Best E-commerce Fraud Protection Software - Page 12

EverC

EverC is focused on powering growth for marketplaces and the online seller ecosystem by transforming the internet into a safe and trusted place for ecommerce. With advanced intelligence and automation, we uncover high-risk merchants and detect online money laundering, as well as fake, illegal, and dangerous products and services, immediately removing them, and continually monitoring to uncover new risk. EverC main products include MarketView, the first fully automated, AI-driven solution that rapidly identifies and removes the threat of illicit products from online marketplaces with 95% accuracy. MerchantView is an AI-based merchant monitoring solution that automatically analyzes merchants' URLs and related websites to uncover money laundering and additional risk factors that no one else can detect. In addition our automated solutions cover KYB, adverse media monitoring, and screening for sanctions, watchlists & PEP, to manage risk at onboarding and throughout the merchant lifecycle. Our Risk Insight Services are fully integrated services designed to help you and your team manage and mitigate risk. We can also customize services to achieve your specific risk and compliance goals.

Experian Detect (UK)

Experian Detect is a sophisticated fraud prevention solution designed to identify and mitigate application fraud at the point of entry. By analyzing application data against multiple sources, Detect swiftly highlights anomalies, enabling businesses to protect themselves and their customers from fraudulent activities without compromising the customer experience. Key Features and Functionality: - Anomaly Detection: Screens credit applications against diverse data sources to uncover inconsistencies. - Real-Time Checks: Performs immediate evaluations that seamlessly integrate into the customer journey. - Enhanced Fraud Visibility: Provides improved detection of suspicious activities that may not be evident during standard credit assessments. - Cost Management: Helps in managing and reducing operational expenses associated with fraud detection. - Customer Protection: Safeguards and enhances the customer experience by ensuring genuine applications are processed efficiently. - Hunter Compatibility: Integrates with Experian's Hunter system for comprehensive fraud prevention. Primary Value and User Solutions: Experian Detect addresses the critical need for businesses to balance robust fraud protection with a smooth customer onboarding process. By identifying potential fraud at the application stage, it reduces the risk of financial loss and reputational damage. Simultaneously, its real-time processing ensures that legitimate customers experience minimal friction, thereby enhancing satisfaction and loyalty. This dual approach allows businesses to operate responsibly while maintaining a competitive edge in customer service.

Experian Experian Fraud Score (UK)

Experian Fraud Score is an advanced fraud prevention solution designed to help UK businesses of all sizes detect and mitigate fraudulent activities at the point of application, transaction, and throughout the customer lifecycle. Utilizing industry-leading analytics and machine learning models, it provides a simple yet powerful fraud propensity score that enables organizations to make informed decisions and protect themselves against potential fraud. Key Features and Functionality: - Machine Learning Capabilities: Employs the latest machine learning techniques to analyze vast amounts of data, enhancing the accuracy of fraud detection. - Probability Scoring System: Generates a fraud risk score ranging from 1 to 1,000, where a lower score indicates a lower risk, allowing businesses to assess the likelihood of fraudulent activity effectively. - Real-Time Insights: Delivers immediate results upon implementation, enabling organizations to access crucial information without delay. - Comprehensive Data Utilization: Leverages insights from billions of credit applications and confirmed fraud data to provide a highly predictive fraud score. - Seamless Integration: Designed for easy integration into existing systems, making it accessible for both new and established businesses without the need for consortium membership. Primary Value and User Benefits: Experian Fraud Score empowers businesses to proactively identify and prevent fraudulent activities, thereby reducing financial losses and operational disruptions. By providing a reliable and predictive fraud risk assessment, it enables organizations to: - Enhance Fraud Detection: Accurately identify and mitigate potential fraud at various stages of the customer journey. - Streamline Operations: Simplify the fraud prevention process, allowing businesses to focus resources on genuine customer interactions. - Adapt to Evolving Threats: Continuously updates its models to keep pace with emerging fraudulent tactics, ensuring ongoing protection. - Improve Decision-Making: Offers actionable insights that support informed decisions, balancing risk management with customer experience. By implementing Experian Fraud Score, businesses can effectively safeguard themselves against fraud, maintain customer trust, and ensure compliance with regulatory requirements.

