What are Payment Gateways?

Most major e-commerce platforms and payment gateways have plug-ins and extensions to make integrations easier. Conversely, less popular solutions in this space will require more work to integrate with one another. Fortunately, almost every major e-commerce platform makes it clear which payment gateways can be integrated with their software. Businesses using open source e-commerce platforms can leverage the developer community for specialized extensions and plug-ins for payment gateway integrations. Often, payment gateways come in two flavors: hosted and integrated. Hosted payment gateways are easy to set up and require little maintenance on the part of the e-commerce store owner. Additionally, PCI compliance and data security become the responsibility of the payment gateway with hosted products, saving e-commerce businesses time and money. However, hosted options redirect customers away from the business’ website and to a payment processing page. This can be confusing for customers and as well as negatively affect conversion rates. Integrated payment gateways require more time to implement but lead to higher conversion rates, as customers never leave the e-commerce site to complete a purchase. Integrated payment gateways can be limited by which e-commerce tools their API integrates with. Furthermore, integrated payment gateways will often require the e-commerce store to have a merchant account to accept credit card payments. One major business problem solved is payment collection, a necessary element of an e-commerce website. In addition, payment gateways provide deep insights into granular transaction management, another common business problem. Key Benefits of Payment Gateways Accept online payments through your e-commerce business Accept multiple currencies and payment methods Process payments securely without risking the security of payment information Prevent unauthorized payments with fraud protection mechanisms Quickly handle customer returns and refunds

Why Use Payment Gateways?

“How can I easily and securely collect payments from customers on my e-commerce website?" This is the primary problem that payment gateway software resolves. Many businesses are familiar with the difficulties and cost of setting up custom payment solutions to collect and process credit card information. Payment gateway software resolves those frustrations with easy setup at a relatively low cost. Additionally, some payment gateway products allow users to upload their own branding onto the gateway. This ensures visitors aren’t redirected to a third-party website. Additionally, an important feature of payment gateway software is its ability to detect, identify, and react to fraudulent activity. Payment gateways help ensure the safety and encryption of their customers’ sensitive information and the compliance of their e-commerce business to payment card industry (PCI) regulations. Payment gateway software also allows users to rectify any outstanding errors and complete refunds based on the product’s database of transaction information. The database of customer transactions is crucial for users to keep track of invoices, reports, and cash flow, helping e-commerce businesses with forecasting. In addition to the database, some payment gateways also provide analytics and insights about transactions, enhancing business forecasting and improving things like customer profiles and the ability for the e-commerce company to accurately upsell or cross-sell. Minimizing fraud — Payment gateways allow payments to be encrypted to ensure the security of the payer’s information as well as verifying payments to avoid fraud. Unauthorized payments will result in a notification, allowing the user to reject the payment before it goes through. Fraud protection filters may include high-risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others. Receiving payments in multiple ways — Users can set up recurring payments, subscriptions, split payments, and one-time payments as necessary. Users can also create peer-to-peer payments as needed. This flexibility allows users to fit their payment structure to their business model or customer needs. Scalability — As a business grows, so do its payment needs. Payment gateway software makes it easy to scale by adding features as needed and integration with multiple e-commerce stores.

Who Uses Payment Gateways?

E-commerce businesses of all sizes depend on easy-to-use payment gateways to seamlessly guide a website visitor from browsing to buying. Businesses turn to payment gateway software to automate payment transactions and ensure the security and encryption of those transactions. In turn, payment gateways integrate with e-commerce platforms and tools like subscription management software. E-commerce businesses — E-commerce businesses are both the most common and most obvious use for payment gateways. These businesses need a way to collect payments online in a way that is convenient for themselves and their customers. With payment gateways, payments are instantaneous and protected for both parties. Charities and nonprofits — The ability to instantaneously make donations online is hugely important for charities and other nonprofits who are held to strict reporting and taxation standards. From a nonregulatory standpoint, donors are also more likely to donate to a charity or nonprofit if it is fast and convenient to do so. Individual consumers — Peer-to-peer features of payment gateways make it easy for individual users to make fast, easy payments to their friends, family, and individual contractors. Using a smartphone, anyone can make a payment to another user of the same software quickly and securely. No need to hound your friends for pizza money, you can simply send a request or single-time invoice with the exact amount they owe you.

Best Payment Gateways with Mobile Capabilities

PayPal Payments

PayPal-Zahlungen ist eine umfassende Zahlungslösung, die darauf ausgelegt ist, Unternehmen jeder Größe zu befähigen, Zahlungen nahtlos von Kunden weltweit zu akzeptieren. Durch die Integration von PayPal-Zahlungen können Händler eine Vielzahl von Zahlungsoptionen anbieten, das Checkout-Erlebnis verbessern und potenziell die Konversionsraten erhöhen. Hauptmerkmale und Funktionalität: - Globale Zahlungsakzeptanz: Unterstützt Transaktionen in über 200 Märkten und 140 Währungen, sodass Unternehmen eine vielfältige Kundenbasis bedienen können. - Mehrere Zahlungsmethoden: Ermöglicht es Kunden, mit Kredit- und Debitkarten, PayPal-Guthaben und anderen lokalen Zahlungsmethoden zu bezahlen, was Flexibilität und Komfort bietet. - Nahtlose Integration: Kompatibel mit großen E-Commerce-Plattformen, was eine einfache Integration in bestehende Online-Shops erleichtert. - Erweiterte Sicherheitsmaßnahmen: Integriert robuste Betrugsschutz-Tools und Compliance-Funktionen, um sowohl Händler als auch Kunden zu schützen. - Finanzdienstleistungen: Bietet Zugang zu Geschäftskrediten und Betriebskapital, um Händlern bei der Verwaltung und Erweiterung ihrer Geschäfte zu helfen. Primärer Wert und bereitgestellte Lösungen: PayPal-Zahlungen adressiert das kritische Bedürfnis von Unternehmen, ihren Kunden sichere, effiziente und vielseitige Zahlungsoptionen anzubieten. Durch die Nutzung des umfangreichen Netzwerks und des vertrauenswürdigen Rufs von PayPal können Händler das Vertrauen der Kunden stärken, Zahlungsprozesse optimieren und ihre Reichweite auf internationale Märkte ausweiten. Die umfassende Suite von Tools der Plattform erleichtert nicht nur die Zahlungsakzeptanz, sondern unterstützt auch das Unternehmenswachstum durch Finanzdienstleistungen und betriebliche Einblicke.

