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MicroFin is a secure microfinance software solution designed to simplify and automate the entire lending process for microfinance institutions (MFIs). From client onboarding and loan disbursement to repayment tracking and reporting, MicroFin helps organizations manage microloans efficiently while ensuring compliance with regulatory requirements. Key Features of MicroFin: - End-to-End Loan Management: Handle microloans, group lending, and individual loans seamlessly with automated workflows. - Digital Lending: Enable paperless loan applications and approvals to improve borrower experience. - Compliance & Reporting: Stay compliant with regulatory standards and generate real-time financial and operational reports. - Integration & Customization: Easily integrates with existing systems and adapts to unique operational workflows. - Analytics & Insights: Gain actionable insights with advanced dashboards for better decision-making. Trusted by microfinance institutions and community lenders, MicroFin empowers organizations to increase operational efficiency, reduce errors, and deliver a better lending experience to clients.
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Smart Authentication (SA) is the ultimate solution for customer authentication and transaction signing, based on behavioural and risk based continuous evaluation, designed for innovative e-payment services.
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NIDHISphere – Complete NIDHI Company Software for Efficient Financial Management. AOPAY NIDHISphere is a comprehensive software solution designed specifically for NIDHI companies, helping streamline financial operations and enhance member management. From savings and loan management to compliance and reporting, NIDHISphere simplifies every aspect of NIDHI company operations, enabling organizations to run efficiently and stay fully compliant with regulatory requirements. Key Features of NIDHISphere: - Savings & Loan Management: Manage member deposits, loans, and repayments seamlessly with automated workflows. - Member Management: Efficiently track and manage member accounts, transactions, and communication. - Compliance & Reporting: Built-in regulatory compliance checks and real-time reporting dashboards. - Integration & Customization: Easily integrates with existing systems and adapts to unique operational workflows. - Analytics & Insights: Gain actionable insights through advanced dashboards for better decision-making. Trusted by NIDHI companies, NIDHISphere improves operational efficiency, reduces errors, and ensures a smooth experience for both staff and members.
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Worthiness is a credit score check and loan eligibility check platform for India's loan DSAs, dealers, brokers and small lenders. A verified business asks its customer for consent by SMS, then requests that customer's credit report from India's top three credit bureaus in one consented request. Worthiness merges the bureaus into one readable report with the credit scores, active loans, EMIs, repayment history and a list of every lender that has already enquired on the file. It then evaluates the report against the lenders, loan products and rules the business has set up, and returns a verdict for each product with the reason behind it. A library of 22 researched loan products can be imported and edited. The report also flags lead signals such as top-up and balance-transfer candidates. Consent is captured by a six-digit code and kept on a register for at least seven years. Customer data is never sold or shared and is encrypted in transit and at rest. Pricing is pay per check from a prepaid wallet, with no subscription.
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Vida is an AI-driven credit decisioning platform developed by VeendHQ that empowers lenders, merchants, and institutions to make faster, more reliable lending decisions. By leveraging alternative data and advanced machine learning, Vida delivers instant credit decisioning with accurate creditworthiness assessments eliminating lengthy approval processes and reducing default risk. Vida combines three core capabilities: reliable identity verification to prevent fraud, advanced fraud prevention to protect your institution, and seamless repayment collections integrated directly with customer bank accounts and payroll systems. Whether you're offering Buy Now, Pay Later solutions, processing SME loans, Vida adapts to your lending model. Built for African markets, Vida serves banks, fintech platforms, merchants, cooperative societies, and alternative lenders. Vida includes enterprise features like customizable credit decision frameworks, AI-powered CRO Co-Pilot for risk officers, comprehensive audit logs, and powerful APIs for seamless system integration.
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Intelligrow is a cloud-based loan management software built for NBFCs, microfinance institutions and other financial service providers. It digitizes the entire lending process—from customer onboarding and credit assessment to disbursement, collections, and compliance reporting. With API-driven architecture and integrations to Aadhaar eKYC, PAN verification, credit bureaus, payment gateways, UPI, and mobile apps, Intelligrow offers unmatched flexibility and scalability. The platform also supports multi-language interfaces, white-label branding, and customizable workflows, making it adaptable to any lending model. Key capabilities include: Digital loan origination & automated underwriting Credit bureau & alternative data integration Loan servicing with flexible repayment structures Mobile-enabled collections and recovery analytics Real-time dashboards and RBI/NPA regulatory reports Domain-specific lending (business loans, LAP, gold loans) Intelligrow helps financial institutions reduce operational costs, speed up loan approvals, improve portfolio quality, and deliver a better borrower experience—driving growth and financial inclusion.
