# Opayo Reviews
**Vendor:** Elavon  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)  
**Average Rating:** 4.2/5.0  
**Total Reviews:** 35
## About Opayo
Opayo is the new name for Sage Pay. We are one of the UK’s most trusted payments providers, helping businesses grow and accept payments from customers. In 2019, our gateway processed £40bn worth of card payments for over 50,000 merchants, online and in-store.




## Opayo Reviews
  ### 1. Sagepay - managing payments easier

**Rating:** 4.5/5.0 stars

**Reviewed by:** Luke C. | Non-Energy Customer Service Adviser, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 30, 2021

**What do you like best about Opayo?**

The ease of navigations is definitely my favourite with Sagepay. Everything does what it says on the tin. I personally use this for taking payments, and that has never been easier.

**What do you dislike about Opayo?**

There's only one thing I dislike about Sagepay, something I note regularly, and that is the inability to search for payment history outside of the pre-set periods. Only downfall.

**What problems is Opayo solving and how is that benefiting you?**

Not necessarily solving problems; however, it does serve a useful purpose when locating specific transaction information upon dealing with a customer query. Great.

  ### 2. Solid payments processor

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 16, 2021

**What do you like best about Opayo?**

Easy to view failed and successful transactions, see transaction details including fraud risks. Multi-currency processing is easy too. Intuitive and simple to use and set rulebases.

**What do you dislike about Opayo?**

3D secure green shield doesn't always signify liability shift from the merchant. Rulebase settings can be confusing.

**What problems is Opayo solving and how is that benefiting you?**

We needed to process international credit cards for sales in GBP and USD and settle into different bank accounts. We need access to fraud risk information and the ability to view reasons for failed transactions easily and quickly.

  ### 3. Review on SagePay

**Rating:** 5.0/5.0 stars

**Reviewed by:** Michelle S. | Training Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 30, 2020

**What do you like best about Opayo?**

Once you know & understand the features of the program, it is comprehensive and detailed. The ability to add your Customers to the Debit order system, makes it easy to get paid on time! Netcash (SagePay) is a superb program.

**What do you dislike about Opayo?**

The reporting can be in more detail per individual client

**Recommendations to others considering Opayo:**

Use Netcash for peace of mind that your money paid or received will be safe. The debit order system is affordable and works great to ensure you receive payment on time. Knowing that the invoice you submit to your client, can be paid at the click of a button, creates authenticity and makes you a worthy Supplier.

**What problems is Opayo solving and how is that benefiting you?**

Slow / slower paying Customers that go onto the Debit order system, takes the constant follow up for payment out of the regular conversations

  ### 4. Switched to Sage Paya and couldn't be happier - Excellent customer service and easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Melissa C. | Customer Service Specialist, Medical Practice, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 13, 2019

**What do you like best about Opayo?**

Our practice switched all our recurring and automated patient card transactions to Sage Paya and we couldn't be more thrilled with our experience. As a merchant we had many accounts to switch over and Sage Paya was extremely helpful in teaching us how to setup their system to work for us. We have now been using them for 4 months and it is extremely simple and user friendly. However the best part is their customer service. I have never encountered such amazing and thorough customer service. They as a company go the extra 10 miles for us to make sure we get what we are looking for. Travis Padilla at Sage is top notch and he has earned a merchant for life. 

**What do you dislike about Opayo?**

We would recommend setting up recurring account parameters be simpler to understand, interval is hard to understand. They helped explain it to us during setup but it could be a little clearer.  

**Recommendations to others considering Opayo:**

Our practice switched all our recurring and automated patient card transactions to Sage Paya and we couldn't be more thrilled with our experience. As a merchant we had many accounts to switch over and Sage Paya was extremely helpful in teaching us how to setup their system to work for us. We have now been using them for 4 months and it is extremely simple and user friendly. However the best part is their customer service. I have never encountered such amazing and thorough customer service. They as a company go the extra 10 miles for us to make sure we get what we are looking for. Travis Padilla at Sage is top notch and he has earned a merchant for life. 

**What problems is Opayo solving and how is that benefiting you?**

We have been able to add recurring transactions of patients and easily been able to keep track of payments and declines. It is also very simple to stop a payment, void a transaction, and edit a recurring transaction.  We also now can accept online payments on our website with their system. 

