Link copied to clipboard # Clover vs Opayo Comparison - What are their main differences? Share [ Export ](/compare/clover/opayo/export.csv) CloverOpayo[+ Add Product](#) Reviews **Clover** [ 3.8/5(108) ](https://www.g2.com/products/clover/reviews#reviews) **Opayo** [ 4.2/5(35) ](https://www.g2.com/products/opayo/reviews#reviews) Pricing **Clover** No pricing available **Opayo** No pricing available **Pricing Insights** from reviews Time to Implement **Clover** 1 month Based on 18 responses **Opayo** 1 month Based on 7 responses Return on Investment **Clover** 18 months Based on 18 responses **Opayo** Not enough reviews yet Perceived Cost **Clover** $$$$$ **Opayo** $$$$$ Average Discount **Clover** 6% **Opayo** Not enough reviews yet ![Clover](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_909cbd977eb5a613e7cdaf08436ddf65/clover.png "Clover") ![Opayo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0220da115796ee20a99fefe59e2a7ea9/opayo.png "Opayo") G2 offers free advice on this comparison. Chat with an expert How do we contact you? ![](/assets/advisor_router/text_message-df41c2977e57ce19bdccb768c56510d9fa9182b581f7903660ca57fd8634bf09.svg)Text Message ![](/assets/advisor_router/phone_call-c9171db19e0526ecaea5fcbe1122f2ba459d8ab314c830a23440e5a1a536d62f.svg)Phone Call Who do you want to talk with? ![](/assets/advisor_router/ai_agent-4d78629a3ba354fed449a65c60df3a6f2eda90fb98411b711df4b25d7be52a38.svg)AI Agent ![](/assets/advisor_router/human-26a980d7eed0089d422337af1b2588329a59f3fec5a0eff6d1b43312553d4c7b.svg)Human Pros & Cons **Clover** [ Ease of Use (15) ](https://www.g2.com/products/clover/reviews?filters%5Bsentiment_snippet%5D=2195322&qs=pros-and-cons#reviews)[ Payment Processing (6) ](https://www.g2.com/products/clover/reviews?filters%5Bsentiment_snippet%5D=2323944&qs=pros-and-cons#reviews)[ Missing Features (3) ](https://www.g2.com/products/clover/reviews?filters%5Bsentiment_snippet%5D=2323927&qs=pros-and-cons#reviews)[ Connectivity Issues (2) ](https://www.g2.com/products/clover/reviews?filters%5Bsentiment_snippet%5D=2460270&qs=pros-and-cons#reviews) **Opayo** Not enough data Integrations **Clover** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3daed0a0106e1008bdcaed7498296072/8am-mycase.png "Product Avatar Image") 8am MyCase ](https://www.g2.com/products/8am-mycase/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_909cbd977eb5a613e7cdaf08436ddf65/clover.png "Product Avatar Image") Clover ](https://www.g2.com/products/clover/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_8e123398655ea08944802dc11fbc74e6/intuit-mailchimp-email-marketing.png "Product Avatar Image") Intuit Mailchimp Email... ](https://www.g2.com/products/intuit-mailchimp-email-marketing/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_14f9ce34aa0bb0f679b3f8e617a83f09/sage-intacct.jpg "Product Avatar Image") Sage Intacct ](https://www.g2.com/products/sage-intacct/reviews)[ View all ](https://www.g2.com/products/clover/integrations) **Opayo** Not enough data Screenshots **Clover** No screenshot available **Opayo** ![Opayo screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/40028/Sage_20Payment_20Solutions_Screenshot-1.png) Ratings Meets Requirements **Clover** 8.1 8.183 **Opayo** 8.6 8.627 Ease of Use **Clover** 8.4 8.487 **Opayo** 8.5 8.527 Ease of Setup **Clover** 8.3 8.350 **Opayo** 7.7 7.715 Ease of Admin **Clover** 7.4 7.438 **Opayo** 7.2 7.215 Quality of Support **Clover** 7.2 7.275 **Opayo** 7.9 7.925 Has the product been a good partner in doing business? **Clover** 7.1 7.138 **Opayo** 8.1 8.114 Product Direction (% positive) **Clover** 7.0 7.083 **Opayo** 7.1 7.128 Features Retail POS[Hide 79 FeaturesShow 79 Features](javascript:void(0);) 8.3 36 Not enough data POS Credit Card Payments 8.9(won by default) 32 Not enough data Barcode Scanning 8.4(won by default) 16 Not enough data Hardware Integration 7.8(won by default) 20 Not enough data Price Adjustments 8.3(won by default) 25 Not enough data Receipts 8.7(won by default) 31 Not enough data Electronic Payments Not enough data Not enough data Accounting Integration Not enough data Not enough data Marketing Loyalty Programs 8.5(won by default) 13 Not enough data Email Marketing 7.5(won by default) 12 Not enough data Administration Inventory Management 8.3(won by default) 17 Not enough data Employee Management 8.2(won by default) 19 Not enough data Reporting 8.8(won by default) 27 Not enough data E-commerce Integration 8.1(won by default) 14 Not enough data Electronic Signature Not enough data Not enough data Pricing Management Not enough data Not enough data Gift Card Management Not enough data Not enough data Sales Tax Management Not enough data Not enough data Receipt Management Not enough data Not enough data Promotions Management Not enough data Not enough data Retail Management Not enough data Not enough