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# Opayo vs Stripe Payments Comparison - What are their main differences?

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OpayoStripe Payments[+ Add Product](#)

Reviews

**Opayo** [

4.2/5(35)

](https://www.g2.com/products/opayo/reviews#reviews)

**Stripe Payments** [

4.2/5(461)

](https://www.g2.com/products/stripe-stripe-payments/reviews#reviews)

Pricing

**Opayo**
No pricing available

**Stripe Payments**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Opayo**
1 month

Based on 7 responses

**Stripe Payments**
1 month

Based on 141 responses

Return on Investment

**Opayo**
Not enough reviews yet

**Stripe Payments**
6 months

Based on 128 responses

Perceived Cost

**Opayo**
$$$$$

**Stripe Payments**
$$$$$

Average Discount

**Opayo**
Not enough reviews yet

**Stripe Payments**
9%

 ![Opayo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0220da115796ee20a99fefe59e2a7ea9/opayo.png "Opayo")

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

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Pros & Cons

**Opayo**
Not enough data

**Stripe Payments**
[
Ease of Use (40)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343294&qs=pros-and-cons#reviews)[
Easy Payments (39)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343666&qs=pros-and-cons#reviews)[
High Fees (20)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343768&qs=pros-and-cons#reviews)[
Poor Customer Support (10)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343983&qs=pros-and-cons#reviews)

Integrations

**Opayo**
Not enough data

**Stripe Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_aae753b8283ddc6ba167a9666d131ef2/appmysite.png "Product Avatar Image")

AppMySite

](https://www.g2.com/products/appmysite/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ac0e7be656e69f0d59b920663fdb85be/awardstage.jpg "Product Avatar Image")

AwardStage

](https://www.g2.com/products/awardstage/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3a9f46b15d804a2abbb8138a7bf78b88/calendly%282%29.png "Product Avatar Image")

Calendly Sales

](https://www.g2.com/products/calendly/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d0b87c50ef99ca03f0ee2be7c58a555e/daysmart-pet.png "Product Avatar Image")

DaySmart Pet

](https://www.g2.com/products/daysmart-pet/reviews)[
View all
](https://www.g2.com/products/stripe-stripe-payments/integrations)

Screenshots

**Opayo**
 ![Opayo screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/40028/Sage_20Payment_20Solutions_Screenshot-1.png)

**Stripe Payments**
No screenshot available

Ratings

Meets Requirements

**Opayo**

8.6

8.627

**Stripe Payments**

8.8

8.8370

Ease of Use

**Opayo**

8.5

8.527

**Stripe Payments**

8.8

8.8378

Ease of Setup

**Opayo**

7.7

7.715

**Stripe Payments**

8.8

8.8259

Ease of Admin

**Opayo**

7.2

7.215

**Stripe Payments**

8.6

8.6187

Quality of Support

**Opayo**

7.9

7.925

**Stripe Payments**

8.1

8.1313

Has the product been a good partner in doing business?

**Opayo**

8.1

8.114

**Stripe Payments**

8.6

8.6178

Product Direction (% positive)

**Opayo**

7.1

7.128

**Stripe Payments**

8.5

8.5345

Features

Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);)

Not enough data

8.5

259

Payment Processing

Encryption

Not enough data

8.9(won by default)

196

Credit Card Processing

Not enough data

9.1(won by default)

226

Mobile Payments

Not enough data

8.9(won by default)

194

Digital Wallet Integration

Not enough data

8.5(won by default)

154

Debit/Credit Card Processing

Not enough data

Not enough data

Online Payments

Not enough data

Not enough data

Partial Payments

Not enough data

Not enough data

In-Person Payments

Not enough data

Not enough data

Digital Wallet Payments

Not enough data

Not enough data

Administration

Reporting & Analytics

Not enough data

8.4(won by default)

198

E-commerce Integration

Not enough data

8.9(won by default)

196

Processing Fees

Not enough data

7.0(won by default)

214

POS Integration

Not enough data

8.1(won by default)

141

Omnichannel

Not enough data

8.4(won by default)

144

Levels 1 & 2

Not enough data

8.1(won by default)

135

Level 3

Not enough data

8.1(won by default)

129

Payment Gateway Integration

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Cryptocurrency Processing

Not enough data

Not enough data

Payment Options

Multi-Currency

Not enough data

8.6(won by default)

153

Self Service Portal

Not enough data

8.8(won by default)

183

Security

POS Verification

Not enough data

8.2(won by default)

136

Platform

Accounting integration

Not enough data

8.6(won by default)

154

E-commerce Integration

Not enough data

8.9(won by default)