  ### 5. Easy to use. User friendly 

**Rating:** 5.0/5.0 stars

**Reviewed by:** Meagan N. | Finance Administrator , Small-Business (50 or fewer emp.)

**Reviewed Date:** October 05, 2019

**What do you like best about Opayo?**

Easy to navigate . Speedy update response 

**What do you dislike about Opayo?**

None applicable at this time ............

**Recommendations to others considering Opayo:**

Ease of use 

**What problems is Opayo solving and how is that benefiting you?**

Quick capturing 

  ### 6. Sage 

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 10, 2019

**What do you like best about Opayo?**

Its pretty simple to use not really complicated. Step to step process. If you don't understand something you can easy figure out the solution on your own. 

**What do you dislike about Opayo?**

Sometime notes disappear and you can not go back you have to delete everything and start over and it has no spell check. 

**What problems is Opayo solving and how is that benefiting you?**

Its neutral 

  ### 7. Very Basic

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 26, 2018

**What do you like best about Opayo?**

There are not many things to like on this software, it is very simple and just serve it sole purpose only.

**What do you dislike about Opayo?**

This software lacks many tools which can be found on other competitors software like graphical breakdowns of payments, taxes, reimbursement, overtime hours. Only one paycheck can be accessed at a time, its hard to open two pay stubs at a single time.

**Recommendations to others considering Opayo:**

If you are looking for just payment solutions it can do the work, it compares to ADP payroll solutions in terms of functionality. 

**What problems is Opayo solving and how is that benefiting you?**

Rather than problem-solving it is just a payment solution and is not useful for other purposes. It does not have any additional benefits other than payment services.

  ### 8. It works

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 28, 2019

**What do you like best about Opayo?**

Flow is great. One of the oldest softwares that I can remember. User friendly. 

**What do you dislike about Opayo?**

Bogs down sometimes. Doesn’t do some things I need it to but I supplement. 

**What problems is Opayo solving and how is that benefiting you?**

Just and easier way for me to put in ap/ar stuff and reconcile. 

  ### 9. Dumped Sage and moved on to something else

**Rating:** 0.0/5.0 stars

**Reviewed by:** Sam B. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 27, 2018

**What do you like best about Opayo?**

I used Peachtree for 25 years, then it was bought by Sage. The software still had a lot of features I liked, it remained intuitive to use and I was used to using it. But because of Sage, I dropped it.

**What do you dislike about Opayo?**

Sage skyrocketed the price, had terrible customer/tech support service (worst ever), and the answer for any issue was to spend more money on software or support. What was an affordable, feature rich product, became a VERY expensive product stripped of features unless higher prices were paid. Cost for service were even worse than the cost of the software and were often bundled. They were completely unresponsive to customer issues and I would never go back.

**What problems is Opayo solving and how is that benefiting you?**

There are no business problems that can be solved using this software. It is more likely to be the cause of business problems than a solution. Difficult installation right through to poor service of the product it is not worth using or attempting to use.

  ### 10. Sage Payment Solutions

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cormac h. | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 17, 2018

**What do you like best about Opayo?**

Their customer service team was always able to help.

**What do you dislike about Opayo?**

Its an expensive solution for customers that don't require the security. The ebizmarts integration software could be improved also.

**What problems is Opayo solving and how is that benefiting you?**

We use Sage Payments in store and on our ecommerce website. Its 

  ### 11. Great efficient tool when you know how to use it

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Hospitality | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 10, 2018

**What do you like best about Opayo?**

Very powerful tool when you get your head around it. Very steep learning progression. The software is very powerful but very heavy. 
We used this software in order to replace an external payroll provider.

The implementation was quite well supported but was a lengthy process.

**What do you dislike about Opayo?**

It does have some kinks and is very heavy to use at first. Also, the interface could be more user friendly, it does have some stability issues at times.

**Recommendations to others considering Opayo:**

make sure you need it and you can ROI quickly

**What problems is Opayo solving and how is that benefiting you?**

We were able to cut a third party payroll provider saving us quite few Ks

  ### 12. Not so easy to set up but once done it is easier to use

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 17, 2018

**What do you like best about Opayo?**

When I have needed it, customer service was very helpful. Everything just happens automatically which makes the accounting job easier.

**What do you dislike about Opayo?**

Very repetitive you have to go line by line to break down a credit card bill. I guess its the same in all 
systems. Also to reprint a monthly report you need to change the month back and forth.

**Recommendations to others considering Opayo:**

The only negative that I came across was when I was setting it up (new business) I couldn't figure out which sage to call because they have so many different services. I finally got redirected to the right one, but it took a while.

