GoCardless Features
Payment Options (7)
Recurring Billing
Ability to charge customers on a recurring basis for subscription-based purchases
Instant Payment
Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
ACH Payments and eCheck Processing
Ability to accept and process eChecks and ACH payments as a form of payment
Multi-Currency
Allows users to process payments in multiple currencies.
Online payment portal
Provides an online portal where customers can make payments.
Multi-Currency
Allows users to process payments in multiple currencies.
Online payment portal
Provides an online portal where customers can make payments.
Administration (9)
Reporting/Dashboards
Access pre-built and custom reports and dashboards.
User, Role, and Access Management
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.
Payout Time
Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry
Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Reporting & Analytics
Reports and analytics created from payment data.
E-commerce Integration
The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience.
Processing Fees
Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate.
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Security (2)
Data Tokenization
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
Development (4)
Customization (Fields, Objects, and Layouts)
Allows developers to customize payment form to accommodate their unique processes.
APIs
Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.
Accounting Software Integration
Provides standard integration with merchant's accounting software
E-Commerce Software Integration
Provides standard integration with merchant's e-commerce software
Platform (8)
Performance and Reliability
Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries
Internationalization - Operating Country
The payment gateway is supported in the country in which the merchant operates
API / Integrations
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
Accounting integration
Provide integration with accounting software and ERP systems.
E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
Accounting integration
Provide integration with accounting software and ERP systems.
E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
Revenue Optimization (3)
At-Risk Customers
Identify customers that are more likely to cancel their subscriptions
Customer Churn
Address customer churn by identifying the causes of cancellations
Revenue Forecasting
Estimate future changes in revenues per product type or customer category
Revenue Recognition (3)
Usage Tracking
Track usage per company, custom time period, or contract
Deferred Revenue
Track payments received for products that haven't be delivered yet
Revenue Accrual
Recognition rules to accrue revenue on a daily or monthly basis
Billing and Payments (2)
Payment Terms
Provide multiple payment terms per customer or contract
Personalized Billing
Different types of billing such as: recurring, one time changes, based on number of seats or usage
Payment Methods (1)
ACH
Automated Clearing House (ACH) is an electronic network that processes large volumes of financial transactions, including B2B payments.
Payment Processing (7)
Batch Processing
Payments can be processed by batch without manual intervention
Payments Scheduling
Ability to schedule payments at predefined dates and times
Automated Workflows
Workflows to manage every stage of the payment process
Self Service
Self-service portals and mobile apps to submit invoices for processing
Reconciliation
Match invoices, payments, and bank statement information
Settlements
Clearing of electronic payments to transfer funds from customers to suppliers
Payment Tracking
Track each stage of the payment process and manage payments history
Security and Compliance (1)
SSL Encryption
Secure Sockets Layer is the standard security protocol for encryption of electronic data
Integration (3)
Agnostic Integration
The software can be integrated with any other products
Reporting Consolidation
Reports are generated using financial data from multiple sources
Plugins and APIs
The vendor provides pugins and APIs that customers can use to create custom integrations
Administration - Installment Payment and Buy Now Pay Later (BNPL) (2)
Email Notifications
Automatic email notifications to remind customers to make payments or confirm they have made a payment.
Invoicing
Tools to create invoices and split up invoices into a payment plan.
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (3)
Payment Gateway
The ability to process credit card payments and collect payment via other online payment options.
Payment Tracking
Tools to track the status of payments to ensure they are being completed.
Payment Scheduling
Tools to break a payment into installments and create a payment schedule.
Payment Processing (1)
Encryption
Built-in security to protect payment information in order to prevent fraud and hacking.
Payment Types (1)
AP Automation
Manages large volumes of invoices and financial transactions between a company and its suppliers
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)
Adaptive Learning
Improves performance based on feedback and experience
Proactive Assistance
Anticipates needs and offers suggestions without prompting
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Enterprise Payment (1)
Adaptive Learning
Improves performance based on feedback and experience
Technology Glossary Features
View definitions of the features and discover new technology terms.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.





