[ Worldpay Reviews ](https://www.g2.com/products/worldpay/reviews) [ Worldpay Reviews ](https://www.g2.com/products/worldpay/reviews) # Worldpay Features ##### ## Payment Options (11) Coupons, Discounts, Promotions, and Gift Cards Ability to accept coupons, discounts, promotions, and gift cards. Recurring Billing Ability to charge customers on a recurring basis for subscription-based purchases Instant Payment Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases Accepted Credit Cards and Debit Cards Ability to accept different types of credit and debit cards ACH Payments and eCheck Processing Ability to accept and process eChecks and ACH payments as a form of payment Split Payments Ability to split payments between merchant and sellers Real-Time Payments Supports real time payments Multi-Currency Allows users to process payments in multiple currencies. Self Service Portal Online portal through which end users can access the system, manage tasks, or obtain information Multi-Currency Allows users to process payments in multiple currencies. Self Service Portal Online portal through which end users can access the system, manage tasks, or obtain information Show More ##### ## Administration (17) Reporting/Dashboards Access pre-built and custom reports and dashboards. User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. Payout Time Turnaround time for money to be transferred to the merchant's bank account Manual Payment Entry Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Levels 1 & 2 Supports levels 1 and 2 for credit card payment processing. Level 3 Supports level 3 credit card processing which requires additional data for qualification. Reporting & Analytics Reports and analytics created from payment data. E-commerce Integration The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience. Processing Fees Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate. POS Integration The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting. Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Levels 1 & 2 Supports levels 1 and 2 for credit card payment processing. Level 3 Supports level 3 credit card processing which requires additional data for qualification. Payment Gateway Integration Integration with payment gateways to facilitate online transactions ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Cryptocurrency Processing Accept and process cryptocurrency transactions such as Bitcoin Show More ##### ## Security (6) PCI Compliance Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy Fraud Protection Tools Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others Data Tokenization Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. Two-Factor Authentication An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) POS Verification Support cardholder verification methods for POS transactions. POS Verification Support cardholder verification methods for POS transactions. Show More ##### ## Development (4) Customization (Fields, Objects, and Layouts) Allows developers to customize payment form to accommodate their unique processes. APIs Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. Accounting Software Integration Provides standard integration with merchant's accounting software E-Commerce Software Integration Provides standard integration with merchant's e-commerce software Show More ##### ## Platform (10) Performance and Reliability Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. Internationalization - Currency/Language The gateway supports multiple currencies and languages to enable business from customers in multiple countries Internationalization - Operating Country The payment gateway is supported in the country in which the merchant operates API / Integrations Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. PCI Regulation Compliance Complies with payment card industry (PCI) regulations Supplemental Technology Supports EMV chip card and Near Field Communications (NFC) technologies Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Show More ##### ## Payment Processing (9) Encryption Built-in security to protect payment information in order to prevent fraud and hacking. Credit Card Processing The ability to process credit card payments and receive approval or denial of funds from the customer's bank. Mobile Payments The ability to process mobile payments from a mobile wallet or other mobile phone payment app. Digital Wallet Integration The ability to process payments from a digital wallet service or other digital payment method. Debit/Credit Card Processing Accept and process credit/debit card transactions Online Payments Accept and process online payment transactions Partial Payments Allow customers to make a partial payment on an invoice and track remaining debt In-Person Payments Transactions that typically involve face-to-face interactions between the payer and the payee Digital Wallet Payments Allows customers to check out with wallet payment methods that digitally store credit and debit cards Show More ##### ## Payments - Embedded Payments (3) Processing Process payments from customers and track late or incomplete payments. Fraud Protection Protect against payment fraud and fraudulent transactions. Payment Methods Support multiple payment methods such as credit and debit cards or bank transfers. Show More ##### ## Personalization - Embedded Payments (4) Customer Onboarding Include features to manage the onboarding of new customers. Checkout Customization Deliver checkout portals that can be customized by users. Localization Allow users to personalize payments by geographical location. Merchant Portal Provide a portal that merchants can use to track payments. Show More ##### ## Setup - Embedded Payments (3) Payment Flows Define workflows to process different types of payments. APIs Provide application programming interfaces to integrate with other software solutions. Dispute Management Include features to manage disputes related to payments. Show More ##### ## Analytics - Embedded Payments (3) Transactions Analyze payments to identify the value of failed or incorrect payments. Reconciliation Matches payments with billing and invoices to ensure that customers are charged correctly. Revenue Track the revenue generated by subscriptions and the payments made by customers. Show More ##### ## Agentic AI - SAP Store (7) Autonomous Task Execution Capability to perform complex tasks without constant human input Multi-step Planning Ability to break down and plan multi-step processes Cross-system Integration Works across multiple software systems or databases Adaptive Learning Improves performance based on feedback and experience Natural Language Interaction Engages in human-like conversation