# SAP Cash Application Reviews **Vendor:** SAP **Category:** [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management) **Average Rating:** 4.1/5.0 **Total Reviews:** 17 ## About SAP Cash Application SAP Cash Application is an intelligent receivables matching solution that leverages embedded machine learning to automate the traditionally manual process of matching incoming payments with open invoices. By continuously learning from historical data and accountant actions, it adapts to customer- and country-specific behaviors, enhancing the efficiency and accuracy of accounts receivable operations. This automation reduces days sales outstanding , lowers total cost of ownership , and allows finance teams to focus on more strategic tasks. Key Features and Functionality: - Flexible Receivable Matching Process: Offers options for automatic posting and clearing, scheduling receivables processing as single runs or recurrent jobs, and matching open items and customers. - Increased Automation with Machine Learning: Continuously learns from accountant behavior to apply insights to future payments, automating and improving the accuracy of the labor-intensive clearing process, and enabling accountants to focus on complex cases requiring manual intervention. - Extraction of Information from Payment Advice: Intelligently classifies regions on documents, identifies and extracts relevant information, and automates the matching of payments to invoices. Primary Value and Problem Solved: SAP Cash Application addresses the inefficiencies and high manual effort associated with traditional cash application processes. By automating the matching of incoming payments to open receivables through machine learning, it accelerates payment processing, reduces DSO, and enhances customer service performance. The solution also lowers TCO by improving operational efficiencies and scales with business growth, supporting shared services and maintaining processing workflows through integration with SAP S/4HANA Cloud and on-premise systems. ## SAP Cash Application Reviews ### 1. Highly efficient tool for managing day to day payments and receivables **Rating:** 4.5/5.0 stars **Reviewed by:** Avinash Y. | General Manager, Program Management , Small-Business (50 or fewer emp.) **Reviewed Date:** September 06, 2021 **What do you like best about SAP Cash Application?** Payment process is more efficient because of ease in processing from multiple source data, pdf formats etc. Makes it more aspiring **What do you dislike about SAP Cash Application?** It's a perfect blend. Need to use it more to find what else can be done **Recommendations to others considering SAP Cash Application:** Fantastic application which will help you to get rid of all your errors and non value adding manual efforts for managing day to day payments **What problems is SAP Cash Application solving and how is that benefiting you?** Managing daily payment records, Processing bank statements is done at a very fast pace . Payable line item matching is simplified and easy. ### 2. Easy to use **Rating:** 5.0/5.0 stars **Reviewed by:** Nic B. | LMO Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 13, 2023 **What do you like best about SAP Cash Application?** It was intuitive to use, did not require specialized training **What do you dislike about SAP Cash Application?** There isn't anything I don't like. It has been easy to use and works seamlessly for us. **What problems is SAP Cash Application solving and how is that benefiting you?** During the height of COVID-19, cash was tight. SAP Cash application helped us understand exactly where we were so there were no surprises week to week. ### 3. Uses machine learning and automates some (but not all) A/R and A/P matching **Rating:** 4.5/5.0 stars **Reviewed by:** Victor P. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** December 08, 2021 **What do you like best about SAP Cash Application?** It is flexible and sometimes surprises the user with its capabilities (machine learning, of course). But it cannot fully replace an accountant matching (or at least monitoring) A/R-to-bank matching. **What do you dislike about SAP Cash Application?** Freeform text (e.g. transaction descriptions) is processed well - but not great; I saw it miss reference numbers (that would have allowed perfect matching, of course - if those were recognized)... **What problems is SAP Cash Application solving and how is that benefiting you?** Automation of A/R and bank matching, some A/P reconciliation (90% is A/R). We were able to speed up the process (by around 20%), increase productivity (2 FTEs now do the work 3 were doing previously) and the number of A/R transaction errors, payment misapplications etc. decreased from 1 in 1000 (roughly) to 1 in 5000 or even better. ### 4. SAP Cash Application Review **Rating:** 4.0/5.0 stars **Reviewed by:** Landon J. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** December 08, 2021 **What do you like best about SAP Cash Application?** I had used this application at a previous company and enjoyed the capabilities it did provide including automatic posting and matching of cash and enhancing the complete accounts receivable process for our company. **What do you dislike about SAP Cash Application?** As with most SAP items, I still feel like they lag behind on the actual view or user interface of their software. The software is much improved, but I believe other steps can be taken to improve the interface. **What problems is SAP Cash Application solving and how is that benefiting you?