Finology Software is student loan planning software for financial advisors. Advisors import a client's NSLDS file from studentaid.gov to get the full federal loan picture in seconds, then model repayment strategies side by side, including PAYE, IBR, ICR, and the new Repayment Assistance Plan (RAP), with lifetime cost, forgiveness, and tax impact for each path. Public Service Loan Forgiveness tracking monitors 120-payment progress with employment certification and buyback flags. Finished analyses become client-ready reports under the firm's own branding. Built for solo RIAs, planners at broker-dealers, and college planners.
Ditch is a financial wellness benefit that helps employees pay off their loans faster through innovative debt repayment tools. Employees are empowered with an engaging mobile app offering solutions like automated payments using purchase round-ups, personalized insights and education, and seamless loan repayment assistance from employers. By reducing financial stress, Ditch helps employees feel more secure and focused, leading to increased productivity and satisfaction at work.
Employers benefit from Ditch’s seamless integration into their benefits packages, offering a cost-effective way to stand out in a competitive job market, improve retention, and show their commitment to supporting employees' financial well-being.
Financial marketplace is an online lending platform that connects borrowers with licensed microfinance organizations across Russia. The platform operates as a directory and comparison tool, enabling users to evaluate loan products based on interest rates, borrowing limits, repayment terms, and approval timelines. The system features a range of loan options, including zero-interest rates for first-time borrowers, daily interest rate plans, and long-term installment products. Users can review lender requirements, such as age limits, documentation needs, and approval likelihood. An integrated loan calculator helps estimate repayment amounts. Educational resources explain interest calculations and penalties for late payments, supporting informed borrowing decisions.
Loanstack is free (for up to 5 loans) cloud-based loan management software with no restrictions for private and specialist lenders, streamlining lending operations on a unified platform. It manages the entire loan lifecycle, from borrower setup to repayment and settlement, replacing fragmented tools. Borrower record management links loans to individual or business profiles, while flexible loan modeling supports varied terms, fees, schedules, guarantors, and repayment structures. Users can handle payments, maintain a clear ledger, and manage collections with prioritised queues for overdue accounts and reminders. Features include document generation, e-signatures, borrower communications, and reporting on balances, payments, arrears, and portfolio movement. Audit functionality tracks changes and ensures compliance, while integration options include API, webhooks, and Zapier with controlled access.
Liberis is a global embedded finance platform dedicated to providing small businesses with accessible and responsible funding solutions. By integrating seamlessly into partners' platforms, Liberis offers hyper-personalized financial products that empower small businesses to grow and thrive. Since its inception in 2007, Liberis has facilitated over $1 billion in funding across more than 60,000 transactions, supporting the creation and preservation of over 100,000 jobs worldwide.
Key Features and Functionality:
- Embedded Finance Solutions: Liberis provides partners with a flexible platform that integrates directly into their systems, enabling them to offer tailored funding options to their small business customers.
- Revenue-Based Financing: The platform offers financing solutions where repayments are tied to the business's revenue, ensuring flexibility and alignment with cash flow.
- Rapid Funding Access: Eligible businesses can receive funding in as little as 24 hours, facilitating quick access to capital when needed.
- Global Reach: With operations in multiple countries, including the US, UK, and Europe, Liberis supports a diverse range of small businesses across various markets.
Primary Value and Problem Solved:
Liberis addresses the significant funding gap faced by small and medium-sized enterprises by offering flexible, revenue-based financing solutions. Traditional financing methods often involve lengthy application processes and rigid repayment terms, which can be challenging for small businesses with fluctuating revenues. Liberis's embedded finance platform simplifies the funding process, providing quick access to capital with repayment terms that adjust according to the business's income. This approach not only alleviates the financial strain on SMEs but also empowers them to invest in growth opportunities, manage cash flow effectively, and navigate economic uncertainties with greater confidence.
Digtective helps advertisers identify and cut their wasted ad spend by 30-50% in minutes, and invest the savings in the profitable ads, to scale growth.
Trusted by marketing, compliance, and executives in Banks, SaaS, e-Commerce, and Agencies
ONE SIMPLE DASHBOARD TO SPOT AD WINNERS AND LOSERS
It's a challenge across multiple ad platforms, campaigns, ad groups, and add, to collect data, report against your revenue data, and spot the winners and losers. Now you can do it in minutes, save 30-50% of your ad spend that doesn't generate revenue, and invest in your profitable ads.
SERVER-SIDE, COOKIELESS TRACKING
The server-side tracking technology allows you to avoid any inaccuracies in your campaign tracking, caused by third-party cookie blockers, Apple iOS ATT, cookie banners, and incognito browsing.