data Commission Management Not enough data Not enough data Purchase Order Management Not enough data Not enough data Order Management Not enough data Not enough data eCommerce Management Not enough data Not enough data Price/Margin Management Not enough data Not enough data Stock Management Not enough data Not enough data Cash Management Not enough data Not enough data Returns Management Not enough data Not enough data Discount Management Not enough data Not enough data Retail Inventory Management Not enough data Not enough data Additional Functionality Data Import/Export Not enough data Not enough data Check Printing Not enough data Not enough data Price Optimization Not enough data Not enough data Online Store Builder Not enough data Not enough data Customizable Fields Not enough data Not enough data Categorization/Grouping Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Inventory Optimization Not enough data Not enough data Shopping Cart Not enough data Not enough data Customizable Reports Not enough data Not enough data Sales Reports Not enough data Not enough data Credit Card Processing Not enough data Not enough data AI Copilot Not enough data Not enough data Multi-Location Not enough data Not enough data Mobile App Not enough data Not enough data Generative AI Not enough data Not enough data Automatic Backup Not enough data Not enough data Label Printing Not enough data Not enough data Point of Sale (POS) Not enough data Not enough data Multi-Currency Not enough data Not enough data Self Service Portal Not enough data Not enough data CRM Not enough data Not enough data Restaurant POS Not enough data Not enough data Access Controls/Permissions Not enough data Not enough data Inventory Tracking Not enough data Not enough data Customer Accounts Not enough data Not enough data For iPad Devices Not enough data Not enough data SSL Security Not enough data Not enough data Clock In/Out Not enough data Not enough data Transaction History Not enough data Not enough data Sales Trend Analysis Not enough data Not enough data Activity Dashboard Not enough data Not enough data API Not enough data Not enough data Real-Time Data Not enough data Not enough data For Retail Not enough data Not enough data Offline Access Not enough data Not enough data Customer Database Not enough data Not enough data Payment Processing Not enough data Not enough data Barcode Recognition Not enough data Not enough data Real-Time Updates Not enough data Not enough data Customer History Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Ordering Automation Not enough data Not enough data Retail POS Not enough data Not enough data Product Catalog Not enough data Not enough data Inventory Replenishment Not enough data Not enough data Returns Tracking Not enough data Not enough data Data Synchronization Not enough data Not enough data Touch Screen Not enough data Not enough data Restaurant POS[Hide 88 FeaturesShow 88 Features](javascript:void(0);) 8.3 8 Not enough data Administration Menu Building 8.9(won by default) 6 Not enough data Inventory Management 7.8(won by default) 6 Not enough data Employee Scheduling 7.8(won by default) 6 Not enough data Accounting 8.7(won by default) 5 Not enough data Loyalty Management 8.0(won by default) 5 Not enough data Reporting & Analytics Not enough data Not enough data Retail Inventory Management Not enough data Not enough data Invoice Management Not enough data Not enough data Layaway Management Not enough data Not enough data Delivery Management Not enough data Not enough data Real-Time Reporting Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Meal Service Payment Gateway 9.3(won by default) 7 Not enough data Check Adjustment 8.3(won by default) 6 Not enough data Takeout & Delivery 7.5(won by default) 6 Not enough data Table Management Not enough data Not enough data Kitchen Tickets Not enough data Not enough data Receipt Management Not enough data Not enough data Sales Tax Management Not enough data Not enough data Gift Card Management Not enough data Not enough data Promotions Management Not enough data Not enough data Purchase Order Management Not enough data Not enough data Returns Management Not enough data Not enough data eCommerce Management Not enough data Not enough data Commission Management Not enough data Not enough data Sales Order Management Not enough data Not enough data Discount Management Not enough data Not enough data Order Management Not enough data Not enough data Recipe Management Not enough data Not enough data Reservations Management Not enough data Not enough data Tips Management Not enough data Not enough data Bar Tab Management Not enough data Not enough data Employee Management Not enough data Not enough data Cash Management Not enough data Not enough data Kitchen/Menu Management Not enough data Not enough data Partial Payments Not