# Opayo vs Stripe Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Opayo excels in its user-friendly navigation, making it easy for users to manage transactions. One user highlighted that "everything does what it says on the tin," which speaks to its straightforward functionality.
- **Users say** that Stripe Payments stands out for its seamless integration capabilities with various tools, such as CRMs and backend systems. Reviewers appreciate the extensive documentation, calling it "incredibly helpful" for developers, which enhances the overall user experience.
- **According to verified reviews** , Opayo provides a comprehensive view of transaction details, including fraud risks, which users find beneficial for managing payments. The ability to set up rulebases for multi-currency processing is also noted as a strong feature.
- **Reviewers mention** that Stripe Payments is particularly effective for managing recurrent payments and subscriptions, with one user stating that it has made these processes "easy to manage." This feature is crucial for businesses that rely on subscription models.
- **G2 reviewers highlight** that while Opayo has a solid performance in terms of ease of use, it faces challenges in setup compared to Stripe Payments, which is praised for its quick and intuitive onboarding process.
- **Users indicate** that both platforms have similar star ratings, but Stripe Payments has a significantly higher G2 Score, reflecting greater overall satisfaction and a more robust market presence, which may influence long-term reliability and support.



| | Opayo | Stripe Payments | 
|---|---|---|
| **Star Rating** | 4.2 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 35 | 454 | 
| **Largest Market Segment** | Small-Business (71.9% of reviews) | Small-Business (79.5% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Opayo

**Not enough data**

### Stripe Payments

Pros:
- Ease of Use (40 reviews)
- Easy Payments (39 reviews)

Cons:
- High Fees (20 reviews)
- Poor Customer Support (10 reviews)

---
## Ratings Comparison
| Rating | Opayo | Stripe Payments | 
|---|---|---|
  | **Meets Requirements** | 8.6 (27 reviews) | 8.8 (365 reviews) | 
  | **Ease of Use** | 8.5 (27 reviews) | 8.8 (372 reviews) | 
  | **Ease of Setup** | 7.7 (15 reviews) | 8.7 (253 reviews) | 
  | **Ease of Admin** | 7.2 (15 reviews) | 8.6 (184 reviews) | 
  | **Quality of Support** | 7.9 (25 reviews) | 8.1 (309 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (14 reviews) | 8.5 (175 reviews) | 
  | **Product Direction (% positive)** | 7.1 (28 reviews) | 8.6 (341 reviews) | 

---
## Pricing

### Opayo

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Stripe Payments

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Opayo** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |

#### Payment Options

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | 6.4 (6 reviews) | Not enough data | 
| **Recurring Billing** | 9.0 (10 reviews) | Not enough data | 
| **Instant Payment** | 8.8 (10 reviews) | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 8.8 (11 reviews) | Not enough data | 
| **ACH Payments and eCheck Processing** | 7.7 (8 reviews) | Not enough data | 
| **Split Payments** | 7.1 (8 reviews) | Not enough data | 
| **Real-Time Payments** | 8.1 (6 reviews) | Not enough data | 
| **Multi-Currency** | Not enough data | 8.6 (153 reviews) | 
| **Online payment portal** | Not enough data | 8.8 (182 reviews) | 

#### Administration

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Reporting/Dashboards** | 7.6 (11 reviews) | Not enough data | 
| **User, Role, and Access Management** | 7.7 (11 reviews) | Not enough data | 
| **Payout Time** | 8.5 (10 reviews) | Not enough data | 
| **Manual Payment Entry** | 7.6 (11 reviews) | Not enough data | 
| **Dispute Resolution** | 8.0 (9 reviews) | Not enough data | 
| **Omnichannel** | Not enough data | 8.4 (144 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.1 (135 reviews) | 
| **Level 3** | Not enough data | 8.1 (129 reviews) | 

#### Security

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **PCI Compliance** | 8.3 (5 reviews) | Not enough data | 
| **Fraud Protection Tools** | 9.2 (11 reviews) | Not enough data | 
| **Data Tokenization** | 8.5 (10 reviews) | Not enough data | 
| **Two-Factor Authentication** | 8.7 (10 reviews) | Not enough data | 
| **POS Verification** | Not enough data | 8.2 (136 reviews) | 

#### Development

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 6.9 (12 reviews) | Not enough data | 
| **APIs** | 8.1 (12 reviews) | Not enough data | 
| **Accounting Software Integration** | 7.5 (10 reviews) | Not enough data | 
| **E-Commerce Software Integration** | 8.6 (11 reviews) | Not enough data | 

#### Platform

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Performance and Reliability** | 8.5 (11 reviews) | Not enough data | 
| **Internationalization - Currency/Language** | 8.5 (8 reviews) | Not enough data | 
| **Internationalization - Operating Country** | 8.8 (8 reviews) | Not enough data | 
| **API / Integrations** | 6.9 (6 reviews) | Not enough data | 
| **PCI Regulation Compliance** | 6.9 (6 reviews) | Not enough data | 
| **Supplemental Technology** | 7.0 (5 reviews) | Not enough data | 
| **Accounting integration** | Not enough data | 8.6 (153 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (165 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **Opayo** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |

#### Payment Methods

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **ACH** | Not enough data | Not enough data | 
| **Credit and Debit** | Not enough data | Not enough data | 
| **Wire Transfer** | Not enough data | Not enough data | 

#### Payment Processing 

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Batch Processing** | Not enough data | Not enough data | 
| **Payments Scheduling** | Not enough data | Not enough data | 
| **Automated Workflows** | Not enough data | Not enough data | 
| **Self Service** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 
| **Settlements** | Not enough data | Not enough data | 
| **Payment Tracking** | Not enough data | Not enough data | 