ACCURATE MEASURE OF YOUR CAMPAIGN PROFITABILITY
Digtective integrates, server-side (cookieless), to your ad platforms, webserver, CRM and Order Management system, to collect all your marketing, sales, and conversion data in ONE place, for easy reporting in Excel, Google Data Studio, or your data warehouse via our API.
DELAYED CONVERSION TRACKING
Attribute any revenue metric from your Order Management system (sales, net sales, MRR, LTV, etc.) to the right campaign and ad. Track offline / delayed conversions All your marketing data in one place.
GDPR & CCPA COMPLIANT
Unintended collection of privacy data represents a major risk of big fines of up to 4% of a company’s annual revenue. Eliminate the risk of collection of privacy data in your analytics data and start promoting your business as a protector of privacy.
Wayflyer is a financial technology company specializing in providing fast, flexible, and non-dilutive funding solutions tailored for consumer brands. By leveraging advanced analytics and data-driven insights, Wayflyer empowers e-commerce businesses to optimize cash flow, invest in marketing, and seize growth opportunities with confidence. Since its inception, Wayflyer has deployed over $5 billion in working capital to more than 5,000 brands across 11 countries.
Key Features and Functionality:
- Diverse Financing Options: Wayflyer offers a range of financing products, including Cash Advances, Term Loans, and Rolling Financing, each designed to meet the unique needs of consumer brands at various stages of growth.
- Rapid Funding Process: Businesses can apply and receive funding in as little as 24 hours, enabling them to quickly capitalize on growth opportunities.
- Flexible Repayment Structures: Repayments are tailored to align with sales patterns, offering options such as revenue-based remittances or fixed repayment schedules, ensuring minimal impact on cash flow.
- Non-Dilutive Capital: Wayflyer's funding solutions do not require equity or collateral, allowing founders to retain full ownership and control of their businesses.
- Data-Driven Insights: The platform provides analytics and recommendations to help businesses optimize marketing performance and inventory planning, enhancing overall operational efficiency.
Primary Value and Problem Solved:
Wayflyer addresses the critical challenge of cash flow management faced by consumer brands, particularly in the e-commerce sector. Traditional financing options are often slow, cumbersome, and may require relinquishing equity or providing collateral. Wayflyer offers a streamlined, non-dilutive alternative that provides quick access to working capital, enabling businesses to invest in inventory, marketing, and other growth initiatives without compromising ownership or operational control. This approach empowers brands to scale efficiently and respond swiftly to market opportunities.
LoanBit is a modern, cloud-based loan management platform built for lenders that need a simpler way to manage the complete lending lifecycle without the cost and complexity of traditional core lending systems.
The platform brings loan origination, customer management, servicing, repayments and collections, reporting, audit controls and day-to-day operational workflows into one system. Lending teams can manage customers and loan applications, configure loan products and terms, track active loans and repayment schedules, record and manage payments, monitor overdue accounts, and maintain a clear view of lending activity across their organization.
LoanBit is designed to support growing lending operations across multiple branches and teams. Organizations can define loan products and lending rules, manage staff access and permissions, maintain customer and loan records, track portfolio performance, and use built-in reporting and dashboards to understand operational and financial activity.
Borrower-facing capabilities allow lenders to provide customers with more convenient digital experiences, while APIs and integrations enable LoanBit to connect with other systems and services used by the business. Automation helps reduce repetitive administrative work and supports more consistent lending and servicing processes.
The platform also includes AI-assisted capabilities that can support areas such as credit and risk assessment, customer and loan summaries, reporting insights and everyday operational tasks. These capabilities are designed to complement existing lending processes while keeping staff in control of decisions and workflows.
LoanBit is suitable for finance companies, microfinance institutions, credit providers and other non-bank lenders looking for a flexible platform that can grow with their operations. Whether managing a small lending portfolio or coordinating activity across multiple branches and teams, LoanBit provides the tools needed to manage lending operations from origination through repayment in one place.
EasyLock is an enterprise-grade EMI lock platform for NBFCs, fintech lenders, mobile retailers, and distributors across India.
When a borrower misses an EMI, EasyLock automatically locks the financed Android device — no field agents needed. Payment received? Device unlocks instantly.
Key Features:
Single QR scan enrollment — no Test DPC
Remote lock/unlock in under 1 second
Offline + online locking
Flash & hard reset protection (99% tamper-proof)
Automated EMI reminders & payment tracking
Centralized portfolio dashboard
RBI & NBFC compliant
99% repayment success rate across 50,000+ active devices. From single mobile shops to large fintech portfolios — EasyLock gives you complete control over every financed device, from enrollment to full repayment.