enough data Not enough data Stock Management Not enough data Not enough data Pricing Management Not enough data Not enough data Price/Margin Management Not enough data Not enough data Split Checks Not enough data Not enough data Additional Functionality Barcode/Ticket Scanning Not enough data Not enough data Access Controls/Permissions Not enough data Not enough data Activity Dashboard Not enough data Not enough data Accounting Integration Not enough data Not enough data API Not enough data Not enough data Order Tracking Not enough data Not enough data AI Copilot Not enough data Not enough data Customer History Not enough data Not enough data Payment Processing Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Dynamic Pricing Not enough data Not enough data Transaction History Not enough data Not enough data Customizable Reports Not enough data Not enough data Multi-Location Not enough data Not enough data For Bars/Clubs Not enough data Not enough data Clock In/Out Not enough data Not enough data Credit Card Processing Not enough data Not enough data Customer Database Not enough data Not enough data Time Clock Not enough data Not enough data Inventory Control Not enough data Not enough data Product Catalog Not enough data Not enough data Generative AI Not enough data Not enough data Offline Access Not enough data Not enough data Loyalty Program Not enough data Not enough data Sales Trend Analysis Not enough data Not enough data Customizable Categories Not enough data Not enough data Sales Reports Not enough data Not enough data CRM Not enough data Not enough data Restaurant POS Not enough data Not enough data Data Import/Export Not enough data Not enough data Inventory Tracking Not enough data Not enough data Point of Sale (POS) Not enough data Not enough data Customer Accounts Not enough data Not enough data For iPad Devices Not enough data Not enough data SSL Security Not enough data Not enough data Real-Time Data Not enough data Not enough data For Retail Not enough data Not enough data Barcode Recognition Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Real-Time Updates Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Ordering Automation Not enough data Not enough data Retail POS Not enough data Not enough data Alerts/Notifications Not enough data Not enough data For Restaurants Not enough data Not enough data Order Entry Not enough data Not enough data Mobile Access Not enough data Not enough data Online Ordering Not enough data Not enough data Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);) 8.3 14 Not enough data Payment Processing Encryption 9.4(won by default) 9 Not enough data Credit Card Processing 9.0(won by default) 12 Not enough data Mobile Payments 9.0(won by default) 5 Not enough data Digital Wallet Integration 8.7(won by default) 5 Not enough data Debit/Credit Card Processing Not enough data Not enough data Online Payments Not enough data Not enough data Partial Payments Not enough data Not enough data In-Person Payments Not enough data Not enough data Digital Wallet Payments Not enough data Not enough data Administration Reporting & Analytics 8.5(won by default) 8 Not enough data E-commerce Integration 7.0(won by default) 5 Not enough data Processing Fees 7.6(won by default) 7 Not enough data POS Integration 9.8(won by default) 7 Not enough data Omnichannel 7.0(won by default) 5 Not enough data Levels 1 & 2 8.1(won by default) 6 Not enough data Level 3 7.9(won by default) 7 Not enough data Payment Gateway Integration Not enough data Not enough data ACH Payment Processing Not enough data Not enough data Cryptocurrency Processing Not enough data Not enough data Payment Options Multi-Currency 6.0(won by default) 5 Not enough data Self Service Portal 8.1(won by default) 9 Not enough data Security POS Verification 9.7(won by default) 6 Not enough data Platform Accounting integration 8.6(won by default) 6 Not enough data E-commerce Integration 7.7(won by default) 5 Not enough data Additional Functionality Data Synchronization Not enough data Not enough data Transaction Monitoring Not enough data Not enough data Purchasing & Receiving Not enough data Not enough data Contactless NFC Not enough data Not enough data Offline Access Not enough data Not enough data Electronic Signature Not enough data Not enough data PCI Compliance Not enough data Not enough data Credit Card Management Not enough data Not enough data Fraud Detection Not enough data Not enough data SSL Security Not enough data Not enough data Mobile Access Not enough data Not enough data Generative AI Not enough data Not enough data Returns Management Not enough data Not enough data Discount Management Not enough data Not enough data Reminders Not enough data Not enough data Barcode/Ticket Scanning Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Recurring/Subscription Billing Not