**What problems is Opayo solving and how is that benefiting you?**

Links to our accounting software

  ### 13. Sage Payment Solutions is a user-friendly product

**Rating:** 4.5/5.0 stars

**Reviewed by:** Claudia L. | Franchise Owner, Professional Training & Coaching, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 16, 2018

**What do you like best about Opayo?**

It's easy to use, for me as the supplier and for my clients as well. On my invoice it's a one click process for my clients to pay online using Sage Pay.

**What do you dislike about Opayo?**

The backend could be a bit more streamlined.

**What problems is Opayo solving and how is that benefiting you?**

My clients can now pay instantly on invoice by clicking a button.

  ### 14. Super easy and efficient 

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Market Research | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 09, 2018

**What do you like best about Opayo?**

Sage payment solutions are easy to use when taking payments from a client for either of our services. A quick log in and your on the page you need.

**What do you dislike about Opayo?**

The one thing I dislike and needs improvement on is that I wish they produced a VAT receipt for payments.

**Recommendations to others considering Opayo:**

Easy to use, I would recommend this over other services like Adyen or Zoho checkout which I have used previously. 

**What problems is Opayo solving and how is that benefiting you?**

We aren't facing any business problems with Sage Payment Solutions and we have had it for around 3 years now. Benefits are taking quick and easy credit card payments online from our clients.

  ### 15. Sage Payment Solutions integrates well with Sage 100

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dawn A. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 30, 2018

**What do you like best about Opayo?**

Sage Payment Solutions integrates well with Sage 100.

**What do you dislike about Opayo?**

It would be nice if we could get a daily email with the settlement report.

**What problems is Opayo solving and how is that benefiting you?**

We use Sage Payment Solutions integrated with Sage 100 for processing payments on orders taken from customers via phone, and also when customers pay on account.

  ### 16. Sage

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 22, 2018

**What do you like best about Opayo?**

The ease of use and reporting and being able to pull reports to reconcile the processed amount with the funded amount to our account. 

**What do you dislike about Opayo?**

The delay in response time when submitting a ticket or an issue was always a lot. Also that it was recently rebranded to be "PAYA"

**Recommendations to others considering Opayo:**

Be patient as it is frustrating to try to get a hold of someone during integration/development when you are migrating over softwares

**What problems is Opayo solving and how is that benefiting you?**

ACH/E Check transactions for transactions that were processed from our online website. 

  ### 17. Reliable solution

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 24, 2018

**What do you like best about Opayo?**

Integrates with our CRM to make payments fast and easy!  Customer service can take a while to resolve issues, but we haven’t had any major problems

**What do you dislike about Opayo?**

If a technical issue does occur, they are slow to fix the issue. Log in info is long!

**What problems is Opayo solving and how is that benefiting you?**

Integration with our invoicing software helps keep track of payments and auto applies to invoices.

  ### 18. Quick and efficient method for payment without card.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 25, 2018

**What do you like best about Opayo?**

It easy to login and process payment which is necessary when taken a payment from a client over the phone. 

**What do you dislike about Opayo?**

When a card payment doesn't do through the none sensitive information like address disappears so you have to type them all over again, which clients don't love when they are in a rush. 

**Recommendations to others considering Opayo:**

Defiantly worth the investment, it pays itself considering how quickly money is on your account. 

**What problems is Opayo solving and how is that benefiting you?**

Processing payments quicker, if we can take a card payment over the phone we eliminate the whole issuing and chasing of invoices.

  ### 19. Sage Payment Solutions Simplifies Everything

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alana G. | Office Manager, Mechanical or Industrial Engineering, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 03, 2017

**What do you like best about Opayo?**

I do my credit cards in half the time! Sage makes it easy only needing a customer client number and everything is pulled up, client name, billing address all that. I will never switch to anything else unless the owner decides to drop Sage software entirely.

**What do you dislike about Opayo?**

There really isn't anything to dislike.  

**Recommendations to others considering Opayo:**

If you use Sage Contractor 100 this is a must, it will save you so much time in the long run. Even if it was a bit more expensive it would still be worth it.

**What problems is Opayo solving and how is that benefiting you?**

Sage has the Vaults where it can save client information and my clients who are regulars love just saying use the same card and it being safely secured through sage. It also saves a lot of time. Before i would have to log on to some other program. Enter name, address, client info, credit card. Then go back and do a deposit and enter each of those. It was very time consuming. This saves so much time!

