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NMI Gateway Pros and Cons: Top 5 Advantages and Disadvantages

Quick AI Summary Based on G2 Reviews

Generated from real user reviews

Users highlight the ease of use of NMI Gateway, enabling quick payment acceptance with a user-friendly interface. (28 mentions)
Users praise the excellent customer support of NMI Gateway, highlighting quick assistance and knowledgeable representatives. (13 mentions)
Users appreciate the easy-to-use interface of NMI Gateway, making navigation and branding simple and efficient. (7 mentions)
Users value the easy integrations of NMI Gateway, making setup and payment processing seamless and efficient. (6 mentions)
Users value the easy payment acceptance of NMI Gateway, enabling diverse and efficient transaction processing for their businesses. (6 mentions)
Users often experience poor customer support, facing long wait times and communication challenges with representatives. (11 mentions)
Users find that the integration process can be tricky without proper technical knowledge or assistance. (5 mentions)
Users express frustration over the limited customization options in NMI Gateway, particularly for invoicing and report generation. (4 mentions)
Users find the poor interface design of NMI Gateway confusing and difficult to navigate, impacting their experience. (3 mentions)
Users find the integration process complex, requiring technical knowledge to successfully implement the NMI Gateway. (2 mentions)

5 Pros or Advantages of NMI Gateway

5 Cons or Disadvantages of NMI Gateway

NMI Gateway Reviews (108)

Reviews

NMI Gateway Reviews (108)

4.6
108 reviews
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Michael P.
MP
Michael P.
Owner
Small-Business (50 or fewer emp.)
"Simple Recurring Billing with Fast Payments and Outstanding Support"
5/5
What do you like best about NMI Gateway?

Simple to use and easy to understand. I have a subscription service I offer my clients, and the system makes it easy to add them as customers then setup recurring billing on their credit cards. The Batch Manager and Customer Roster are the most heavily used areas for me. The pricing is also extremely competitive, but it's the support I get that really makes it attractive. Recently I needed ACH payment capabilities integration, and Ben and the team made it super easy to do that! My customers love the payments page and the details that are e-mailed to me make it easy for me to reconcile my ledger in Quicken. The payment page loads quickly and my clients enjoy how fast the payment process is. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

It is difficult for me to offer a valid criticism of this system, since it does everything really well. Combined systems like Quickbooks don't offer nearly the same experience and costs a lot more. I even think the reporting options are better than Quickbooks. Review collected by and hosted on G2.com.

Josh H.
JH
Josh H.
President
Small-Business (50 or fewer emp.)
"Horrible Customer Service"
0.5/5
What do you like best about NMI Gateway?

There's nothing new about the gateway that I've noticed; however, I don't generally board any merchants to your gateway any longer. The only thing that is kind of convenient is the fact that we can go in, sign in as the merchant, and set up is pretty easy, but the majority of other gateways that we resell do the exact same thing. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

Once you guys acquired Iris, your service went extremely downhill, and it's continuing to drop. The service levels continue to not get any better at all. You can send an email and get a response back days, if not weeks, later. US AEPAY is even worse yet. I don't really have too much good to say about NMI other than it's an easy setup. Review collected by and hosted on G2.com.

Response from Ben Gardner of NMI Gateway

Josh, thank you for sharing your feedback. We're very sorry to hear this has been your experience, and we take it seriously. Your partnership is important to us, and as already agreed, we're putting a regular cadence of check-ins in place to work through the issues you've raised. We appreciate you sticking with us, and we're committed to turning this around.

Verified User in Financial Services
UF
Verified User in Financial Services
Small-Business (50 or fewer emp.)
"Flexible, Developer-Friendly Gateway with Broad Processor Support"
5/5
What do you like best about NMI Gateway?