enough data Not enough data Compliance Management Not enough data Not enough data Transaction History Not enough data Not enough data Mobile Card Reader Not enough data Not enough data Sales Tax Management Not enough data Not enough data Customer Database Not enough data Not enough data Receipt Management Not enough data Not enough data Customizable Branding Not enough data Not enough data Invoice Management Not enough data Not enough data Cash Management Not enough data Not enough data Remote Access/Control Not enough data Not enough data Multi-Location Not enough data Not enough data Sales Trend Analysis Not enough data Not enough data CRM Not enough data Not enough data Gift Card Management Not enough data Not enough data Sales Reports Not enough data Not enough data AI Copilot Not enough data Not enough data Multiple Payment Options Not enough data Not enough data Loyalty Program Not enough data Not enough data Status Tracking Not enough data Not enough data Alerts/Notifications Not enough data Not enough data Activity Dashboard Not enough data Not enough data Expense Tracking Not enough data Not enough data Data Security Not enough data Not enough data Payment Links Not enough data Not enough data API Not enough data Not enough data Payment Fraud Prevention Not enough data Not enough data Payment Reconciliation Not enough data Not enough data Data Import/Export Not enough data Not enough data Search/Filter Not enough data Not enough data Real-Time Data Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Show 5 feature categories with incomplete data Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);) Not enough data Not enough data Payment Options Coupons, Discounts, Promotions, and Gift Cards Not enough data 6.4(won by default) 6 Recurring Billing Not enough data 9.0(won by default) 10 Instant Payment Not enough data 8.8(won by default) 10 Accepted Credit Cards and Debit Cards Not enough data 8.8(won by default) 11 ACH Payments and eCheck Processing Not enough data 7.7(won by default) 8 Split Payments Not enough data 7.1(won by default) 8 Real-Time Payments Not enough data 8.1(won by default) 6 Multi-Currency 6.0(won by default) 5 Not enough data Self Service Portal 8.1(won by default) 9 Not enough data Administration Reporting/Dashboards Not enough data 7.6(won by default) 11 User, Role, and Access Management Not enough data 7.7(won by default) 11 Payout Time Not enough data 8.5(won by default) 10 Manual Payment Entry Not enough data 7.6(won by default) 11 Dispute Resolution Not enough data 8.0(won by default) 9 Omnichannel 7.0(won by default) 5 Not enough data Levels 1 & 2 8.1(won by default) 6 Not enough data Level 3 7.9(won by default) 7 Not enough data Security PCI Compliance Not enough data 8.3(won by default) 5 Fraud Protection Tools Not enough data 9.2(won by default) 11 Data Tokenization Not enough data 8.5(won by default) 10 Two-Factor Authentication Not enough data 8.7(won by default) 10 POS Verification 9.7(won by default) 6 Not enough data Development Customization (Fields, Objects, and Layouts) Not enough data 6.9(won by default) 12 APIs Not enough data 8.1(won by default) 12 Accounting Software Integration Not enough data 7.5(won by default) 10 E-Commerce Software Integration Not enough data 8.6(won by default) 11 Platform Performance and Reliability Not enough data 8.5(won by default) 11 Internationalization - Currency/Language Not enough data 8.5(won by default) 8 Internationalization - Operating Country Not enough data 8.8(won by default) 8 API / Integrations Not enough data 6.9(won by default) 6 PCI Regulation Compliance Not enough data 6.9(won by default) 6 Supplemental Technology Not enough data 7.0(won by default) 5 Accounting integration 8.6(won by default) 6 Not enough data E-commerce Integration 7.7(won by default) 5 Not enough data Agentic AI - Payment Gateways Autonomous Task Execution Not enough data Not enough data Cross-system Integration Not enough data Not enough data Decision Making Not enough data Not enough data Enterprise Payment[Hide 23 FeaturesShow 23 Features](javascript:void(0);) Not enough data Not enough data Payment Methods ACH Not enough data Not enough data Credit and Debit Not enough data Not enough data Wire Transfer Not enough data Not enough data Payment Processing Batch Processing Not enough data Not enough data Payments Scheduling Not enough data Not enough data Automated Workflows Not enough data Not enough data Self Service Not enough data Not enough data Reconciliation Not enough data Not enough data Settlements Not enough data Not enough data Payment Tracking Not enough data Not enough data Security and Compliance PCI Compliant Not enough data Not enough data P2PE Not enough data Not enough data Fraud Management Not enough data Not enough data SSL Encryption Not enough data Not enough data SOX Not enough data