Products

RiskView™ Payment Score uses predictive analytics to deliver a dual-performance score, ranking accounts based on their likelihood to repay in three months and their capacity to repay the highest percentage of outstanding debt.

Smartcleanse® offers a proactive approach to cleanse, enrich and consolidate your customer data at scale, using a suite of data management services which uncovers deep customer insights to help improve outcomes for you and your customers.

Kepler CPM helps financial institutions manage credit quality, performance and provisioning. It is an Enterprise-grade application with flexible user-access management and audit trail management that exceeds regulatory standards.

IC System is a privately held accounts receivable management firm founded in 1938 on the principle of ethical debt collection practices. Now in our third generation of family ownership, our purpose is “Making Collections Better” through debt collection that is ethical and kind. This simple statement guides every decision our leaders make and influences every interaction we have with consumers, our clients, our industry, and our community. Headquartered outside of St. Paul, Minnesota, our collec

Get paid faster, at lower cost. Enhance your collections with faster payments, reduced costs, and improved customer relations by leveraging tailored communication strategies. How about sending customers friendly payment reminders that actually work? Collectmaxx powers your collections department with a wide range of automated payment reminder tools that engage debtors effectively and efficiently. The result is clear communication, lower DSO and more revenue.

Datacultr is a global Digital Operating System for Credit Recovery, it drives collection efficiencies, reduces delinquencies and Non-Performing Loans (NPLs). Datacultr is a digital-only provider of consumer engagement, recovery and collection solutions, helping consumer lending, retail, telecom and Fintech organizations since 2019. Datacultr’s platform, makes the underserved and unbanked segment viable, for providers of Buy Now Pay Later, Micro-Loans, Nano-Loans and other unsecured loans. Datacu

Collect More In Less Time. Collectio automates client payments & communications, allowing you to scale your business without having to hire additional staff.

Shape Debt Software is an all-in-one customer relationship management (CRM platform specifically designed for debt settlement and consolidation businesses. It streamlines sales and marketing processes, manages consolidation and settlement payments, and enhances client engagement, enabling businesses to close more debt deals efficiently. Key Features and Functionality: - Lead Management: Organize and prioritize leads with tools like quickfire call distribution, automated lead assignment, and lo

If your business is refused credit or struggles to secure new finance, it can severely impact your plans. But is relying on your personal finances really the answer? With My Business Profile, you get full visibility of your business credit profile, enabling you to understand what’s affecting your company credit score and preventing you from being able to obtain that all-important company win.

Credit check your customers and suppliers or understand your own Experian Business Credit Score and the factors affecting it. We have the products to help you avoid bad debt, financial instability and risk from suppliers and customers.

AI-powered software that transforms debt collection from a cost center into a strategic asset.

Debt Register is the world’s only Leverage as a Service™ platform, proven for enterprise accounts receivable and credit teams. It is a fast-to-deploy leverage layer that sits alongside existing ERP, billing, and collections systems, delivering the leverage those systems were never designed to provide. The platform activates when past-due accounts stall. Instead of more effort, it applies a short, consequence-driven leverage cycle that creates urgency and resolves more accounts internally befor

Optimal Path offers a personalized, AI-driven solution that helps individual consumers achieve their credit score goals. Consumers can set their credit score goal, learn specific action steps to take to meet their goal, and immediately understand the estimated impact to their VantageScore by following the recommended tasks. Financial institutions and other companies can easily incorporate the Optimal Path API into their suite of consumer offerings. With this interactive, cloud-based API solution

CredServ is a B2B SaaS platform built for companies that operate large dealer or distributor networks. In many channel-driven organisations, partners are onboarded through emails and spreadsheets, invoices lack consistency, and payments are tracked manually. This results in frequent disputes, delayed collections, and poor visibility into outstanding balances and exposure. As networks expand, these inefficiencies multiply and increase operational risk. CredServ consolidates these fragmented pro

Metro2 is a cloud-based credit reporting platform that enables data furnishers to generate, validate, and submit Metro 2 format files to all three major credit bureaus (Equifax, Experian, and TransUnion). Key features include an intuitive dashboard for managing consumer credit records, built-in Metro 2 format validation that catches errors before submission, automated file generation, transmission history tracking, and real-time analytics. Metro2 simplifies the complex credit reporting process

AgentCollect replaces collection agencies with AI agents and licensed attorneys. Businesses upload a spreadsheet of unpaid invoices. AI agents research decision-makers, then contact debtors via phone calls, emails, and SMS under the client's brand. One dedicated AI agent per account, up to 85,000 recoveries per day. Results in approximately 20 days. Success-only fees with zero upfront cost. Trusted by Fortune 500 companies including Microsoft and Dell. Founded 2020, Y Combinator S23.

Veritus is an AI-driven platform tailored for the consumer lending industry, offering compliant voice, SMS, and email agents that manage the entire loan lifecycle—from origination to recovery. By automating customer interactions, Veritus enhances efficiency, reduces operational costs, and ensures adherence to regulatory standards. Key Features and Functionality: - Application Conversion Enhancement: Re-engages applicants who have abandoned the process through intelligent outbound communication

ProAgent is a natural language Al agent for omnichannel collections. Built on the Prodigal Intelligence Engine (PIE), it connects to all internal systems used by consumer finance companies-CRMs, LMS, dialers, SMS/email tools, and more-to access complete consumer data and run personalized, targeted outreach at scale.

Experian's BusinessIQ Reports provide comprehensive insights into a company's financial stability, enabling businesses to make informed credit decisions. By leveraging data from 15 sources, including CATO and CAIS (for contributors), these reports offer a detailed view of potential or existing customers, ensuring appropriate terms are offered, customer experience is enhanced, and business risk is minimized. Key Features and Functionality: - Data and Reporting Excellence: Access multiple report

A company credit report can be one of the most powerful commercial tools you have. It’s objective, unbiased and timely. We can help you credit check other businesses.