#### Security and Compliance

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **PCI Compliant** | Not enough data | Not enough data | 
| **P2PE** | Not enough data | Not enough data | 
| **Fraud Management** | Not enough data | Not enough data | 
| **SSL Encryption** | Not enough data | Not enough data | 
| **SOX** | Not enough data | Not enough data | 
| **SOC** | Not enough data | Not enough data | 

#### Integration

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Agnostic Integration** | Not enough data | Not enough data | 
| **Reporting Consolidation** | Not enough data | Not enough data | 
| **Plugins and APIs** | Not enough data | Not enough data | 

#### Payment Types

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **AP Automation** | Not enough data | Not enough data | 
| **E-Commerce** | Not enough data | Not enough data | 
| **Retail** | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Opayo** | N/A | N/A |
| **Stripe Payments** | 8.5/10 | 255 |

#### Payment Processing

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Encryption** | Not enough data | 8.9 (196 reviews) | 
| **Credit Card Processing** | Not enough data | 9.1 (223 reviews) | 
| **Mobile Payments** | Not enough data | 8.9 (192 reviews) | 
| **Digital Wallet Integration** | Not enough data | 8.5 (154 reviews) | 

#### Administration

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 8.4 (198 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (195 reviews) | 
| **Processing Fees** | Not enough data | 7.0 (214 reviews) | 
| **POS Integration** | Not enough data | 8.1 (141 reviews) | 
| **Omnichannel** | Not enough data | 8.4 (144 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.1 (135 reviews) | 
| **Level 3** | Not enough data | 8.1 (129 reviews) | 

#### Payment Options

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Multi-Currency** | Not enough data | 8.6 (153 reviews) | 
| **Online payment portal** | Not enough data | 8.8 (182 reviews) | 

#### Security

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **POS Verification** | Not enough data | 8.2 (136 reviews) | 

#### Platform

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Accounting integration** | Not enough data | 8.6 (153 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (165 reviews) | 

### Embedded Payments

| Product | Score | Reviews |
|---|---|---|
| **Opayo** | N/A | N/A |
| **Stripe Payments** | 8.8/10 | 44 |

#### Payments - Embedded Payments

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Processing** | Not enough data | 9.4 (41 reviews) | 
| **Fraud Protection** | Not enough data | 8.8 (41 reviews) | 
| **Payment Methods** | Not enough data | 9.5 (41 reviews) | 

#### Personalization - Embedded Payments

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Customer Onboarding** | Not enough data | 8.9 (40 reviews) | 
| **Checkout Customization** | Not enough data | 8.7 (39 reviews) | 
| **Localization** | Not enough data | 8.5 (39 reviews) | 
| **Merchant Portal** | Not enough data | 9.0 (39 reviews) | 

#### Setup - Embedded Payments

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Payment Flows** | Not enough data | 8.8 (39 reviews) | 
| **APIs** | Not enough data | 9.3 (41 reviews) | 
| **Dispute Management** | Not enough data | 8.1 (38 reviews) | 

#### Analytics - Embedded Payments

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Transactions** | Not enough data | 9.2 (39 reviews) | 
| **Reconciliation** | Not enough data | 8.9 (38 reviews) | 
| **Revenue** | Not enough data | 9.0 (40 reviews) | 

#### Agentic AI - Embedded Payments

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Cross-system Integration** | Not enough data | 7.8 (9 reviews) | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Opayo** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Opayo | Stripe Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to Opayo (2):** [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Stripe Payments (1):** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)


---
## Reviewer Demographics

### By Company Size

| Segment | Opayo | Stripe Payments | 
|---|---|---|
| **Small-Business** | 71.9% | 79.5% | 
| **Mid-Market** | 28.1% | 17.0% | 
| **Enterprise** | 0% | 3.4% | 

### By Industry

#### Opayo

- **Accounting:** 15.6%
- **Information Technology and Services:** 12.5%
- **Computer Software:** 6.3%
- **Electrical/Electronic Manufacturing:** 6.3%
- **Retail:** 6.3%
- **Automotive:** 3.1%
- **Business Supplies and Equipment:** 3.1%
- **Professional Training & Coaching:** 3.1%
- **Construction:** 3.1%
- **Education Management:** 3.1%
- **Other:** 37.5%

#### Stripe Payments

- **Computer Software:** 9.4%
- **Information Technology and Services:** 8.0%
- **Marketing and Advertising:** 7.6%
- **Non-Profit Organization Management:** 6.2%
- **Health, Wellness and Fitness:** 5.5%
- **Retail:** 4.8%
- **Consumer Services:** 3.0%
- **Financial Services:** 2.8%
- **Accounting:** 2.5%
- **Consulting:** 2.5%
- **Other:** 47.7%

---
## Alternatives

### Alternatives to Opayo

- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (415 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (369 reviews)
- [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (43 reviews)
- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews)
- [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews) — 4.5/5 stars (931 reviews)

### Alternatives to Stripe Payments

- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (105 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [checkout.com](https://www.g2.com/products/checkout-com/reviews) — 4.6/5 stars (71 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) — 4.7/5 stars (104 reviews)
- [Nuvei](https://www.g2.com/products/nuvei/reviews) — 4.3/5 stars (20 reviews)
- [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) — 3.9/5 stars (45 reviews)

---
## Top Discussions

### Opayo

No discussions available for this product.

### Stripe Payments

- Title: [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) — 1 comment, 1 upvote
  > **Top comment:** "Stripe payment is a payment processor. They handle support many payment types and store the payment information in their PCI compliant application. Users can..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/opayo-vs-stripe-stripe-payments)