Not enough data SOC Not enough data Not enough data Integration Agnostic Integration Not enough data Not enough data Reporting Consolidation Not enough data Not enough data Plugins and APIs Not enough data Not enough data Payment Types AP Automation Not enough data Not enough data E-Commerce Not enough data Not enough data Retail Not enough data Not enough data Agentic AI - Enterprise Payment Adaptive Learning Not enough data Not enough data Retail Management Software[Hide 127 FeaturesShow 127 Features](javascript:void(0);) Not enough data Not enough data Payment Credit Card Payments Not enough data Not enough data Loyalty Points Not enough data Not enough data Digital Wallets Not enough data Not enough data UPI Payment Not enough data Not enough data Meal Voucher Redemption Not enough data Not enough data Gift Voucher Redemption Not enough data Not enough data Cash Payment Not enough data Not enough data Installment Payment Not enough data Not enough data Generative AI Not enough data Not enough data Electronic Payments Not enough data Not enough data Checkout Barcode Scanning Not enough data Not enough data Bills/ e-Receipt Not enough data Not enough data Integration Not enough data Not enough data Order Booking Not enough data Not enough data Return/Refund Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Mail Order Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Inventory Management Inventory Control Not enough data Not enough data Low-stock Alerts Not enough data Not enough data Product Categorization Not enough data Not enough data Multilocation Inventory Tracking Not enough data Not enough data Purchase Orders Not enough data Not enough data Reporting and analytics Monitor Store KPIs Not enough data Not enough data Real-time data Not enough data Not enough data Exportable Reports Not enough data Not enough data Remote Reporting Not enough data Not enough data Customizable Reports Not enough data Not enough data Customizable Reports Not enough data Not enough data Real-Time Analytics Not enough data Not enough data Customer Management Customer Sales History Not enough data Not enough data Loyalty Management Not enough data Not enough data Customer Accounts Not enough data Not enough data Workflow Management Not enough data Not enough data Gift Card Management Not enough data Not enough data Order Management Not enough data Not enough data Cash Flow Management Not enough data Not enough data Promotions Management Not enough data Not enough data Inventory Management Not enough data Not enough data Commission Management Not enough data Not enough data Returns Management Not enough data Not enough data Discount Management Not enough data Not enough data Price/Margin Management Not enough data Not enough data Lottery Management Not enough data Not enough data Receipt Management Not enough data Not enough data Employee Management Not enough data Not enough data Fuel Management Not enough data Not enough data Website Management Not enough data Not enough data Financial Management Not enough data Not enough data Franchise Operations Management Not enough data Not enough data Lead Management Not enough data Not enough data Sales Activity Management Not enough data Not enough data Task Management Not enough data Not enough data Calendar Management Not enough data Not enough data Brand Management Not enough data Not enough data Supply Chain Management Not enough data Not enough data Training Management Not enough data Not enough data Timesheet Management Not enough data Not enough data Marketing Management Not enough data Not enough data Audit Management Not enough data Not enough data Document Management Not enough data Not enough data Support Ticket Management Not enough data Not enough data Royalty Management Not enough data Not enough data Compliance Management Not enough data Not enough data eCommerce Management Not enough data Not enough data Retail Inventory Management Not enough data Not enough data Sales Order Management Not enough data Not enough data Merchandise Management Not enough data Not enough data Shipping Management Not enough data Not enough data Warehouse Management Not enough data Not enough data Stock Management Not enough data Not enough data Team Management Employee Tracking Not enough data Not enough data Quick Employee Training Not enough data Not enough data Commission Tracking Not enough data Not enough data Employee Accounts and Permission Not enough data Not enough data Staff Scheduling Not enough data Not enough data Access Controls/Permissions Not enough data Not enough data Job Scheduling Not enough data Not enough data Help and support 24/7 Phone Support Not enough data Not enough data Email and Chat Support Not enough data Not enough data Account History Not enough data Not enough data Webinars and Session Not enough data Not enough data