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SMTPly is email relay software enabling legacy devices to send messages via Microsoft 365 using OAuth2 authentication. Running as a local Windows service, it converts SMTP connections into Microsoft Graph API calls, ensuring data remains local without third-party servers. Its architecture includes an SMTP listener, relay queue with retry logic, and a Graph sender managing OAuth2 tokens for secure delivery. Security features include DPAPI encryption, certificate store integration, and health monitoring for certificate expiration alerts. A live mail tracker provides visibility into relayed messages, while usage reports summarize activity and errors. The software supports STARTTLS, implicit TLS, IP whitelisting, and sender domain filtering. Advanced editions offer multi-tenant routing, rate limiting, Prometheus metrics, and encrypted backups. Enterprise features include REST APIs, sandbox modes, outbound routing rules, and SIEM forwarding. Compliance tools ensure proof chains.
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KoopManager is cloud-based cooperative society management software built for Nigerian cooperatives, for the Exco members who administer the society and the members who save and borrow through it. Each member has their own login and portal. It replaces paper files and spreadsheets with a digital member register, real-time savings balances, bulk contribution processing, and optional mandate-based automatic debits. Societies whose members are paid through payroll can upload contributions from payroll deductions, and on request KoopManager can be integrated with a society's payroll system to pull member and contribution records. Loan management covers requests, approvals, disbursements and repayments, with guarantee tracking and an audit trail. Members pay directly into the society's bank account, so the society handles no cash. Reports include income and expenditure, balance sheet, cash flow, loan book with aging risk analysis, guarantee exposure, dividend analysis, member savings summary, and ledger reports including trial balance. Onboarding and Exco training are included. KoopManager is built and operated by Koop Software Limited (RC 9394956).
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DayFive is a workflow management tool for finance and non-finance individuals. It shows you what & where you spend, what requires approval, what’s overdue, and how close you are to hitting your revenue targets without needing to read reports or understand accounting terms. It gives you real-time visibility in the numbers, while export reports and balances are available when you need deeper insight. Acting as an automated accounting assistant, DayFive simplifies financial management without the complexity. You can send quotes, raise invoices, and track sales in one place. If you have subscription or long-term contracts, the app automatically handles the technical side behind the scenes with revenue and expense smoothing, ensuring prepayments and accruals are automatically processed, journals passed and reversed, currency conversions handled seamlessly, and revenue recorded properly over time. Set budgets. Control spending. Hit targets. Stay ahead. You don’t need to understand finance, the app does that for you. Think of it as your business money sidekick, acting as your automated accounting assistant to manage accounting processes, systems and controls so you can focus on the growth of your business with confidence and fewer surprises. Designed to simplify and accelerate the month-end close process for finance teams, DayFive automates critical financial tasks through seamless Xero integration. By reducing manual workloads and ensuring data accuracy, DayFive enhances financial control, efficiency, and confidence in your numbers.
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Related Digital is the leading digital marketing solution provider; offering a wide-range of best-in-class digital marketing technologies and interactive services for many of the world’s leading brands.
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Shift is an Australian financial technology company that provides credit and payment platforms designed to help businesses trade, pay, and access funds efficiently. By leveraging streaming data, Shift offers a range of financial products tailored to meet the diverse needs of Australian businesses, enabling them to manage cash flow, acquire assets, and streamline trade terms. Key Features and Functionality: - Business Overdraft: A flexible cash flow management tool that seamlessly links to a business's transaction account, allowing for easy fund transfers anytime, anywhere. - Equipment Line: An account designed to finance equipment and fitout purchases, offering installment payments for both new and second-hand items. - Asset Finance: Enables businesses to acquire assets such as equipment, vehicles, or machinery without the need for full upfront payment. - Trade Account: Facilitates invoice payments for materials, stock, and services, with customizable repayment options to suit business needs. Primary Value and Solutions: Shift empowers over 25,000 Australian businesses by providing financial products that offer control over cash flow, asset acquisition, and trade terms. As dedicated business specialists, Shift delivers financial certainty, enabling businesses to operate and grow effectively.