Experian Hunter (UK)

Experian Hunter is an advanced fraud and risk management solution designed to detect and prevent fraudulent activities at the point of application and throughout the customer lifecycle. By leveraging a combination of data sources and customizable rules, Hunter identifies suspicious applications, enabling businesses to investigate potential fraud without inconveniencing genuine customers. Key Features and Functionality: - Comprehensive Data Matching: Hunter cross-references application data against multiple sources, including internal fraud records, device intelligence, shared fraud databases, mortality data, and dedicated watch lists. - Customizable Detection Rules: The system employs tailored rules to highlight inconsistencies and matches with known fraud data, assigning a fraud risk level to each application. - Investigation Management: Suspicious applications are flagged and moved into an investigation tool for further analysis and action, streamlining the fraud detection process. - Integration with Experian Assistant: Powered by generative AI, Experian Assistant enhances fraud investigations by enabling faster, smarter, and more accurate decisions. It supports natural-language inquiries, provides key data points, and suggests next steps for investigators. - Device-Based Detection: Incorporates device intelligence as an additional parameter for detecting fraudulent activities. - Prioritized Investigations: Focuses on protecting customers from the highest risk of fraud by prioritizing investigations based on risk levels. Primary Value and Problem Solved: Hunter addresses the critical need for businesses to balance robust fraud prevention with a seamless customer experience. By efficiently identifying and preventing application fraud, Hunter helps organizations reduce financial losses associated with fraudulent activities. Its integration with Experian Assistant further enhances decision-making accuracy and operational efficiency, ensuring that genuine customers receive prompt and secure services. This comprehensive approach not only safeguards businesses against fraud but also maintains customer trust and satisfaction.

Eye4Fraud

F5 Distributed Cloud Account Protection

Powered by a closed-loop AI engine and large-scale unified telemetry built on over a billion transactions per day, Distributed Cloud Account Protection monitors transactions in real-time from across the entire user journey. Using advanced signal collection, as well as behavioral and environmental insights, the platform determines user intent, detecting malicious activity and targeting high fraud detection rates. The platform’s AI engine provides a single, high-fidelity, real-time outcome while adaptive ML provides retraining and continuous enhanced detection.

Featurespace

Featurespace is the world-leader in Adaptive Behavioural Analytics and creator of the ARIC platform for fraud and risk management. The ARIC platform a real-time machine learning software system monitors individual behaviours and detects anomalies to catch new fraud attacks as they happen. The increased accuracy of understanding customer behaviour simultaneously reduces the number of genuine customers whose purchases and transactions are incorrectly declined.

Feedzai

One Platform to Manage Financial Crime: Every year, Feedzai’s risk management platform scores trillions of dollars of transactions to protect the world’s largest companies. Fully AI-enabled to stay ahead of emerging financial crime and money laundering patterns, Feedzai mitigates even the most deceptive criminals so that banks, issuers, acquirers, and merchants can focus on growth. Feedzai is considered best in class by Aite and one of the most successful AI companies by Forbes. The world’s largest banks, processors, and retailers use Feedzai’s fraud prevention and anti-money laundering products to safeguard trillions of dollars and manage risk while improving customer experience.

FICO Fraud Predictor with Merchant Profiles

FICO Fraud Predictor with Merchant Profiles integrates the predictive power of merchant risk data with the industry-leading analytics of the FICO® Falcon Fraud Manager. Together, these solutions can increase fraud detection by as much as 50% with Fraud Preditor alone up to 15% absolute - and with very low false positive ratios. Issuers that take advantage of this breakthrough combination can receive the highest level of fraud protection available.

FICO Retail Fraud Manager

FICO Retail Fraud Manager helps retailers to quickly and cost-effectively combat in-store and online returns fraud.

Finastra Bacsactive-IP

Bacsactive-IP is a cloud-based payment processing solution designed to help organizations efficiently manage and automate their UK payment operations across Bacs and Faster Payments. It provides a secure, scalable platform that enables businesses and financial institutions to send and receive high-volume payments such as payroll, supplier payments, pensions, and refunds, as well as collect Direct Debits, all within a single, unified environment. At its core, Bacsactive-IP simplifies the complexity of bulk payment processing by offering end-to-end functionality accessible online, allowing users to initiate, manage, and monitor transactions 24/7. The platform is designed to support organizations of all sizes, from small businesses handling occasional payments to large enterprises processing millions of transactions daily. Its flexible architecture enables seamless handling of both low-volume and mission-critical payment operations, ensuring reliability and performance at scale. A key strength of the solution lies in its automation and integration capabilities. Bacsactive-IP can connect with a wide range of accounting, ERP, and back-office systems, enabling organizations to generate and submit payment files directly from their existing workflows. Through its Open API functionality, it also supports embedded payment experiences, allowing businesses to initiate transactions without leaving their core systems. This reduces manual intervention, improves accuracy, and accelerates processing times. Security and resilience are central to the platform’s design. Bacsactive-IP operates across multiple geographically separated data centres with real-time replication, ensuring high availability and business continuity. It consistently exceeds service-level expectations, delivering strong uptime and operational reliability. Additionally, features such as multi-factor authentication and optional Confirmation of Payee (CoP) services enhance fraud prevention by verifying account details before payments are processed. Overall, Bacsactive-IP provides a robust, future-ready solution for managing UK payment processes. By combining automation, integration, and advanced security features, it helps organizations streamline operations, reduce risk, and gain greater control over their payment workflows while adapting to evolving regulatory and market requirements.