Customer Forum Not enough data Not enough data Integration Accounting Not enough data Not enough data E-commerce Not enough data Not enough data Multi-store Not enough data Not enough data Online Store Not enough data Not enough data Additional Functionality Reporting & Statistics Not enough data Not enough data Data Import/Export Not enough data Not enough data AI Copilot Not enough data Not enough data Multi-Location Not enough data Not enough data Loyalty Program Not enough data Not enough data Billing & Invoicing Not enough data Not enough data CRM Not enough data Not enough data Electronic Signature Not enough data Not enough data Performance Metrics Not enough data Not enough data Mobile Access Not enough data Not enough data Point of Sale (POS) Not enough data Not enough data Barcode Recognition Not enough data Not enough data Payment Processing Not enough data Not enough data Order Processing Not enough data Not enough data For Field Service Not enough data Not enough data Email Marketing Not enough data Not enough data Collaboration Tools Not enough data Not enough data Automatic Re-ordering Not enough data Not enough data Onboarding Not enough data Not enough data Activity Dashboard Not enough data Not enough data Search/Filter Not enough data Not enough data Forecasting Not enough data Not enough data API Not enough data Not enough data Customer Database Not enough data Not enough data Alerts/Notifications Not enough data Not enough data Data Security Not enough data Not enough data Franchise Intranet Not enough data Not enough data Construction Tracker Not enough data Not enough data Credit Card Processing Not enough data Not enough data Customizable Templates Not enough data Not enough data Data Synchronization Not enough data Not enough data Inventory Optimization Not enough data Not enough data Sales Trend Analysis Not enough data Not enough data Inventory Replenishment Not enough data Not enough data Real-Time Monitoring Not enough data Not enough data Real-Time Updates Not enough data Not enough data Reporting/Analytics Not enough data Not enough data For Retail Not enough data Not enough data Offline Access Not enough data Not enough data Multi-Currency Not enough data Not enough data Accounting & Finance[Hide 1 FeatureShow 1 Feature](javascript:void(0);) Not enough data Not enough data Agentic AI - Accounting & Finance Autonomous Task Execution Not enough data Not enough data POS[Hide 58 FeaturesShow 58 Features](javascript:void(0);) Not enough data Not enough data Payments Credit Card Payments Not enough data Not enough data Partial Payments Not enough data Not enough data Split Payments Not enough data Not enough data Discounts Not enough data Not enough data Voided/Refunded Payments Not enough data Not enough data Store Credit Allocation Not enough data Not enough data Tip Adjustments Not enough data Not enough data Offline Payments Not enough data Not enough data Multidevice Payment Acceptance Not enough data Not enough data Next Day Deposits Not enough data Not enough data Electronic Payments Not enough data Not enough data Employee Management Employee Accounts Not enough data Not enough data Permissions Not enough data Not enough data Commission Tracking Not enough data Not enough data Tab Allocation Not enough data Not enough data Log/Shift Notes Not enough data Not enough data Staff Scheduling Not enough data Not enough data Floor Plans Not enough data Not enough data Customer Accounts Not enough data Not enough data Customer Management Loyalty Membership Not enough data Not enough data Customer Profiles Not enough data Not enough data Credit Card Filing Not enough data Not enough data Inventory Management Track Inventory Not enough data Not enough data Inventory Notifications Not enough data Not enough data Product Organization Not enough data Not enough data Multilocation Inventory Tracking Not enough data Not enough data Integrations Accounting Integrations Not enough data Not enough data Inventory Management Integrations Not enough data Not enough data E-Commerce Integrations Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Order Management Not enough data Not enough data Stock Management Not enough data Not enough data Analytics Sales Tracking Not enough data Not enough data Guest Counts Not enough data Not enough data End of Day Reports Not enough data Not enough data Customizable Reports Not enough data Not enough data Sales Reports Not enough data Not enough data Additional Functionality AI Copilot Not enough data Not enough data Real-Time Data Not enough data Not enough data Offline Access Not enough data Not enough data Customer Database Not enough data Not enough data Payment Processing Not enough data Not enough data Activity Dashboard Not enough data Not enough data Generative AI Not enough data Not enough data Barcode Recognition