# KashFlow Reviews **Vendor:** KashFlow Software **Category:** [Accounting Software](https://www.g2.com/categories/accounting) **Average Rating:** 3.8/5.0 **Total Reviews:** 21 ## About KashFlow Accounting software that's easy to use, jargon-free and based entirely in the cloud. ## KashFlow Reviews ### 1. Kashflow has some serious operational issues **Rating:** 0.5/5.0 stars **Reviewed by:** Mark H. | Founder, Small-Business (50 or fewer emp.) **Reviewed Date:** March 27, 2026 **What do you like best about KashFlow?** I have been with Kashflow about 11 years and initially the system worked, it was sold to me at a networking event but over the years it hasn't kept pace with other vendors, the only thing I like is the dashboard has stayed the same, **What do you dislike about KashFlow?** IRIS Pay has some serious operational flaws that create unnecessary risk for any business relying on it. Invoice branding is broken Even after updating our account to a Limited Company and changing all settings in the dashboard, invoices are still being issued in the original account holder’s name. This isn’t cosmetic—it’s a compliance and credibility issue. Clients see the wrong entity, which undermines trust and creates avoidable confusion. Direct Debit logic is fundamentally flawed If you cancel or disable an invoice, you would reasonably expect any associated Direct Debit to stop. It doesn’t. IRIS Pay continues to collect unless you manually cancel the collection in a separate system. That means: You cancel a service The client still gets charged You then have to deal with the fallout Worse, you can’t cancel collections within 3 days of the due date, so even if you catch it late, you’re stuck. This isn’t a minor UX issue—it’s a structural problem. The system separates invoicing from payment execution without enforcing logical safeguards. The burden is entirely on the user to prevent incorrect billing. The result? Unnecessary admin, reputational damage, and frustrated customers asking why they’ve been charged for cancelled services. For a payments platform, that’s not acceptable. **What problems is KashFlow solving and how is that benefiting you?** Over time I have become familiar with the system, so there is a certain amount of muscle memory involved ### 2. KashFlow Makes Accounting Simple and User-Friendly **Rating:** 5.0/5.0 stars **Reviewed by:** Adham A. | Legal Associate, Mid-Market (51-1000 emp.) **Reviewed Date:** April 01, 2026 **What do you like best about KashFlow?** KashFlow is very user-friendly and makes managing accounting tasks much easier. It simplifies invoicing, expense tracking, and financial reporting for daily operations. **What do you dislike about KashFlow?** Some advanced features are limited, and the reporting options could be more customizable. **What problems is KashFlow solving and how is that benefiting you?** We use KashFlow to manage invoices, track expenses, and monitor cash flow on a daily basis. ### 3. A simple and efficient accounting tool **Rating:** 4.5/5.0 stars **Reviewed by:** Otieno F. | Financial Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** June 06, 2024 **What do you like best about KashFlow?** I find Kashflow simple to use due to user-centric configuration that makes invoicing processes quite easy and straight forward. Their customer support is top notch with prompt responsivess and unmatched expertise. **What do you dislike about KashFlow?** My experience with Kashflow so far has been amazing and honestly I don't have any unpleasant experience I can point out to. **What problems is KashFlow solving and how is that benefiting you?** Kashflow is a handy tool in invoicing, budgeting and payroll processing saving me time and labor by automating tasks whilst giving reliable and insightful reports. ### 4. Online all-in-one Accounting Software to Keep all Your Books in Order **Rating:** 4.5/5.0 stars **Reviewed by:** Phillip W. | Small-Business (50 or fewer emp.) **Reviewed Date:** June 09, 2023 **What do you like best about KashFlow?** KashFlow integrates with KashFlows Payrol making it easier to pay employees, pensions and more. KashFlow is easy to adopt, has intuitive invoicing features and gives you a holistic view of your finances. KashFlow can be set up in a few minutes, is flexible and lets you work anytime, anywhere on the go. Allows you to easily share data with your accountant KashFlow makes it easy for you to pay online as well as get paid. **What do you dislike about KashFlow?** KashFlow is online based so you risk getting inconvenienced should their be network connectivity problems or issues with your network carrier. Limited customization is available and sometimes there are issues with report discrepanices for the same data. **What problems is KashFlow solving and how is that benefiting you?** KashFlow accouting software gives us a platform to streamline our accounts, get a complete view of our finances and save time. This lets us focus more on other aspects of the business such as increasing conversions and customer retention. ### 5. Useful Tool with the Know How **Rating:** 4.0/5.0 stars **Reviewed by:** Kate M. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 12, 2023 **What do you like best about KashFlow?** Kashflow is quick and starightforward to use once you know how. With a little training, which was usefully availble through Kashflow we were on our way. It is so useful to create and moniot invoices, email customers directly and create a detailed log of our accounts. **What do you dislike about KashFlow?** Automatic emails to clients with receipts following paying an invoice would be useful. We have suggested this as feedback. **What problems is KashFlow solving and how is that benefiting you?** Kashflow is keeping track of our customers, allowing us to creat invoices and track these with ease. Being able to link our business banking to Kashflow saves so much time and gives us peace of mind that the accounts are accurate. Being able to send invoices directly, via Kashflow is great. ### 6. Easy to use even for an accounts newbie! **Rating:** 4.0/5.0 stars **Reviewed by:** Christopher A. | Website designer and business owner, Small-Business (50 or fewer emp.) **Reviewed Date:** November 23, 2022 **What do you like best about KashFlow?** Invoice and email templates, plus the ability to schedule recurring invoices. It is very intuitive, even if you've not done accounts before. **What do you dislike about KashFlow?** It is a little expensive, in my opinion, but I can't be sure the cheaper alternatives would be as good. **What problems is KashFlow solving and how is that benefiting you?** Having seen what my predecessor had to do in Sage, I was not looking forward to taking over the accounts. So I shopped around and switched to KashFlow, and it's been a joy to use. ### 7. Too simple and unreliable **Rating:** 1.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** June 20, 2022 **What do you like best about KashFlow?** Easy customer and supplier creation process, built-in credit control feature that allowed to set up messages and send them automatically on chosen days of the month. **What do you dislike about KashFlow?** Discrepancies in values on different reports based on the same information. Too simple for medium-size business, no general customers/sales dashboard, no bulk payments feature. Problems with built-in bank reconciliation, Audit trail report only showing one part of the transaction and missing the other side (double-entry). **What problems is KashFlow solving and how is that benefiting you?** KashFlow has created more problems than it has solved. Constant discrepancies, problems with VAT return, API connection, disappearing transactions, etc. Kashflow can be beneficial but only to small businesses or sole-traders with not many transactions to record. ### 8. An accounting software for book keeping **Rating:** 4.0/5.0 stars **Reviewed by:** CA. Krishna V. | Senior Tax Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2022 **What do you like best about KashFlow?** A cloud based accounting software for small businesses. The best thing about this accounting software is, it is user friendly it can work like any other accounting software, available at economical cost in comparison of other brands. **What do you dislike about KashFlow?** There is a big issue at the time of reporting by the software. Usually it happens when you file the return through this software itstead of using government utilities. Therefore, it's output require correction otherwise it will heavy penalty of even a single figure go wrong. **What problems is KashFlow solving and how is that benefiting you?** I have use this software at the time of client place which used by his accountant, but we can create many reports through this software like Trial Blance profit and loss a/c balance sheet payroll and many other reports. ### 9. Adequate, simple to use and good value **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Management Consulting | Small-Business (50 or fewer emp.) **Reviewed Date:** October 15, 2021 **What do you like best about KashFlow?** Intuitive, good pricing and cloud- based **What do you dislike about KashFlow?** Not familiar for some accountants, AND not as integrated as XERO with some APIS **What problems is KashFlow solving and how is that benefiting you?** Bookkeeping, overview financial dashboard, easy bank feed reconciliation. Saves time and staff resource ### 10. Great accounting online software, used it as a small business and worked perfectly for years **Rating:** 4.5/5.0 stars **Reviewed by:** Robert K. | Owner, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** April 23, 2020 **What do you like best about KashFlow?** The simplicity and the layout. Also the fact that it offers separate sections for receipts and suppliers, while most online invoicing software completely skips receipts. Over the years the price has remained between £12 and £18, with a few ups and downs, so overall very affordable for the offering. Invoice generation is simple, although you can only choose from a few templates. Recurring invoicing is also included in the price. It also integrates with PayPal, so any purchases made that way can be automatically pulled into KashFlow, and with a click of a button you can get the expenses receipts created. Over the 10 years that I've used it for, there were only a few minor outages, that very always very quickly resolved. Can't really comment on support as never needed it. **What do you dislike about KashFlow?