# Top 10 Mastercard Open Banking (formerly Finicity) Alternatives & Competitors **Average Rating:** 3.7/5 **Total Number of Reviews:** 9 Looking for alternatives or competitors to Mastercard Open Banking (formerly Finicity)? Other important factors to consider when researching alternatives to Mastercard Open Banking (formerly Finicity) include reliability and ease of use. The best overall Mastercard Open Banking (formerly Finicity) alternative is Plaid. Other similar apps like Mastercard Open Banking (formerly Finicity) are Lightico, Birdeye, PayPal Payments, and Thryv. Mastercard Open Banking (formerly Finicity) alternatives can be found in [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) but may also be in [Payment Processing Software](https://www.g2.com/categories/payment-processing) or [E-Signature Software](https://www.g2.com/categories/e-signature). ## Best Paid & Free Alternatives to Mastercard Open Banking (formerly Finicity) - [Plaid](https://www.g2.com/products/plaid/reviews) - [Lightico](https://www.g2.com/products/lightico/reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - [Thryv](https://www.g2.com/products/thryv/reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) - [Karbon](https://www.g2.com/products/karbon-2025-03-03/reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) ## Top 10 Alternatives to Mastercard Open Banking (formerly Finicity) Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Mastercard Open Banking (formerly Finicity) stacks up to the competition, check reviews from current & previous users in industries like Information Technology and Services, Computer Software, and Banking, and find the best product for your business. ### 1. [Plaid](https://www.g2.com/products/plaid/reviews) By Plaid, Inc. **Average Rating:** 4.2/5 **Total Reviews:** 44 Plaid enables applications to connect with users' bank accounts. Reviewers say compared to Mastercard Open Banking (formerly Finicity), Plaid is: - More usable - Better at support - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Identity Verification](https://www.g2.com/categories/identity-verification), [Financial Data APIs](https://www.g2.com/categories/financial-data-apis), [Mobile Banking](https://www.g2.com/categories/mobile-banking) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Plaid](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-plaid) **Compare Plaid with other alternatives:** - [Plaid vs Lightico](https://www.g2.com/compare/lightico-vs-plaid) - [Plaid vs Birdeye](https://www.g2.com/compare/birdeye-vs-plaid) - [Plaid vs PayPal Payments](https://www.g2.com/compare/paypal-vs-plaid) - [Plaid vs Thryv](https://www.g2.com/compare/plaid-vs-thryv) - [Plaid vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-plaid) - [Plaid vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-plaid) - [Plaid vs Karbon](https://www.g2.com/compare/karbon-2025-03-03-vs-plaid) - [Plaid vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-plaid) - [Plaid vs Stripe Payments](https://www.g2.com/compare/plaid-vs-stripe-stripe-payments) ### 2. [Lightico](https://www.g2.com/products/lightico/reviews) By Lightico **Average Rating:** 4.8/5 **Total Reviews:** 369 Lightico is a collaboration solution designed to help sell smarter and offer truly exceptional customer service. Reviewers say compared to Mastercard Open Banking (formerly Finicity), Lightico is: - Better at support - More usable - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Identity Verification](https://www.g2.com/categories/identity-verification) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Lightico](https://www.g2.com/compare/lightico-vs-mastercard-open-banking-formerly-finicity) **Compare Lightico with other alternatives:** - [Lightico vs Plaid](https://www.g2.com/compare/lightico-vs-plaid) - [Lightico vs Birdeye](https://www.g2.com/compare/birdeye-vs-lightico) - [Lightico vs PayPal Payments](https://www.g2.com/compare/lightico-vs-paypal) - [Lightico vs Thryv](https://www.g2.com/compare/lightico-vs-thryv) - [Lightico vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-lightico) - [Lightico vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-lightico) - [Lightico vs Karbon](https://www.g2.com/compare/karbon-2025-03-03-vs-lightico) - [Lightico vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-lightico) - [Lightico vs Stripe Payments](https://www.g2.com/compare/lightico-vs-stripe-stripe-payments) ### 3. [Birdeye](https://www.g2.com/products/birdeye/reviews) By Birdeye **Average Rating:** 4.7/5 **Total Reviews:** 4,156 Birdeye is the #1 agentic marketing platform for multi-location brands, trusted by