

Equifax Ignite® for Financial Services allows you to create optimized attributes and scores for more predictive analytics within your specific industry. Create powerful analyses, understand trends within financial services, and discover how well you are performing in certain areas relative to your peer groups. Explore many of our powerful data assets by using industry standard tools such as Python® and BigQuery. Then leverage even more automation power with Attribute Engine and Advanced Model Engine from Equifax. Through Equifax Ignite Google hosted Cloud, you can take advantage of a curated environment with the Financial Services curated environment. Enhance your decisions with access to industry-specific data, and develop andes tt models with speed, efficiency, and precision.

Manage Form I-9 at each stage with an online I-9 management service that helps make I-9 compliance even easier.

The Work Number® is an automated employment and income verification service operated by Equifax Workforce Solutions. It provides instant access to employment and income data, facilitating secure and rapid verifications for employers, lenders, and government agencies. By streamlining the verification process, The Work Number® enhances decision-making efficiency while safeguarding sensitive employee information. Key Features and Functionality: - Extensive Database: Houses over 225 million payroll records from more than one million employers across various industries, making it the largest commercial repository of its kind in the United States. - 24/7 Accessibility: Offers round-the-clock access to employment and income data, enabling verifiers to obtain necessary information at any time. - Enhanced Security Measures: Implements stringent security protocols, including verifier credentialing, multi-factor authentication, and regular audits, to protect sensitive employee data. - Compliance with FCRA: Adheres to the Fair Credit Reporting Act, ensuring employees can review who has accessed their data and providing mechanisms to dispute inaccuracies. Primary Value and User Solutions: The Work Number® addresses the need for efficient, accurate, and secure employment and income verifications. For employers, it reduces administrative burdens and mitigates risks associated with handling sensitive information. Lenders and government agencies benefit from expedited decision-making processes, as they can quickly access reliable data to assess applicants' employment and income status. Employees gain from faster approvals for loans, credit, and public assistance programs, as their information is readily available to authorized verifiers.

Product Description: I-9 Anywhere is an innovative solution designed to streamline the completion of the federally mandated Form I-9, essential for verifying the employment eligibility of new hires in the United States. Developed by Equifax Workforce Solutions, this service addresses the challenges associated with onboarding remote employees by facilitating accurate and timely Form I-9 completion, regardless of the employee's location. By leveraging a network of trained I-9 completers and offering both in-person and virtual verification options, I-9 Anywhere ensures compliance with U.S. Citizenship and Immigration Services (USCIS requirements, thereby reducing the risk of errors and potential fines for employers. Key Features and Functionality: - Remote Verification: Employers can connect new hires with authorized I-9 completers nationwide, enabling the physical examination of documents as required by USCIS. - Virtual Option: A virtual component allows eligible employers to conduct Form I-9 verification electronically via live video calls, aligning with recent DHS regulations. - Mobile Accessibility: The platform supports mobile devices, allowing new hires to complete necessary documentation conveniently from their smartphones or tablets. - Secure Document Management: Utilizes industry-leading encryption and secure storage solutions to protect sensitive employee information. - Comprehensive Reporting and Audit Trails: Provides detailed reports, including audit histories and timestamps, to ensure compliance and support in case of audits. Primary Value and User Solutions: I-9 Anywhere offers significant value by simplifying the complex process of Form I-9 completion, especially for organizations with remote or distributed workforces. By ensuring accurate and timely verification of employment eligibility, the solution helps employers mitigate the risk of non-compliance and associated fines. Additionally, the flexibility of in-person and virtual verification options enhances the onboarding experience for new hires, promoting efficiency and satisfaction. Employers benefit from a streamlined, compliant, and secure process that adapts to the evolving dynamics of modern workforce management.

The Equifax developer portal is a gateway to modern cloud capabilities, allowing customers to easily integrate to APIs and quickly move business forward. Over 50 public, RESTful APIs are available, providing secure access to data attributes, models, scores, and a variety of products serving all major industries. Developers can build solutions and provide insights in Risk, Identity & Fraud, Verification, Consumer Education, Data Driven Marketing, and Workforce Management.

OneScore from Equifax is a powerful, multi-data risk score that leverages differentiated alternative data including telco, pay TV, and utility data + specialty finance data. It can be used as a standalone score or combined with traditional consumer credit data for even better performance. Powered by advanced analytics and machine learning, OneScore helps you score more consumers, intelligently grow your customer base, and make your portfolio more profitable. By the numbers: - 21% more applicants could be made scoreable with OneScore compared to a traditional credit score alone - 10% KS lift - when compared to a traditional score, enhancing the ability to identify consumers that should be swapped out - 15.5% more applicants can be approved when OneScore is used in combination with a traditional risk score without incurring additional risk

B2bConnect™ can help you target the right businesses and buyers with the B2B account data you need to prospect, segment, and retain key clients. Using B2bConnect™ increases response rates and decreases your costs. Data live in all corners of your business. You need the ability to unify and harmonize data across your organization to integrate records through a unique identifier applied in real-time. Get the information you need in minutes versus weeks so that you can make better decisions faster.

Equifax's Compliance Center is a comprehensive platform designed to streamline and automate the management of HR compliance forms throughout the employee lifecycle. By integrating various compliance processes into a single, user-friendly interface, it helps employers reduce administrative burdens, minimize errors, and enhance the overall employee experience. Key Features and Functionality: - I-9 Management: Automates the completion and management of Form I-9, including integration with E-Verify, to ensure employment eligibility verification is accurate and timely. - State and Federal Withholding Forms: Facilitates the electronic completion and submission of W-4 and state-specific tax forms, helping to ensure compliance with varying state regulations. - Work Opportunity Tax Credit (WOTC Screening: Incorporates WOTC screening into the onboarding process, enabling employers to identify and capture available tax credits efficiently. - State Compliance Solution: Provides a centralized portal for managing state-specific compliance needs, including new hire notifications and annual notices, which is particularly beneficial for employers operating across multiple states. - Offboarding Forms: Automates the delivery of required separation notices and other offboarding documentation, ensuring compliance during the employee exit process. Primary Value and Problem Solved: Compliance Center addresses the complexities and challenges associated with managing HR compliance forms by offering an integrated, automated solution. It reduces the risk of non-compliance, decreases administrative workload, and improves accuracy in form completion. By centralizing these processes, employers can focus more on strategic initiatives while ensuring that all compliance requirements are met efficiently. This leads to a more seamless onboarding and offboarding experience for employees, enhancing overall satisfaction and productivity.

Optimal Path offers a personalized, AI-driven solution that helps individual consumers achieve their credit score goals. Consumers can set their credit score goal, learn specific action steps to take to meet their goal, and immediately understand the estimated impact to their VantageScore by following the recommended tasks. Financial institutions and other companies can easily incorporate the Optimal Path API into their suite of consumer offerings. With this interactive, cloud-based API solution, organizations can help their customers, members, and employees understand how to meet their credit score goals and encourage ongoing engagement to deepen relationships.

At Equifax, our innovative data products and solutions help fintechs find and acquire the right customers, reduce fraud risk, and accomplish more with cloud-native technology and customer insights.