** No customisation and very little improvement over the years in terms of useful features. Exporting Receipts in PDF would also be nice, but at the moment it's only an Excel export. Fully functional mobile app would be welcome. Currently it's more of a web-app. An option to link purchase to an invoice would be great, to work out an actual profit per invoice / client. Currently there's no way of doing that, so a profit per customer is really revenue per customer as it excludes the cost of parts supplier etc. **Recommendations to others considering KashFlow:** If you need a simple to pick-up and use accounting software in the cloud, KashFlow is a good bet. **What problems is KashFlow solving and how is that benefiting you?** Recording clients and suppliers, all purchases and invoices stored and generated in the system. End of year tax return calculations are easily obtainable. Many other reports are available so you can report profit by client, year/month, etc. Always easy to generate and produce as CSV, Exce, PDF, etc. ### 11. Easy and convenient **Rating:** 5.0/5.0 stars **Reviewed by:** Jason W. | Manager, Enterprise (> 1000 emp.) **Reviewed Date:** August 03, 2019 **What do you like best about KashFlow?** KashFlow makes it easy to manage financial processes, for example, calculating the salaries of employees, this software does everything possible to simplify this task for you. There is a convenient mobile application that allows you to view your account at any time. I was surprised at the price of this software. **What do you dislike about KashFlow?** I did not find any shortcomings for myself in this software, I like it. **What problems is KashFlow solving and how is that benefiting you?** With KashFlow, you can easily manage financial processes. ### 12. My experience has been great! **Rating:** 5.0/5.0 stars **Reviewed by:** deeana d. | operations manager, Mid-Market (51-1000 emp.) **Reviewed Date:** March 05, 2019 **What do you like best about KashFlow?** I don't work in accounting but I do working closely with them on getting my forecast or my shipments and it shows how much money I can spend and how much I will need to spend for any other future orders I am having come from out of the country. **What do you dislike about KashFlow?** I don't work that closely with this program as I only use it for a couple of features. So far I have not found anything I don't like. So far it has been very helpful. **What problems is KashFlow solving and how is that benefiting you?** There are benefits that help me with my cash flow of seeing my forecast and what needs to be done on my end with shipments ### 13. Easy ,Breezy & Amazing! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Cosmetics | Small-Business (50 or fewer emp.) **Reviewed Date:** March 07, 2019 **What do you like best about KashFlow?** I love how you can access your files from anywhere at any time as well, And you can store however many files you want/ need space for. And nothing gets deleted. **What do you dislike about KashFlow?** I overall like the site and I wish it was easier to navigate but overall it’s good. **Recommendations to others considering KashFlow:** Make sure you don’t add stuff all at the same time, especially with slow connection. **What problems is KashFlow solving and how is that benefiting you?** I’m trying to keep all of my files tidy, and accessible for all my employees. ### 14. KashFlow Review **Rating:** 4.5/5.0 stars **Reviewed by:** Carmen C. | Team Manager, Internet, Small-Business (50 or fewer emp.) **Reviewed Date:** March 02, 2019 **What do you like best about KashFlow?** So easy to use, value for money and UK based.Once set up Kashflow is intuitive to use and great to look at. **What do you dislike about KashFlow?** Takes a while to set up but as it covers all bases this is to be expected.The support provided by Iris & KashFlow is truly abysmal. **What problems is KashFlow solving and how is that benefiting you?** Accounting and budgeting. Book-keeping and payroll. ### 15. Works well with paypal importing **Rating:** 2.0/5.0 stars **Reviewed by:** Vincent W. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** January 04, 2019 **What do you like best about KashFlow?** Importing facility within paypal, and easy to understand interface **What do you dislike about KashFlow?** Lengthy time for support to respond to issues **What problems is KashFlow solving and how is that benefiting you?** Importing all sales received through ecommerce channels straight into kashflow to help manage distribution and accounting. ### 16. Not bad for a start **Rating:** 3.5/5.0 stars **Reviewed by:** James W. | MANAGER, Small-Business (50 or fewer emp.) **Reviewed Date:** March 03, 2019 **What do you like best about KashFlow?