over 200,000 businesses to deliver measurable growth with AI. With Birdeye, brands harness the power of intelligent agents to run marketing, automate engagement, and drive business outcomes at scale. Built specifically for the complexity of multi-location organizations, Birdeye empowers brands to enhance their online reputation, engage customers across social, search, and web, and gain real-time insights into consumer behavior and competitor activity. The result: more leads and foot traffic, reduced costs, and accelerated revenue growth. At the core of Birdeye is its Agentic Platform, which powers a growing suite of specialized AI agents designed to function like always-on teammates. These agents manage reviews, engage leads, respond to customers, streamline social media, run surveys, maintain listings, send reminders, provide insights, and coordinate across locations. By collaborating seamlessly, they form a scalable digital workforce—always learning, always on-brand, and always driving outcomes. Birdeye stands apart with its agentic AI platform that brands can customize using Birdeye’s unique outcome-framework. Businesses can configure agents with specific triggers that deliver measurable tasks and results for each location, while maintaining the authentic voice of the brand across every interaction. With location-aware AI and a fully integrated platform that brings together reputation, messaging, social, surveys, listings, insights, and more, Birdeye eliminates the need for fragmented point solutions. For multi-location and franchise brands in industries such as healthcare, retail, financial services, real estate, restaurants, and beyond, Birdeye delivers scalability without sacrificing precision. By uniting automation with actionable insights, Birdeye enables organizations to boost visibility, increase customer engagement, and grow revenue—faster and more efficiently. With Birdeye, businesses don’t just adopt AI—they gain an agentic workforce dedicated to delivering real business outcomes. Birdeye: Always On. Always On-Brand. Always Driving Outcomes. Reviewers say compared to Mastercard Open Banking (formerly Finicity), Birdeye is: - Better at support - More usable - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Birdeye](https://www.g2.com/compare/birdeye-vs-mastercard-open-banking-formerly-finicity) **Compare Birdeye with other alternatives:** - [Birdeye vs Plaid](https://www.g2.com/compare/birdeye-vs-plaid) - [Birdeye vs Lightico](https://www.g2.com/compare/birdeye-vs-lightico) - [Birdeye vs PayPal Payments](https://www.g2.com/compare/birdeye-vs-paypal) - [Birdeye vs Thryv](https://www.g2.com/compare/birdeye-vs-thryv) - [Birdeye vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-birdeye) - [Birdeye vs FreshBooks](https://www.g2.com/compare/birdeye-vs-freshbooks) - [Birdeye vs Karbon](https://www.g2.com/compare/birdeye-vs-karbon-2025-03-03) - [Birdeye vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-birdeye) - [Birdeye vs Stripe Payments](https://www.g2.com/compare/birdeye-vs-stripe-stripe-payments) ### 4. [PayPal Payments](https://www.g2.com/products/paypal/reviews) By PayPal **Average Rating:** 4.4/5 **Total Reviews:** 2,742 PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. Reviewers say compared to Mastercard Open Banking (formerly Finicity), PayPal Payments is: - More usable - Better at support - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs PayPal Payments](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-paypal) **Compare PayPal Payments with other alternatives:** - [PayPal Payments vs Plaid](https://www.g2.com/compare/paypal-vs-plaid) - [PayPal Payments vs Lightico](https://www.g2.com/compare/lightico-vs-paypal) - [PayPal Payments vs Birdeye](https://www.g2.com/compare/birdeye-vs-paypal) - [PayPal Payments vs Thryv](https://www.g2.com/compare/paypal-vs-thryv) - [PayPal Payments vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-paypal) - [PayPal Payments vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-paypal) - [PayPal Payments vs Karbon](https://www.g2.com/compare/karbon-2025-03-03-vs-paypal) - [PayPal Payments vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-paypal) - [PayPal Payments vs Stripe Payments](https://www.g2.com/compare/paypal-vs-stripe-stripe-payments) ### 5. [Thryv](https://www.g2.com/products/thryv/reviews) By Thryv **Average Rating:** 4.3/5 **Total Reviews:** 2,012 Thryv’s AI-powered sales and marketing platform gives you the tools you need to market smarter, sell more, and grow your business faster. Built on a powerful growth framework, Thryv helps you get found online, capture and convert