Loanstack is free (for up to 5 loans) cloud-based loan management software with no restrictions for private and specialist lenders, streamlining lending operations on a unified platform. It manages the entire loan lifecycle, from borrower setup to repayment and settlement, replacing fragmented tools. Borrower record management links loans to individual or business profiles, while flexible loan modeling supports varied terms, fees, schedules, guarantors, and repayment structures. Users can handle payments, maintain a clear ledger, and manage collections with prioritised queues for overdue accounts and reminders. Features include document generation, e-signatures, borrower communications, and reporting on balances, payments, arrears, and portfolio movement. Audit functionality tracks changes and ensures compliance, while integration options include API, webhooks, and Zapier with controlled access.