** Kashflow easy for use and great to look at. No long Term Contract. **What do you dislike about KashFlow?** The support is slow. Slow to develop new features. **Recommendations to others considering KashFlow:** I recommend use it for a payroll software to do. **What problems is KashFlow solving and how is that benefiting you?** We using Kashflow Payroll. ### 17. Easy and user friendly software accounting platform! **Rating:** 5.0/5.0 stars **Reviewed by:** James A. | Managing Director, Music, Small-Business (50 or fewer emp.) **Reviewed Date:** January 23, 2018 **What do you like best about KashFlow?** The KashFlow platform provides users with a host of feature that allows any business to accurately manage their accounts and invoicing processes. If you need a program that will help you to understand how to input transactions and see what expenses there are then this software will guide you through. As well as their first class customer service you will find this software a useful tool in your business. There are different pricing options so can be flexible for your type of company. It also has a mobile version so you can view your accounts on the move and also invoice clients. The many features will make this software an ideal solution for your business and will certainly save you money rather than hiring an accountant. They also have accountants on hand by phone if you get stuck so you can always get hold of an expert who will remotely go onto your screen and help you solve your issue. **What do you dislike about KashFlow?** I have found little to moan about. I guess the dashboard could use multi colors to make it look more visual but it still does have a dashboard to view all the goings on. Setting up is probably the hardest part as it normally is with anything worthwhile. **Recommendations to others considering KashFlow:** This is the best accounting package that covers everything you could need to run and maintain a proper business financial system, **What problems is KashFlow solving and how is that benefiting you?** I have found KashFlow to provide my business with a tool to organise and track invoicing, expenses and bookkeeping ### 18. Excellent budget system with lots of useful features **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 17, 2018 **What do you like best about KashFlow?** Ability to use multiple bank accounts and loans accounts Ability to tag expenditure and income by different budget codes Affordable intro level monthly fee **What do you dislike about KashFlow?** Clunky user interface, and bad choice of colours **What problems is KashFlow solving and how is that benefiting you?** Tagging income and expenditure by budget codes so that I can report on different projects and funders ### 19. Still the best online accounting tool **Rating:** 5.0/5.0 stars **Reviewed by:** Aaron F. | Managing Partner, Management Consulting, Small-Business (50 or fewer emp.) **Reviewed Date:** August 01, 2016 **What do you like best about KashFlow?** It is intuitive, fast, accurate and flexible. It allows us to run our business our way and not our software's way! **What do you dislike about KashFlow?** Invoice templates are cumbersome. Would like it to be more WYSIWYG rather than relying on HTML **Recommendations to others considering KashFlow:** We find Kashflow to still be the market leader in terms of online accounting, bookkeeping and now payroll. We have looked at many other alternatives and keep coming back to Kashflow as being the best choice. **What problems is KashFlow solving and how is that benefiting you?** Accounting and budgeting. Invoicing and credit control ### 20. Not a great experience **Rating:** 1.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** July 08, 2016 **What do you like best about KashFlow?** If I'm honest, very little. The user interface is fresh and quite nice to use and I like the bolt-on product Payroll which you can add to Book-Keeping. The email support team (which I have had lots of experience of) are quite responsive, but don't necessarily achieve resolution. Mainly, I bought on price and the price is less than the likes of Xero. However there is a reason for this! **What do you dislike about KashFlow?** I really bought in to the fact that I could link my business bank account (Barclays) to the software to automate the flow of transactions. Before buying, the sales team were very active and constantly said this was not a problem. In reality, it does not work and it took several calls to both Kashflow and Barclays to establish this. They have now woken up to this reality and there is a statement that confirms this. However, the team that were very friendly and help in the sales process don't even reply to emails once you've bought! Also, the settings menu is not very user friendly in book-keeping unless you have accounting experience. I now understand why Kashflow was recommended by an accountant! Also, there knowledge base is terrible. Even searching for a term such as P11D returns no information on the Payroll product. and searches often take you through to their IRIS support pages rather than Kashflow product. Finally, on the Payroll product, I experienced an incident with the software which I felt was a problem with the software. There is no audit trail for the support team to refer to, therefore, they could not identify whether the issue was user created of a bug in the software. Also, there software issued P60's with errors and had to re-issue the P60's a month later, more admin for me! All this and I'm just a basic two-man band with simple requirements! **Recommendations to others considering KashFlow:** I wish I'd gone with other peoples recommendations where were for other accounting software. **What problems is KashFlow solving and how is that benefiting you?