# Best Credit and Collections Software - Page 20 ## How Many Credit and Collections Software Products Does G2 Track? **Total Products under this Category:** 300 ### Category Stats (Aug 2026) - **Average Rating:** 4.34/5 The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** Versapay (+0.24%) - Among all products in this category, Versapay recorded the largest rating increase compared to last month _Last updated: August 01, 2026_ ## How Does G2 Rank Credit and Collections Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 3,700+ Authentic Reviews - 300+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Credit and Collections Software ![G2 Grid® for Credit and Collections Software plotting products by satisfaction and market presence](https://www.g2.com/categories/credit-and-collections/grids.png?focus%5B%5D=5514&focus%5B%5D=95296&focus%5B%5D=17701&focus%5B%5D=23596&focus%5B%5D=159197&focus%5B%5D=39200&focus%5B%5D=41463&focus%5B%5D=89360) Highlighted products: Creditsafe, D&B Finance Analytics Credit Intelligence, Billtrust, Quadient Accounts Receivable, Chargeflow, HighRadius Accounts Receivables, Tesorio, and Upflow. Underlying data: [Grid® JSON](https://www.g2.com/categories/credit-and-collections/grids.json?focus%5B%5D=creditsafe&focus%5B%5D=d-b-finance-analytics-credit-intelligence&focus%5B%5D=billtrust&focus%5B%5D=quadient-accounts-receivable&focus%5B%5D=chargeflow-inc-chargeflow&focus%5B%5D=highradius-corporation&focus%5B%5D=tesorio&focus%5B%5D=upflow-upflow) **Sponsored** ### Invoiced Invoiced by Flywire is an AI-native accounts receivable and invoice-to-cash automation platform designed to help B2B finance teams automate billing, collections, payment processing, and cash reconciliation. Built for mid-market and enterprise businesses managing high-volume receivables, Invoiced eliminates manual A/R work so finance teams can scale operations without adding proportional headcount. Acquired by Flywire (NASDAQ: FLYW) in 2024, Invoiced combines accounts receivable software, AI-powered automation, integrated payment processing, and deep ERP integrations into a single connected platform. Unlike point solutions or freelance invoicing tools, Invoiced is purpose-built for complex B2B finance operations where invoice volume is high, payment methods are diverse, and reconciliation is time-consuming. Core Capabilities & Features: -Automated Collections Workflows — Customizable dunning sequences, payment reminders, and escalation rules that trigger based on payment status and customer behavior, reducing manual follow-up work -AI-Powered Cash Application — CashMatch AI automates payment matching and reconciliation to invoices, even with incomplete remittance data, minimizing exceptions and month-end reconciliation time -Subscription & Recurring Billing — Supports usage-based, recurring, and hybrid billing models with automated invoice generation, proration, and customer billing portals -Global Payment Processing — Accepts 1,200+ payment methods across 140+ currencies with automatic FX handling, enabling domestic and cross-border collections without adding banking complexity -Deep ERP Integrations — Native connectors to NetSuite, Sage Intacct, Microsoft Dynamics 365, Salesforce, and others ensure real-time data sync and eliminate duplicate data entry Finance teams use Invoiced to accelerate cash collection, reduce days sales outstanding (DSO), and regain visibility into the full receivables lifecycle. The platform eliminates data silos between AR, payments, and ERP systems by automating payment reconciliation and posting. Routine manual tasks—invoice delivery, payment chasing, cash matching, exception handling—are shifted to AI-driven workflows, freeing finance professionals to focus on strategy, forecasting, and relationship management rather than execution. The platform is particularly valuable for organizations scaling transaction volume without scaling headcount, companies operating internationally with multi-currency and multi-payment-method requirements, and finance teams struggling with legacy systems that lack automation and integration. Invoiced serves mid-market and enterprise finance teams across industries including SaaS, healthcare, education, financial services, insurance, professional services, staffing, and nonprofits. Thousands of global customers rely on Invoiced to process billions in receivables annually, and the platform is recognized as a category leader in A/R automation. