# Wiserfunding Reviews **Vendor:** Wiserfunding **Category:** [Loan Origination Software](https://www.g2.com/categories/loan-origination) **Average Rating:** 4.8/5.0 **Total Reviews:** 3 ## About Wiserfunding Wiserfunding is a London-based credit analytics platform that helps small and medium enterprise (SME) lenders strengthen the size and health of their portfolios. Our solutions provide the fastest, most accurate analytical tools that enable lenders to screen, underwrite, monitor and manage their portfolios with transparency and ease. Customers at a variety of lenders, from neo banks to asset managers to embedded lenders, use Wiserfunding to scale their credit decisions while reducing costs from provisions, losses, and operations. Using industry-specific credit models tailored to SMEs, our insights are grounded in five decades of academic research at the forefront of SME credit risk, unifying data from an array of public, private, and unstructured datasets that yield the most comprehensive view of a company’s creditworthiness. Wiserfunding was founded in 2016 by Dr. Gabriele Sabato and Dr. Edward Altman, founder of the Altman Z-Score, to help address the $5tn funding gap to SMEs. Backed by BGF, the UK and Ireland’s most active growth investor, Wiserfunding supports over 60 clients who have lent £3bn+ across 3 continents. ## Wiserfunding Reviews ### 1. Wiser Funding is a Game-Changer! **Rating:** 5.0/5.0 stars **Reviewed by:** Mark R. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 17, 2023 **What do you like best about Wiserfunding?** I recently discovered Wiserfunding, and it has completely transformed how I handle and grow my portfolio. It's an incredible tool that makes assessments faster and more accurate, giving me the clarity I need to make confident decisions and manage my portfolio easier. I have found the Origination feature to be a game-changer. It automates the tedious tasks of finding, screening, and evaluating new business opportunities. Filtering out the risky leads is time saving and so much more efficient. Plus, the swift screening saves me time by weeding out unviable applications, so I can focus on the good ones. I now have all the data I need in one place! **What do you dislike about Wiserfunding?** After the recent changes to the design and functionality there really isn't anything that I could say that I dislike. Wiser Funding has helped our business and I look forward to the future updates. **What problems is Wiserfunding solving and how is that benefiting you?** The problem being solved is the risk adversity of prosptective finance applicants. We used to spend several hours every day working with leads that were then declined. Now we save that time as we are able to see the risk levels before we even engage. ### 2. Trade River **Rating:** 5.0/5.0 stars **Reviewed by:** martin B. | Small-Business (50 or fewer emp.) **Reviewed Date:** June 27, 2023 **What do you like best about Wiserfunding?** The WF portal is very easy to navigate in the first instance. The credit reports are a useful input for our credit reviews, they are easy to read and understand, enabling a quick review of results and trends. The Z score, PD and Bond equiv rating are a good source for filtering new business as well. **What do you dislike about Wiserfunding?** The new dashboard tool is great but needs to be able to take in our own data, i.e. exposures, to be fully meaningful **What problems is Wiserfunding solving and how is that benefiting you?** Consistent / comparable analysis of financial results aligned with non-financial conditions, summarised in the form of a rating. Allows for meaningful portfolio management work. ### 3. Easy and useful **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** July 12, 2023 **What do you like best about Wiserfunding?** Easy way to provide credit scores for SMBs, platform is easy to use, connectivity with CODAT, support responds quickly. **What do you dislike about Wiserfunding?** For some countries only manual information is allowed, when we can't share information about the company scores may be outdated or less reliable. **What problems is Wiserfunding solving and how is that benefiting you?** Improve speed of decision, improve scorecards. - [View Wiserfunding pricing details and edition comparison](https://www.g2.com/products/wiserfunding/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-27+04%3A33%3A30+-0500&secure%5Bsession_id%5D=82d628a9-7986-44a6-b8c4-b907e84f8b22&secure%5Btoken%5D=b69efba2610e21d654eeb5bfaf48453b5a7ce9043aa47150eddc91ed70f61a00&format=llm_user) ## Wiserfunding Features **Agentic AI - Loan Origination** - Autonomous Task Execution - Multi-step Planning - Cross-system Integration - Adaptive Learning - Proactive Assistance - Decision Making ## Top Wiserfunding Alternatives - [LendingPad](https://www.g2.com/products/lendingpad/reviews) - 4.7/5.0 (166 reviews) - [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) - 5.0/5.0 (123 reviews) - [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) - 4.6/5.0 (104 reviews)