Trusted by NBFCs, fintech companies, mobile retailers, and distributors across India.
Paye Calculator is a tool for New Zealand workers to estimate net take-home pay from gross income. It calculates PAYE tax, ACC earner's levy, KiwiSaver contributions, and student loan repayments based on Inland Revenue rules. Supporting annual, monthly, fortnightly, weekly, and hourly income formats, it accommodates various payment schedules. The calculator applies New Zealand's progressive tax structure, processes deductions like the ACC levy and KiwiSaver contributions, and accounts for student loan repayments above the threshold. It provides detailed breakdowns of gross income, deductions, effective tax rates, and marginal rates, with comparisons across pay periods. Paye Calculator supports multiple tax codes, secondary income, and the Independent Earner Tax Credit. Users can adjust KiwiSaver rates and student loan status for tailored results. Updated annually, it reflects current Inland Revenue and ACC requirements.
Respaid is an AI-powered B2B debt collection platform designed to recover outstanding accounts receivable efficiently while maintaining respectful communication with debtors. By integrating artificial intelligence with the authority of legal professionals, Respaid achieves a 50% recovery rate within 20 days, ensuring businesses can reclaim funds without compromising their reputation.
Key Features and Functionality:
- AI-Powered Precision Messaging: Utilizes artificial intelligence to craft personalized messages, determining the optimal timing and communication channels to maximize debtor engagement and repayment.
- Respectful Communication: Emphasizes courteous and professional interactions, acknowledging that debtors may have valid reasons for delayed payments, thereby preserving client relationships.
- Legal Authority Integration: Collaborates with reputable legal firms to lend credibility and urgency to collection efforts, enhancing the likelihood of successful recoveries.
- Data Cleaning and Enrichment: Employs AI to verify and update debtor contact information, ensuring effective communication and reducing instances of unresponsive contacts.
- Direct Payment Processing: Facilitates payments directly to the creditor, fostering trust and transparency between businesses and their clients.
- Comprehensive Integrations: Offers seamless integration with over 600 applications, including major billing, CRM, and ERP software, enabling automated and synchronized debt collection processes.
Primary Value and Problem Solved:
Respaid addresses the challenge of recovering overdue payments without damaging business relationships or reputations. Traditional collection methods often involve aggressive tactics that can alienate clients and harm a company's image. Respaid's respectful, AI-driven approach ensures efficient debt recovery while maintaining positive client interactions. By automating the collection process and integrating with existing business systems, Respaid reduces the administrative burden on companies, allowing them to focus on core operations. This solution is particularly beneficial for businesses seeking to improve cash flow and financial stability without resorting to conventional, often adversarial, collection practices.
By operating either on-prem, cloud or hybrid, the relayr platform gives you the flexibility to integrate new- and old- Industrial Internet of Things (IIoT) features and business models, within the current IT ecosystem.
relayr Analytics is tailored for industrial use cases. It uses AI to deliver actionable insights where traditional anomaly detection software falls short. It also enables predictive maintenance.
HAL APS is an advanced planning and scheduling system designed to optimize production processes in manufacturing environments characterized by high variability and unpredictability. It addresses challenges such as delayed deliveries, equipment breakdowns, employee absenteeism, and fluctuating production priorities by providing real-time, data-driven scheduling solutions.
Key Features and Functionality:
- Ultra-Fast Scheduling: HAL APS utilizes advanced algorithms and the Redis database to perform rapid scheduling calculations, enabling immediate responses to production changes.
- Drag-and-Drop Interface: The system offers an intuitive Gantt chart interface, allowing planners to adjust schedules effortlessly through drag-and-drop actions, with real-time recalculations and decision-making.
- Artificial Intelligence Integration: Incorporating machine learning algorithms, HAL APS supports complex decision-making processes, enhancing the planner's ability to manage intricate production scenarios.
- Comprehensive Visualization: The platform provides detailed Gantt charts and tabular views, displaying relationships between technological operations over time, facilitating effective scenario analysis and real-time simulations.
- Industry-Specific Solutions: HAL APS includes tailored functionalities for various industries, such as machinery, pharmaceuticals, automotive, and more, addressing unique production challenges and requirements.
