Authorize.net Features

Ability to accept coupons, discounts, promotions, and gift cards.

Ability to charge customers on a recurring basis for subscription-based purchases

Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases

Ability to accept different types of credit and debit cards

Ability to accept and process eChecks and ACH payments as a form of payment

Supports real time payments

Allows users to process payments in multiple currencies.

Provides an online portal where customers can make payments.

Access pre-built and custom reports and dashboards.

Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.

Turnaround time for money to be transferred to the merchant's bank account

Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions

The process for handling chargebacks and disputes with the payment gateway.

Process payments from multiple channels such as ACH, mobile, or e-commerce.

Supports levels 1 and 2 for credit card payment processing.

Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy

Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others

Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.

An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)

Allows developers to customize payment form to accommodate their unique processes.

Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.

Provides standard integration with merchant's accounting software

Provides standard integration with merchant's e-commerce software

Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.

Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.

Complies with payment card industry (PCI) regulations

Supports EMV chip card and Near Field Communications (NFC) technologies

Provide integration with accounting software and ERP systems.

Provide integration with B2B and B2C e-commerce platforms

Rates each transaction's risk based on specific factors and their benchmarked scores.

Flags suspicious transactions and either alerts administrators or declines transaction.

Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.

Stores data from external or internal sources related to fake accounts, evaluating users for risk.

Finds patterns in common occurrences of fraud to use when evaluating risk of purchasers.

Alerts administrators when fraud is suspected or transactions have been declined.

Constantly monitors system to detect anomalies in real time.

Keeps records of geographic location and IP addresses of fraud suspects.

Tags users suspected of committing fraud and identifies them upon return.

Prevents previous committers of fraud from future transactions.

Monitors for and rids systems of bots suspected of committing fraud.

Ability to create and send invoices automatically at predefined or custom frequencies.

Consolidate invoices so customers can make one payment for multiple bills.

Adjust invoices to handle exceptions and correct errors.

Allows users to temporarily or permanently block potential fraudsters.

Assists users in collecting payments for unpaid invoices.

Manages disputes regarding billing and payments.

Define escalation processes to suspend service for unpaid invoices.

Track the financial performance of various types of packages.

Identify the impact of special pricing and discounts on revenue.

Monitor plan changes such as upgrades and downgrades, or cancellations.

Reports revenue based on various dimensions, such as subscription segments, geographies, or discounts

Tracks revenue for goods or services that have yet to be collected

Accurately determines and reports the accounting period when revenues are recognized

Capability to perform complex tasks without constant human input

Works across multiple software systems or databases

Makes informed choices based on available data and objectives

Capability to perform complex tasks without constant human input

Ability to break down and plan multi-step processes

Works across multiple software systems or databases

Improves performance based on feedback and experience