for task delegation Proactive Assistance Anticipates needs and offers suggestions without prompting Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Payment Gateways (3) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Embedded Payments (1) Cross-system Integration Works across multiple software systems or databases Show More ##### ## Transaction Monitoring - Financial Fraud Prevention (10) Payment monitoring Monitors both incoming and outgoing payments to detect fraud, such as fake payees, bank accounts, or unathorized users. Real-time risk monitoring Reviews every transaction in real‑time using rules, pre-defined criteria or a combination of signals to block, flag, or allow transactions. Threshold Management Allows configuring custom rules/thresholds and adjusting sensitivity for different types of transactions. Internal Fraud Monitoring Monitoring employee behavior for suspicious activity to detect internal fraud Activity Monitoring Track and report on everything that happens within the system or network Transaction Monitoring Monitor or audit historical and current transactions to analyze customer account activities Access Management Control and manage access to company resources Case Management Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process Electronic Payments Electronically collect payments for goods or services Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Show More ##### ## Identity & Authentication - Financial Fraud Prevention (3) Identity Verification Uses documents, biometrics, or device fingerprinting to verify that a user is who they claim to be. MFA Detects unusual login or credential usage and requires additional authentication when a risk is present. Data Verification Process of checking different types of data for accuracy to avoid errors or inconsistencies Show More ##### ## Behavioral & Analytics Detection - Financial Fraud Prevention (6) Behavioral Analytics Builds behavioral baselines to detect deviations in transactions and device usage. Bot Detection Monitors and blocks automated fraud bots, such as creating fake accounts. Predictive Analytics Predict future data based on historical data sets Real-Time Analytics Analyze and gain insights into data in real-time Anomaly Detection Automatically identify unusual behavior Check Fraud Detection Detection of fraudulent checks to prevent financial losses Show More ##### ## Audit & Compliance - Financial Fraud Prevention (2) Audit Trail Tracks actions of users, rule changes, and other system events in secure logs Reporting Generates customlizable reports for regulatory requirements and ongoing compliance. Show More ##### ## Additional Functionality (84) Data Synchronization Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency Transaction Monitoring Monitor or audit historical and current transactions to analyze customer account activities Purchasing & Receiving Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Contactless NFC Near-field communication method to share data and process contactless payments Offline Access Ability of websites, web applications, or mobile applications to function without an active internet connection Electronic Signature Digitally sign online documents PCI Compliance Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Credit Card Management Financial system that helps create and manage physical/digital credit cards and track transaction activities Fraud Detection Identify and prevent suspicious activity SSL Security Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access Mobile Access Access software remotely via mobile devices Generative AI Use AI to generate content in the form of text, images, videos, etc. Returns Management Track and facilitate returns of products sold Discount Management Track products that are for sale at a reduced price or part of coupon promotions Reminders Timed notification for any upcoming task, deadline, appointment, or activity Barcode/Ticket Scanning Scan barcodes to ensure accurate pricing and label tracking Reporting & Statistics Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Recurring/Subscription Billing Automated process of charging customers at regular intervals for repeated access or use of a product or service Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Transaction History Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Mobile Card Reader Hardware device connected to smartphones for processing payments Sales Tax Management Calculation of consumption tax imposed on the sale of goods/services Customer Database A collection of customer information such as contact details, demographics, previous interactions, etc. Receipt Management Upload, track, and submit receipts in a central database Customizable Branding Add customized logos and colors to align with company branding Invoice Management Captures invoice data and maintains comprehensive records for auditing and reporting purposes Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Remote Access/Control Access work applications remotely, for when working away from the office and/or traveling Multi-Location Manage and support multiple locations Sales Trend Analysis Analyze the current state of sales data to accurately understand trends and forecast future sales numbers. CRM Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system Gift Card Management Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus Sales Reports Reports specific to sales analysis for trends and strategies AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Multiple Payment Options Process payments via multiple modes directly through the application Loyalty Program Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases Status Tracking Track the status over time for a request, process, asset, or transaction Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Expense Tracking Monitor and record expenses such as purchases or charges incurred Data Security Protect sensitive data for digital privacy Payment Links Send clickable links via text or email to collect payments from customers API Application programming interface that allows for integration with other systems/databases Payment Fraud Prevention Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Payment Reconciliation Reconcile payments with corresponding invoices or orders for accounting purposes Data Import/Export Import and export data to and from software applications Search/Filter Search and filter data across systems to locate required information by entering keywords or certain criteria Real-Time Data Receive data and information in real time Billing & Invoicing Create, manage, and send invoices or bills to customers Data Mapping Track the management and flow