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1537&secure%5Bchosen_at%5D=2026-08-04T05%3A38%3A22Z&secure%5Bdisplayable_resource_id%5D=1537&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1537&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=5873&secure%5Bresource_id%5D=1537&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fcredit-and-collections%3Fpage%3D20&secure%5Btoken%5D=146cc6043908ee12e0972ee9d5f1723785c42ce2e8f617b571b4820f7c169aff&secure%5Burl%5D=https%3A%2F%2Fwww.invoiced.com%2Faccounts-receivable%3Futm_source%3Dg2%26utm_medium%3Dreferral%26utm_campaign%3Dcompetitor%2Bad%2Bplacement%2B%26utm_id%3D082025%26utm_content%3Dbilling&secure%5Burl_type%5D=book_demo) ### [tapipay](https://www.g2.com/products/tapipay/reviews) Tapipay es la plataforma de cobranza automatizada de tapi para empresas en México. Automatiza el ciclo completo de cobranza: recordatorios por WhatsApp, SMS y email, domiciliación inteligente con reintentos automáticos, y conciliación en tiempo real. Integra más de 15 medios de pago — SPEI, tarjetas, efectivo en más de 50.000 puntos físicos y convenios bancarios — en una sola plataforma. Implementación en menos de 1 semana desde $8.900 MXN/mes. #### Who Is the Company Behind tapipay? - **Seller:** [tapi](https://www.g2.com/sellers/tapi) - **Year Founded:** 2022 - **HQ Location:** Ciudad de México, MX - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=72ed877f6fe89e5358ea35797126a9b193f119be08de832984589ff0b087c13a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftapi-latam%2F&secure%5Burl_type%5D=linkedin_company_website) 146 employees on LinkedIn® ### [The Credit Department (TCD)](https://www.g2.com/products/the-credit-department-tcd/reviews) TCD provides comprehensive Trade Receivables solutions that enhance or replace existing credit departments. Our SMART bot-enabled platform assists your credit department with advanced automation. Our in-house credit team can become an extension of any credit department, helping companies improve DSO and cash flow by up to 50%. Services we provide: Trade Receivables experience in over 100 industries worldwide. Proprietary SMART bot-enabled platform to manage receivables. Identifying trade credit risks up front. Supporting late payer issues. Recommendations for improved receivables management, cash flow and cost reduction. Provide options for partial or complete first-party receivables outsourcing. Seasonal options available. #### Who Is the Company Behind The Credit Department (TCD)? - **Seller:** [TCD - The Credit Department](https://www.g2.com/sellers/tcd-the-credit-department) - **Year Founded:** 1993 - **HQ Location:** Saint Paul, US - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=13adcf6a9fc36b7d77e81a383f7f2ef0d1b7504156a07ed79e95ae8172dfbe3e&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fthe-credit-department-inc%2F&secure%5Burl_type%5D=linkedin_company_website) 21 employees on LinkedIn® ### [Totality](https://www.g2.com/products/totality/reviews) Totality is a debt collection software that for small to mid-sized collection practices. It focus is on ease of use and affordability. #### Who Is the Company Behind Totality? - **Seller:** [Totality Software](https://www.g2.com/sellers/totality-software) - **HQ Location:** United States - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4d36952e9412204f443231384e52b0c6e385d56daaa6876994077d11b08610c7&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftotality-software-inc.&secure%5Burl_type%5D=linkedin_company_website) 2 employees on LinkedIn® ### [TrioSoft Quantum](https://www.g2.com/products/triosoft-quantum/reviews) Quantum Debt Collection Agency Software is a full featured debt collection software suite #### Who Is the Company Behind TrioSoft Quantum? - **Seller:** [TrioSoft](https://www.g2.com/sellers/triosoft) - **Year Founded:** 2005 - **HQ Location:** Sycamore, US - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=8f96743b5bc307d68c53a6af1ac5f470e673e6a0ac8fb280255fb535775e350e&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftriosoft&secure%5Burl_type%5D=linkedin_company_website) 4 employees on LinkedIn® ### [Trove](https://www.g2.com/products/trove-data-trove/reviews) Trove is a debtor management software that helps businesses collect unpaid invoices more quickly. #### Who Is the Company Behind Trove? - **Seller:** [Trove Data](https://www.g2.com/sellers/trove-data) - **Year Founded:** 2025 - **HQ Location:** London, GB - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e26ca410a9f73dc6a3beddc2c615df9b95e55c7be901e249f9b8289f49594512&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftroveworks%2F&secure%5Burl_type%5D=linkedin_company_website) 3 employees on LinkedIn® ### [TrueAccord](https://www.g2.com/products/trueaccord/reviews) TrueAccord uses machine learning to fundamentally change the debt collection process. #### Who Is the Company Behind TrueAccord? - **Seller:** [TrueAccord](https://www.g2.com/sellers/trueaccord) - **Year Founded:** 2013 - **HQ Location:** Lenexa, Kansas, United States - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=6654d5db5145c8dc6d97a71518ea94e5b7df3d8fc966d37bd9ddc8e1cc3758ff&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftrueaccord&secure%5Burl_type%5D=linkedin_company_website) 139 employees on LinkedIn® ### [TSI Debt Collection Solution Suite](https://www.g2.com/products/tsi-debt-collection-solution-suite/reviews) TSI Debt Collection Solution Suite is a suite of debt collection software products. #### Who Is the Company