GoCardless Features
Payment Options (7)
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Recurring Billing
Ability to charge customers on a recurring basis for subscription-based purchases
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Instant Payment
Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
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ACH Payments and eCheck Processing
Ability to accept and process eChecks and ACH payments as a form of payment
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Multi-Currency
Allows users to process payments in multiple currencies.
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Self Service Portal
Online portal through which end users can access the system, manage tasks, or obtain information
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Multi-Currency
Allows users to process payments in multiple currencies.
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Self Service Portal
Online portal through which end users can access the system, manage tasks, or obtain information
Administration (12)
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Reporting/Dashboards
Access pre-built and custom reports and dashboards.
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User, Role, and Access Management
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.
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Payout Time
Turnaround time for money to be transferred to the merchant's bank account
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Manual Payment Entry
Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
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Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
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Reporting & Analytics
Reports and analytics created from payment data.
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E-commerce Integration
The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience.
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Processing Fees
Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate.
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Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Payment Gateway Integration
Integration with payment gateways to facilitate online transactions
ACH Payment Processing
Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
Cryptocurrency Processing
Accept and process cryptocurrency transactions such as Bitcoin
Security (2)
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Data Tokenization
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
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Two-Factor Authentication
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
Development (4)
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Customization (Fields, Objects, and Layouts)
Allows developers to customize payment form to accommodate their unique processes.
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APIs
Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.
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Accounting Software Integration
Provides standard integration with merchant's accounting software
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E-Commerce Software Integration
Provides standard integration with merchant's e-commerce software
Platform (8)
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Performance and Reliability
Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
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Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries
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Internationalization - Operating Country
The payment gateway is supported in the country in which the merchant operates
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API / Integrations
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
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Accounting integration
Provide integration with accounting software and ERP systems.
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E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
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Accounting integration
Provide integration with accounting software and ERP systems.
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E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
Revenue Optimization (3)
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At-Risk Customers
Identify customers that are more likely to cancel their subscriptions
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Customer Churn
Address customer churn by identifying the causes of cancellations
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Revenue Forecasting
Estimate future changes in revenues per product type or customer category
Revenue Recognition (3)
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Usage Tracking
Track usage per company, custom time period, or contract
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Deferred Revenue
Track payments received for products that haven't be delivered yet
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Revenue Accrual
Recognition rules to accrue revenue on a daily or monthly basis
Billing and Payments (2)
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Payment Terms
Provide multiple payment terms per customer or contract
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Personalized Billing
Different types of billing such as: recurring, one time changes, based on number of seats or usage
Payment Methods (1)
ACH
Automated Clearing House (ACH) is an electronic network that processes large volumes of financial transactions, including B2B payments.
Payment Processing (7)
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Batch Processing
Payments can be processed by batch without manual intervention
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Payments Scheduling
Ability to schedule payments at predefined dates and times
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Automated Workflows
Workflows to manage every stage of the payment process
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Self Service
Self-service portals and mobile apps to submit invoices for processing
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Reconciliation
Match invoices, payments, and bank statement information
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Settlements
Clearing of electronic payments to transfer funds from customers to suppliers
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Payment Tracking
Track each stage of the payment process and manage payments history
Security and Compliance (1)
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SSL Encryption
Secure Sockets Layer is the standard security protocol for encryption of electronic data
Integration (3)
Agnostic Integration
The software can be integrated with any other products
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Reporting Consolidation
Reports are generated using financial data from multiple sources
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Plugins and APIs
The vendor provides pugins and APIs that customers can use to create custom integrations
Administration - Installment Payment and Buy Now Pay Later (BNPL) (2)
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Email Notifications
Automatic email notifications to remind customers to make payments or confirm they have made a payment.
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Invoicing
Tools to create invoices and split up invoices into a payment plan.
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (3)
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Payment Gateway
The ability to process credit card payments and collect payment via other online payment options.
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Payment Tracking
Tools to track the status of payments to ensure they are being completed.
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Payment Scheduling
Tools to break a payment into installments and create a payment schedule.
Payment Processing (6)
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Encryption
Built-in security to protect payment information in order to prevent fraud and hacking.