165

Additional Functionality

Data Synchronization

Not enough data

Not enough data

Transaction Monitoring

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Contactless NFC

Not enough data

Not enough data

Offline Access

Not enough data

Not enough data

Electronic Signature

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Credit Card Management

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

SSL Security

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Returns Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Barcode/Ticket Scanning

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Mobile Card Reader

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Customer Database

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Cash Management

Not enough data

Not enough data

Remote Access/Control

Not enough data

Not enough data

Multi-Location

Not enough data

Not enough data

Sales Trend Analysis

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Gift Card Management

Not enough data

Not enough data

Sales Reports

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Loyalty Program

Not enough data

Not enough data

Status Tracking

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Expense Tracking

Not enough data

Not enough data

Data Security

Not enough data

Not enough data

Payment Links

Not enough data

Not enough data

API

Not enough data

Not enough data

Payment Fraud Prevention

Not enough data

Not enough data

Payment Reconciliation

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Embedded Payments[Hide 14 FeaturesShow 14 Features](javascript:void(0);)

Not enough data

8.8

44

Payments - Embedded Payments

Processing

Not enough data

9.4(won by default)

41

Fraud Protection

Not enough data

8.8(won by default)

41

Payment Methods

Not enough data

9.5(won by default)

41

Personalization - Embedded Payments

Customer Onboarding

Not enough data

8.9(won by default)

40

Checkout Customization

Not enough data

8.7(won by default)

39

Localization

Not enough data

8.5(won by default)

39

Merchant Portal

Not enough data

9.0(won by default)

39

Setup - Embedded Payments

Payment Flows

Not enough data

8.8(won by default)

39

APIs

Not enough data

9.3(won by default)

41

Dispute Management

Not enough data

8.1(won by default)

38

Analytics - Embedded Payments

Transactions

Not enough data

9.2(won by default)

39

Reconciliation

Not enough data

8.9(won by default)

38

Revenue

Not enough data

9.0(won by default)

40

Agentic AI - Embedded Payments

Cross-system Integration

Not enough data

7.8(won by default)

9

Show 3 feature categories with incomplete data

Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);)

Not enough data

Not enough data

Payment Options

Coupons, Discounts, Promotions, and Gift Cards

6.4(won by default)

6

Not enough data

Recurring Billing

9.0(won by default)

10

Not enough data

Instant Payment

8.8(won by default)

10

Not enough data

Accepted Credit Cards and Debit Cards

8.8(won by default)

11

Not enough data

ACH Payments and eCheck Processing

7.7(won by default)

8

Not enough data

Split Payments

7.1(won by default)

8

Not enough data

Real-Time Payments

8.1(won by default)

6

Not enough data

Multi-Currency

Not enough data

8.6(won by default)

153

Self Service Portal

Not enough data

8.8(won by default)

183

Administration

Reporting/Dashboards

7.6(won by default)

11

Not enough data

User, Role, and Access Management

7.7(won by default)

11

Not enough data

Payout Time

8.5(won by default)

10

Not enough data

Manual Payment Entry

7.6(won by default)

11

Not enough data

Dispute Resolution

8.0(won by default)

9

Not enough data

Omnichannel

Not enough data

8.4(won by default)

144

Levels 1 & 2

Not enough data

8.1(won by default)

135

Level 3

Not enough data

8.1(won by default)

129

Security

PCI Compliance

8.3(won by default)

5

Not enough data

Fraud Protection Tools

9.2(won by default)

11

Not enough data

Data Tokenization

8.5(won by default)

10

Not enough data

Two-Factor Authentication

8.7(won by default)

10

Not enough data

POS Verification

Not enough data

8.2(won by default)

136

Development

Customization (Fields, Objects, and Layouts)

6.9(won by default)

12

Not enough data

APIs

8.1(won by default)

12

Not enough data

Accounting Software Integration

7.5(won by default)

10

Not enough data

E-Commerce Software Integration

8.6(won by default)

11

Not enough data

Platform

Performance and Reliability

8.5(won by default)

11

Not enough data

Internationalization - Currency/Language

8.5(won by default)

8

Not enough data

Internationalization - Operating Country

8.8(won by default)

8

Not enough data

API / Integrations

6.9(won by default)

6

Not enough data

PCI Regulation Compliance

6.9(won by default)

6

Not enough data

Supplemental Technology

7.0(won by default)

5

Not enough data

Accounting integration

Not enough data

8.6(won by default)

154

E-commerce Integration

Not enough data

8.9(won by default)

165

Agentic AI - Payment Gateways

Autonomous Task Execution

Not enough data

Not enough data

Cross-system Integration

Not enough data

Not enough data

Decision Making

Not enough data

Not enough data

Enterprise Payment[Hide 23 FeaturesShow 23 Features](javascript:void(0);)

