[ GoCardless Reviews ](https://www.g2.com/products/gocardless/reviews) [ GoCardless Reviews ](https://www.g2.com/products/gocardless/reviews) # GoCardless Features ##### ## Payment Options (7) Recurring Billing Ability to charge customers on a recurring basis for subscription-based purchases Instant Payment Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases ACH Payments and eCheck Processing Ability to accept and process eChecks and ACH payments as a form of payment Multi-Currency Allows users to process payments in multiple currencies. Online payment portal Provides an online portal where customers can make payments. Multi-Currency Allows users to process payments in multiple currencies. Online payment portal Provides an online portal where customers can make payments. Show More ##### ## Administration (9) Reporting/Dashboards Access pre-built and custom reports and dashboards. User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. Payout Time Turnaround time for money to be transferred to the merchant's bank account Manual Payment Entry Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Reporting & Analytics Reports and analytics created from payment data. E-commerce Integration The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience. Processing Fees Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate. Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Show More ##### ## Security (2) Data Tokenization Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. Two-Factor Authentication An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) Show More ##### ## Development (4) Customization (Fields, Objects, and Layouts) Allows developers to customize payment form to accommodate their unique processes. APIs Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. Accounting Software Integration Provides standard integration with merchant's accounting software E-Commerce Software Integration Provides standard integration with merchant's e-commerce software Show More ##### ## Platform (8) Performance and Reliability Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. Internationalization - Currency/Language The gateway supports multiple currencies and languages to enable business from customers in multiple countries Internationalization - Operating Country The payment gateway is supported in the country in which the merchant operates API / Integrations Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Show More ##### ## Revenue Optimization (3) At-Risk Customers Identify customers that are more likely to cancel their subscriptions Customer Churn Address customer churn by identifying the causes of cancellations Revenue Forecasting Estimate future changes in revenues per product type or customer category Show More ##### ## Revenue Recognition (3) Usage Tracking Track usage per company, custom time period, or contract Deferred Revenue Track payments received for products that haven't be delivered yet Revenue Accrual Recognition rules to accrue revenue on a daily or monthly basis Show More ##### ## Billing and Payments (2) Payment Terms Provide multiple payment terms per customer or contract Personalized Billing Different types of billing such as: recurring, one time changes, based on number of seats or usage Show More ##### ## Payment Methods (1) ACH Automated Clearing House (ACH) is an electronic network that processes large volumes of financial transactions, including B2B payments. Show More ##### ## Payment Processing (7) Batch Processing Payments can be processed by batch without manual intervention Payments Scheduling Ability to schedule payments at predefined dates and times Automated Workflows Workflows to manage every stage of the payment process Self Service Self-service portals and mobile apps to submit invoices for processing Reconciliation Match invoices, payments, and bank statement information Settlements Clearing of electronic payments to transfer funds from customers to suppliers Payment Tracking Track each stage of the payment process and manage payments history Show More ##### ## Security and Compliance (1) SSL Encryption Secure Sockets Layer is the standard security protocol for encryption of electronic data Show More ##### ## Integration (3) Agnostic Integration The software can be integrated with any other products Reporting Consolidation Reports are generated using financial data from multiple sources Plugins and APIs The vendor provides pugins and APIs that customers can use to create custom integrations Show More ##### ## Administration - Installment Payment and Buy Now Pay Later (BNPL) (2) Email Notifications Automatic email notifications to remind customers to make payments or confirm they have made a payment. Invoicing Tools to create invoices and split up invoices into a payment plan. Show More ##### ## Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (3) Payment Gateway The ability to process credit card payments and collect payment via other online payment