  ### 20. Basically any other payment solution would be better

**Rating:** 2.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 13, 2018

**What do you like best about Opayo?**

Not much to like about it, but apparently Sage Payment Solutions was acquired by another business so maybe it's better now?

**What do you dislike about Opayo?**

Hardly any support, and fees aren't competitive at all 

**What problems is Opayo solving and how is that benefiting you?**

Managing POS and other payment provider systems 

  ### 21. Sage Payment Solutions

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 15, 2017

**What do you like best about Opayo?**

Ease of use. Great integration with our sage AIS system. 

**What do you dislike about Opayo?**

Updates are often and sometimes breaking. They need more QA. There was a very breaking issue with .net framework when using sage exchange. However the website still works flawlessly and has been very useful.

**What problems is Opayo solving and how is that benefiting you?**

We have used this software to eliminate the need to keep track of credit card sales. This software allows us to enter and bill credit card orders right inside of sage which leads to less lost or missed credit card transactions. This has also made it easier for credits to be issues for credit card orders with ease.

  ### 22. Card payment processing made easy

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Medical Devices | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 26, 2017

**What do you like best about Opayo?**

Sleek layout allows you to find what you want with minimum fuss. Ability to customise different users functions and permissions so that they can only access certain screen and functions. Easy to integrate with 3rd party software as well as multiple merchant accounts, banks and payment providers. Also comes with a free screen tool which fraud checks payments as they come in. Ability to create rules to automatically process transactions which reduces the amount of time one needs to spend checking payments.

**What do you dislike about Opayo?**

Fraud checking portal and support can at times take a long time to respond to queries/issues. Not sure if this is just my experience but SagePay is unable to score PayPal payments accurately which means we need to open our PayPal account to check these transactions. 

**Recommendations to others considering Opayo:**

Good piece of software which you can customise according to your needs. You can also export data from the different screens to excel which you can then use to build a better picture of your customers financial habits. 

**What problems is Opayo solving and how is that benefiting you?**

Allows us to take and process card payments on our website & over the phone. This allows us to take instant payment for orders so goods can be dispatched immediately. Fraud screening software helps us reduce our exposure to fraudsters and helps us determine when to reject or allow payments and their related orders.

  ### 23. Automation made our payroll and accounting easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Josh E. | Co-Owner, Food & Beverages, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 05, 2018

**What do you like best about Opayo?**

User mobile interface is seamless. I got to use the application while on the go.

**What do you dislike about Opayo?**

Migrating my employee and accounting data from my previous payroll/accounting application was a nightmare.

**What problems is Opayo solving and how is that benefiting you?**

Tax filings were accurately done- error free. The payroll and accounting process were all automated. The use of the sage application alleviated some man hours. It certainly helped me cut some costs.

  ### 24. Great Payment Software

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 26, 2018

**What do you like best about Opayo?**

Very user friendly software that organizes data super efficiently and is completely transparent will all transactions and processes

**What do you dislike about Opayo?**

I really would recommend this service to almost anyone or company out there 

**Recommendations to others considering Opayo:**

Follow the online tutorials 

**What problems is Opayo solving and how is that benefiting you?**

It solved our net 30 Accts issue and allows us to process cards more efficiently 

  ### 25. Sage Payment Solutions - It just works

**Rating:** 4.5/5.0 stars

**Reviewed by:** Peter H. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 04, 2017

**What do you like best about Opayo?**

It links to Sage 300, Sage 50 and other Sage account products

**What do you dislike about Opayo?**

The merchant fees might not be the best possible you could get

**Recommendations to others considering Opayo:**

If you have a Sage accounting system, you must check this product out. Errors cost you money and this product will make errors much less likely

**What problems is Opayo solving and how is that benefiting you?**

Enter credit card payments and apply them in one easy processs. 

  ### 26. Easy to use and affordable

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Business Supplies and Equipment | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 30, 2017

**What do you like best about Opayo?**

ease of use, good post sales support team

**What do you dislike about Opayo?**

Doesnt link to our CRM package, we use ACT

**What problems is Opayo solving and how is that benefiting you?**

Easy to track orders and declines or improvements in customer orders

  ### 27. Sage Payment Solutions simplifies Credit Card Processing when used with Sage Accounting solutions.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Herm H. | Vice President, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 22, 2016

**What do you like best about Opayo?**

When it works, it works well.  Simplifies matching payments to invoices.  If multiple credit card transactions are processed in a given day, the total amount is shown as a lump sum in your bank account.  Combining Sage Payment Solutions with Sage 50 or other Sage accounting software simplifies the process by automatically recording and matching the payment.