Formica AI

Formica AI is an AI-powered risk orchestration platform that helps financial institutions and digital businesses detect, prevent, and manage financial crime in real time. The platform combines machine learning, behavioral analytics, and rule-based automation to identify fraudulent transactions, mitigate risks, and enhance trust across digital channels. Formica AI enables organizations to unify their fraud detection, AML (Anti-Money Laundering), KYC (Know Your Customer), transaction monitoring and internal audit operations within a single, scalable solution. Through advanced data intelligence, it analyzes billions of interactions across payment systems, devices, and networks to identify suspicious patterns while maintaining a seamless customer experience. Designed for banks, fintechs, e-commerce firms, payment service providers, travel & ticketing platforms, BNPL (Buy Now Pay Later), insurance and digital gaming companies, Formica AI helps balance risk management with business growth. By reducing false positives and automating investigations, it allows teams to focus on strategy rather than repetitive manual checks. One of the platform’s standout features is its no-code/low-code orchestration layer, which empowers risk teams to easily design and deploy custom rules, decision trees, and workflows—without heavy IT involvement. Advanced behavioral analysis, device and network intelligence, self-learning machine learning models, and a dynamic rule engine continuously analyze customers and transactions, detect abnormal activities, and instantly block risky transactions. It also provides a frictionless digital experience by simplifying verification processes for trusted customers. Formica AI offers organizations both security and growth advantages with its modular architecture that supports regulatory compliance, fast integration capabilities, and operational efficiency. The platform proactively stops threats and minimizes fraud costs, enabling companies to grow securely and sustainably. Visit our website: www.formica.ai

Fraud detection platform

Pasabi’s Trust & Safety Platform enables platforms, marketplaces and online communities to detect multiple threat risks. We use behavioral analytics, AI and Machine Learning to identify the bad actors responsible for fake accounts, fake reviews, counterfeit, and scams. We focus on analyzing behavior over content to match the evolving tactics of bad actors exploiting AI tools and other sophisticated techniques to scam and defraud users.

FraudGuardian

Continuous and real-time fraud mitigation across all banking channels, IT layers, and financial transactions.

Fraudio

Fraudio is a pioneering cloud-based, SaaS solution designed to fight complex payment fraud and financial crime by using artificial intelligence, machine learning and multi-dataset network effects. Fraudio is the third and latest generation in fraud solutions as it uses patented AI to connect datasets from all customers into a centralised super-model resulting in 40% more effective fraud detection and 15x more effective than a card scheme solution. First and second-generation solutions require substantial customization with each customer, are very costly, require multi-year contracts, and include slow, expensive integrations. Benefits of using Fraudio as a third-generation solution: - Seamless fully managed, cloud-hosted API integration - Truly scalable solution - Fast and easy integration - Multi dataset network effect and high-performance models - Pioneering Patent - plug into our API and get protection from the most cutting-edge patented AI PSP or Acquirer: With this essential add-on feature to Fraudio’s transaction fraud tool - Merchants are under the AI microscope. Customers can manage their existing merchant portfolio with confidence knowing our merchant fraud detection tool is monitoring, comparing and assessing every merchant transaction, and profiling their behavioural patterns from day one. Leveraging the power of AI, networked datasets and powerful cloud computing customers are immediately alerted of merchants' fraudulent behaviour while minimising false positives. Fraudio looks for normal activity and spots anomalies, identifying underlying trends that suggest risky merchant behaviour. Then sends alerts in real time and reports when necessary. Issuer or Bank: Fraudio’s AML tool monitors transaction streams for anomalies that indicate emergent and multi-dimensional money laundering. Fraudio does this across shared datasets - expanding on customers’ siloed datasets and improving their ability to detect money laundering by giving access to the ‘bigger picture’. Utilising AI based peer and cluster analysis across Fraudio’s vast and diverse transaction and merchant datasets, this cutting edge technology adds immediate value by complementing a hybrid compliance strategy.