of data throughout the organization Generative AI Use AI to generate content in the form of text, images, videos, etc. AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Data Visualization Graphical representation of data Risk Assessment Initiate collection and analysis of known risks Real-Time Updates Receive system updates as soon as any changes are made Risk Analysis Analyze potential risks across the organization Custom Fraud Rules Rules that can be customized/created based on business requirements for fraud prevention Real-time Alerts Receive notification of issues as soon as they occur Data Synchronization Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency Financial Transaction Approval Approve legitimate financial transactions after reviewing for fraud or other risks Payment Fraud Prevention Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Data Discovery Discover and connect variety of data sources to the application for analysis Third-Party Integrations Set up connections to third-party platforms to improve business processes Financial Analysis Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Real-Time Data Receive data and information in real time Reporting & Statistics Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Authentication Verify the identity of users/devices to enable secure access Activity Tracking Track and document all activities across devices, networks, and other systems API Application programming interface that allows for integration with other systems/databases Transaction History Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period For eCommerce Intended to be used by online stores Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Risk Alerts Notifying as a warning or reminder of a potential or imminent hazard For Banking Intended to be used by banks AI/Machine Learning Software program that continuously adjusts its behavior based on observed data Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Data Import/Export Import and export data to and from software applications For Insurance Industry Intended to be used by insurers PSD2 Compliant Complies with the Payment Services Directive Two (PSD2), set by the European Union for electronic payment services Data Capture and Transfer Import, collect, and capture data from multiple sources Search/Filter Search and filter data across systems to locate required information by entering keywords or certain criteria Alerts/Escalation System alerts about the need to escalate an issue or request Behavior Tracking Track visitors'/audience's responses across web pages and other optimized content Customer Accounts Record customer information, purchase history, and other notes Show More ## Top-Rated Alternatives [ ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments") Stripe Payments 4.2/5(458) ](https://www.g2.com/products/stripe-stripe-payments/reviews) [ ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") PayPal Payments 4.4/5(2,749) ](https://www.g2.com/products/paypal/reviews) [ ![Adyen Payments](https://images.g2crowd.com/uploads/product/hd_favicon/119fc41a96a94a828967144f60833c58/adyen-payments.svg "Adyen Payments") Adyen Payments 4/5(44) ](https://www.g2.com/products/adyen-payments/reviews) [ View All Alternatives ](https://www.g2.com/products/worldpay/competitors/alternatives) ## Technology Glossary Features View full feature definition View definitions of the features and discover new technology terms. [View Glossary](/glossary) [PCI Compliance](/glossary/pci-compliance-definition) PCI compliance is the set of PCI DSS standards businesses must follow to protect credit card data. Learn its levels, 12 requirements, and benefits. [Dispute Resolution](/glossary/dispute-resolution) Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes. [Online Payment](/glossary/online-payment-definition) Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet. Worldpay Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_4d7f960275d4f58db31a9ee37e1cd34b/adyen-payments.png "Product Avatar Image") Adyen Payments 4/5(44) [ Compare Now ](https://www.g2.com/compare/adyen-payments-vs-worldpay) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ea1487231a4bb6033753e43c7432f189/paypal-braintree.jpeg "Product Avatar Image") PayPal BrainTree 3.4/5(90) [ Compare Now ](https://www.g2.com/compare/paypal-braintree-vs-worldpay) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_e6fbd3b1d8ff1d11f03880c5fd1d20d5/authorize-net.png "Product Avatar Image") Authorize.net 4.1/5(220) [ Compare Now ](https://www.g2.com/compare/authorize-net-vs-worldpay) ##### Categories on G2 [SAP Store](https://www.g2.com/categories/sap-store)[Payment Processing](https://www.g2.com/categories/payment-processing)[Payment Gateways](https://www.g2.com/categories/payment-gateways) [SAP Store](https://www.g2.com/categories/sap-store)[Payment Processing](https://www.g2.com/categories/payment-processing)[Payment Gateways](https://www.g2.com/categories/payment-gateways)[Financial Fraud Prevention](https://www.g2.com/categories/financial-fraud-prevention)[Embedded Payments](https://www.g2.com/categories/embedded-payments) [Show MoreShow Less](javascript:void(0);) ##### Explore More [What data privacy and security considerations matter most when choosing a web acceleration solution?](https://www.g2.com/discussions/what-data-privacy-and-security-considerations-matter-most-when-choosing-a-web-acceleration-solution)[What 3D modeling software do professional animation studios actually use for production work rather than what gets promoted in tutorial videos?](https://www.g2.com/discussions/what-3d-modeling-software-do-professional-animation-studios-actually-use-for-production-work-rather-than-what-gets-promoted-in-tutorial-videos)[Which event networking and matchmaking platforms integrate seamlessly with marketing automation platforms for post-event follow-up?](https://www.g2.com/discussions/which-event-networking-and-matchmaking-platforms-integrate-seamlessly-with-marketing-automation-platforms-for-post-event-follow-up) [Which education HR systems have documented ease of setup for institutions completing implementations in under six months?](https://www.g2.com/discussions/which-education-hr-systems-have-documented-ease-of-setup-for-institutions-completing-implementations-in-under-six-months)[Which purchasing platforms can a procurement team actually manage without a dedicated IT department or consultant to set it up?](https://www.g2.com/discussions/which-purchasing-platforms-can-a-procurement-team-actually-manage-without-a-dedicated-it-department-or-consultant-to-set-it-up)[Pros and Cons Details](https://www.g2.com/products/worldpay/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)