** Book-keeping and payroll. Good for submitting monthly tax & NI filings without the need for an accountant. ### 21. Great software for start ups and small businesses **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Leisure, Travel & Tourism | Small-Business (50 or fewer emp.) **Reviewed Date:** November 03, 2015 **What do you like best about KashFlow?** Easy invoicing, good dashboard, simple vat returns, good range of integrated apps which are very handy, good loading speed, lots of nifty functions to make accounting a breeze. I have been using Kashflow from its early days (6-7 years ago), I have enjoyed how the software has evolved, the functionality is great is most areas, and they have integrated with some handy apps for many functions like posting an invoices, direct debit sync, expenses, etc. Support is only via email, although the support staff are very knowledgeable, extremely helpful and quick to respond. **What do you dislike about KashFlow?** loading speed slows down on the 1st of every month (due to system overload), reporting function is sufficient but by no means extensive, multi user is still in early stages **Recommendations to others considering KashFlow:** Multi user is something to think about, this is one area they have not cracked well. However they are working on it and multi user is possible with limited functionality for the secondary user. **What problems is KashFlow solving and how is that benefiting you?** Expenses are a breeze with Kashflow's integrated receipt bank app, invoicing multiple suppliers is very easy and quick, managing vat returns and EU reverse charge vat is a simplified. Overall the biggest achievement for me with Kashflow is that using this cloud app has made my accounting function easy and super efficient. I am considering using Kashflow for my business payroll in the future. ## KashFlow Discussions - [Who owns KashFlow?](https://www.g2.com/discussions/who-owns-kashflow) - [Is KashFlow cloud based?](https://www.g2.com/discussions/is-kashflow-cloud-based) - [Does KashFlow have an app?](https://www.g2.com/discussions/does-kashflow-have-an-app) - [Is KashFlow easy to use?](https://www.g2.com/discussions/is-kashflow-easy-to-use) - [View KashFlow pricing details and edition comparison](https://www.g2.com/products/kashflow/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-13+21%3A45%3A00+-0500&secure%5Bsession_id%5D=ecd2531e-6840-430c-a19e-ed35d3c32d57&secure%5Btoken%5D=cf00731a0a0f8ff7f5b0188365c3367a37c463b0f1aeda9799bb984c13515fe4&format=llm_user) ## KashFlow Features **General Ledger** - Journal Entries - Tags / Dimensions - Audit Trail **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Accounts Receivable** - Invoice Customization - AR Automation - Collections Automation **Accounts Payable** - AP Automation - Payment Processing - Purchase Orders **Other Functionality** - Inventory Tracking / Ordering - Inventory Pricing and Costing - Inventory Reporting - Multi-Entity / Consolidation - Recognition Rules - Reconciliations - Payroll - Time and Expense **Reporting & Analytics** - Financial Statements - Custom Reporting - Budgeting / Forecasting - Dashboards **Platform** - Customization - Workflow Capability - User, Role, and Access Management - Internationalization - Performance and Reliability - Output Document Generation **Integration** - Data Import and Export Tools - Integration APIs - Breadth of Partner Applications **Cash Flow** - Track Cash Flow - Income and Expenses - File Exports **Budgeting & Forecasting** - Budgeting / Forecasting - Data Import - Versioning - Historical Data **Revenue** - Revenue Types - Revenue Allocation - Scheduling **Payroll** - Direct Deposit - Tax Calculation - Reporting and Dashboards **AI** - Data Extraction - Invoice Processing - Expense Management - Fraud Detection - Tax Compliance - Support Chatbots - Bank Reconciliations - Report Generation - Customizable Alerts - Predictive Analytics **Mobile Applications - Accounting** - Cloud Integration - Notifications - UI - Offline - Expense Tracking - Invoice Management **Agentic AI - Accounting** - Autonomous Task Execution ## Top KashFlow Alternatives - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - 4.0/5.0 (3,706 reviews) - [Xero](https://www.g2.com/products/xero/reviews) - 4.4/5.0 (1,567 reviews) - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews) - 4.4/5.0 (383 reviews)