**What do you dislike about Opayo?**

It doesn't always work.  There are occasions where the integration doesn't work.   Far less than when the product was rolled out, but it does happen.  While it's not a huge issue, it can be frustrating and does require someone pay attention.

**Recommendations to others considering Opayo:**

Sage Payment Solutions is a great product if you are already using or plan to use Sage Accounting software.  It simplifies transactions, is PCI compliant and rates are competitive.  If you are not a Sage Accounting software user the argument is less compelling.

**What problems is Opayo solving and how is that benefiting you?**

Reconciling credit card transactions to invoices can be a pain.  Sage Payment solutions simplifies the process by automatically applying the payment when the card is processed.  It isn't perfect, and at this time it doesn't automatically integrate with web based orders, but it is the best solution we have found.

  ### 28. Fast, Secure

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 19, 2018

**What do you like best about Opayo?**

Ease of use. Interface is really intuitive

**What do you dislike about Opayo?**

There isn't anything that I dislike. just a few irks that quickly gets resolved. expensive

**What problems is Opayo solving and how is that benefiting you?**

Accepting payments online, benefit is ease of use.

  ### 29. Solid Payment System

**Rating:** 4.5/5.0 stars

**Reviewed by:** Adam H. | Lead Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 25, 2016

**What do you like best about Opayo?**

- Extremely easy integration available off the bat for Magento.
- Straight forward configuration and setup.
- Fraud system is quite frankly fantastic, easily one of the best on the market by a long shot.
- Front and backend payment system integration very straight forward.

**What do you dislike about Opayo?**

- Had some issues with multicurrency integration.
- Not too keen on having to have two merchant ids for online moto payments and frontend ecom, other systems can run off the same merchant id.
- Would prefer a more automated system in order to integrate new payment methods, submission of merchant ids on the backend in order to facilitate other payment types rather than the manual approach would be much better.

**Recommendations to others considering Opayo:**

Well worth it for the fraud system alone, this is by far the best fraud system I have had the pleasure to use to date.

**What problems is Opayo solving and how is that benefiting you?**

- Payment integration being the primary use case.
- Antifraud, the 3rd man integration that sagepay uses is quite frankly excellent and very good at picking out fraudulent customers, does have its fair share of false positives but these can be easily resolve with a phone call to the customer and checking out the location the user lives at (we are an extremely high value art retailer, and someone picking up a high value print, £8000+ to a council estate is usually very suspect to say the least).
- Full integration of most payment systems makes life a lot easier, we do branch out with other payment methods but Sagepay sorts out most of the big ones very quickly.

  ### 30. Seamless integration with Sage 100

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 03, 2017

**What do you like best about Opayo?**

completely integrated with sales order and accounts receivable, updates automatically, low error rates

**What do you dislike about Opayo?**

occasional downtime is not communicated well by company

**What problems is Opayo solving and how is that benefiting you?**

Credit card processing in Sage 100 is not a native feature, so it must be done through a third party application.  Sage Payment Solutions was officially partnered with Sage and worked well with it.

  ### 31. A great payment system for development and general usage.

**Rating:** 3.5/5.0 stars

**Reviewed by:** Jonathan K. | Co Founder, Computer Software, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 24, 2016

**What do you like best about Opayo?**

We use several different payment platforms for our products, based on what fits the criteria of usage best. When implementing SagePay on a recent project, the ability to link SagePay and SageAccounts together, since our service involved paying third parties through a marketplace while taking a fee, and the ability to quickly and easily implement and manage fraud prevention, which several of the other systems we've tried either failed at, or simply didn't implement at all.

**What do you dislike about Opayo?**

There can be some issues with implementation, especially when it comes to API implementations, since for some languages such as Go, there aren't any public implementations of their API. Additionally, there can be some issues with setting up their implementations, as well as some unnecessary complexity when it comes to the administrative side of the service, which can significantly confuse your staff if they are not well versed in both payment nomenclature and some of the technical specifics surrounding such systems. However, there are not major gripes and as such could be very easily fixed in later versions of the software.

**Recommendations to others considering Opayo:**

Look at your use-case and current tooling before considering it, since you'll get the most out of the product when using it with other Sage services, or their current integrations.

**What problems is Opayo solving and how is that benefiting you?**

Overall, SagePay has been a significant boon to our business, allowing faster and more responsive payments through our services. It's allowed for much more automated processes for paying affiliates, and the implementations on offer make it quick and easy to slot into most E-Commerce systems.