new leads, and turn happy customers into repeat business. Reviewers say compared to Mastercard Open Banking (formerly Finicity), Thryv is: - Better at support - More usable - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Thryv](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-thryv) **Compare Thryv with other alternatives:** - [Thryv vs Plaid](https://www.g2.com/compare/plaid-vs-thryv) - [Thryv vs Lightico](https://www.g2.com/compare/lightico-vs-thryv) - [Thryv vs Birdeye](https://www.g2.com/compare/birdeye-vs-thryv) - [Thryv vs PayPal Payments](https://www.g2.com/compare/paypal-vs-thryv) - [Thryv vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-thryv) - [Thryv vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-thryv) - [Thryv vs Karbon](https://www.g2.com/compare/karbon-2025-03-03-vs-thryv) - [Thryv vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-thryv) - [Thryv vs Stripe Payments](https://www.g2.com/compare/stripe-stripe-payments-vs-thryv) ### 6. [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) By BILL (previously Bill.com) **Average Rating:** 4.4/5 **Total Reviews:** 1,808 BILL (previously Bill.com) is a leader in financial automation software for small and midsize businesses. BILL solutions empower businesses to automate their finances, providing them greater efficiency, visibility and control over their financial operations. Reviewers say compared to Mastercard Open Banking (formerly Finicity), BILL AP/AR is: - More usable - Better at support - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-mastercard-open-banking-formerly-finicity) **Compare BILL AP/AR with other alternatives:** - [BILL AP/AR vs Plaid](https://www.g2.com/compare/bill-ap-ar-vs-plaid) - [BILL AP/AR vs Lightico](https://www.g2.com/compare/bill-ap-ar-vs-lightico) - [BILL AP/AR vs Birdeye](https://www.g2.com/compare/bill-ap-ar-vs-birdeye) - [BILL AP/AR vs PayPal Payments](https://www.g2.com/compare/bill-ap-ar-vs-paypal) - [BILL AP/AR vs Thryv](https://www.g2.com/compare/bill-ap-ar-vs-thryv) - [BILL AP/AR vs FreshBooks](https://www.g2.com/compare/bill-ap-ar-vs-freshbooks) - [BILL AP/AR vs Karbon](https://www.g2.com/compare/bill-ap-ar-vs-karbon-2025-03-03) - [BILL AP/AR vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-bill-ap-ar) - [BILL AP/AR vs Stripe Payments](https://www.g2.com/compare/bill-ap-ar-vs-stripe-stripe-payments) ### 7. [FreshBooks](https://www.g2.com/products/freshbooks/reviews) By FreshBooks **Average Rating:** 4.5/5 **Total Reviews:** 979 FreshBooks is perfect for freelancers, creatives, agency owners, and businesses with employees and contractors. Try FreshBooks free for 30 days. Reviewers say compared to Mastercard Open Banking (formerly Finicity), FreshBooks is: - Better at support - More usable - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-mastercard-open-banking-formerly-finicity) **Compare FreshBooks with other alternatives:** - [FreshBooks vs Plaid](https://www.g2.com/compare/freshbooks-vs-plaid) - [FreshBooks vs Lightico](https://www.g2.com/compare/freshbooks-vs-lightico) - [FreshBooks vs Birdeye](https://www.g2.com/compare/birdeye-vs-freshbooks) - [FreshBooks vs PayPal Payments](https://www.g2.com/compare/freshbooks-vs-paypal) - [FreshBooks vs Thryv](https://www.g2.com/compare/freshbooks-vs-thryv) - [FreshBooks vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-freshbooks) - [FreshBooks vs Karbon](https://www.g2.com/compare/freshbooks-vs-karbon-2025-03-03) - [FreshBooks vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-freshbooks) - [FreshBooks vs Stripe Payments](https://www.g2.com/compare/freshbooks-vs-stripe-stripe-payments) ### 8. [Karbon](https://www.g2.com/products/karbon-2025-03-03/reviews) By KarbonHQ **Average Rating:** 4.8/5 **Total Reviews:** 895 Karbon is an advanced workstream collaboration platform integrated with your email. Reviewers say compared to Mastercard Open Banking (formerly Finicity), Karbon is: - Better at support - More usable - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Karbon](https://www.g2.com/compare/karbon-2025-03-03-vs-mastercard-open-banking-formerly-finicity) **Compare Karbon with other alternatives:** - [Karbon vs Plaid](https://www.g2.com/compare/karbon-2025-03-03-vs-plaid) - [Karbon vs Lightico](https://www.g2.com/compare/karbon-2025-03-03-vs-lightico) - [Karbon vs Birdeye](https://www.g2.com/compare/birdeye-vs-karbon-2025-03-03) - [Karbon vs PayPal Payments](https://www.g2.com/compare/karbon-2025-03-03-vs-paypal) - [Karbon vs Thryv](https://www.g2.com/compare/karbon-2025-03-03-vs-thryv) - [Karbon vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-karbon-2025-03-03) - [Karbon vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-karbon-2025-03-03) - [Karbon vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-karbon-2025-03-03) - [Karbon vs Stripe Payments](https://www.g2.com/compare/karbon-2025-03-03-vs-stripe-stripe-payments) ### 9. [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) By Amazon **Average Rating:** 4.5/5 **Total Reviews:** 584 Amazon Pay makes it simple for hundreds of millions of customers around the globe to check-in and checkout using information already stored in their Amazon account. Amazon Pay can help aid buyer acquisition, conversion, and reduce cart abandonment Reviewers say compared to Mastercard Open Banking (formerly Finicity), Amazon Pay for Business is: - Better at support - More usable - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-mastercard-open-banking-formerly-finicity) **Compare Amazon Pay for Business with other alternatives:** - [Amazon Pay for Business vs Plaid](https://www.g2.com/compare/amazon-pay-for-business-vs-plaid) - [Amazon Pay for Business vs Lightico](https://www.g2.com/compare/amazon-pay-for-business-vs-lightico) - [Amazon Pay for Business vs Birdeye](https://www.g2.com/compare/amazon-pay-for-business-vs-birdeye) - [Amazon Pay for Business vs PayPal Payments](https://www.g2.com/compare/amazon-pay-for-business-vs-paypal) - [Amazon Pay for Business vs Thryv](https://www.g2.com/compare/amazon-pay-for-business-vs-thryv) - [Amazon Pay for Business vs BILL AP/AR](https://www.g2.com/compare/amazon-pay-for-business-vs-bill-ap-ar) - [Amazon Pay for Business vs FreshBooks](https://www.g2.com/compare/amazon-pay-for-business-vs-freshbooks) - [Amazon Pay for Business vs Karbon](https://www.g2.com/compare/amazon-pay-for-business-vs-karbon-2025-03-03) - [Amazon Pay for Business vs Stripe Payments](https://www.g2.com/compare/amazon-pay-for-business-vs-stripe-stripe-payments) ### 10. [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) By Stripe **Average Rating:** 4.2/5 **Total Reviews:** 457 A complete payments platform engineered for growth. Reviewers say compared to Mastercard Open Banking (formerly Finicity), Stripe Payments is: - More usable - Better at support - Better at meeting requirements Categories in common with Mastercard Open Banking (formerly Finicity): [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Mastercard Open Banking (formerly Finicity) vs Stripe Payments](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-stripe-stripe-payments) **Compare Stripe Payments with other alternatives:** - [Stripe Payments vs Plaid](https://www.g2.com/compare/plaid-vs-stripe-stripe-payments) - [Stripe Payments vs Lightico](https://www.g2.com/compare/lightico-vs-stripe-stripe-payments) - [Stripe Payments vs Birdeye](https://www.g2.com/compare/birdeye-vs-stripe-stripe-payments) - [Stripe Payments vs PayPal Payments](https://www.g2.com/compare/paypal-vs-stripe-stripe-payments) - [Stripe Payments vs Thryv](https://www.g2.com/compare/stripe-stripe-payments-vs-thryv) - [Stripe Payments vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-stripe-stripe-payments) - [Stripe Payments vs FreshBooks](https://www.g2.com/compare/freshbooks-vs-stripe-stripe-payments) - [Stripe Payments vs Karbon](https://www.g2.com/compare/karbon-2025-03-03-vs-stripe-stripe-payments) - [Stripe Payments vs Amazon Pay for Business](https://www.g2.com/compare/amazon-pay-for-business-vs-stripe-stripe-payments) ## Explore Articles - [Which sales engagement software has the best reviews](https://www.g2.com/discussions/which-sales-engagement-software-has-the-best-reviews) - [Top-rated ASM tools for continuous security scanning](https://www.g2.com/discussions/top-rated-asm-tools-for-continuous-security-scanning) - [What platform integrates website building with marketing automation tools?](https://www.g2.com/discussions/what-platform-integrates-website-building-with-marketing-automation-tools) - [Recommended loyalty app for increasing customer loyalty](https://www.g2.com/discussions/recommended-loyalty-app-for-increasing-customer-loyalty) - [Best software for tracking candidate interactions](https://www.g2.com/discussions/best-software-for-tracking-candidate-interactions) - [Best software for collaborative app development teams](https://www.g2.com/discussions/best-software-for-collaborative-app-development-teams) ## Spotlight Categories - [Video Conferencing Software](https://www.g2.com/categories/video-conferencing) - [Applicant Tracking Systems (ATS)](https://www.g2.com/categories/applicant-tracking-systems-ats) - [Conversation Intelligence Software](https://www.g2.com/categories/conversation-intelligence)