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PeerFlux – Innovative Peer-to-Peer Lending Software for Seamless Borrowing and Investing. AOPAY PeerFlux is a cutting-edge peer-to-peer (P2P) lending software designed to connect borrowers and investors efficiently and securely. By automating the entire lending process—from borrower onboarding and credit assessment to loan disbursement, repayment tracking, and investor management—PeerFlux enables P2P platforms to operate smoothly while ensuring compliance and transparency. Key Features of PeerFlux: - End-to-End P2P Lending Management: Manage loans, borrowers, and investors with automated workflows. - Digital Loan Processing: Streamlined, paperless loan applications and approvals for faster funding. - Investor Management: Track investments, returns, and portfolios in real-time. - Compliance & Reporting: Built-in regulatory compliance checks and comprehensive reporting dashboards. - Analytics & Insights: Advanced analytics to monitor loan performance, borrower behavior, and platform growth. Trusted by P2P lending platforms and fintech companies, PeerFlux helps increase operational efficiency, reduce errors, and provide borrowers and investors with a seamless, transparent lending experience.
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Websites for School Districts: With award-winning software and user-focused design, we're changing how school districts communicate online. Off-the-Shelf Features for K-12 Websites: Rally websites are loaded with powerful, user-friendly features that simplify communication with your school district community. Notices & Alerts – Instantly publish emergency notices and reminders on websites and apps throughout your district. School & Bus Statuses – Notify parents when school buildings are closed or buses are delayed. Forms & Online Payments – Build online forms for registration, fee payment and more. Interview Booking & Calendars – Update calendars across your district in one step. Make complex scheduling tasks easy with Rally's parent teacher interview manager! Internal Communication – Rally's purpose-built Intranet system maximizes online communication and resource sharing within your district. Superior Design – Rally takes design seriously. Your district deserves a beautiful, custom-designed website by our team of professional web designers.
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Calculiro is a web-based integrated business planning tool for small and mid-sized companies and tax advisors in Germany. From one set of inputs it produces four reports that fit together: a monthly profit plan (BWA format), a monthly cash flow plan, a projected balance sheet and a cash flow statement. The projected balance sheet balances without plug figures, and the bank balance always equals the closing balance of the cash flow plan. Plan up to five years, month by month. Loans and investments are calculated with depreciation, interest and repayments. Scenarios show instantly how a new hire, a machine or a new customer affects all four reports. The opening balance sheet comes from the annual financial statements; figures from the BWA can be uploaded. Reports export to PDF and Excel for banks or advisory boards. For accounting firms: many clients in one account, access per client to view or co-plan, changeable at any time, and the firm's logo on the report. Price: Solo EUR 79, Team EUR 149, Full version EUR 399 per month plus VAT, cancel monthly. AI assistant from EUR 5.99 per month plus VAT. Hosted in Germany. Launching soon.
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BharatX's Khata is an embedded credit solution designed to replicate the traditional 'Khata' system, enabling users to purchase daily essentials and settle payments at the end of the month. This feature allows consumer-facing platforms to offer a seamless credit experience, enhancing customer retention and increasing order values. Key Features and Functionality: - White-Label Integration: Businesses can customize the Khata feature to align with their brand identity, providing a consistent user experience. - Quick Integration: The solution can be integrated within two hours without the need for compliance setups or operational changes. - Zero Financial Risk: Merchants receive payments upfront on a T+1 basis, with BharatX managing the credit risk. - User-Friendly Process: Customers place orders using the Khata option, receive monthly notifications about their dues, and have a grace period to make repayments, which can increase their credit limit. Primary Value and User Benefits: Khata addresses the need for accessible credit among middle-class Indian consumers by digitizing a familiar credit system. It enhances customer loyalty and boosts sales for businesses by offering a trusted and convenient payment method. For consumers, it provides the flexibility to manage expenses without immediate financial strain, fostering a more inclusive financial ecosystem.
