Introducing G2.ai, the future of software buying.Try now
Compare Melio and Nickel 
Featured Products
At a Glance
Market Segments
Small-Business (94.2% of reviews)
Small-Business (96.3% of reviews)
Entry-Level Pricing
Free
Free
Melio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansNickel
Star Rating
(131)4.8 out of 5
Market Segments
Small-Business (96.3% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 2 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Melio excels in making business payments straightforward and efficient, with users highlighting features like scheduling and automation that streamline the payment process. This ease of use is reflected in its high ratings for user experience.
- Users say Nickel stands out for its intuitive interface and user-friendly design, which has garnered positive feedback from customers. Reviewers appreciate the ability to set up recurring payments and the high transaction limits, making it a solid choice for businesses with frequent payment needs.
- According to verified reviews, Melio's integration with QuickBooks Online is a significant advantage, allowing users to pay vendors easily, even if they don't accept card payments. This flexibility in payment options enhances the overall user experience.
- Reviewers mention that Nickel's implementation process is quick and efficient, with many users noting that it took very little time to get started. This is a crucial factor for businesses looking to minimize downtime during the transition to a new payment system.
- G2 reviewers highlight that while Melio has a strong focus on small businesses, it sometimes struggles with specific workflow needs, leading to configuration challenges for some users. This indicates that while it is user-friendly, there may be limitations for more complex business requirements.
- Users report that Nickel provides excellent support, with quick responses to inquiries and a helpful customer service team. This level of support is essential for businesses that may need assistance during their payment processing journey.
Pricing
Entry-Level Pricing
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Nickel
Nickel Core
Free
Everything a small business needs to send and receive payments seamlessly. Unlimited free ACH, payment links, QuickBooks Online sync and more, all for free.
- Unlimited free ACH bank transfers
- 2.9% flat credit card processing and option to pass on the fee to the buyer
- Real time sync with Quickbooks Online
Free Trial
Melio
Free Trial is available
Nickel
Free Trial is available
Ratings
Meets Requirements
8.7
202
9.3
96
Ease of Use
9.2
204
9.6
107
Ease of Setup
9.0
150
9.5
106
Ease of Admin
9.0
101
9.5
51
Quality of Support
8.3
178
9.6
86
Has the product been a good partner in doing business?
8.9
101
9.6
50
Product Direction (% positive)
8.4
185
9.6
94
Features by Category
Payment Methods
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Not enough data
Payment Processing
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Not enough data
Security and Compliance
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
Integration
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Not enough data
Payment Types
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Invoice Management
8.5
41
9.2
6
7.5
37
Feature Not Available
7.7
37
8.3
6
Invoice Processing
7.8
40
8.1
6
9.1
46
9.4
6
8.5
41
9.2
6
7.3
31
Feature Not Available
Analytics
8.7
41
9.2
6
Feature Not Available
7.8
6
Feature Not Available
8.1
6
Integration
9.1
43
9.0
7
8.7
43
9.7
6
Feature Not Available
8.1
6
Risk
8.0
35
8.9
6
7.6
34
8.6
6
7.4
31
Feature Not Available
Recovery
7.8
28
9.2
6
8.0
33
9.2
6
Audit
6.8
30
8.1
6
7.0
28
7.5
6
6.7
30
8.6
6
6.9
32
8.1
6
Fraud
7.5
31
9.2
6
7.6
29
9.2
6
7.8
27
9.2
6
Agentic AI - AP Automation
Not enough data
7.7
5
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Invoice Generation
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Not enough data
Invoice Processing
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Not enough data
Analytics
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Not enough data
Integration
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Not enough data
Agentic AI - Invoice Management
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Not enough data
Payment Processing
9.0
98
9.1
69
8.8
99
9.1
75
Feature Not Available
7.8
67
Feature Not Available
7.6
62
Administration
Feature Not Available
8.6
70
Feature Not Available
7.4
64
8.2
107
9.3
75
Feature Not Available
6.9
58
8.5
83
8.7
67
8.2
78
8.1
57
8.0
71
7.8
52
Payment Options
Feature Not Available
Feature Not Available
8.9
115
9.1
71
Security
Feature Not Available
8.0
55
Platform
8.7
103
9.2
64
8.1
72
7.7
52
Platform Basics
8.7
43
9.3
12
8.6
42
9.1
9
Platform Administration
7.4
41
8.3
7
7.4
41
7.1
7
7.8
43
7.1
7
Platform Payment Content
7.8
41
8.1
8
7.8
41
7.9
7
6.9
38
Feature Not Available
Reporting
9.0
34
8.2
19
7.9
31
Feature Not Available
8.5
35
7.9
17
Integrations
8.7
35
7.5
17
8.1
31
6.6
17
8.2
32
5.9
17
Transactions
8.1
32
5.8
16
9.2
35
8.4
16
8.9
36
8.9
19
Workflows
8.8
32
7.0
15
8.7
33
6.9
16
Agentic AI - Accounts Receivable Automation
Not enough data
5.3
11
AI - Accounts Receivable
Not enough data
5.3
11
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Melio and Nickel are categorized as AP Automation, Payment Processing, Accounts Receivable, and Contractor Payments
Unique Categories
Melio is categorized as Enterprise Payment and Invoice Management
Nickel has no unique categories
Reviews
Reviewers' Company Size
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Nickel
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Accounting
21.7%
Construction
16.0%
Hospital & Health Care
4.7%
Real Estate
3.8%
Information Technology and Services
3.8%
Other
50.0%
Discussions
Is Melio service legit?
4 Comments
SB
Yes, it's fantastic.Read more
What is Melio service?
2 Comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
Nickel has no discussions with answers
Hunting for software insights?
With over 3 million reviews, we can provide the specific details that help you make an informed software buying decision for your business. Finding the right product is important, let us help.
