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# NMI Gateway vs PayPal Payments Comparison - What are their main differences?

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NMI GatewayPayPal Payments[+ Add Product](#)

Reviews

**NMI Gateway** [

4.6/5(108)

](https://www.g2.com/products/nmi-gateway/reviews#reviews)

**PayPal Payments** [

4.4/5(2,751)

](https://www.g2.com/products/paypal/reviews#reviews)

Pricing

**NMI Gateway**
No pricing available

**PayPal Payments**
 **$0** per month · On Website - Basic

**Pricing Insights**
from reviews

Time to Implement

**NMI Gateway**
1 month

Based on 41 responses

**PayPal Payments**
1 month

Based on 161 responses

Return on Investment

**NMI Gateway**
8 months1 month sooner

Based on 35 responses

**PayPal Payments**
9 months

Based on 131 responses

Perceived Cost

**NMI Gateway**
$$$$$

**PayPal Payments**
$$$$$

Average Discount

**NMI Gateway**
7%

**PayPal Payments**
7%

 ![NMI Gateway](https://images.g2crowd.com/uploads/product/hd_favicon/5a77051890d3a2cf3deebb1b7492a9d2/nmi-gateway.svg "NMI Gateway")

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

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Pros & Cons

**NMI Gateway**
[
Ease of Use (28)
](https://www.g2.com/products/nmi-gateway/reviews?filters%5Bsentiment_snippet%5D=1051624&qs=pros-and-cons#reviews)[
Customer Support (13)
](https://www.g2.com/products/nmi-gateway/reviews?filters%5Bsentiment_snippet%5D=1051943&qs=pros-and-cons#reviews)[
Poor Customer Support (11)
](https://www.g2.com/products/nmi-gateway/reviews?filters%5Bsentiment_snippet%5D=1051825&qs=pros-and-cons#reviews)[
Integration Issues (5)
](https://www.g2.com/products/nmi-gateway/reviews?filters%5Bsentiment_snippet%5D=1051851&qs=pros-and-cons#reviews)

**PayPal Payments**
[
Ease of Use (357)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1566877&qs=pros-and-cons#reviews)[
Easy Payments (252)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1565790&qs=pros-and-cons#reviews)[
Expensive (196)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1566931&qs=pros-and-cons#reviews)[
High Fees (177)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1565809&qs=pros-and-cons#reviews)

Integrations

**NMI Gateway**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_7e11ae041c53f4542784684279ab9a88/authvia-txt2pay.jpg "Product Avatar Image")

Authvia TXT2PAY®

](https://www.g2.com/products/authvia-txt2pay/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_7ea8726e7e55acd721548c0d470a1b7e/biller-genie.jpg "Product Avatar Image")

Biller Genie

](https://www.g2.com/products/biller-genie/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3b6f031b912ca564c7be9c278e263a6e/kount.jpg "Product Avatar Image")

Kount

](https://www.g2.com/products/kount/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_84fd5bd582809f20ff5682d2746ffa82/shopify.png "Product Avatar Image")

Shopify

](https://www.g2.com/products/shopify/reviews)[
View all
](https://www.g2.com/products/nmi-gateway/integrations)

**PayPal Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_cacdec8b8edeace9b3c89e0c2cded695/amazon-ec2.jpg "Product Avatar Image")

Amazon EC2

](https://www.g2.com/products/amazon-ec2/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image")

BILL AP/AR

](https://www.g2.com/products/bill-ap-ar/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3a9f46b15d804a2abbb8138a7bf78b88/calendly%282%29.png "Product Avatar Image")

Calendly Sales

](https://www.g2.com/products/calendly/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_df20c82d070e5b28b07d3d92b13284c4/carepatron.jpg "Product Avatar Image")

Carepatron

](https://www.g2.com/products/carepatron/reviews)[
View all
](https://www.g2.com/products/paypal/integrations)

Screenshots

**NMI Gateway**
No screenshot available

**PayPal Payments**
 ![PayPal Payments screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/36064/uploads_2Fda5e83f2-340f-45db-afdb-e1c6b896adde_2FPaypal_Payments_Screen_Shot.png)

Ratings

Meets Requirements

**NMI Gateway**

9.4

9.481

**PayPal Payments**

9.0

9.02,237

Ease of Use

**NMI Gateway**

9.4

9.484

**PayPal Payments**

9.1

9.12,268

Ease of Setup

**NMI Gateway**

9.3

9.374

**PayPal Payments**

8.9

8.9729

Ease of Admin

**NMI Gateway**

9.5

9.570

**PayPal Payments**

8.4

8.4329

Quality of Support

**NMI Gateway**

9.2

9.279

**PayPal Payments**

8.3

8.32,113

Has the product been a good partner in doing business?