Not enough data Not enough data Credit Card Processing Not enough data Not enough data Transaction History Not enough data Not enough data Restaurant POS Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Real-Time Updates Not enough data Not enough data Customer History Not enough data Not enough data Billing & Invoicing Not enough data Not enough data CRM Not enough data Not enough data Point of Sale (POS) Not enough data Not enough data Ordering Automation Not enough data Not enough data API Not enough data Not enough data Retail POS Not enough data Not enough data Sales Trend Analysis Not enough data Not enough data User Insights Reviewers' Company Size [![Clover](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_909cbd977eb5a613e7cdaf08436ddf65/clover.png "Clover")](https://www.g2.com/products/clover/reviews) Clover Small-Business(50 or fewer emp.) 79.0% Mid-Market(51-1000 emp.) 18.0% Enterprise(\> 1000 emp.) 3.0% [![Opayo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0220da115796ee20a99fefe59e2a7ea9/opayo.png "Opayo")](https://www.g2.com/products/opayo/reviews) Opayo Small-Business(50 or fewer emp.) 71.9% Mid-Market(51-1000 emp.) 28.1% Enterprise(\> 1000 emp.) 0% Small-Business (50 or fewer emp.) 79.0% 71.9% Mid-Market (51-1000 emp.) 18.0% 28.1% Enterprise (\> 1000 emp.) 3.0% 0% Reviewers' Industry [![Clover](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_909cbd977eb5a613e7cdaf08436ddf65/clover.png "Clover")](https://www.g2.com/products/clover/reviews) Clover Food & Beverages 17.3% Retail 11.2% Restaurants 11.2% Consumer Services 5.1% Legal Services 4.1% Other 51.0% [![Opayo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0220da115796ee20a99fefe59e2a7ea9/opayo.png "Opayo")](https://www.g2.com/products/opayo/reviews) Opayo Accounting 15.6% Information Technology and Services 12.5% Computer Software 6.3% Electrical/Electronic Manufacturing 6.3% Retail 6.3% Other 53.1% FAQs ## Clover vs Opayo FAQs Generated using AI Last updated: August 15, 2026 ### What is the difference between Opayo vs Clover? Opayo stands out for higher reviewer satisfaction on support and setup, while Clover is more widely reviewed and praised for ease of use and payment processing features. | [Opayo](https://www.g2.com/products/opayo/reviews) | [Clover](https://www.g2.com/products/clover/reviews) | | --- | --- | | 4.2/5 (35 reviews) | 3.8/5 (108 reviews) | | Small-Business | Small-Business | | 7.7 | 8.3 | | 7.9 | 7.2 | | Ease of navigation and customer service | Ease of use (15 all-time mentions), payment processing (6 all-time mentions) | ### How do the pricing models of Opayo and Clover compare? Opayo is rated higher for value, with reviewers expressing greater satisfaction with its pricing compared to Clover. - **Opayo:** Reviewers note that Opayo's pricing is competitive and aligns well with the value delivered, with some recommending it over alternatives like Adyen or Zoho Checkout. - **Clover:** Recent reviews highlight concerns about Clover's fee structure, with mentions of high or unclear fees and additional costs for add-ons, though some praise its competitive terminal costs. - **Switching reasons:** Several reviewers mention switching to Opayo for better pricing and support, while some Clover users express frustration with unexpected fees and contract terms. ### What are the best alternatives to Opayo and Clover? Square Point of Sale, Stripe Payments, and GoCardless are the top three alternatives to Opayo and Clover. | Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength | | --- | --- | --- | --- | --- | | [Opayo](https://www.g2.com/products/opayo/reviews) | 4.2/5 (35) | Small-Business | Competitive pricing, recommended over Adyen and Zoho Checkout | Ease of navigation and customer service | | [Clover](https://www.g2.com/products/clover/reviews) | 3.8/5 (108) | Small-Business | Concerns about high or unclear fees, additional costs for add-ons | Ease of use (15 all-time mentions), payment processing (6 all-time mentions) | | [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) | 4.6/5 (1211) | Small-Business | — | — | | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5 (458) | Small-Business | — | — | | [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321) | Small-Business | — | — | ### Which Payment Processing features should I prioritize when comparing Opayo and Clover? Buyers comparing Opayo and Clover should prioritize Ease of Setup, Quality of Support, Integrations, and Payment Processing features. - **Ease of Setup:** Opayo scores 7.7, Clover scores 8.3. - **Quality of Support:** Opayo scores 7.9, Clover scores 7.2. - **Integrations:** Clover is mentioned in 59 reviews for integrations, including QuickBooks Online; Opayo is cited for integration with Sage 100 and Magento in recent reviews. - **Payment Processing:** Clover has 6 all-time mentions