--- title: re:cap Reviews meta_title: 're:cap Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter reviews by the users' company size, role or industry to find out how re:cap works for a business like yours. aggregate_rating: rating_value: 5.0 review_count: 1 scale: '5' date_modified: '2026-09-22' parent_category: name: Accounting & Finance url: https://www.g2.com/categories/accounting-finance ---

re:cap Pros and Cons: Top Advantages and Disadvantages

Quick AI Summary Based on G2 Reviews

Generated from real user reviews

Users value the flexibility of re:cap, enabling significant growth without equity dilution and fostering an international mindset. (1 mentions)
Users commend the smooth onboarding process with re:cap, enabling significant growth and funding flexibility. (1 mentions)
Users note the high cost of re:cap, which can be a significant drawback despite its flexibility. (1 mentions)

Top Pros or Advantages of re:cap

1. Flexibility
Users value the flexibility of re:cap, enabling significant growth without equity dilution and fostering an international mindset.
See 1 mentions

See Related User Reviews

Verified User
U

Verified User

Small-Business (50 or fewer emp.)

5.0/5

"Very trustworthy and flexible financing partner"

What do you like about re:cap?

We started working with re:cap in 2022 when we got our first growth funding. The onboarding went very smooth and although our own bank was not willing

2. Onboarding Process
Users commend the smooth onboarding process with re:cap, enabling significant growth and funding flexibility.
See 1 mentions

See Related User Reviews

Verified User
U

Verified User

Small-Business (50 or fewer emp.)

5.0/5

"Very trustworthy and flexible financing partner"

What do you like about re:cap?

We started working with re:cap in 2022 when we got our first growth funding. The onboarding went very smooth and although our own bank was not willing

Top Cons or Disadvantages of re:cap

1. Expensive
Users note the high cost of re:cap, which can be a significant drawback despite its flexibility.
See 1 mentions

See Related User Reviews

Verified User
U

Verified User

Small-Business (50 or fewer emp.)

5.0/5

"Very trustworthy and flexible financing partner"

What do you dislike about re:cap?

A downside of using re:cap could be the higher interest, but in return you will get a lot of flexbility.

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Verified User in Information Technology and Services
UI
Verified User in Information Technology and Services
Small-Business (50 or fewer emp.)
"Very trustworthy and flexible financing partner"
5/5
What do you like best about re:cap?

We started working with re:cap in 2022 when we got our first growth funding. The onboarding went very smooth and although our own bank was not willing to provide any funds due to negative equity on balance, re:cap would take on our case because of a positive cashflow and the nature of our business (recurring revenue).

And really, what a ride it has been from there! The funding re:cap provided us enabled us to invest into marketing and grow from +/- 15 employees to currently over 40 while our client base has grown almost 4 times since then as well. The interest is way more steep compared to a bank, but you recieve a lot of flexibility and 0 dilution on equity in return.

Due to our growth we can now have a more international mindset instead of only focusing on clients in our home country. We became more ambitious now we now re:cap has our back in regards to proper funding. This would not have been possible without their help. Review collected by and hosted on G2.com.

What do you dislike about re:cap?

A downside of using re:cap could be the higher interest, but in return you will get a lot of flexbility. Review collected by and hosted on G2.com.

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