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Analytical Investments, a leading Financial Consultancy that helps Businesses, MSMEs & Corporate Individuals across India reduce Debt Repayment Costs, get faster access to Loans, with Increased Amounts on the same Collateral to help fulfill your financial needs. Analytical Investment has a proven track record of more than 30 years helping customers save money and grow their businesses. We help you with: >Increasing loan Amount - lower interest rate with same collateral >Get faster access to loans & increased loan amount(even on existing loans) >Work with +100 Banks and NBFCs - you have a problem, we sure can help find the solution >Get expert guidance and support - we handhold you till the money hits your account >No charge to the customer except certain loan categories We have been in this business for long to be able to help businesses, MSMEs and Corporate Individuals succeed in the maze of financial marketplace. We believe that access to affordable finance is essential for businesses to grow and create jobs. Our vision is to impact 6 crore MSMEs in India at least once, in order to create a positive impact on their P&L statements.
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Abstraxn is infrastructure for AI agents that act and spend on their own. It gives businesses everything an agent needs to operate safely in the real world, in one platform. Identity: agents get a verifiable identity they can prove across platforms, including on-chain registration through ERC-8004. Agentic wallets: smart-account wallets built for agents (ERC-4337 and EIP-7702), with server-side signing, so no one has to manage seed phrases. Payments: agents pay and get paid over x402, MPP and stablecoin rails. Policy and KYI (Know Your Intent): admins write the rules in plain English, such as spend limits, approved counterparties and blocked addresses. KYI turns them into exact rules and checks every agent action before it happens, returning allow, deny or escalate to a human, with a signed receipt for each decision. Settlement layer: bundler, paymaster and relayer services handle gas sponsorship and transaction delivery across EVM chains and Solana. All of it ships through one SDK, so teams integrate once instead of wiring each protocol separately and re-wiring it every time a standard changes. Beyond the platform, Abstraxn builds with teams end to end. If you are working on anything AI, from a single agent to a full agentic product, bring us the whole problem and we will help design and build it.
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SpokenData is an automatic and human transcription service for your audio and video files that includes speech processing, online transcription editor, API, and translations.
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EasyCons is an all-in-one software solution designed for the real estate and construction industries, bringing together essential operations like project management, property sales, CRM, financial tracking, and task management into a single platform. It simplifies complex workflows, enhances collaboration, and provides real-time insights for efficient decision-making and improved project outcomes. Key features include project tracking to ensure timely completion, property sales management for transparent transactions, inventory monitoring to reduce costs, and loan tracking for timely repayments. EasyCons also offers powerful CRM tools to manage leads, strengthen client relationships, and improve satisfaction. Its financial management tools provide a clear overview of budgets and expenses, while task management ensures accountability and streamlined operations. The platform facilitates effective communication with stakeholders and centralizes essential documents for easy access. With a user-friendly interface and customizable features, EasyCons adapts to the needs of developers, contractors, and property managers, ensuring seamless project execution. It is accessible through modern web browsers, supports multiple languages, and offers robust security through encryption and regular audits. By integrating various business functions, EasyCons enhances operational efficiency, reduces costs, and improves client satisfaction. Flexible pricing options cater to businesses of all sizes, making it an ideal solution for transforming real estate and construction operations. Request a demo today and experience how EasyCons can streamline your workflows and drive profitability.
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IBK System Co., Ltd., established in March 1991 as an IT subsidiary of IBK Financial Group, specializes in developing and maintaining financial business systems for major banks and non-bank depository institutions. With extensive experience in IT outsourcing, credit card systems, bancassurance systems, and loan systems, IBK System has become a leading IT service provider in the financial industry. Key Features and Functionality: - Installment Financing System: An advanced system designed to maximize clients' market share and operating profit by facilitating the purchase of durable goods through credit, with structured repayment plans. - Personal Finance System: A user-centered, flexible, and scalable system that streamlines loan services, including counseling, application, review, execution, payment, and follow-up management. - Integrated Default Management System: A comprehensive solution developed to improve asset soundness and operational efficiency by integrating all default records, managing loans in arrears, and providing analytical data on arrears status and trends. - Bancassurance System: An insurance sales system that offers real-time performance management, maximizes revenue generation, and provides accurate business assistance to affiliated insurance companies. Primary Value and Solutions Provided: IBK System delivers flexible IT solutions that enhance the competitiveness of financial institutions by adapting to changing financial circumstances. Their systems improve operational efficiency, ensure compliance with regulatory standards, and provide user-friendly interfaces for both clients and end-users. By integrating advanced technologies and maintaining a customer-first approach, IBK System supports financial institutions in achieving stronger market positions and operational excellence.