Primary Value and Problem Solving:
HAL APS empowers manufacturing companies to enhance production efficiency by effectively managing and adapting to unforeseen changes in the supply chain and internal processes. By optimizing resource utilization, minimizing changeover times, and providing real-time insights, the system helps reduce production costs, improve on-time deliveries, and increase overall profitability. Its flexibility and advanced features make it a valuable tool for planners seeking to navigate the complexities of modern manufacturing environments.
Sagepilot AI is an end-to-end customer experience automation platform that uses AI agents to support customer service, sales, customer success, marketing, and operations teams.
The platform connects customer conversations, company knowledge, customer records, support workflows, and business systems in one workspace. This gives AI agents and human teams a shared view of the customer journey, from the first inquiry through purchase, onboarding, support, delivery, retention, and repeat business.
Sagepilot supports interactions across web chat, email, voice, SMS, WhatsApp, Instagram, and other messaging channels. AI agents can understand customer requests, retrieve relevant information, follow company policies, complete approved workflows, and escalate complex or sensitive cases to human teams with the full conversation history.
Customer service teams can use Sagepilot to answer product or service questions, handle account inquiries, track orders, provide delivery updates, manage returns and exchanges, support warranties and subscriptions, respond to billing questions, and route service requests.
Sales and customer success teams can use the platform to qualify leads, answer pre-sales questions, recommend products or services, schedule appointments or demos, support onboarding, identify renewal opportunities, and transfer high-value conversations to the appropriate employee.
Marketing and retention teams can use customer activity, purchase history, conversation data, and business events to create segments and run personalized workflows such as abandoned-cart recovery, post-purchase communication, restock notifications, renewal reminders, customer re-engagement, and win-back campaigns.
Operations teams can monitor customer-impacting events such as delayed deliveries, failed payments, unresolved tickets, refund requests, and service issues. AI agents can retrieve data from connected systems, create or update tickets, initiate approved actions, notify internal teams, and route exceptions for review.
Sagepilot integrates with CRM systems, helpdesks, ecommerce platforms, payment providers, logistics systems, marketing platforms, ERP software, internal databases, and APIs. Customer conversations, orders, payments, tickets, campaigns, and operational events can be connected to a unified customer profile.
The platform includes AI agents, an omnichannel inbox, helpdesk and workflow automation, customer data and knowledge management, marketing and journey tools, analytics, integrations, APIs, approval controls, audit trails, escalation rules, and human handoff capabilities.
Organizations use Sagepilot to automate repetitive customer-facing work, improve response times, maintain consistent service across channels, and manage customer interactions and operational workflows without relying on separate disconnected tools.
CredScoop – Comprehensive Credit Cooperative Society Software for Efficient Financial Management.
AOPAY CredScoop is a robust software solution designed specifically for credit cooperative societies, helping streamline operations, manage member accounts, and improve financial efficiency. From member onboarding and savings management to loan disbursal, repayment tracking, and compliance reporting, CredScoop simplifies every aspect of cooperative society management.
Key Features of CredScoop:
- Member & Account Management: Efficiently manage member profiles, savings, deposits, and transactions.
- Loan Management: Automate loan applications, approvals, disbursals, and repayments.
- Compliance & Reporting: Stay fully compliant with regulatory standards and generate real-time reports.
- Integration & Customization: Easily integrates with existing systems and adapts to unique cooperative workflows.
- Analytics & Insights: Gain actionable insights with dashboards to track financial performance and member activity.
Trusted by credit cooperative societies and community lenders, CredScoop enhances operational efficiency, reduces errors, and delivers a seamless experience for both staff and members.
Experian's Buy Now Pay Later (BNPL) Data service offers comprehensive insights into consumers' BNPL usage, enabling lenders to make informed credit decisions. With over 17 million UK consumers utilizing BNPL services, this data provides a previously unavailable view of spending and repayment behaviors.
Key Features and Functionality:
- Reciprocal Data Sharing: Collaborates with major BNPL providers to share payment data, offering a holistic view of consumer financial activities.
- Comprehensive Coverage: Access to detailed transaction information and aggregated metrics, ensuring a thorough understanding of BNPL usage.
- Flexible Access: Data is available through APIs for immediate integration or via batch append for proactive customer management.
- Analytical Tools: Provides a suite of analysis, reporting, and delivery tools for flexible data consumption and utilization.
Primary Value and Solutions:
Experian's BNPL Data service addresses the challenge of previously invisible BNPL usage by providing lenders with critical insights into consumers' spending and repayment behaviors. This enhanced visibility allows for more accurate assessments of creditworthiness and affordability, leading to better-informed lending decisions. By integrating BNPL data, lenders can improve customer acquisition, manage credit risk effectively, and support responsible lending practices.