** We were simply trying to improve the output or efficiency of our employees and needed software to speed up the cash application process. We felt like this software did help us to do that. ### 5. Great tool to review Cash Applied **Rating:** 3.5/5.0 stars **Reviewed by:** Ardit T. | Financial Planning and Analysis Manager, Enterprise (> 1000 emp.) **Reviewed Date:** December 08, 2021 **What do you like best about SAP Cash Application?** I like the UI, it is self explained and allows user to modify based on business practices. Also the filtering allows you to get a detailed view of the analysis and add more details **What do you dislike about SAP Cash Application?** Sometimes that are glitches with integrations that are hard to overcome and require IT team for simple mapping. Also there are sometimes updates from the source that you are not made aware **What problems is SAP Cash Application solving and how is that benefiting you?** We have been able to significantly reduce our month end close times using this software. It has also allowed us to quickly analyze what is unpaid and how to reforecast ### 6. Easen your month-end closing **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Automotive | Enterprise (> 1000 emp.) **Reviewed Date:** November 16, 2021 **What do you like best about SAP Cash Application?** Clearing the payments manually is very hard and time-consuming. It helps us to reduce time while we are doing month-end closing. Also, if you are familiar with SAP tools, it is easy to get used to. **What do you dislike about SAP Cash Application?** The application works as a web extension of SAP, so you have to use it through a browser. It would be much easier if I could use the application as an SAP module. **What problems is SAP Cash Application solving and how is that benefiting you?** At the end of each month, the accounting department needs to clear payments and complete the closing. Month-end closing has tight deadlines, and since the company is managing lots of cash, it is hard to do it manually without errors. SAP Cash Application helped us to clear payments quickly and use our time more efficiently. ### 7. SAP : The cash manager **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Capital Markets | Small-Business (50 or fewer emp.) **Reviewed Date:** January 19, 2022 **What do you like best about SAP Cash Application?** The flow of cash is just seemingly sought out with this software. SAP was just amazin g as it's other softwares are as well. The sheer ease of application,never hangs and is just amazing. **What do you dislike about SAP Cash Application?** Just the computing time, if you press a wrong key the software just starts processing in the background for minutes and doesn't give any sign which is really irritating at times. **What problems is SAP Cash Application solving and how is that benefiting you?** All the Cash flow management. Profits and Assests, Salaries are all computed with great ease via this software. ### 8. SAP cash management **Rating:** 5.0/5.0 stars **Reviewed by:** Rakesh P. | Lead SAP Basis Consultant, Mid-Market (51-1000 emp.) **Reviewed Date:** November 23, 2021 **What do you like best about SAP Cash Application?** Cash management module is very helpful in managing the cash and other financial aspects. It helps in smooth and auditable process for cash management and transparent **What do you dislike about SAP Cash Application?** It is very complex to setup, require deep knowledge of SAP. **Recommendations to others considering SAP Cash Application:** Go for it blindly. **What problems is SAP Cash Application solving and how is that benefiting you?** It helps us managing cash, banking and liquidity. We keep the trace of all financias, UI is best. ### 9. Perfect solution -SAP Cash application **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** December 18, 2021 **What do you like best about SAP Cash Application?** It helps to improve the accounts reconciliation process for the organization. It provides up-to-date pictures of accounting receivables, which helps manage the resources efficiently. **What do you dislike about SAP Cash Application?** Compared to other alternatives available, the SAP cash application has fewer specifications. However, the SAP cash application is capable of providing solutions for medium size organizations. **What problems is SAP Cash Application solving and how is that benefiting you?** It helps our organization for automatic posting to the ledger and reconciling balances. Also, it provides the best solutions for account receivable and Payable processes. ### 10. SAP Cash **Rating:** 3.0/5.0 stars **Reviewed by:** Louie B. | A, Small-Business (50 or fewer emp.) **Reviewed Date:** December 16, 2021 **What do you like best about SAP Cash Application?** Efficiency, Automation, Price is fair and reasonable **What do you dislike about SAP Cash Application?** A bit complex for average person to understand **Recommendations to others considering SAP Cash Application:** Ensure set up the program correctly and set up the automation to benefit the most from the application **What problems is SAP Cash Application solving and how is that benefiting you?** Reduced manual processing ### 11. SAP Cash Application **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Consumer Goods | Mid-Market (51-1000 emp.) **Reviewed Date:** November 03, 2021 **What do you like best about SAP Cash Application?** I think I like it is part of SAP so SAP data can be flowed into cash applications easily and in real-time basis. I think it is very helpful for SAP user **What do you dislike about SAP Cash Application?** SAP is one of the comprehensive ERP systems in the market now, so it has preset rules must to follow and sometimes it is not felixble to tie in with business operation **What problems is SAP Cash Application solving and how is that benefiting you?