NMI Gateway Features
Payment Options (8)
Recurring Billing
As reported in 47 NMI Gateway reviews. Ability to charge customers on a recurring basis for subscription-based purchases
Instant Payment
Based on 37 NMI Gateway reviews. Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
Accepted Credit Cards and Debit Cards
Ability to accept different types of credit and debit cards 56 reviewers of NMI Gateway have provided feedback on this feature.
ACH Payments and eCheck Processing
Ability to accept and process eChecks and ACH payments as a form of payment 45 reviewers of NMI Gateway have provided feedback on this feature.
Split Payments
Ability to split payments between merchant and sellers 28 reviewers of NMI Gateway have provided feedback on this feature.
Real-Time Payments
Supports real time payments 40 reviewers of NMI Gateway have provided feedback on this feature.
Multi-Currency
Based on 29 NMI Gateway reviews. Allows users to process payments in multiple currencies.
Online payment portal
As reported in 58 NMI Gateway reviews. Provides an online portal where customers can make payments.
Administration (8)
Reporting/Dashboards
Based on 60 NMI Gateway reviews. Access pre-built and custom reports and dashboards.
User, Role, and Access Management
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. 60 reviewers of NMI Gateway have provided feedback on this feature.
Payout Time
Based on 52 NMI Gateway reviews. Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry
Based on 54 NMI Gateway reviews. Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Dispute Resolution
The process for handling chargebacks and disputes with the payment gateway. 33 reviewers of NMI Gateway have provided feedback on this feature.
Omnichannel
As reported in 34 NMI Gateway reviews. Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2
Based on 42 NMI Gateway reviews. Supports levels 1 and 2 for credit card payment processing.
Level 3
Supports level 3 credit card processing which requires additional data for qualification. This feature was mentioned in 35 NMI Gateway reviews.
Security (5)
PCI Compliance
Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy 26 reviewers of NMI Gateway have provided feedback on this feature.
Fraud Protection Tools
Based on 45 NMI Gateway reviews. Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others
Data Tokenization
As reported in 48 NMI Gateway reviews. Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication
Based on 45 NMI Gateway reviews. An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
POS Verification
Support cardholder verification methods for POS transactions. 32 reviewers of NMI Gateway have provided feedback on this feature.
Development (4)
Customization (Fields, Objects, and Layouts)
Allows developers to customize payment form to accommodate their unique processes. This feature was mentioned in 49 NMI Gateway reviews.
APIs
Based on 50 NMI Gateway reviews. Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.
Accounting Software Integration
Provides standard integration with merchant's accounting software 34 reviewers of NMI Gateway have provided feedback on this feature.
E-Commerce Software Integration
Provides standard integration with merchant's e-commerce software 47 reviewers of NMI Gateway have provided feedback on this feature.
Platform (8)
Performance and Reliability
Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. 55 reviewers of NMI Gateway have provided feedback on this feature.
Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries This feature was mentioned in 24 NMI Gateway reviews.
Internationalization - Operating Country
Based on 23 NMI Gateway reviews. The payment gateway is supported in the country in which the merchant operates
API / Integrations
Based on 51 NMI Gateway reviews. Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
PCI Regulation Compliance
Based on 43 NMI Gateway reviews. Complies with payment card industry (PCI) regulations
Supplemental Technology
Supports EMV chip card and Near Field Communications (NFC) technologies 30 reviewers of NMI Gateway have provided feedback on this feature.
Accounting integration
Provide integration with accounting software and ERP systems. This feature was mentioned in 33 NMI Gateway reviews.
E-commerce Integration
Based on 50 NMI Gateway reviews. Provide integration with B2B and B2C e-commerce platforms
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives
Technology Glossary Features
View definitions of the features and discover new technology terms.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.
Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.