Behind TSI Debt Collection Solution Suite? - **Seller:** [Transworld Systems](https://www.g2.com/sellers/transworld-systems) - **Year Founded:** 1970 - **HQ Location:** United States - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=42d3d7b20d726dbb2cc30fcf1c92dc22fa487887c01111f46bc6de8a3035b6f5&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftransworldsystems&secure%5Burl_type%5D=linkedin_company_website) 4,432 employees on LinkedIn® ### [Virtual Collection Agent](https://www.g2.com/products/virtual-collection-agent/reviews) ACI Virtual Collection Agent is an online debt collection service designed to emulate your best collection agents. It reduces stress while increasing the overall consistency and efficiency of your debt collection process. #### Who Is the Company Behind Virtual Collection Agent? - **Seller:** [ACI Worldwide](https://www.g2.com/sellers/aci-worldwide) - **Year Founded:** 1975 - **HQ Location:** Coral Gables, US - **Twitter:** @ACI\_Worldwide 8,621 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b022b0fa85d9978fd0356f4620a3bc4cccf199753ed62562d23e498887d0f78b&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F5063&secure%5Burl_type%5D=linkedin_company_website) 4,944 employees on LinkedIn® - **Ownership:** NASDAQ: ACIW ### [Virtual Collector](https://www.g2.com/products/virtual-collector/reviews) Virtual Collector powers a custom branded web site where debtors negotiate, resolve and pay their debt online. #### Who Is the Company Behind Virtual Collector? - **Seller:** [Global Collection Systems](https://www.g2.com/sellers/global-collection-systems) - **HQ Location:** N/A - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website) 1 employees on LinkedIn® ### [w2bill Dunning](https://www.g2.com/products/w2bill-dunning/reviews) w2bill Dunning is a debt collection software that provides a unified platform for analytical overview of your customers trends and behaviors, allied with configurable sets of actions to mitigate the loss of revenue due to fraud, or negligence. w2bill Dunnin allows a business to set up scenarios suited to your business and your clients, and track their application whenever the customers are at fault. #### Who Is the Company Behind w2bill Dunning? - **Seller:** [CMAS Systems Consultants](https://www.g2.com/sellers/cmas-systems-consultants) - **Year Founded:** 2001 - **HQ Location:** Lisboa, PT - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f2f4e8f6aa754ffc48a4f63cc89e361700d3e123e4d6597d9b17b8f7c247ce68&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F5019206&secure%5Burl_type%5D=linkedin_company_website) 22 employees on LinkedIn® ### [Wincollect Enterprise Suite](https://www.g2.com/products/wincollect-enterprise-suite/reviews) Wincollect is a Credit & Collections software system designed to assist in the automation and management of todays highly sophisticated Credit & Collection functions. #### Who Is the Company Behind Wincollect Enterprise Suite? - **Seller:** [Debtor Software Solutions](https://www.g2.com/sellers/debtor-software-solutions) - **Year Founded:** 1996 - **HQ Location:** Queensland, AU - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=60dca7d2a06c44da3a471b2da4fd2d99b1afa87e5d262e953bfbf0a28b8193ac&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F5058545&secure%5Burl_type%5D=linkedin_company_website) 4 employees on LinkedIn® ### [WinDebt XL](https://www.g2.com/products/windebt-xl/reviews) WinDebtXL SQL provides a comprehensive range of receivables management solutions to empower your company's account management production. #### Who Is the Company Behind WinDebt XL? - **Seller:** [Windebt](https://www.g2.com/sellers/windebt) - **HQ Location:** N/A - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website) 1 employees on LinkedIn® ### [xocashflow](https://www.g2.com/products/xocashflow/reviews) xocashflow is an online app that dramatically streamlines the process of chasing up overdue invoices. Designed for users of the online accounting package Xero, the system automatically determines which invoices are overdue, and by how long, and then provides you with the ability to click a single button to distribute personalised email reminders to all or most of your overdue debtors. #### Who Is the Company Behind xocashflow? - **Seller:** [iOnline](https://www.g2.com/sellers/ionline) - **Year Founded:** 2000 - **HQ Location:** Nerang, AU - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f6a8a73647b0261984de9807568b2810d51b6c0a9809e0c4475d6f893ae56002&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fionline-digital-agency%2F&secure%5Burl_type%5D=linkedin_company_website) 15 employees on LinkedIn® ### [XRS Collector](https://www.g2.com/products/xrs-collector/reviews) RPCS is a debt collection software with modules available to help with intercepting income tax returns and victim restitution management. The software includes a work flow engine to automate the collections process, the ability to create work lists for the