** Customer is a group customer but has different subsidiaries and one payment for multiple accounts. SAP could custom apply rules, but it needs to build those rules in the system ### 12. I was responsible for payment in the company, so application was really clear and fast. **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** November 11, 2021 **What do you like best about SAP Cash Application?** I was able to do automatic matching via application. It was really time-saving **What do you dislike about SAP Cash Application?** It would be a system like SAP modules, i don't prefer use a tool via explorer **What problems is SAP Cash Application solving and how is that benefiting you?** I needed to do month end closing but also i needed to do my clearings in the accounts so instead of checking them case by case i saw whole picture in the screen via app. ### 13. Great data summary with effective UX/UI design **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** October 19, 2021 **What do you like best about SAP Cash Application?** The best part about SAP Cash Applications is its ability to be integrated with other SAP products, making the User experience seamless and easy. **What do you dislike about SAP Cash Application?** I do not like how you have to navigate to different tabs to use a new feature rather than all of them being located in one page. **What problems is SAP Cash Application solving and how is that benefiting you?** No problems really, benefits include efficiency and easy to learn ### 14. Innovation meets Cloud Services **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Enterprise (> 1000 emp.) **Reviewed Date:** November 24, 2021 **What do you like best about SAP Cash Application?** It is user-friendly—low code, and Stable. Quite interesting features are there **What do you dislike about SAP Cash Application?** The UI is a little monotonous. They could have included more colors to make it visually satisfying **What problems is SAP Cash Application solving and how is that benefiting you?** Microservices Cloud Solutions. Payment Solutions ### 15. It is a very user friendly application which helps to reduce the manual efforts **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.) **Reviewed Date:** September 28, 2021 **What do you like best about SAP Cash Application?** This application directly reduced the efforts involves in Sap O2C process. As it automates the whole process which in turn leads to reduction in manual activity. **What do you dislike about SAP Cash Application?** Nothing to be disliked here. As it just makes the whole process convenient **What problems is SAP Cash Application solving and how is that benefiting you?** Alot of day to day issues which involved manual activities are now automated ### 16. good **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Transportation/Trucking/Railroad | Mid-Market (51-1000 emp.) **Reviewed Date:** November 16, 2021 **What do you like best about SAP Cash Application?** easy to use helpful & has many advanced options **What do you dislike about SAP Cash Application?** some lag in network the export limitation of sap to excel **What problems is SAP Cash Application solving and how is that benefiting you?** incoming bank statements ### 17. ERP SAP **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Building Materials | Enterprise (> 1000 emp.) **Reviewed Date:** August 31, 2021 **What do you like best about SAP Cash Application?** The seamless diversification between categories and ease to toggle between different windows **What do you dislike about SAP Cash Application?** Random crashes for SAP and then it won't let me open the app again till i reboot my PC **What problems is SAP Cash Application solving and how is that benefiting you?** Purchase order applications and inventory management as well PR ## SAP Cash Application Discussions - [Which Micro services are included in the SAP Cash Application?](https://www.g2.com/discussions/sap-cash-application-which-micro-services-are-included-in-the-sap-cash-application) - [Which Micro services are included in the SAP Cash Application?](https://www.g2.com/discussions/which-micro-services-are-included-in-the-sap-cash-application) - [What is cash application in SAP?](https://www.g2.com/discussions/what-is-cash-application-in-sap) - [What is a key benefit of SAP Cash Application?](https://www.g2.com/discussions/sap-cash-application-what-is-a-key-benefit-of-sap-cash-application) - [What is a key benefit of SAP Cash Application?](https://www.g2.com/discussions/what-is-a-key-benefit-of-sap-cash-application) - [View SAP Cash Application pricing details and edition comparison](https://www.g2.com/products/sap-cash-application/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-22+17%3A13%3A14+-0500&secure%5Bsession_id%5D=9f98f81e-9791-4af4-83d1-f6ad5c8b80b2&secure%5Btoken%5D=ccb46d0e49697158cd67b93fa181102ed66b9d7c867b9dbbbd0854f827dd823c&format=llm_user) ## SAP Cash Application Features **Cash Flow Management** - File Exports - Income and Expenses - Track Cash Flow **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Cash Flow Forecasting** - Historical Data - Reforecast - Forecast Types - Rolling Forecasts - AI **Analytics** - Variance Analysis - Reports - Forecast Comparison - Forward Looking **Financial Data Transfer** - Data Transfer - Data Exchange - Reporting - Access - Integration **Agentic AI - Cash Flow Management** - Autonomous Task Execution ## Top SAP Cash Application Alternatives - [Invoiced](https://www.g2.com/products/invoiced/reviews) - 4.5/5.0 (395 reviews) - [Billtrust](https://www.g2.com/products/billtrust/reviews) - 4.4/5.0 (505 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - 4.4/5.0 (1,778 reviews)