpay.svg "Afterpay")

[
Afterpay
](/products/afterpay/reviews)

**Splitit Alternatives**

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![Klarna](https://images.g2crowd.com/uploads/product/hd_favicon/0172f52dfd46ec5b07ea1e4d76f5fdad/klarna.svg "Klarna")

[
Klarna
](/products/klarna/reviews)

 ![Affirm](https://images.g2crowd.com/uploads/product/hd_favicon/2ae1b7dacc6af46f33f29f4d6aa92823/affirm.svg "Affirm")

[
Affirm
](/products/affirm/reviews)

 ![Afterpay](https://images.g2crowd.com/uploads/product/hd_favicon/4e7c2b067d5e2a249287296da191b347/afterpay.svg "Afterpay")

[
Afterpay
](/products/afterpay/reviews)

## Sezzle vs Splitit

When assessing the two solutions, reviewers found Sezzle easier to use, set up, and administer. However, reviewers preferred doing business with Splitit overall.

- Reviewers felt that Sezzle meets the needs of their business better than Splitit.
- When comparing quality of ongoing product support, reviewers felt that Sezzle is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Sezzle over Splitit.