options. Payment Tracking Tools to track the status of payments to ensure they are being completed. Payment Scheduling Tools to break a payment into installments and create a payment schedule. Show More ##### ## Payment Processing (1) Encryption Built-in security to protect payment information in order to prevent fraud and hacking. Show More ##### ## Payment Types (1) AP Automation Manages large volumes of invoices and financial transactions between a company and its suppliers Show More ##### ## Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3) Adaptive Learning Improves performance based on feedback and experience Proactive Assistance Anticipates needs and offers suggestions without prompting Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Payment Gateways (3) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Enterprise Payment (1) Adaptive Learning Improves performance based on feedback and experience Show More [ ![Revaly](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_2900c1b6e86ae4604e68cf4696f785d0/revaly.png "Revaly") Sponsored Revaly Visit Website ](javascript:void(0)) ## Top-Rated Alternatives [ ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") PayPal Payments 4.4/5 (2,690) ](https://www.g2.com/products/paypal/reviews) [ ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer") Payoneer 3.2/5 (360) ](https://www.g2.com/products/payoneer/reviews) [ ![Square Payments](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments") Square Payments 4.5/5 (168) ](https://www.g2.com/products/square-payments/reviews) [ View All Alternatives ](https://www.g2.com/products/gocardless/competitors/alternatives) ## Technology Glossary Features View full feature definition View definitions of the features and discover new technology terms. [View Glossary](/glossary) [Online Payment](/glossary/online-payment-definition) Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet. [Dispute Resolution](/glossary/dispute-resolution) Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes. [PCI Compliance](/glossary/pci-compliance-definition) Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices. GoCardless Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_33722911aa5de05113e3d3acb9ecabab/paypal.png "Product Avatar Image") PayPal Payments 4.4/5 (2,743) [ Compare Now ](https://www.g2.com/compare/gocardless-vs-paypal) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_bfa7f0da8c9fda0248f5f0a3d8a4122e/stripe-billing.png "Product Avatar Image") Stripe Billing 4.4/5 (141) [ Compare Now ](https://www.g2.com/compare/gocardless-vs-stripe-billing) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_7a49b25a78d1a50285a6a37789b87072/sezzle.png "Product Avatar Image") Sezzle 4.6/5 (122) [ Compare Now ](https://www.g2.com/compare/gocardless-vs-sezzle) ##### Categories on G2 [ Payment Processing ](https://www.g2.com/categories/payment-processing)[ Enterprise Payment ](https://www.g2.com/categories/enterprise-payment)[ Subscription Revenue Management ](https://www.g2.com/categories/subscription-revenue-management) [ Payment Gateways ](https://www.g2.com/categories/payment-gateways)[ Installment Payment and Buy Now Pay Later (BNPL) ](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) Show More ##### Explore More [ What is the top-rated vulnerability scanner for large organizations? ](https://www.g2.com/discussions/what-is-the-top-rated-vulnerability-scanner-for-large-organizations)[ Top-rated tools for tracking workspace utilization ](https://www.g2.com/discussions/what-are-the-top-rated-tools-for-tracking-workspace-utilization)[ Digital Marketing Services in Vancouver ](https://www.g2.com/categories/digital-marketing/locations/vancouver-bc-ca) [ Best tools for combining data visualization with storytelling ](https://www.g2.com/discussions/what-are-the-best-tools-for-combining-data-visualization-with-storytelling)[ What solution integrates network management with ITSM tools? ](https://www.g2.com/discussions/what-solution-integrates-network-management-with-itsm-tools)[ Pros and Cons Details ](https://www.g2.com/products/gocardless/reviews?qs=pros-and-cons) Show More [ What is the top-rated vulnerability scanner for large organizations? ](https://www.g2.com/discussions/what-is-the-top-rated-vulnerability-scanner-for-large-organizations)[ Top-rated tools for tracking workspace utilization ](https://www.g2.com/discussions/what-are-the-top-rated-tools-for-tracking-workspace-utilization)[ Digital Marketing Services in Vancouver ](https://www.g2.com/categories/digital-marketing/locations/vancouver-bc-ca) [ Best tools for combining data visualization with storytelling ](https://www.g2.com/discussions/what-are-the-best-tools-for-combining-data-visualization-with-storytelling)[ What solution integrates network management with ITSM tools? ](https://www.g2.com/discussions/what-solution-integrates-network-management-with-itsm-tools)[ Pros and Cons Details ](https://www.g2.com/products/gocardless/reviews?qs=pros-and-cons)