Average Rating: 4.4/5.0

Total Reviews: 2,693

How Do G2 Users Rate PayPal Payments?

War the product ein guter Geschäftspartner?: 8.1/10 (Category avg: 8.5/10)
Leistung und Zuverlässigkeit: 8.9/10 (Category avg: 8.8/10)
Selbstbedienungsportal: 9.1/10 (Category avg: 8.5/10)
Ebene 3: 8.4/10 (Category avg: 7.9/10)

Who Is the Company Behind PayPal Payments?

Verkäufer: PayPal
Unternehmenswebsite:
Gründungsjahr: 1998
Hauptsitz: San Jose, CA
Twitter: @PayPal
1,112,487 Twitter-Follower
LinkedIn®-Seite: www.linkedin.com
36,915 Mitarbeiter*innen auf LinkedIn®

Who Uses This Product?

Who Uses This: Eigentümer, Manager
Top Industries: Informationstechnologie und Dienstleistungen, Computersoftware
Company Size: 62% Small, 23% Medium

What Do G2 Reviewers Say About PayPal Payments?

AI-generated summary from verified user reviews

Pros

Benutzer schätzen die Benutzerfreundlichkeit von PayPal-Zahlungen und genießen die einfache Einrichtung und weltweite Akzeptanz.
Benutzer genießen den einfachen Zahlungsprozess mit PayPal, der schnelle und sichere Transaktionen weltweit und zuverlässig erleichtert.
Benutzer schätzen die nahtlose internationale Zahlungsabwicklung von PayPal Payments, die reibungslose Transaktionen für Freiberufler ermöglicht.
Benutzer schätzen die Bezahlfreundlichkeit von PayPal-Zahlungen und genießen schnelle und sichere Transaktionen für internationale freiberufliche Arbeit.
Benutzer schätzen die Geschwindigkeit der Transaktionen mit PayPal-Zahlungen, genießen schnelle internationale Zahlungen und reibungslose Banküberweisungen.

Cons

Benutzer finden die hohen Gebühren bei kleinen Zahlungen als einen erheblichen Nachteil von PayPal-Zahlungen.
Benutzer empfinden, dass die Gebühren teuer sind, was insbesondere kleine Zahlungen und internationale Transaktionen betrifft.
Benutzer äußern Bedenken über übermäßige Transaktions- und Umrechnungsgebühren, die das Gesamterlebnis mit PayPal-Zahlungen beeinträchtigen.
Benutzer sind frustriert über die hohen Transaktionsgebühren und Umrechnungsgebühren und fühlen, dass dies ihre Erfahrung negativ beeinflusst.
Benutzer äußern Bedenken über Verzögerungen bei Zahlungen und Abhebungen, die den Zugang zu Geldern und den gesamten Arbeitsablauf beeinträchtigen.

What Are Recent G2 Reviews of PayPal Payments?

"Praktisch für Überweisungen, aber hohe Gebühren"

Rating: 5.0/5.0 stars

— Praise A.

Product	Best for	User Review
PayPal Payments 4.4/5(2,748)	Global checkout with buyer trust and currency flexibility	"Simple, Fast Online Payments with PayPal"
Adyen Payments 4/5(44)	Omnichannel payment reconciliation with fraud auto-defense	"Reliable, High-Uptime Payments with Excellent Reporting and Easy Integration"
Apple Pay 4.7/5(138)	Contactless checkout with tokenized card security	"Perfect Synchronization for Apple Users"
checkout.com 4.6/5(71)	Multi-region card acceptance with high authorization rates	"The best tool to check on transaction statuses internationally"
Paytm Business 4.5/5(281)	Voice-confirmed QR payments with instant settlement	"Paytm facilates reciveing payments digitally through any upi apps best for retail outlets"
Square Payments 4.5/5(176)	Mobile invoicing with in-person payment flexibility	"Effortless Payments and Flexibility for Non-Profits"
EBizCharge 4.8/5(105)	ERP-integrated payment processing with QuickBooks and Acumatica	"Daily Payments, Easy Integration, and Great Support"
Stripe Connect 4.3/5(249)	Marketplace payment splitting and multi-party payouts	"Transparent Payment Tracking and Easy Setup with Stripe Connect"
NMI Gateway 4.6/5(105)	Reseller-managed gateways with multi-MID processor flexibility	"Proactive Support and Seamless Integrations"

Best Payment Gateways with Mobile Capabilities

How Many Payment Gateways Products Does G2 Track?

Category Stats (Sep 2026)

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G2 Grid® for Payment Gateways

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What Do G2 Reviewers Say About PayPal Payments?

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