  ### 32. From a developers point of view.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Matthew M. | Certified Magento Front-end Web Developer, Marketing and Advertising, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 14, 2015

**What do you like best about Opayo?**

I am Certified in Magento eCommerce Development. We use Sage Pay on client projects. Previously we were using a competitor and found it challenging to be bounced around from site to site for configuration. We were introduced to SagePay from another client. I can honestly say it was easy to implement, easy to install, and made sense from the customers standpoint.

**What do you dislike about Opayo?**

I did have difficulty on the first time I set it up for a client but found it to be an issue within Magento and was able to solve it with the help of the Magento Community.

**What problems is Opayo solving and how is that benefiting you?**

It is a more encapsulated product that makes the final parts of an eCommerce store easier. Development and adding products is very time consuming. Its nice that SagePay takes the payment processing off of your shoulders.

  ### 33. Sage Payment Solutions

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 18, 2016

**What do you like best about Opayo?**

Easy to use, very user friendly.  Also, easy to learn and train new users.

**What do you dislike about Opayo?**

Nothing is a major dislike.  One issue that is most frustrating for a user is freezing screens.

**What problems is Opayo solving and how is that benefiting you?**

None

  ### 34. Great Payment System for managing incoming transactions

**Rating:** 4.5/5.0 stars

**Reviewed by:** Neil D. | Business Development Manager, Staffing and Recruiting, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 11, 2015

**What do you like best about Opayo?**

SagePay integrates with a number of our websites to enable payments to be taken over a number of platforms.

**What do you dislike about Opayo?**

The back-end of SagePay is a little complex however this is due to the payment types that can be taken and for security reasons

**Recommendations to others considering Opayo:**

SagePay is a very useful tool that can be integrated with your accounts to take payments online safely and swiftly.

**What problems is Opayo solving and how is that benefiting you?**

We are taking payments online over a number of different websites.

  ### 35. Good service

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2015

**What do you like best about Opayo?**

SagePay is very easyli implemented through module in a ecommerce system our company is using, and it's doing what it's needed without any problems

**What do you dislike about Opayo?**

From some reason we often experience problems with logging into administrative panel

**What problems is Opayo solving and how is that benefiting you?**

I'm implementing payment gateways on clients ecommerce sites


## Opayo Discussions
  - [What is Opayo by Elavon used for?](https://www.g2.com/discussions/what-is-opayo-by-elavon-used-for)

- [View Opayo pricing details and edition comparison](https://www.g2.com/products/opayo/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-18+20%3A05%3A15+-0500&secure%5Bsession_id%5D=00d59bf7-415b-4b4b-bcb1-6e3aeaf9b9dc&secure%5Btoken%5D=853396dd7f0ba9b58e2dbd395354affba18fef37410a9e2258ca9effad338aca&format=llm_user)

## Opayo Features
**Payment Options**
- Coupons, Discounts, Promotions, and Gift Cards
- Recurring Billing
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Real-Time Payments
- Multi-Currency
- Online payment portal

**Payment Methods**
- ACH
- Credit and Debit
- Wire Transfer

**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Administration**
- Reporting/Dashboards
- User, Role, and Access Management
- Payout Time
- Manual Payment Entry
- Dispute Resolution
- Omnichannel
- Levels 1 & 2
- Level 3

**Payment Processing **
- Batch Processing
- Payments Scheduling
- Automated Workflows
- Self Service
- Reconciliation
- Settlements
- Payment Tracking

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Security**
- PCI Compliance
- Fraud Protection Tools
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Security and Compliance**
- PCI Compliant
- P2PE
- Fraud Management
- SSL Encryption
- SOX
- SOC

**Payment Options**
- Multi-Currency
- Online payment portal

**Development**
- Customization (Fields, Objects, and Layouts)
- APIs
- Accounting Software Integration
- E-Commerce Software Integration

**Integration**
- Agnostic Integration
- Reporting Consolidation
- Plugins and APIs

**Security**
- POS Verification

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Supplemental Technology
- Accounting integration
- E-commerce Integration

**Platform**
- Accounting integration
- E-commerce Integration

**Payment Types**
- AP Automation
- E-Commerce
- Retail

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

**Agentic AI - Enterprise Payment**
- Adaptive Learning

## Top Opayo Alternatives
  - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) - 4.2/5.0 (445 reviews)
  - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews)
  - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) - 4.6/5.0 (386 reviews)