for payment processing as a strength; Opayo is praised for multi-currency processing and fraud risk management in recent reviews. ### What are the pros and cons of Opayo vs Clover? Opayo's headline strength is customer service and navigation, while Clover is most praised for ease of use and payment processing. - **Opayo strengths:** Reviewers highlight ease of navigation, strong customer service, and intuitive transaction management. - **Opayo trade-offs:** Some reviewers mention complexity in rulebase settings and occasional issues with integration or administrative complexity. - **Clover strengths:** Ease of use (15 all-time mentions), payment processing (6 all-time mentions), setup ease (6 all-time mentions), and integration with tools like QuickBooks Online. - **Clover trade-offs:** Reviewers note missing features (3 all-time mentions), connectivity issues (2 all-time mentions), and concerns about fee structure and customer support responsiveness. ### Is Opayo or Clover better for small businesses? Opayo and Clover both primarily serve small businesses, but Clover receives more frequent praise for ease of use and setup in small-business reviews. - **Opayo:** Largest segment is Small-Business; reviewers appreciate its customer service and navigation, with some noting a learning curve for advanced features. - **Clover:** Largest segment is Small-Business; reviewers consistently highlight ease of use, quick setup, and features tailored for small business operations. ### Which Payment Processing platform has better integrations? Clover is favored for integrations, with more reviewer-cited mentions and specific third-party tool support. - **Opayo:** Recent reviews mention integration with Sage 100 and Magento, with positive feedback on payment and accounting system connectivity. - **Clover:** 59 reviews mention integrations, including QuickBooks Online, with reviewers highlighting the value of connecting to accounting and business management tools. ### How do Opayo and Clover compare on customer support? Opayo scores higher on Quality of Support (7.9 vs 7.2), indicating stronger reviewer satisfaction with support experiences. - **Opayo:** Reviewers frequently praise customer service, describing support as thorough and helpful, with several citing positive experiences during setup and troubleshooting. - **Clover:** Support experiences are mixed, with some reviewers noting helpful and responsive support, while others report slow response times and difficulty resolving issues. ### Which is easier to implement, Opayo or Clover? Clover scores higher on Ease of Setup (8.3 vs 7.7), with reviewers more frequently describing a straightforward implementation experience. - **Opayo:** Reviewers describe setup as generally positive, with some noting a learning curve for advanced features and occasional complexity in integration. - **Clover:** Many reviewers highlight quick and easy setup, with several mentioning that the process was intuitive and required minimal technical expertise. Alternatives **Clover Alternatives** ![Square Point of Sale](https://images.g2crowd.com/uploads/product/hd_favicon/2c901b8fb8dbe0415be49cb1f6e20a46/square-point-of-sale.svg "Square Point of Sale") [ Square Point of Sale ](/products/square-point-of-sale/reviews) ![Toast](https://images.g2crowd.com/uploads/product/hd_favicon/d30e14b19155fd76ac383dcfab4c11f3/toast.svg "Toast") [ Toast ](/products/toast/reviews) ![Shopify POS](https://images.g2crowd.com/uploads/product/hd_favicon/82b95df2e9c6cb59fd5f8a0e6c72b620/shopify-shopify-pos.svg "Shopify POS") [ Shopify POS ](/products/shopify-shopify-pos/reviews) ![Lightspeed Retail](https://images.g2crowd.com/uploads/product/hd_favicon/01445c38740431a615977d0cc80b1987/lightspeed-retail.svg "Lightspeed Retail") [ Lightspeed Retail ](/products/lightspeed-retail/reviews) **Opayo Alternatives** ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments") [ Stripe Payments ](/products/stripe-stripe-payments/reviews) ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless") [ GoCardless ](/products/gocardless/reviews) ![BILL AP/AR](https://images.g2crowd.com/uploads/product/hd_favicon/5732d9e5c8486308f5159e2ec584bcfb/bill-ap-ar.svg "BILL AP/AR") [ BILL AP/AR ](/products/bill-ap-ar/reviews) ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") [ PayPal Payments ](/products/paypal/reviews) ## Clover vs Opayo When assessing the two solutions, reviewers found Opayo easier to use and do business with overall. However, reviewers preferred the ease of set up with Clover, along with administration. - Reviewers felt that Opayo meets the needs of their business better than Clover. - When comparing quality of ongoing product support, reviewers felt that Opayo is the preferred option. - For feature updates and roadmaps, our reviewers preferred the direction of Opayo over Clover.