**NMI Gateway**

9.5

9.570

**PayPal Payments**

8.1

8.1326

Product Direction (% positive)

**NMI Gateway**

9.4

9.481

**PayPal Payments**

8.3

8.32,204

Features

Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);)

8.8

73

8.7

2,098

Payment Options

Instant Payment

8.9

37

9.0(won by 0.1)

1616

Accepted Credit Cards and Debit Cards

9.7(won by 0.5)

58

 (There is a greater than 0.5 difference between this product's rating and its competitors)

9.2

1628

ACH Payments and eCheck Processing

8.7(won by 0.3)

47

8.4

1173

Split Payments

8.3

28

8.4(won by 0.1)

1108

Multi-Currency

7.4

29

9.0(won by 1.6)

614

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Self Service Portal

9.5(won by 0.4)

60

9.1

627

Recurring Billing

9.5(won by default)

49

Feature Not Available

Real-Time Payments

9.3(won by default)

40

Feature Not Available

Coupons, Discounts, Promotions, and Gift Cards

Feature Not Available

Feature Not Available

Administration

Payout Time

8.7(won by 0.2)

52

8.5

1523

Manual Payment Entry

9.1(won by 0.5)

54

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.6

1361

Omnichannel

8.3

35

8.6(won by 0.3)

491

Levels 1 & 2

8.8(won by 0.3)

42

8.5

474

Level 3

8.4(tied score)

35

8.4(tied score)

460

Reporting/Dashboards

8.8(won by default)

62

Feature Not Available

User, Role, and Access Management

8.9(won by default)

61

Feature Not Available

Dispute Resolution

8.8(won by default)

33

Feature Not Available

Security

PCI Compliance

9.0(won by 0.4)

26

8.6

643

Data Tokenization

9.0(won by 0.3)

48

8.7

1167

Two-Factor Authentication

8.9(won by 0.1)

45

8.8

1359

POS Verification

8.6

32

8.7(won by 0.1)

478

Fraud Protection Tools

8.5(won by default)

45

Feature Not Available

Development

Customization (Fields, Objects, and Layouts)

8.9(won by 0.5)

49

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.4

1286

Accounting Software Integration

8.7(won by 0.2)

34

8.5

1105

E-Commerce Software Integration

9.2(won by 0.5)

47

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.7

1205

APIs

9.2(won by default)

51

Feature Not Available

Platform

Performance and Reliability

9.3(won by 0.4)

56

8.9

1472

Internationalization - Currency/Language

8.1

24

8.9(won by 0.8)

1348

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Internationalization - Operating Country

8.1

23

8.9(won by 0.8)

1327

 (There is a greater than 0.5 difference between this product's rating and its competitors)

API / Integrations

9.1(won by 0.4)

52

8.7

1079

PCI Regulation Compliance

9.1(won by 0.5)

43

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.6

1069

Accounting integration

8.4

33

8.6(won by 0.2)

472

E-commerce Integration

9.3(won by 0.4)

50

8.9

505

Supplemental Technology

8.4(won by default)

30

Feature Not Available

Agentic AI - Payment Gateways

Autonomous Task Execution

Not enough data

9.1(won by default)

66

Cross-system Integration

Not enough data

8.9(won by default)

65

Decision Making

Not enough data

8.9(won by default)

66

Installment Payment and Buy Now Pay Later (BNPL)[Hide 11 FeaturesShow 11 Features](javascript:void(0);)

Not enough data

9.1

219

Administration - Installment Payment and Buy Now Pay Later (BNPL)

Email Notifications

Not enough data

9.1(won by default)

185

Invoicing

Not enough data

9.1(won by default)

178

Customer Portal

Not enough data

8.9(won by default)

183

Loyalty Management

Not enough data

8.6(won by default)

170

Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

Payment Gateway

Not enough data

9.0(won by default)

187

Payment Tracking

Not enough data

8.9(won by default)

185

E-commerce Integration

Not enough data

9.0(won by default)

171

Payment Scheduling

Not enough data

8.9(won by default)

175

Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features

Adaptive Learning

Not enough data

9.5(won by default)

35

Proactive Assistance

Not enough data

9.4(won by default)

35

Decision Making

Not enough data

9.4(won by default)

35

Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);)

Not enough data

8.8

810

Payment Processing

Encryption

Not enough data

9.3(won by default)

274

Credit Card Processing

Not enough data

9.2(won by default)

234

Mobile Payments

Not enough data

9.3(won by default)

247

Digital Wallet Integration

Not enough data

9.2(won by default)

256

Online Payments

Not enough data

9.4(won by default)

6

Debit/Credit Card Processing

Not enough data

Not enough data

Partial Payments

Not enough data

Not enough data

In-Person Payments

Not enough data

Not enough data

Digital Wallet Payments

Not enough data

Not enough data

Administration

Omnichannel

8.3

35

8.6(won by 0.3)

491

Levels 1 & 2

8.8(won by 0.3)

42

8.5

474

Level 3

8.4(tied score)

35

8.4(tied score)

460

Reporting & Analytics

Not enough data

9.0(won by default)

227

E-commerce Integration

Not enough data

9.1(won by default)

238

Processing Fees

Not enough data

7.3(won by default)

290

POS Integration

Not enough data

8.9(won by default)

206

Payment Gateway Integration

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Cryptocurrency Processing

Not enough data

Not enough data

Payment Options

Multi-Currency

7.4

29

9.0(won by 1.6)

614

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Self Service Portal

9.5(won by 0.4)

