--- title: Zepto Reviews meta_title: 'Zepto Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter reviews by the users' company size, role or industry to find out how Zepto works for a business like yours. aggregate_rating: rating_value: 4.3 review_count: 2 scale: '5' date_modified: '2026-07-17' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Zepto Reviews **Vendor:** Zepto **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.3/5.0 **Total Reviews:** 2 ## About Zepto Zepto creates enterprise-ready, API-powered, real-time account-to-account [A2A] payment solutions that flex and scale with your business. The first non-bank fintech connected directly to the real-time payment rails of Australia's New Payments Platform, and the first non-bank payments provider Accredited Data Recipient [ADR] under the ACCC’s Consumer Data Right [CDR], Zepto is Australia’s leading A2A payments infrastructure innovator. Founded in Byron Bay in 2017 as Split Payments by four local entrepreneurs who had experienced the debilitating impacts of legacy payment infrastructure in their successful tourism business, Zepto has grown from bootstrapped start-up to award-winning, trail blazing payments technology company processing some $50 billion of digital payments annually. In 2021, Split Payments rebranded as Zepto. Zepto’s trusted, world-class tech opens up a unique set of access points to Australia’s A2A payments infrastructure enabling businesses to seamlessly take, make and manage payments by connecting them directly to their customers’ bank accounts. That means businesses can confidently collect and receive data-rich payments directly from their customers' bank accounts, and have those payments settle and reconcile instantly 24-7-365. Yes, even on weekends and public holidays. Zepto solutions can transform businesses in a number of ways: SUPERSONIC CASHFLOW We've revolutionised speed-to-wallet and cash flow. Zepto powers seamless pay-ins and outs with speed, data and precision which can be made at any time of day, 365 days a year. COST TRANSFORMATION Zepto's account-to-account solutions can reduce direct and indirect payment costs, reduce failed payments and dishonours, and can streamline your back-office processes. EFFICIENCY & AUTOMATION Zepto's payment solutions can transform back-office operations through enriched embedded data enabling automatic reconciliation, and programmatic insights. CUSTOMER EXPERIENCE Differentiate your offering through an uplifted payment experience, and embed payments as part of your product offering to create experiences your customers actually like. TRUST & COMPLIANCE The highest levels of compliance, security, reliability and scalability. Zepto does the heavy lifting for you, giving you peace of mind at the highest level. The buck stops here. ## Zepto Pros & Cons **What users like:** - Users find Zepto's **ease of use** exceptional, particularly in adding accounts and ensuring secure payments. (1 reviews) - Users enjoy the **easy payments** process with Zepto, highlighting its simplicity and security in transactions. (1 reviews) - Users value the **security of payments** with Zepto, ensuring a safe shopping experience every time. (1 reviews) **What users dislike:** - Users find the **sorely lacking navigation** in Zepto frustrating, affecting their overall experience with the app. (1 reviews) ## Zepto Reviews ### 1. Instant grocery app **Rating:** 3.5/5.0 stars **Reviewed by:** Himani G. | Technical Solutions Engineer, Small-Business (50 or fewer emp.) **Reviewed Date:** October 14, 2023 **What do you like best about Zepto?** It came in handy whenever I m too lazy to get the grocery from outside. Especially during late night. **What do you dislike about Zepto?** Sometimes it takes more time than the committed **What problems is Zepto solving and how is that benefiting you?** Instant food delivery, easy to use, UI is also good. But sometimes delivery takes time. ### 2. Zepto - Made Payments Easier to Everyone **Rating:** 5.0/5.0 stars **Reviewed by:** Anup K. | Application Support Specialist, Enterprise (> 1000 emp.) **Reviewed Date:** October 28, 2023 **What do you like best about Zepto?** Ease of use, Ease of adding the accounts and Secured payments **What do you dislike about Zepto?** UI could have been a little better and the navigation **What problems is Zepto solving and how is that benefiting you?** It solved the online payments and money transfers with ease after adding accounts. Integration with multiple payment platforms and banks made this one the best option in the market. - [View Zepto pricing details and edition comparison](https://www.g2.com/products/zepto-2022-04-07/reviews?qs=pros-and-cons§ion=pricing&secure%5Bexpires_at%5D=2026-08-01+14%3A06%3A46+-0500&secure%5Bsession_id%5D=b687e848-a2f4-4a2a-8541-0536ce700997&secure%5Btoken%5D=cffe984232bb29f960cac48b4ddd120817d56cebda7135dabb3ddbd9b14568a3&format=llm_user) ## Zepto Features **Payment Methods** - ACH - Credit and Debit - Wire Transfer **Payment Processing** - Encryption - Mobile Payments - Digital Wallet Integration **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Payment Processing ** - Batch Processing - Payments Scheduling - Automated Workflows - Self Service - Reconciliation - Settlements - Payment Tracking **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration **Security and Compliance** - PCI Compliant - P2PE - Fraud Management - SSL Encryption - SOX - SOC **Payment Options** - Online payment portal **Integration** - Agnostic Integration - Reporting Consolidation - Plugins and APIs **Security** - POS Verification **Platform** - Accounting integration - E-commerce Integration **Payment Types** - AP Automation - E-Commerce - Retail **Agentic AI - Enterprise Payment** - Adaptive Learning ## Top Zepto Alternatives - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - 4.4/5.0 (1,783 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) - 4.6/5.0 (387 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (365 reviews)