Not enough data

Not enough data

Payment Methods

ACH

Not enough data

Not enough data

Credit and Debit

Not enough data

Not enough data

Wire Transfer

Not enough data

Not enough data

Payment Processing 

Batch Processing

Not enough data

Not enough data

Payments Scheduling

Not enough data

Not enough data

Automated Workflows

Not enough data

Not enough data

Self Service

Not enough data

Not enough data

Reconciliation

Not enough data

Not enough data

Settlements

Not enough data

Not enough data

Payment Tracking

Not enough data

Not enough data

Security and Compliance

PCI Compliant

Not enough data

Not enough data

P2PE

Not enough data

Not enough data

Fraud Management

Not enough data

Not enough data

SSL Encryption

Not enough data

Not enough data

SOX

Not enough data

Not enough data

SOC

Not enough data

Not enough data

Integration

Agnostic Integration

Not enough data

Not enough data

Reporting Consolidation

Not enough data

Not enough data

Plugins and APIs

Not enough data

Not enough data

Payment Types

AP Automation

Not enough data

Not enough data

E-Commerce

Not enough data

Not enough data

Retail

Not enough data

Not enough data

Agentic AI - Enterprise Payment

Adaptive Learning

Not enough data

Not enough data

Accounting & Finance[Hide 1 FeatureShow 1 Feature](javascript:void(0);)

Not enough data

Not enough data

Agentic AI - Accounting & Finance

Autonomous Task Execution

Not enough data

Not enough data

User Insights

Reviewers' Company Size

[![Opayo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0220da115796ee20a99fefe59e2a7ea9/opayo.png "Opayo")](https://www.g2.com/products/opayo/reviews)

Opayo

Small-Business(50 or fewer emp.)

71.9%

Mid-Market(51-1000 emp.)

28.1%

Enterprise(\> 1000 emp.)

0%

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)

Stripe Payments

Small-Business(50 or fewer emp.)

79.4%

Mid-Market(51-1000 emp.)

17.2%

Enterprise(\> 1000 emp.)

3.4%

Small-Business

(50 or fewer emp.)

71.9%

79.4%

Mid-Market

(51-1000 emp.)

28.1%

17.2%

Enterprise

(\> 1000 emp.)

0%

3.4%

Reviewers' Industry

[![Opayo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0220da115796ee20a99fefe59e2a7ea9/opayo.png "Opayo")](https://www.g2.com/products/opayo/reviews)
Opayo

Accounting

15.6%

Information Technology and Services

12.5%

Computer Software

6.3%

Electrical/Electronic Manufacturing

6.3%

Retail

6.3%

Other

53.1%

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)
Stripe Payments

Computer Software

9.7%

Information Technology and Services

7.9%

Marketing and Advertising

7.7%

Non-Profit Organization Management

6.1%

Health, Wellness and Fitness

5.4%

Other

63.1%

FAQs

## Opayo vs Stripe Payments FAQs

Generated using AI

Last updated: August 15, 2026

### What is the difference between Opayo vs Stripe Payments?

Stripe Payments and Opayo are both rated 4.2/5, but Stripe Payments stands out for its higher Ease of Setup and broader reviewer-cited strengths, while Opayo is favored for its ease of navigation and customer service.

| [Opayo](https://www.g2.com/products/opayo/reviews) | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) |
| --- | --- |
| 4.2/5 (35 reviews) | 4.2/5 (458 reviews) |
| Small-Business | Small-Business |
| 7.7 | 8.7 |
| 7.9 | 8.1 |
| Ease of navigation and customer service | Ease of use and integrations (40 and 18 all-time mentions) |

### How do the pricing models of Opayo and Stripe Payments compare?

Stripe Payments is rated higher for value with a Price/Cost satisfaction score of 8.6 versus Opayo's 7.2.

- **Opayo:** In recent reviews, some reviewers mention Opayo as an expensive solution, especially for customers not requiring advanced security.
- **Stripe Payments:** Reviewers frequently cite clear pricing and strong value, though some note that fees can add up with additional features.
- **Switching-reason:** At least one reviewer switched from Adyen or Zoho Checkout to Opayo for ease of use, while Stripe Payments is often chosen for its integration capabilities and perceived value.

### What are the best alternatives to Opayo and Stripe Payments?

The top 3 alternatives to Opayo and Stripe Payments are EBizCharge, GoCardless, and Corpay Complete.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Opayo](https://www.g2.com/products/opayo/reviews) | 4.2/5 (35) | Small-Business | Some reviewers cite high cost | Ease of navigation and customer service |
| [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5 (458) | Small-Business | Clear pricing, but fees can add up | Ease of use and integrations (40 and 18 all-time mentions) |
| [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) | 4.8/5 (105) | Small-Business | — | — |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321) | Small-Business | — | — |
| [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) | 4.6/5 (388) | Mid-Market | — | — |

### Which Payment Processing features should I prioritize when comparing Opayo and Stripe Payments?

Buyers should prioritize Ease of Setup, Integrations, Ease of Use, Quality of Support, and Pricing when comparing Opayo and Stripe Payments.