Debit/Credit Card Processing
Accept and process credit/debit card transactions
Online Payments
Accept and process online payment transactions
Partial Payments
Allow customers to make a partial payment on an invoice and track remaining debt
In-Person Payments
Transactions that typically involve face-to-face interactions between the payer and the payee
Digital Wallet Payments
Allows customers to check out with wallet payment methods that digitally store credit and debit cards
Payment Types (1)
AP Automation
Manages large volumes of invoices and financial transactions between a company and its suppliers
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)
Adaptive Learning
Improves performance based on feedback and experience
Proactive Assistance
Anticipates needs and offers suggestions without prompting
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Enterprise Payment (1)
Adaptive Learning
Improves performance based on feedback and experience
Additional Functionality (49)
Data Synchronization
Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency
Transaction Monitoring
Monitor or audit historical and current transactions to analyze customer account activities
Purchasing & Receiving
Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity
Contactless NFC
Near-field communication method to share data and process contactless payments
Offline Access
Ability of websites, web applications, or mobile applications to function without an active internet connection
Electronic Signature
Digitally sign online documents
PCI Compliance
Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)
Credit Card Management
Financial system that helps create and manage physical/digital credit cards and track transaction activities
Fraud Detection
Identify and prevent suspicious activity
SSL Security
Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access
Mobile Access
Access software remotely via mobile devices
Generative AI
Use AI to generate content in the form of text, images, videos, etc.
Returns Management
Track and facilitate returns of products sold
Discount Management
Track products that are for sale at a reduced price or part of coupon promotions
Reminders
Timed notification for any upcoming task, deadline, appointment, or activity
Barcode/Ticket Scanning
Scan barcodes to ensure accurate pricing and label tracking
Reporting & Statistics
Collection, analysis, and representation of numerical data and generation of reports to understand various patterns
Recurring/Subscription Billing
Automated process of charging customers at regular intervals for repeated access or use of a product or service
Compliance Management
Track and manage adherence to policies for any service, product, process, or supplier
Transaction History
Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period
Mobile Card Reader
Hardware device connected to smartphones for processing payments
Sales Tax Management
Calculation of consumption tax imposed on the sale of goods/services
Customer Database
A collection of customer information such as contact details, demographics, previous interactions, etc.
Receipt Management
Upload, track, and submit receipts in a central database
Customizable Branding
Add customized logos and colors to align with company branding
Invoice Management
Captures invoice data and maintains comprehensive records for auditing and reporting purposes
Cash Management
Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances
Remote Access/Control
Access work applications remotely, for when working away from the office and/or traveling
Multi-Location
Manage and support multiple locations
Sales Trend Analysis
Analyze the current state of sales data to accurately understand trends and forecast future sales numbers.
CRM
Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system
Gift Card Management
Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus
Sales Reports
Reports specific to sales analysis for trends and strategies
AI Copilot
A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users
Multiple Payment Options
Process payments via multiple modes directly through the application
Loyalty Program
Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases
Status Tracking
Track the status over time for a request, process, asset, or transaction
Alerts/Notifications
Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges
Activity Dashboard
Dashboard to view the status of ongoing processes, identify current incidents and track past activities
Expense Tracking
Monitor and record expenses such as purchases or charges incurred
Data Security
Protect sensitive data for digital privacy
Payment Links
Send clickable links via text or email to collect payments from customers
API
Application programming interface that allows for integration with other systems/databases
Payment Fraud Prevention
Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.
Payment Reconciliation
Reconcile payments with corresponding invoices or orders for accounting purposes
Data Import/Export
Import and export data to and from software applications
Search/Filter
Search and filter data across systems to locate required information by entering keywords or certain criteria
Real-Time Data
Receive data and information in real time
Billing & Invoicing
Create, manage, and send invoices or bills to customers
Top-Rated Alternatives
Technology Glossary Features
View definitions of the features and discover new technology terms.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
PCI compliance is the set of PCI DSS standards businesses must follow to protect credit card data. Learn its levels, 12 requirements, and benefits.
Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes.



