Zepto

2 reviews

Zepto is an Australian fintech company specializing in real-time, account-to-account payment solutions designed to enhance business operations and customer experiences. By leveraging advanced API technology, Zepto enables businesses to seamlessly take, make, and manage payments directly between bank accounts, facilitating faster settlements and improved cash flow management. Key Features and Functionality: - PayTo: A modern solution for businesses to collect payments from customers' bank accounts, settling transactions in real time and reducing the risk of missed payments and fraud. - Enterprise PayID: Allows the creation of unique PayIDs for each customer, facilitating instant payments and accurate, automated reconciliation. - NPP Payments: Utilizes the New Payments Platform to provide seamless, real-time digital payment experiences, enabling businesses to receive and disburse funds instantly. - Direct Debit: An API-powered, data-rich direct debit solution that reduces dishonors and maximizes the success of one-off and recurring payments. - Stored Value: Offers the capability to store funds indefinitely and move them flexibly, providing precision, security, and flexibility in payment operations. Primary Value and Solutions Provided: Zepto's solutions address the need for efficient, secure, and real-time payment processing in high-volume environments. By connecting businesses directly to customers' bank accounts, Zepto reduces transaction costs, minimizes payment failures, and streamlines back-office processes. This leads to enhanced cash flow, improved operational efficiency, and superior customer satisfaction.