collectors, payment entry and processing, payment plans, a correspondence module, and both canned and custom reporting capabilities. #### Who Is the Company Behind XRS Collector? - **Seller:** [Expert Revenue Systems](https://www.g2.com/sellers/expert-revenue-systems-a0363a5b-bb90-43cb-8823-3a57a07b426b) - **Year Founded:** 1987 - **HQ Location:** Sandymount, IE - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a4ad02220bc2817dc53abfff98302979708d618e56e8a4985b805549089de706&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fexpert-revenue-systems-xrs-&secure%5Burl_type%5D=linkedin_company_website) 11 employees on LinkedIn® ### [YouveGotClaims](https://www.g2.com/products/youvegotclaims/reviews) The most advanced and mature specialty software for debt collection, foreclosure, and subrogation. #### Who Is the Company Behind YouveGotClaims? - **Seller:** [Vertican](https://www.g2.com/sellers/vertican) - **Year Founded:** 1978 - **HQ Location:** Fairfield, US - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f54b6eb248d5a0ef95febbfb210b70f455c1a30114c4864b934c908ef27e5d8e&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fvertican-technologies-inc.%2F&secure%5Burl_type%5D=linkedin_company_website) 58 employees on LinkedIn® - [‹ Prev‹ Prev](/categories/credit-and-collections?order=g2_score&page=19#product-list) - [1](/categories/credit-and-collections?order=g2_score#product-list) - [2](/categories/credit-and-collections?order=g2_score&page=2#product-list) - … - [16](/categories/credit-and-collections?order=g2_score&page=16#product-list) - [17](/categories/credit-and-collections?order=g2_score&page=17#product-list) - [18](/categories/credit-and-collections?order=g2_score&page=18#product-list) - [19](/categories/credit-and-collections?order=g2_score&page=19#product-list) - 20 - Next ›Next › Spotlight Categories [CMMS Software](https://www.g2.com/categories/cmms) [Bot Platforms Software](https://www.g2.com/categories/bot-platforms) [E-Commerce Platforms](https://www.g2.com/categories/e-commerce-platforms) [Spend Management Software](https://www.g2.com/categories/spend-management) [Retail POS Systems](https://www.g2.com/categories/retail-pos) Similar Categories - [Order Management](/categories/order-management) - [Accounting](/categories/accounting) - [Accounting Practice Management](/categories/accounting-practice-management) - [Accounts Receivable](/categories/accounts-receivable) - [AP Automation](/categories/ap-automation) - [Billing](/categories/billing) - [Budgeting and Forecasting](/categories/budgeting-and-forecasting) - [Business Plan](/categories/business-plan) - [Cash Flow Management](/categories/cash-flow-management) - [Cross-border payments software](/categories/cross-border-payments-software) - [Deduction Management](/categories/deduction-management) - [Enterprise Payment](/categories/enterprise-payment) - [Equity Management](/categories/equity-management) - [Financial Analysis](/categories/financial-analysis) - [Financial Audit](/categories/financial-audit) [Browse Credit and Collections Themes](/categories/credit-and-collections/themes) ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese") NC Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese) Updated October 3, 2024 Businesses use credit and collections software to ensure customers pay for the products and services delivered by the company. By recovering the amounts due on time, companies can rely on a consistent influx of money to finance their operations. This type of software is used by accounting teams to identify which invoices are overdue, match invoices and payments, reduce processing errors, and manage collection issues such as bad debt (amounts owed by customers that are unlikely to be paid). Accountants also use credit and collections software to manage customer credits to mitigate the risk of not getting paid. This type of software can also be used by collection agencies that recover outstanding payments on behalf of their customers. Credit and collections software can be delivered as a standalone product or as part of a financial management suite. Standalone credit and collections tools need to integrate with [accounting software](https://www.g2.com/categories/accounting) and [ERP systems](https://www.g2.com/categories/erp-systems) or with related point solutions such as [AR automation software](https://www.g2.com/categories/ar-automation). To qualify for inclusion in the Credit and Collections category, a product must: - Allow users to define customer credit limits and adjust them based on payments history or type of customer - Match invoice information such as the amount or the due date with payments - Identify upcoming payments due and notify customers by email, phone, or mail - Manage overdue payments and apply penalties or overcharges for late payments - Monitor payments history and identify customers that are more likely to pay late - Analyze discrepancies between invoices and payments and determine what caused them Show More