60

9.1

627

Security

POS Verification

8.6

32

8.7(won by 0.1)

478

Platform

Accounting integration

8.4

33

8.6(won by 0.2)

472

E-commerce Integration

9.3(won by 0.4)

50

8.9

505

Additional Functionality

Data Synchronization

Not enough data

Not enough data

Transaction Monitoring

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Contactless NFC

Not enough data

Not enough data

Offline Access

Not enough data

Not enough data

Electronic Signature

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Credit Card Management

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

SSL Security

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Returns Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Barcode/Ticket Scanning

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Mobile Card Reader

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Customer Database

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Cash Management

Not enough data

Not enough data

Remote Access/Control

Not enough data

Not enough data

Multi-Location

Not enough data

Not enough data

Sales Trend Analysis

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Gift Card Management

Not enough data

Not enough data

Sales Reports

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Loyalty Program

Not enough data

Not enough data

Status Tracking

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Expense Tracking

Not enough data

Not enough data

Data Security

Not enough data

Not enough data

Payment Links

Not enough data

Not enough data

API

Not enough data

Not enough data

Payment Fraud Prevention

Not enough data

Not enough data

Payment Reconciliation

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Payments Orchestration[Hide 16 FeaturesShow 16 Features](javascript:void(0);)

Not enough data

9.3

63

Architecture

Unified API

Not enough data

9.1(won by default)

47

POL

Not enough data

9.1(won by default)

46

Integrations

Not enough data

9.5(won by default)

49

Processing

Validation

Not enough data

9.4(won by default)

49

Automation

Not enough data

9.4(won by default)

49

Cross Border

Not enough data

9.3(won by default)

48

Routing

Not enough data

9.5(won by default)

48

Reconciliation

Not enough data

9.5(won by default)

48

Risk & Compliance

Failed payments

Not enough data

9.1(won by default)

46

Tokenization

Not enough data

9.2(won by default)

48

Compliance

Not enough data

9.4(won by default)

48

Analytics

Consolidation

Not enough data

9.3(won by default)

48

Optimization

Not enough data

9.4(won by default)

48

Fraud

Not enough data

9.0(won by default)

48

Agentic AI - Payments Orchestration

Autonomous Task Execution

Not enough data

9.5(won by default)

39

Cross-system Integration

Not enough data

9.5(won by default)

39

SAP Store[Hide 7 FeaturesShow 7 Features](javascript:void(0);)

Not enough data

9.8

18

Agentic AI - SAP Store

Autonomous Task Execution

Not enough data

9.7(won by default)

17

Multi-step Planning

Not enough data

9.7(won by default)

17

Cross-system Integration

Not enough data

9.8(won by default)

17

Adaptive Learning

Not enough data

9.8(won by default)

17

Natural Language Interaction

Not enough data

9.9(won by default)

17

Proactive Assistance

Not enough data

9.8(won by default)

17

Decision Making

Not enough data

9.9(won by default)

17

User Insights

Reviewers' Company Size

[![NMI Gateway](https://images.g2crowd.com/uploads/product/hd_favicon/5a77051890d3a2cf3deebb1b7492a9d2/nmi-gateway.svg "NMI Gateway")](https://www.g2.com/products/nmi-gateway/reviews)

NMI Gateway

Small-Business(50 or fewer emp.)

87.7%

Mid-Market(51-1000 emp.)

11.3%

Enterprise(\> 1000 emp.)

0.9%

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)

PayPal Payments

Small-Business(50 or fewer emp.)

64.8%

Mid-Market(51-1000 emp.)

23.1%

Enterprise(\> 1000 emp.)

12.1%

Small-Business

(50 or fewer emp.)

87.7%

64.8%

Mid-Market

(51-1000 emp.)

11.3%

23.1%

Enterprise

(\> 1000 emp.)

0.9%

12.1%

Reviewers' Industry

[![NMI Gateway](https://images.g2crowd.com/uploads/product/hd_favicon/5a77051890d3a2cf3deebb1b7492a9d2/nmi-gateway.svg "NMI Gateway")](https://www.g2.com/products/nmi-gateway/reviews)
NMI Gateway

Financial Services

44.8%

Banking

8.6%

Accounting

5.7%

Computer Software

5.7%

Management Consulting

5.7%

Other

29.5%

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)
PayPal Payments

Information Technology and Services

7.0%

Computer Software

6.9%

Marketing and Advertising

6.7%

Retail

5.3%

Internet

3.7%

Other

70.4%

Alternatives

**NMI Gateway Alternatives**

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

[
Stripe Connect
](/products/stripe-connect/reviews)

 ![Authorize.net](https://images.g2crowd.com/uploads/product/hd_favicon/05af5f07346d2484010aa2458d7e7afc/authorize-net.svg "Authorize.net")

[
Authorize.net
](/products/authorize-net/reviews)

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)

**PayPal Payments Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![BlueSnap by Payroc](https://images.g2crowd.com/uploads/product/hd_favicon/45eecb7f4328d4309e6d14980d3ef14c/bluesnap-by-payroc.svg "BlueSnap by Payroc")

[
BlueSnap by Payroc
](/products/bluesnap-by-payroc/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)