- **Ease of Setup:** Stripe Payments scores 8.7, Opayo 7.7.
- **Integrations:** Stripe Payments has 18 all-time mentions for integrations; Opayo is cited for integration with Sage and Magento in recent reviews.
- **Ease of Use:** Stripe Payments scores 8.8, Opayo 8.5; Stripe Payments has 40 all-time mentions for ease of use.
- **Quality of Support:** Stripe Payments scores 8.1, Opayo 7.9.
- **Pricing:** Stripe Payments scores 8.6 on Price/Cost satisfaction, Opayo 7.2.

### What are the pros and cons of Opayo vs Stripe Payments?

Stripe Payments is most often praised for ease of use and integrations, while Opayo is highlighted for ease of navigation and customer service.

- **Opayo strengths:** Reviewers highlight ease of navigation, simple payment processing, and strong customer service.
- **Opayo trade-offs:** Some reviewers cite high cost, limited search functionality, and complexity in rulebase settings.
- **Stripe Payments strengths:** 40 all-time mentions for ease of use, 39 for easy payments, 18 for integrations, and 17 for easy integrations. Reviewers also note clear pricing and strong documentation.
- **Stripe Payments trade-offs:** 20 all-time mentions for high fees, 10 for poor customer support, 9 for being expensive, and 7 for payout delays. Some reviewers mention account holds and the need for developer resources for advanced features.

### Is Opayo or Stripe Payments better for small businesses?

Stripe Payments is the better fit for small businesses, with a higher Ease of Setup score and more positive small-business reviewer sentiment.

- **Opayo:** Largest segment is Small-Business; reviewers note ease of use but mention cost and complexity as trade-offs.
- **Stripe Payments:** Largest segment is Small-Business; reviewers consistently praise ease of setup, integrations, and user-friendly experience for small businesses.

### Which Payment Processing platform has better integrations?

Stripe Payments is favored for integrations, with 18 all-time mentions and frequent reviewer praise for connecting with third-party tools.

- **Opayo:** Reviewers mention integration with Sage and Magento in recent reviews.
- **Stripe Payments:** Integrates with Xero (4 all-time mentions), Calendly (2), and Donorbox (2), with 18 all-time mentions for integrations overall.

### How do Opayo and Stripe Payments compare on customer support?

Stripe Payments and Opayo are rated near parity on Quality of Support, with Stripe Payments at 8.1 and Opayo at 7.9.

- **Opayo:** Reviewers frequently highlight strong customer service and helpful support, though some mention slow response times and difficulty reaching the right department.
- **Stripe Payments:** Reviewers note helpful support in many cases, but 10 all-time mentions cite poor customer support, especially regarding account holds and dispute resolution.

### Which is easier to implement, Opayo or Stripe Payments?

Stripe Payments is easier to implement, with an Ease of Setup score of 8.7 compared to Opayo's 7.7.

- **Opayo:** Reviewers describe a generally straightforward setup, but some mention a steep learning curve and complexity in initial implementation.
- **Stripe Payments:** Reviewers consistently praise the quick and easy setup process, with 14 all-time mentions for easy setup and frequent positive comments on integration speed and documentation.

Alternatives

**Opayo Alternatives**

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![BILL AP/AR](https://images.g2crowd.com/uploads/product/hd_favicon/5732d9e5c8486308f5159e2ec584bcfb/bill-ap-ar.svg "BILL AP/AR")

[
BILL AP/AR
](/products/bill-ap-ar/reviews)

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![Corpay Spend Management](https://images.g2crowd.com/uploads/product/hd_favicon/640a1b0adc332d42c3b434dab025e561/corpay-spend-management.svg "Corpay Spend Management")

[
Corpay Spend Management
](/products/corpay-spend-management/reviews)

**Stripe Payments Alternatives**

 ![EBizCharge](https://images.g2crowd.com/uploads/product/hd_favicon/2cc09cbc9c9aa43b23ebb2170ac80de8/ebizcharge.svg "EBizCharge")

[
EBizCharge
](/products/ebizcharge/reviews)

 ![Worldpay](https://images.g2crowd.com/uploads/product/hd_favicon/3ffcf09fa11afb5cd4df8cfca48a0fa5/worldpay.svg "Worldpay")

[
Worldpay
](/products/worldpay/reviews)

 ![checkout.com](https://images.g2crowd.com/uploads/product/hd_favicon/f409df9b76a6861187f2194371713d59/checkout-com.svg "checkout.com")

[
checkout.com
](/products/checkout-com/reviews)

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)