What I like best about NMI Gateway is its flexible payment infrastructure and developer-friendly integration options. The gateway provides a straightforward way to integrate payment processing into an existing platform through APIs while supporting a broad range of transaction and merchant-management capabilities. I also appreciate its compatibility with multiple processors, which provides greater flexibility when building and scaling a payment platform. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

One area that could be improved is making some of the more advanced gateway features and configuration options easier to understand and access. More detailed technical documentation, clearer implementation examples, and a more streamlined onboarding process for advanced API integrations would make the overall experience even better. Review collected by and hosted on G2.com.

JA
Jeffrey A.
Small-Business (50 or fewer emp.)
"The most advanced payment gateway"
4.5/5
What do you like best about NMI Gateway?

NMI is the most advanced feature-filled payment gateway out there. We especially like the network token functionality (Customer Token Vault) and the Shopify integration. It just works! Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

The reporting for multiple MIDs and subreseller accounts is limited, but there's a new Insights window that seems to be a start for improving this. Review collected by and hosted on G2.com.

Verified User
G
Verified User
Small-Business (50 or fewer emp.)
"Straightforward Setup with Integration Perks, But Lacking in Reporting"
4/5
What do you like best about NMI Gateway?

I like the ease of setting up merchants and the integrated e-check application in NMI Gateway. It's relatively simple to set up even though it took some time initially. I also appreciate the connections with QuickBooks and the better pricing compared to QuickBooks’ own payment processing. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

The reporting is difficult to locate and can be difficult to understand with the CSV files. I could use something with more insights into my payment processing. Review collected by and hosted on G2.com.

Charles A.
CA
Charles A.
Project and Business Development Director
Financial Services
Small-Business (50 or fewer emp.)
"Proactive Support and Seamless Integrations"
5/5
What do you like best about NMI Gateway?

I like that with NMI Gateway, as the Processor, I can log in and assist my merchants, which is crucial for those who are not tech-savvy. This proactive support capability sets NMI apart from other gateways like Authorize.net. The login function is really helpful as it allows me to see exactly what the merchants are looking at or to get the details they are missing. Another big feature I find incredibly useful is the ability to have multiple processing backends loaded up on NMI. This lets me easily swap or point to another backend without needing a whole new gateway, especially if one goes down. The uptime has been phenomenal, and it's been a great experience using them for about 6 years with very few issues. It's my top recommended gateway, a 10 for me. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

I wish that NMI could pull in deposit details. That's the main thing they are missing. If they had that feature, it would be the best gateway out there. Review collected by and hosted on G2.com.

JG
Joseph G.
Small-Business (50 or fewer emp.)
"best reseller access"
4.5/5
What do you like best about NMI Gateway?

I like Fee Nav and am interesting in learning more about merchant central and their integration opportunities. Acquired technology stack seems to be improving for agents. I'm hopeful for the technology benefits. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

Sometimes support holds can be long and I'd like to see more interaction with resellers prior to wide pricing changes. Review collected by and hosted on G2.com.

Shem S.
SS
Shem S.
Client Experience Manager
Small-Business (50 or fewer emp.)
"NMI continues to be the easiest Gateway to work with"
5/5
What do you like best about NMI Gateway?

At FNBO we work with a lot of gateways and we continue to prioritize NMI over all of them. It's easier to use, customizable, can use cloud based terminals, and is affordable. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

The ability to pass level 3 data on EMV terminal processors Review collected by and hosted on G2.com.

Samuel S.
SS
Samuel S.
Elavon MSP Advisory Committee Board Member
Small-Business (50 or fewer emp.)
"Connects with Other Software"
4.5/5
What do you like best about NMI Gateway?

It allows us to connect to various other software. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

The pricing is a la cart and can get expensive. The UI feels dated. It is sometimes hard to figure out the different options available in the gateway. Review collected by and hosted on G2.com.

JT
John T.
Business Owner
Small-Business (50 or fewer emp.)
"Great Payment Gateway"
5/5
What do you like best about NMI Gateway?

Credit card network tokenization. Great integrations as well. Review collected by and hosted on G2.com.

What do you dislike about NMI Gateway?

Would like to not see gateway price increases. Review collected by and hosted on G2.com.